Fiat Extended Warranty Review

February 4, 2021

Fiat crafts luxury vehicles with the level of precision we’ve come to expect. However, even in the best assembly lines, mistakes can happen and manufacturer’s defects can occur. That is when a Fiat extended warranty can help to protect you from expensive repairs. But is it worth buying? Find out in our Fiat extended warranty review!

We’ll be discussing the Fiat extended warranty program today. We’ll go over Fiat’s coverage, their perks, and what we think about their program.

The Highlights:

  • We recommend the Fiat extended warranty program because of the degree of customization available in their plans.
  • All Fiat extended protection plans are offered by Mopar, a partnership that is fully disclosed in contracts.
  • All plans have limitations on the locations that you can take your car for repairs, which may make third-party vendors worth considering for some people.
  • Plans are extremely customizable, due to the four tiers of coverage and choice of mileage terms.

Is It Worth Getting a Fiat Extended Warranty?

We can’t talk about whether we think a Fiat vehicle service contract is worth it without talking about what’s in the plan in the first place.

Fiat warranties are offered by a company called Mopar. This is a partnership that is fully disclosed and not hidden, so we don’t hold that against Fiat.

There are four tiers of coverage to choose from:

  1. Powertrain Care Plus:  Your vehicle’s powertrain is the only system covered by this warranty, which includes the engine, driveline, and transmission.
  2. Added Care:  This plan includes everything in the Powertrain Care Plus plan, along with coverage of some electrical systems, brakes, and cooling systems.
  3. Added Care Plus:  This mid-tier plan covers everything in the above levels, along with coverage for instrument panels, electrical systems, and the luxury group of features.
  4. Maximum Care:  With a slogan of “if it’s mechanical, it’s covered,” this plan covers 5,000 components. There is coverage for everything above, with the addition of body mechanisms, safety mechanisms, and manual interior mechanisms.

If you want to dive deeper into the available plans, you can view Mopar’s sales brochure.

Mopar makes it clear that maintenance services and any wear-and-tear items are not covered by the Fiat extended protection plans. This would refer to oil changes and new brake pads, for example.

There are dozens of options for mileage and term length limits on the plans from Mopar. Combined with the four levels of coverage they offer, you can truly customize your plan.

Fiat and Mopar add a few perks to their programs to persuade you to buy:

  • A rental car allowance of $35 per day with a maximum of $175 for the duration of covered repairs
  • 24/7 roadside assistance, with battery jumps, emergency tows, and flat tire changes (as long as you have a spare)
  • $1,000 worth of trip interruption coverage for meals, lodging, and transportation
  • All warranties are also fully transferable, although there is a $50 fee to use this benefit.

We don’t think these perks should persuade you into becoming a customer. You need to compare coverage and prices to make your decision; let the perks be added bonuses.

Notice that we aren’t discussing price in our Fiat extended warranty review? That’s because, as mentioned in another post about extended warranties, all extended warranty prices are unique to the car in question. Prices will vary based on the VIN and mileage.

Fiat Factory Extended Warranty vs. Third-Party Extended Warranty

Even though Mopar is technically a third-party provider, the agreement between Fiat and Mopar is more of a partnership than anything else. There are other third-party vendors for extended warranties that you can consider instead.

The core difference between a Mopar warranty and a standard third-party warranty is where you can go to repair your vehicle. A third-party warranty will allow you to repair your vehicle at any licensed auto shop. Meanwhile, a Fiat vehicle service contract requires you to have your vehicle repaired at a Fiat dealership.

An exception can be made if your vehicle breaks down far from a Fiat dealership. Mopar will reimburse you for repairs. This requires prior authorization before repairs and then filing for reimbursement after you pay the repair shop.

A third-party warranty might be better if you are far from a Fiat dealership. Compare prices and coverage primarily, but keep this crucial difference in mind.

What is Covered Under a Pre-Owned Fiat Extended Warranty?

Every Fiat certified pre-owned vehicle is eligible for a Fiat extended warranty. Only the Added Care Plus and Maximum Care programs can be purchased for a CPO vehicle.

For those financing a CPO, you can also add GAP insurance to your vehicle through Mopar. Depending on how much equity you’ve put into the vehicle, this might be a worthwhile purchase.

Do We Recommend a Fiat Vehicle Service Contract?

What’s the ultimate conclusion of our Fiat extended warranty review? We recommend Fiat’s extended warranty program. Fiat is transparent about its partnership with Mopar, and we greatly appreciate that.

The main thing we love about Fiat’s program is the wide variety of coverage options. Between the four levels of coverage and a massive selection of term lengths, you can find something that will work for you. The only drawback is the limitation of options on where you can have your vehicle repaired.

If you’re looking for another extended warranty provider, we offer vehicle service contracts through our trusted vendors. We have clearly defined coverage and transparent pricing. We’ll even hop on the phone with you to discuss all your warranty options so that you can pick the one that fits you best. Contact us today to schedule your consultation call.

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