Volvo S60 Financing

Our Loan Calculator display shows you how your Volvo S60 loan balance compares to the ongoing value of your vehicle. With financing, you will pay that loan down each month to reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your S60 to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly.

Volvo S60 Loan Calculator

Vehicle Price
Trade-In / Down Payment
Interest Rate
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Loan Period
Sales Tax Rate
Model Year
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tip: Update the price if you change the model year.      reset this form
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

Volvo S60 Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $47,810 $47,810 $0 (0%)
1 $36,178 $40,756 -$4,578 (-13%)
2 $34,820 $33,359 +$1,461 (4%)
3 $27,792 $25,604 +$2,188 (8%)
4 $24,766 $17,471 +$7,295 (29%)
5 $21,142 $8,944 +$12,198 (58%)
6 $17,341 $0 +$17,341 (100%)
Apply for Volvo S60 Financing
Loan Term 72 Months
APR 4.75%
Paid in Full May, 2027

Monthly Payment


Total Principal $47,810
Total Interest $7,230
Total Cost of Loan $55,040

Volvo S60 Loan Amortization

Month Interest Principal Balance
Jun, 2021 $189.25 $575.00 $47,235.00
Jul, 2021 $186.97 $577.00 $46,658.00
Aug, 2021 $184.69 $580.00 $46,078.00
Sep, 2021 $182.39 $582.00 $45,496.00
Oct, 2021 $180.09 $584.00 $44,912.00
Nov, 2021 $177.78 $587.00 $44,325.00

This Volvo S60 is expected to lose $30,469 of its resale value during the 72 months of this loan. Check out our Volvo S60 Depreciation Calculator for a detailed analysis of the S60's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the S60 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best S60 model years to buy to get the best value.

Other Volvo S60 Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Volvo S60 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: