Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Cheapest Cars to Insure

The Least Expensive Cars to Insure

Rank Model Annual Insurance Cost
1 Mazda CX-5 $1,392
2 Honda CR-V $1,395
3 Subaru Outback $1,404
4 Honda Fit $1,413
5 Mazda CX-30 $1,416
6 Mazda CX-3 $1,418
7 Jeep Wrangler $1,420
8 KIA Sportage $1,431
9 Jeep Compass $1,440
10 Ford Transit Cargo $1,447
11 Jeep Renegade $1,449
12 Buick Encore $1,452
13 KIA Sedona $1,452
14 Chrysler Pacifica $1,454
15 Subaru Forester $1,457
16 Toyota Camry $1,459
17 Ford Transit Connect $1,465
18 Dodge Charger $1,466
19 Ford Escape $1,469
20 Chevrolet Express $1,474
21 Ford Transit Wagon $1,475
22 FIAT 500L $1,478
23 Honda Pilot $1,484
24 Jeep Cherokee $1,498
25 Ford Edge $1,501
26 Chevrolet Express Cargo $1,502
27 Chevrolet Spark $1,502
28 Honda Odyssey $1,503
29 GMC Savana Cargo $1,505
30 Hyundai Kona $1,510
31 Subaru Crosstrek $1,515
32 Chrysler Voyager $1,515
33 Nissan Frontier $1,516
34 Hyundai Tucson $1,522
35 FIAT 500X $1,524
36 KIA Niro $1,529
37 Nissan Rogue $1,529
38 RAM ProMaster Cargo Van $1,530
39 KIA Rio 5 $1,533
40 Toyota RAV4 $1,534
41 Mazda MX-5 Miata $1,537
42 Hyundai Kona EV $1,543
43 Volkswagen Tiguan $1,545
44 Honda HR-V $1,546
45 KIA Sorento $1,546
46 GMC Terrain $1,550
47 Chevrolet Trax $1,551
48 Nissan Rogue Sport $1,556
49 MINI Clubman $1,557
50 Subaru Impreza $1,558
51 Honda Ridgeline $1,564
52 Volkswagen Golf $1,564
53 Dodge Challenger $1,564
54 Hyundai Venue $1,567
55 Toyota Tacoma $1,572
56 Toyota 4Runner $1,575
57 Chevrolet Equinox $1,592
58 Ford Ecosport $1,594
59 Subaru Legacy $1,596
60 MINI Countryman $1,598
61 KIA K5 $1,600
62 Mazda CX-9 $1,601
63 Toyota Sequoia $1,603
64 Chevrolet Trailblazer $1,609
65 GMC Acadia $1,613
66 Honda Accord $1,615
67 GMC Canyon $1,619
68 Nissan Kicks $1,623
69 Mazda 3 $1,630
70 KIA Rio $1,633
71 Nissan NV Cargo $1,633
72 Toyota Tundra $1,636
73 Toyota Sienna $1,636
74 Mazda 6 $1,640
75 Toyota Yaris $1,643
76 Chevrolet Colorado $1,649
77 Ford Ranger $1,655
78 Jeep Grand Cherokee $1,664
79 Nissan Leaf $1,664
80 Mitsubishi Eclipse Cross $1,670
81 Toyota Highlander Hybrid $1,673
82 Nissan Sentra $1,673
83 KIA Forte $1,677
84 RAM 1500 $1,679
85 Chevrolet Traverse $1,682
86 Volkswagen Atlas $1,682
87 Mitsubishi Outlander Sport $1,684
88 Chevrolet Sonic $1,685
89 Toyota Highlander $1,688
90 Honda Civic $1,690
91 Hyundai Elantra GT $1,694
92 Ford F-150 $1,695
93 Nissan Murano $1,699
94 Buick Enclave $1,705
95 Hyundai Santa Fe $1,707
96 Nissan NV200 $1,714
97 KIA Optima $1,718
98 RAM Promaster City $1,718
99 KIA Soul $1,718
100 Toyota Prius $1,726
101 Ford Explorer $1,729
102 Mitsubishi Mirage $1,729
103 Buick Envision $1,733
104 Hyundai Elantra $1,734
105 RAM 2500 $1,736
106 Volkswagen Passat $1,737
107 Nissan Pathfinder $1,740
108 Toyota Camry Hybrid $1,744
109 Chevrolet Malibu $1,745
110 GMC Sierra 1500 $1,746
111 Honda Passport $1,748
112 Chevrolet Impala $1,750
113 Ford Fusion $1,753
114 Dodge Durango $1,756
115 Subaru Ascent $1,766
116 Chevrolet Tahoe $1,767
117 GMC Yukon $1,777
118 Nissan Titan $1,785
119 Chevrolet Suburban $1,787
120 Toyota Venza $1,789
121 Chevrolet Silverado 1500 $1,789
122 Ford Fusion Energi $1,791
123 Toyota C-HR $1,791
124 Toyota Avalon Hybrid $1,795
125 Nissan Versa $1,799
126 Ford Fusion Hybrid $1,803
127 Volkswagen Jetta $1,804
128 Chrysler 300 $1,805
129 Mitsubishi Mirage G4 $1,807
130 Nissan Titan XD $1,808
131 Hyundai Sonata $1,812
132 Hyundai Accent $1,814
133 Volkswagen Golf GTI $1,816
134 Chevrolet Camaro $1,820
135 GMC Yukon XL $1,829
136 Honda Insight $1,844
137 Toyota Avalon $1,846
138 Chevrolet Silverado 2500HD $1,847
139 Hyundai Veloster $1,848
140 Hyundai IONIQ $1,851
141 GMC Sierra 2500HD $1,855
142 Nissan Armada $1,856
143 Toyota Corolla $1,856
144 KIA Stinger $1,879
145 Mitsubishi Outlander $1,880
146 Ford Expedition $1,883
147 FIAT 124 Spider $1,888
148 KIA Telluride $1,894
149 Nissan Altima $1,899
150 RAM 3500 $1,916
151 Chevrolet Bolt EV $1,922
152 Honda Clarity $1,923
153 GMC Sierra 3500HD $1,930
154 Subaru BRZ $1,939
155 KIA Cadenza $1,978
156 Hyundai Palisade $1,984
157 Chevrolet Blazer $2,003
158 Chevrolet Silverado 3500HD $2,007
159 Volkswagen Arteon $2,020
160 Jeep Gladiator $2,023
161 Ford F-250 Super Duty $2,060
162 Ford F-350 Super Duty $2,061
163 Ford Mustang $2,069
164 Dodge Grand Caravan $2,098
165 Toyota Land Cruiser $2,115
166 Subaru WRX $2,123
167 Dodge Journey $2,149
168 Nissan 370Z $2,155
169 RAM 4500 $2,156
170 Nissan Maxima $2,203
171 Chevrolet Corvette $2,226
172 Ford F-450 Super Duty $2,251
173 RAM 5500 $2,327
174 Ford F-550 Super Duty $2,409
175 Toyota Supra $2,733
176 Nissan GT-R $3,977