Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Popular Brands Luxury Brands

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The Cheapest Brands to Insure

The Least Expensive Brands to Insure

Rank	Brand	Annual Insurance Cost
1	Mazda	$1,979
2	MINI	$2,002
3	Chrysler	$2,102
4	Jeep	$2,103
5	FIAT	$2,155
6	Subaru	$2,164
7	Honda	$2,188
8	KIA	$2,200
9	Buick	$2,215
10	Volkswagen	$2,283
11	Dodge	$2,285
12	Hyundai	$2,301
13	GMC	$2,344
14	Chevrolet	$2,347
15	Toyota	$2,390
16	Mitsubishi	$2,397
17	Ford	$2,413
18	Nissan	$2,575
19	RAM	$2,631

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

Popular Models Luxury Models

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The Cheapest Cars to Insure

1. Mazda CX-5

See our estimated annual Mazda CX-5 insurance costs. We group and display these by age, location, credit rating and driving record.

2. Chevrolet Spark

See our estimated annual Chevrolet Spark insurance costs. We group and display these by age, location, credit rating and driving record.

3. Honda CR-V

See our estimated annual Honda CR-V insurance costs. We group and display these by age, location, credit rating and driving record.

4. Hyundai Kona

See our estimated annual Hyundai Kona insurance costs. We group and display these by age, location, credit rating and driving record.

5. Subaru Outback

See our estimated annual Subaru Outback insurance costs. We group and display these by age, location, credit rating and driving record.

6. Chrysler Voyager

See our estimated annual Chrysler Voyager insurance costs. We group and display these by age, location, credit rating and driving record.

7. Subaru Crosstrek

See our estimated annual Subaru Crosstrek insurance costs. We group and display these by age, location, credit rating and driving record.

8. Honda Fit

See our estimated annual Honda Fit insurance costs. We group and display these by age, location, credit rating and driving record.

9. Hyundai Tucson

See our estimated annual Hyundai Tucson insurance costs. We group and display these by age, location, credit rating and driving record.

10. FIAT 500X

See our estimated annual FIAT 500X insurance costs. We group and display these by age, location, credit rating and driving record.

11. Mazda CX-30

See our estimated annual Mazda CX-30 insurance costs. We group and display these by age, location, credit rating and driving record.

12. Mazda CX-3

See our estimated annual Mazda CX-3 insurance costs. We group and display these by age, location, credit rating and driving record.

13. Jeep Wrangler

See our estimated annual Jeep Wrangler insurance costs. We group and display these by age, location, credit rating and driving record.

14. KIA Niro

See our estimated annual KIA Niro insurance costs. We group and display these by age, location, credit rating and driving record.

15. Nissan Rogue

See our estimated annual Nissan Rogue insurance costs. We group and display these by age, location, credit rating and driving record.

16. KIA Rio 5

See our estimated annual KIA Rio 5 insurance costs. We group and display these by age, location, credit rating and driving record.

17. Toyota RAV4

See our estimated annual Toyota RAV4 insurance costs. We group and display these by age, location, credit rating and driving record.

18. Mazda MX-5 Miata

See our estimated annual Mazda MX-5 Miata insurance costs. We group and display these by age, location, credit rating and driving record.

19. KIA Sportage

See our estimated annual KIA Sportage insurance costs. We group and display these by age, location, credit rating and driving record.

20. Hyundai Kona EV

See our estimated annual Hyundai Kona EV insurance costs. We group and display these by age, location, credit rating and driving record.

21. Volkswagen Tiguan

See our estimated annual Volkswagen Tiguan insurance costs. We group and display these by age, location, credit rating and driving record.

22. Honda HR-V

See our estimated annual Honda HR-V insurance costs. We group and display these by age, location, credit rating and driving record.

23. KIA Sorento

See our estimated annual KIA Sorento insurance costs. We group and display these by age, location, credit rating and driving record.

24. GMC Terrain

See our estimated annual GMC Terrain insurance costs. We group and display these by age, location, credit rating and driving record.

25. Jeep Compass

See our estimated annual Jeep Compass insurance costs. We group and display these by age, location, credit rating and driving record.

