Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, and the lowest APR finance deals are likely to vanish in months to come. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in April 2024.
👉 Short on time? We’ve highlighted the best of the best in bold. You can also see the top deals this month here.
The Best Auto Loan Rates For New Cars (April 2024)
We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month.
- 0% Financing: Mazda CX-30 and CX-50, Kia EV9, EV6, Niro EV, Nissan Ariya; Subaru Solterra; Ford Edge; Ford Mustang Mach-E; VW Tiguan
- 0.9% APR: GMC Terrain, Honda Ridgeline, Kia Sorento, most Buick models
- 1.9% APR: Subaru Outback, Subaru Forester, Nissan Rogue, VW Atlas, Chevrolet Equinox, Trailblazer, Blazer
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Let’s dive into every automaker’s financing and cash offers for April.
BMW Cash and Financing Deals
3.99% APR for 60 months for the BMW i4 electric sedan and iX electric SUV
See BMW listings with local market data.
Buick Cash and Financing Deals
0.9% APR for the 2024 Buick Encore GX and 2024 Enclave
0.9% APR for remaining new 2023 Enclave, Envision, Encore GX
Browse Buick listings with local market data
Cadillac Cash and Financing Deals
In April, Cadillac has these cash and APR offers for new cars:
2.9% APR for 36 months plus $750 cash allowance for the 2024 XT4
2.9% APR + $1,750 cash offer for the 2024 XT5, and XT6
Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See Cadillac listings with local market data.
Chevrolet Cash and Financing Deals
Chevrolet is offering low APR offers for multiple models
$7,250 customer cash for 2023 Silverado 1500 Crew Cab LT w/TurboMax
2.9% APR: all 2024 Silverado 1500 models + $5,000 cash offer
1.9% APR: Equinox, Blazer, Trailblazer + No payments for 90 days
Current GM owners also qualify for $1,000 cash allowance
See Chevrolet listings near you with local market data.
Chrysler Cash and Financing Deals
In April, the only active offer is $750 off of the Pacifica PHEV. Chrysler is not advertising any APR offers at this time. See Chrysler listings near you with local market data.
Dodge Cash and Financing Deals
These are Dodge’s cash and financing offers this month:
- $3,700 cash allowance for 2023 Chargers and Challengers
- $3,600 cash bonus for remaining 2023 Durango models
See Dodge listings with local market data.
Ford Cash and Financing Deals
In April, Ford is advertising these cash and financing offers:
0% APR for 60 months for the 2024 Ford Edge
0% APR for 72 months for remaining 2023 Mustang Mach-E
4.49% APR for 60 months: 2024 Ford F-150
$15,000 cash discount on 2023 F-150 Lightning XLT Extended Range
See Ford listings with local market data.
Learn more at Ford.com.
GMC Cash and Financing Deals
This month, GMC has a few financing offers:
0.9% APR: 2024 GMC Terrain
1.9% APR: 2023 and 2024 Canyon, GMC Sierra 1500, GMC Acadia
Learn more from GMC.
See GMC listings with local market data.
Honda/Acura Cash and Financing Deals
In April, Honda and Acura are advertising these financing offers:
Acura (all models): 1.9% APR for 36 months (low rate offers for longer terms)
Honda Ridgeline: 0.9% APR for 36 months; 2.9% APR for 60 months
Honda Accord: 3.9-4.9% APR
Honda CR-V, Passport, Pilot: 2.9%-4.9% APR
Honda Accord, Civic, CR-V Hybrid, HR-V, Odyssey: 3.9%-4.9% APR
$1,250 Honda Loyalty cash offer: Accord; $1,000 for the Passport
$1,500 loyalty offer + $1,500 conquest offer: Ridgeline
See Honda listings with local market data.
Hyundai Cash and Financing Deals
Right now, Hyundai is offering as low APR for several models.
2.99% APR: 2023 Santa Fe Hybrid
3.49% APR: 2023 Santa Fe, 2023 Sonata Hybrid
3.99% APR to 4.99% APR for other Hyundai models.
Big cash savings for multiple models: Remaining 2023 Santa Fe ($4,000 off), 2024 Palisade ($1,250), 2024 Santa Cruz ($2,500), 2024 Tucson ($1,250), 2024 Elantra ($1,000)
👉 Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See Hyundai listings with local market data.
Jeep Cash and Financing Deals
This month, these are Jeep’s cash incentives and financing offers:
2023 Grand Cherokee: $2,500 cash offer, 5.9% APR for 72 months
2023 Gladiator: Listed at 13% below MSRP
There are no advertised APR offers for the Jeep Wrangler currently.
See Jeep listings near you with local market data.
Kia Cash and Financing Deals
Check out the latest Kia offers in April:
Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. That’s where the best Kia APR deals are this month:
0% APR for 60 months: 2024 Kia EV6 and Niro EV (0% APR for 72 months for remaining 2023s)
0% APR for 48 months: 2024 Kia EV9 (three-row electric SUV)
0.9% APR: 2023 Sorento
$7,500 cash offer: 2023 Kia EV6
See Kia listings near you with local market data.
Lexus Cash and Financing Deals
4.99% APR for 60 months for the Lexus RX
See Lexus listings with local market data.
Learn more about these offers at Lexus.com
Lincoln Financing Offers
3,000 cash offer for remaining 2023 Lincoln Nautilus
Lincoln is offering 4.99% APR for remaining 2023 Nautilus and Corsair.
See Lincoln listings near you.
Mazda Cash and Financing Deals
In April, Mazda has these zero percent financing offers:
0% APR for 36 months: 2024 Mazda CX-50, CX-30
1.9% APR for 36 months: 2024 Mazda CX-5
See Mazda listings near you with local market data.
