Lost Your Keys? We’ve Got You Covered.
With our Key Replacement Coverage, you’re protected from unexpected expenses—and get added perks like roadside assistance and towing
As featured in
Drive with confidence
Experience coverage that keeps you on the road without the stress.
Lost? Stolen? We Replace It.
We’ll cover up to $800 in replacement costs every year. Enjoy added peace of mind with lockout services, towing, and more.
Benefits that go the extra mile
From lockout services to towing, we’ve got you covered for the unexpected.
Flexibile Coverage
Choose the coverage term that fits your life with as little as one or up to seven years of worry-free driving.
More Than a Spare Key
Towing, flat repairs, lockout services, and more are included with your plan. You’ll be prepared for every scenario.
Protect your wallet from expenses
We’ll cover up to $800 in replacement costs every year.
See how much you could save
Modern car keys aren't just keys—they're high-tech and expensive to replace.
Lost? Stolen? We Replace It.
When my only car key disappeared during a vacation, I was shocked to
find out replacing it would cost $600! Luckily, my coverage helped me
get a new key within just a couple of days and I didn't have to pay at
all."
- Jamie F., Florida
Fequently asked questions
What is Key Replacement Coverage?
Key Replacement Coverage helps you with a reasonable replacement cost if your covered key/remote is lost, stolen, or accidentally destroyed.
What types of keys are covered under Key Replacement Coverage?
The coverage includes keys/remotes provided at the time of vehicle purchase, including replacements obtained under this agreement. However, valet keys or other keys with limited functionality are excluded.
How do I make a claim for Key Replacement?
To make a claim, contact the Administrator as soon as possible. If near the seller, return there for replacement; otherwise, visit any franchised dealer. Non-working keys/remotes must be inspected by the dealer, and the seller must email the replacement order to the company for payment.
Is there a limit to the number of claims I can make?
The coverage limits are $400 per year for Class 1 vehicles (most passenger vehicles) and $800 per year for Class 2 vehicles (more expensive commercial or high-end luxury vehicles). The contract does not specify a limit on the number of claims as long as you stay within this financial cap.
Does Key Replacement Coverage include locksmith services?
Yes, lockout services are included. If you’re locked out of your vehicle, a locksmith will be sent to provide access to the passenger compartment.
Is there a deductible for Key Replacement claims?
The contract includes a $0 deductible per claim.
Are there any exclusions or conditions that would prevent me from receiving coverage?
Exclusions include damage outside the U.S. and Canada, damage covered by other agreements or warranties, manufacturer’s defects, consequential losses, fraudulent claims, unauthorized replacements, weather-related damage, commercial vehicles, acts of God, and war or terrorism.
What happens to my Key Replacement Coverage if I sell my car?
If you sell the vehicle, the coverage terminates. You may apply for a transfer to the new owner within 30 days of sale, with a $50 transfer fee and required documentation. If not transferred, you can notify for a refund of the unearned purchase price.