The Least Expensive Cars to Insure

Rank	Model	Annual Insurance Cost
1	Mazda CX-5	$1,869
2	Chevrolet Spark	$1,872
3	Honda CR-V	$1,873
4	Hyundai Kona	$1,882
5	Subaru Outback	$1,885
6	Chrysler Voyager	$1,889
7	Subaru Crosstrek	$1,889
8	Honda Fit	$1,897
9	Hyundai Tucson	$1,897
10	FIAT 500X	$1,900
11	Mazda CX-30	$1,901
12	Mazda CX-3	$1,904
13	Jeep Wrangler	$1,905
14	KIA Niro	$1,906
15	Nissan Rogue	$1,906
16	KIA Rio 5	$1,910
17	Toyota RAV4	$1,912
18	Mazda MX-5 Miata	$1,915
19	KIA Sportage	$1,919
20	Hyundai Kona EV	$1,923
21	Volkswagen Tiguan	$1,925
22	Honda HR-V	$1,926
23	KIA Sorento	$1,926
24	GMC Terrain	$1,931
25	Jeep Compass	$1,931
26	Chevrolet Trax	$1,933
27	Mazda 3	$1,939
28	Nissan Rogue Sport	$1,939
29	MINI Clubman	$1,941
30	Ford Transit Cargo	$1,942
31	Subaru Impreza	$1,942
32	Jeep Renegade	$1,945
33	Buick Encore	$1,949
34	KIA Sedona	$1,949
35	Dodge Challenger	$1,950
36	Honda Ridgeline	$1,950
37	Volkswagen Golf	$1,950
38	Chrysler Pacifica	$1,951
39	Hyundai Venue	$1,953
40	Subaru Forester	$1,955
41	Toyota Camry	$1,959
42	Toyota Tacoma	$1,961
43	Toyota 4Runner	$1,965
44	Ford Transit Connect	$1,967
45	Dodge Charger	$1,969
46	Ford Escape	$1,973
47	Chevrolet Express	$1,978
48	Ford Transit Wagon	$1,980
49	FIAT 500L	$1,984
50	Chevrolet Equinox	$2,055
51	Ford Ecosport	$2,057
52	Subaru Legacy	$2,060
53	Honda Pilot	$2,061
54	MINI Countryman	$2,063
55	KIA K5	$2,064
56	Mazda CX-9	$2,065
57	Toyota Sequoia	$2,068
58	Jeep Cherokee	$2,073
59	Chevrolet Trailblazer	$2,149
60	Ford Edge	$2,149
61	Chevrolet Express Cargo	$2,151
62	Honda Odyssey	$2,152
63	GMC Acadia	$2,153
64	GMC Savana Cargo	$2,155
65	Honda Accord	$2,156
66	GMC Canyon	$2,161
67	Nissan Kicks	$2,165
68	Nissan Frontier	$2,246
69	Toyota Yaris	$2,247
70	Chevrolet Colorado	$2,254
71	KIA Rio	$2,254
72	Nissan NV Cargo	$2,254
73	Toyota Sienna	$2,258
74	Toyota Tundra	$2,258
75	Ford Ranger	$2,260
76	Mazda 6	$2,263
77	RAM ProMaster Cargo Van	$2,263
78	Jeep Grand Cherokee	$2,275
79	Nissan Leaf	$2,275
80	Mitsubishi Eclipse Cross	$2,283
81	Nissan Sentra	$2,287
82	Toyota Highlander Hybrid	$2,287
83	KIA Forte	$2,291
84	RAM 1500	$2,293
85	Chevrolet Traverse	$2,298
86	Volkswagen Atlas	$2,298
87	Mitsubishi Outlander Sport	$2,301
88	Chevrolet Sonic	$2,302
89	Toyota Highlander	$2,305
90	Honda Civic	$2,309
91	Hyundai Elantra GT	$2,316
92	Ford F-150	$2,317
93	Nissan Murano	$2,321
94	Buick Enclave	$2,330
95	Hyundai Santa Fe	$2,333
96	Nissan NV200	$2,342
97	KIA Optima	$2,348
98	KIA Soul	$2,348
99	RAM Promaster City	$2,348
100	Toyota Prius	$2,358
101	Ford Explorer	$2,363
102	Mitsubishi Mirage	$2,363
103	Buick Envision	$2,367
104	Hyundai Elantra	$2,368
105	RAM 2500	$2,372
106	Volkswagen Passat	$2,373
107	Nissan Pathfinder	$2,379
108	Toyota Camry Hybrid	$2,383
109	Chevrolet Malibu	$2,384
110	GMC Sierra 1500	$2,385
111	Honda Passport	$2,391
112	Chevrolet Impala	$2,392
113	Ford Fusion	$2,397
114	Dodge Durango	$2,398
115	Subaru Ascent	$2,414
116	Chevrolet Tahoe	$2,416
117	GMC Yukon	$2,429
118	Nissan Titan	$2,441
119	Chevrolet Suburban	$2,442
120	Chevrolet Silverado 1500	$2,446
121	Toyota Venza	$2,446
122	Ford Fusion Energi	$2,447
123	Toyota C-HR	$2,447
124	Toyota Avalon Hybrid	$2,455
125	Nissan Versa	$2,458
126	Ford Fusion Hybrid	$2,463
127	Volkswagen Jetta	$2,466
128	Chevrolet Blazer	$2,467
129	Chrysler 300	$2,467
130	Mitsubishi Mirage G4	$2,470
131	Chevrolet Silverado 3500HD	$2,471
132	Nissan Titan XD	$2,471
133	Hyundai Sonata	$2,476
134	Hyundai Accent	$2,479
135	Volkswagen Golf GTI	$2,483
136	Chevrolet Camaro	$2,487
137	Volkswagen Arteon	$2,488
138	Jeep Gladiator	$2,491
139	GMC Yukon XL	$2,500
140	Honda Insight	$2,520
141	Toyota Avalon	$2,522
142	Chevrolet Silverado 2500HD	$2,524
143	Hyundai Veloster	$2,525
144	Dodge Journey	$2,526
145	Hyundai IONIQ	$2,530
146	KIA Cadenza	$2,532
147	GMC Sierra 2500HD	$2,534
148	Nissan Armada	$2,536
149	Toyota Corolla	$2,536
150	Ford F-250 Super Duty	$2,537
151	Ford F-350 Super Duty	$2,537
152	Ford Mustang	$2,549
153	Subaru BRZ	$2,549
154	KIA Stinger	$2,567
155	Mitsubishi Outlander	$2,569
156	Ford Expedition	$2,574
157	Dodge Grand Caravan	$2,584
158	KIA Telluride	$2,588
159	Nissan Altima	$2,595
160	Toyota Land Cruiser	$2,605
161	Subaru WRX	$2,615
162	RAM 3500	$2,619
163	Chevrolet Bolt EV	$2,834
164	Honda Clarity	$2,835
165	GMC Sierra 3500HD	$2,847
166	Nissan 370Z	$2,862
167	RAM 4500	$2,864
168	Hyundai Palisade	$2,928
169	Nissan Maxima	$2,928
170	Chevrolet Corvette	$3,087
171	Ford F-450 Super Duty	$3,121
172	RAM 5500	$3,661
173	Ford F-550 Super Duty	$3,794
174	Toyota Supra	$4,434
175	Nissan GT-R	$5,943