Toyota Yaris Loan Calculator

Our Loan Calculator display shows you how your Toyota Yaris loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Yaris to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Toyota Yaris Loan Calculator

Vehicle Price
$
Trade-In / Down Payment
$
Interest Rate
%
Credit Score
Loan Period
Sales Tax Rate
%
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Toyota Yaris Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $23,330 $23,330 $0 (0%)
1 $21,506 $17,906 +$3,600 (17%)
2 $19,521 $12,218 +$7,303 (37%)
3 $17,184 $6,254 +$10,930 (64%)
4 $15,125 $0 +$15,125 (100%)

Toyota Yaris Monthly Payment

Loan Term 48 Months
APR 4.75%
Paid in Full Jul, 2025
$534.64
Total Principal $23,330
Total Interest $2,333
Total Cost of Loan $25,663
$534.64
Loan Term 48 Months
APR 4.75%
Paid in Full Jul, 2025
Total Principal $23,330
Total Interest $2,333
Total Cost of Loan $25,663

Toyota Yaris Loan Amortization

Month Interest Principal Balance
Aug, 2021 $92.35 $442.00 $22,888.00
Sep, 2021 $90.60 $444.00 $22,444.00
Oct, 2021 $88.84 $446.00 $21,998.00
Nov, 2021 $87.08 $448.00 $21,550.00
Dec, 2021 $85.30 $449.00 $21,101.00
Jan, 2022 $83.52 $451.00 $20,650.00

This Toyota Yaris is expected to lose $8,205 of its resale value during the 48 months of this loan. Check out our Toyota Yaris Depreciation Calculator for a detailed analysis of the Yaris's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Yaris has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Yaris model years to buy to get the best value.