How to Buy a Car for the First Time

By Quentin Arthur (Freelance Contributor) | Posted on February 2nd, 2019 | Last Updated on April 24th, 2020
By Quentin Arthur (Freelance Contributor)
Posted on February 2nd, 2019. Last Updated on April 24th, 2020.
How to Buy a Car for the First Time

When you began driving, you were most likely provided with a vehicle by your parents or another family member. This may have been a hand-me-down car that has been in the family for years or even an old hatchback that was picked up online for a couple of hundred dollars. In either case, you had little to do with the selection of the vehicle. Of course, the time will come when you need to go to the dealership to purchase your first real car of your own. When that time comes, the following advice might just come in handy:


The first step that you will need to take on your journey to car ownership is figuring out how much money you want to spend. Take some time to sit down and analyze your finances to determine an amount that leaves you plenty left over for other expenses. If you can pay cash for the car, great.  But, if you have to finance the car with monthly payments, figure out how much you can afford each month.  If you need assistance with this part, you can always speak with a family member, friend, or trusted financial adviser.

Picking The Car

Having figured out how much money you are willing to spend, your next step will be finding that perfect car. Try to focus on choosing a vehicle that makes sense for your lifestyle rather than one that just looks good. If you have a family, pick a car that has plenty of room for the kids. If you work as a plumber, pick a vehicle that has room for your tools. By taking the time to find the right vehicle now, you could save yourself a lot of trouble later. Of course, throughout all of this searching, never lose sight of that budget. Remember to allow for maintenance, gas, repairs, and in some cases, parking fees.  Also, don't forget to factor in how much car insurance will cost. Try this tool to quickly compare rates and offers from top tier providers.


Once you have decided upon the type of car you want, it is time to find the best deal possible on it. If you are purchasing a new car, take the time to speak with all of the dealerships in your area who offer the vehicle. You might just find one who is cheaper than the rest. If you are purchasing a used car, you will need to negotiate directly with the salesperson. You may be able to receive some discounts in exchange for waiving some services or financing with the dealership. The negotiation process can be long and tiring, but if you are not happy with the deal, do not be afraid to walk away. You should never agree to anything in which you are not comfortable. 

Though buying your first car might seem like a daunting task at first glance, it doesn't have to be. By following the tips and advice contained in this article, you will soon be cruising through town in your new, reasonably-priced vehicle.

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