GMC Extended Warranty Review

February 4, 2021

GMC produces sturdy, reliable automobiles. That being said, even the best cars can still have manufacturer’s defects that occur from time to time. Having an extended warranty can help to provide additional coverage when these issues occur. While we never advise buying an extended warranty from a dealership when you’re buying your car, they are still worth having and can be purchased after you leave the dealership. But is the warranty from GMC worth it? Find out in our GMC extended warranty review!

Today, we’re going to analyze the GMC extended warranty. We’ll discuss what is included with the warranty, who provides administration services for the warranty, and compare the warranty from GMC to third-party options.

The Highlights:

  • The GMC warranty is actually provided through a company called AMT Warranty Corp., which is only revealed in the fine print of the service contract.
  • The GMC warranty provides flexible term lengths.
  • There are actually two plans available, although only one is discussed on their website.
  • Repairs can only be done at participating dealerships.

Is It Worth Getting a GMC Extended Warranty?

We couldn’t say if it was worth getting a GMC extended protection plan without first discussing what is covered under it. Known as the Platinum Protection Plan, this GMC vehicle service contract has flexible term lengths and great coverage.

The GMC extended warranty program is actually administered by AMT Warranty Corp. This organization has little public information out there, so we can’t evaluate them fully. We only discovered this relationship by examining the fine print in the sample contract.

You may choose any of the below terms for your GMC vehicle service contract:

  • 24 months or 24,000 miles
  • 36 months or 36,000 miles
  • 48 months or 48,000 miles
  • 60 months or 60,000 miles

As far as what’s covered under the GMC vehicle service contract, they boast coverage for over 1,000 components in their Platinum Protection Plan. Even though they don’t discuss it on their website, the sample contract that they make available also discusses a silver plan. The Platinum Plan will cover everything that is not on the exclusion portion of the sample contract, while the silver plan will only cover what is specifically listed.

Both plans provide coverage for:

  • Most engine components
  • Transmission components
  • Transfer case
  • Steering components
  • Electrical components
  • Braking systems
  • Air conditioning systems

While both plans provide coverage for all of the listed systems, the Platinum Plan covers more components within each system.

There is no coverage for any issues that are related to misuse, abuse, or neglect. The GMC vehicle service contract only provides coverage for manufacturer’s defects, which is standard for all vehicle service contracts.

GMC also provides a number of benefits that come with every extended warranty:

  • Rental coverage of up to $40 per day for a total of $280 for breakdowns that result in covered repairs
  • 24/7 roadside assistance, including lockouts, spare tire changes (you provide the spare), fuel delivery, and battery jump-starts
  • Trip interruption coverage for up to $200 per day for up to four days if issues occur while you are more than 100 miles away from your home

While we think the above perks are nice, we don’t think they should persuade you into buying a GMC extended warranty. The main factors you should consider are coverage and cost for the warranty.

As we’ve mentioned in a previous post about vehicle service contracts, the price of a VSC will always be unique from car to car, which is why we haven’t talked about prices in our GMC extended warranty review. The final price is based on your VIN and total mileage. That’s why you need to obtain several quotes to decide which provider is worth considering.

So is a GMC extended warranty worth it? We don’t like that the warranty is actually provided by AMT Warranty Corp., a company that has almost no information available. However, we think it’s worth getting a quote from GMC, since they do offer excellent coverage. If the price is right, it might be worth it.

GMC Factory Extended Warranty vs. Third-Party Extended Warranty

There are a seemingly endless number of providers for third-party extended warranties out there. Speaking in generalities, these companies usually attempt to mimic the coverage provided by the automaker’s extended warranties.

However, there is one vital difference between the GMC warranty and a third-party warranty…where you can have the vehicle repaired. With a GMC extended warranty, you are required to have your repairs done at a participating GMC dealership. You might be reimbursed in special situations in which you can’t get the vehicle to a dealership, but you’ll have to file a claim in these cases.

With a third-party extended warranty, you can have the vehicle repaired almost anywhere. As long as a reputable association, such as the ASE or AAA, licenses the shop you can take your vehicle there.

What is Covered Under a Pre-Owned GMC Extended Warranty?

We examined the sample contract, sales page, and FAQ and could not find any mention of special considerations for a certified pre-owned GMC. This means that you’ll need to contact GMC directly, either at their headquarters or any dealership, and ask if your CPO is covered. You might have special coverage available, or you might not be eligible at all.

Do We Recommend a GMC Vehicle Service Contract?

What is the final opinion of our GMC extended warranty review? We cannot recommend the GMC extended protection program. We can’t move past the fact that the warranty is actually administered by a secretive third-party company through some barely-disclosed agreement. If we didn’t examine the sample contract, we wouldn’t have even known.

However, if this fact doesn’t bother you, it’s likely worth getting a quote from GMC. They have excellent coverage and flexible coverage terms. If you do go this route, keep in mind that you can only have your car repaired at a GMC dealership.

If you’re looking for another option, we offer vehicle service contracts through our reputable providers. We have transparent pricing and clear coverage standards. To make matters easier, we even offer free consultation calls to discuss all of your options (even if our option isn’t the best fit for you!). Contact us today to set up your free consultation or to request a quote.

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