Lincoln Extended Warranty Review

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Last updated Apr 24, 2023

Lincoln is known for creating luxurious automobiles that stand the test of time. However, manufacturer’s defects still happen. That’s why having an extended warranty can save you from having a costly repair bill. But should you buy it directly from Lincoln? Find out in our Lincoln extended warranty review!

We’re going to dive deep into the Lincoln extended warranty offering. We’ll discuss the different coverage tiers, compare them to third-party options, and make our ultimate recommendation.

The Highlights:

  • Lincoln offers four tiers of plans with your choice of term lengths, meaning you can tailor your coverage
  • There is no explicitly stated coverage for certified pre-owned Lincolns.
  • All repairs must be completed at a Lincoln or Ford dealership
  • We do recommend getting a quote for a Lincoln extended warranty

Is It Worth Getting a Lincoln Extended Warranty?

We can’t discuss if a Lincoln vehicle service contract is worth getting without first talking about what’s included in the warranty.

Lincoln has comprehensive coverage that’s divided into four tiers of plans. We’ll link each tier to the coverage map provided by Lincoln so that you can see exactly what components are covered:

  1. PowertrainCARE. This simplistic plan only covers 29 components that are all related to the engine and transmission. This is the lowest level of coverage, but it will still prevent a costly repair bill if something happens to the powertrain.
  2. BaseCARE. The second tier up provides coverage for everything the PowertrainCARE plan, plus added coverage for other systems that impact the vehicle’s drivability, such as steering, brakes, and suspension. In total, there are 84 components covered.
  3. ExtraCARE. Providing coverage for everything above and more, this program covers 113 components. This program adds coverage for electrical systems and “high tech” systems.
  4. PremiumCARE. As the top tier plan, this program covers over 1,000 different components. Every system in your vehicle has some components covered. Not surprisingly, this is the program they want everyone to buy.

Every plan provides you with your choice of term lengths up to eight years or 125,000 miles. You’ll only be responsible for paying your pre-selected deductible. All plans are completely transferrable, which increases your resale value. Lincoln does not mention if there is a fee for transferring your warranty.

Roadside assistance is available with each tier as well. Towing, tire services, fuel delivery, and lockouts are all included in the coverage.

Lincoln also provides rental benefits for up to 10 days if you are stuck without a vehicle while your repairs are being completed.

Repairs must be completed at a Ford or Lincoln dealership. Fortunately, your extended warranty will be accepted at every dealership in the U.S., Canada, and Mexico. Your repairs will be carried about by a Lincoln-trained technician and use genuine parts.

Notice how we aren’t providing prices for any of these programs in our Lincoln extended warranty review? That’s because, as discussed in an earlier post, all vehicle service contracts have a unique price based on your VIN and mileage. As such, to compare prices, you’ll need to obtain quotes from several different companies.

So, is the Lincoln extended protection program worth it? We think it’s worth getting a quote and seeing how the prices stand up to their competitors. They offer four tiers of coverage with flexible term lengths, both of which mean you can tailor your plan to exactly what you want. You even have your choice of deductibles.

Lincoln Factory Extended Warranty vs. Third-Party Extended Warranty

Third-party extended warranties tend to copy the coverage provided by automakers’ extended warranty programs. As such, there are typically only minor differences in component coverage between extended warranty providers.

One difference is vital, though: where you can repair your vehicle. As discussed above, any vehicle with a Lincoln extended protection plan must be repaired at a Lincoln or Ford dealership. With a third-party extended warranty, you can have your repairs completed at any shop that’s licensed by ASE or AAA.

Does this really matter? That’s up to you. If you are far from a Lincoln or Ford dealership, then it might make a big difference.

Keep in mind that a Lincoln extended warranty means that your repairs will be completed by a Lincoln-trained technician and use genuine parts. Since genuine parts tend to be of better quality than aftermarket parts, this is important to point out.  

What is Covered Under a Pre-Owned Lincoln Extended Warranty?

Lincoln does not make any special mention of certified pre-owned coverage on their website. This could mean that a Lincoln certified pre-owned vehicle is not covered, or it could mean that it has special coverage that is not explicitly stated. You’ll need to ask the dealership directly what your options are when buying a Lincoln certified pre-owned vehicle.

Do We Recommend a Lincoln Vehicle Service Contract?

What’s the ultimate outcome of our Lincoln extended warranty review? We do recommend the Lincoln vehicle service contract. We like that you have a variety of options when it comes to coverage and term lengths. Since you can take your car to any Ford dealership for repairs, the limitations on where you can repair your car might not be a dealbreaker, as Ford dealerships are quite common. We think it’s worth getting a quote for a Lincoln extended warranty.

If you’re looking for another option, we’ve got you covered. We offer vehicle service contracts through our third-party vendor. These plans have clear cut coverage and transparent pricing, so you know exactly what you’ll be getting. We even offer a free consultation phone call, even if you decide not to go with our option. Reach out to us today and request a quote to see if our vehicle service contract is right for you.

1 Comment

  1. Hernando Fernandez

    Are the Lincoln service contracts the same as the Ford service contracts?


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