Learn more about these offers at MazdaUSA.com
Nissan Cash and Financing Deals
This month, Nissan has great financing deals:
0% APR for 72 months for remaining 2023 Nissan Ariya
1.9% APR for 60 months for the following models: 2023 Rogue
2.9% APR for 60 months for the following models: 2024 Altima, Pathfinder
*Most other Nissan models are available for under 4.9% APR.
See Nissan listings with local market data.
Learn more about these offers at NissanUSA.com
Ram Cash and Financing Deals
Ram has these active cash and financing offers in April 2024:
New 2024 Ram 1500: $4,500 cash allowance
New 2024 Ram 1500 Classic: $4,000 bonus cash
See Ram listings near you with local price data.
See details at ramtrucks.com
Subaru Cash and Financing Deals
0% APR for 72 months: Solterra EV
1.9% APR for 48 months: 2024 Outback, 2023 Forester
2.9% APR for 48 months: 2023 Ascent
2.9% APR for 72 months: 2024 Forester
3.9%-4.9% APR for other Subaru models.
👉 Ready for pro help with your car purchase? Work with a CarEdge Coach today! Never overpay for a car again.
See Subaru listings near you with local price data.
See which models and trims qualify at subaru.com.
Toyota Cash and Financing Deals
This month, Toyota has these APR deals for well-qualified buyers:
1.99% APR: bZ4X electric vehicle
3.49% APR: Highlander
3.99% APR: 2023 Tacoma 4×4, Highlander, RAV4
4.75% APR: 2024 Camry
See Toyota listings near you with local price data.
Learn more about these offers at Toyota.com
Volkswagen Cash and Financing Deals
0% APR for 60 months: Tiguan
1.9% APR for 60 months: Atlas
3.9% APR for 72 months: 2023 ID.4, 2024 Taos
$5,500 cash offer for remaining 2023 Volkswagen ID.4 models
See Volkswagen listings near you.
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I’ve owned my 2015 Nissan murano SL since March 2016 I bought it with 8,000 miles. I’ve taken great care of it, followed the manual service schedule, the car still looks new. It has 128000 miles, with no mechanical issues. I’ve gotten a online appraisal from west herr in Lockport NY 11,500 I got an email from Victor telling me please call him, he thinks he might get me even more. When I called he wasn’t working, his partner told me to take it to our local west herr dealership for in person appraisal. When I went there I was told kbb NOT the same appraisal from dealer site offered 7,000.00 when I refused I showed them the screen shot and Victor’s email. They told me your car isn’t worth 11,500 to us. Your car shows it had THREE accidents.. ive never had even one. Is it possible for a dealer to add an accident? I think west herr added an accident because now every online appraisal says I have accidents when it never said that before.
Today I got an appraisal from JD Powers showing a dealer would sell my car for 16-17,000 & trade on a rough is 11,500 and up to 14,000 on good condition which mine is.
Dealers are crooks, I don’t need a car I want a car. My way or no sale
Can dealers add fake accident reports to low ball their appraisal?
I tried to use your tool to find auto insurance. After I entered all my personal information and I see that I’m about to get my quotes, the next window is to pick from three companies (none of which I’ve ever heard of), and picking one opens another window with more choices…….repeat.
I just stopped and closed them all. How many of these “companies” now have my info? I trusted that you had a bonafide compare tool. It looks more like a scam to get peoples personal information.
I’m soooo extremely disappointed. I watch you guys on YouTube all the time and I trusted you!!! Why would you do this?
You must know how this “tool” works! Or DOESNT! I can’t believe it’s even on your site.
If you’re really who you portray yourselves as, wanting to help people, and being very transparent, you should really take that pos off your site. It doesn’t mesh at all with who you claim to be.
Hi Renee, I am sorry to hear about your experience. What page was it on? If you use our http://caredge.com/insurance experience it should not do that. Please know you can also call our agents at anytime at 855.786.1144 We truly are here to help, and I am very disappointed in the experience you had.
https://caredge.com/out-the-door-price has out of date data for Oregon fees. Please see https://www.oregon.gov/odot/dmv/pages/fees/vehicle.aspx and https://www.doj.state.or.us/consumer-protection/motor-vehicles/buying-a-vehicle/
I am looking for used car financing. I have over a 700 score and am looking to finance $30k. I want to get pre-qualified and did at BofA @7.14% for 72 months.
I tried a credit union, but after some restrictions AKA you must open a checking account or credit card with them to get the best rate which is 6.5% for 72 months. What is a good used car rate nowadays? Not CPO or dealer?
All I see on this site is for new car rates unless I missed it. Thank you
Hi Arthur. This page is for new car rates, but you can see our latest update that includes used car rates here. The average is now 14%, which is the highest in 20 years. A good used car rate would be as low as you can qualify for below that. We recommend pre-qualifying with credit unions or community banks to see what you qualify for: https://caredge.com/guides/car-loan-rates-in-2023
As negotiating power, can we assume that the dealership financing office could offer their low APR financing incentive rates on other vehicle models that are not being promoted? For example if Ford is offering 2.9% APR for a Bronco, but you’re purchasing an Expedition, could you try to negotiate the finance manager to offer that same 2.9%, or something close, on the Expedition? This is assuming you have excellent credit, of course?
Are dealerships able to negotiate the dealer financing to lower APR’s in order facilitate a sale for the vehicle? Like if they’re only offering a 5.99% APR for a specific vehicle, but you have amazing credit and are like…”if you can lower that to 2.99%, then I’ll buy the car today. Are they able to do that? Assuming you have fantastic credit?