RAM 2500 Loan Calculator
Our Loan Calculator display shows you how your RAM 2500 loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your 2500 to ensure that your loan balance declines faster than the value of your vehicle.
With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.
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RAM 2500 Projected Resale Value vs Loan Balance
Year | Resale Value | Loan Balance | Difference |
---|---|---|---|
0 | $67,543 | $54,034 | +$13,509 (20%) |
1 | $64,375 | $46,061 | +$18,314 (28%) |
2 | $61,991 | $37,701 | +$24,290 (39%) |
3 | $58,202 | $28,934 | +$29,268 (50%) |
4 | $56,736 | $19,745 | +$36,991 (65%) |
5 | $51,414 | $10,108 | +$41,306 (80%) |
6 | $46,828 | $0 | +$46,828 (100%) |
RAM 2500 Monthly Payment
Loan Term | 72 Months |
APR | 4.75% |
Paid in Full | Apr, 2030 |
Total Principal | $54,034 |
Total Interest | $8,172 |
Total Cost of Loan | $62,206 |
Loan Term | 72 Months |
APR | 4.75% |
Paid in Full | Apr, 2030 |
Total Principal | $54,034 |
Total Interest | $8,172 |
Total Cost of Loan | $62,206 |
RAM 2500 Loan Amortization
Month | Interest | Principal | Balance |
---|---|---|---|
May, 2024 | $213.88 | $650.00 | $53,384.00 |
Jun, 2024 | $211.31 | $653.00 | $52,731.00 |
Jul, 2024 | $208.73 | $655.00 | $52,076.00 |
Aug, 2024 | $206.13 | $658.00 | $51,418.00 |
Sep, 2024 | $203.53 | $660.00 | $50,758.00 |
Oct, 2024 | $200.92 | $663.00 | $50,095.00 |
This RAM 2500 is expected to lose $20,715 of its resale value during the 72 months of this loan. Check out our RAM 2500 Depreciation Calculator for a detailed analysis of the 2500's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the 2500 has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best 2500 model years to buy to get the best value.
Other RAM 2500 Costs of Ownership
Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major RAM 2500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: