Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Cheapest Cars to Insure

The Least Expensive Cars to Insure

Rank Model Annual Insurance Cost
1 Mazda CX-5 $1,378
2 Chevrolet Spark $1,380
3 Honda CR-V $1,381
4 Hyundai Kona $1,388
5 Subaru Outback $1,390
6 Subaru Crosstrek $1,393
7 Chrysler Voyager $1,393
8 Honda Fit $1,399
9 Hyundai Tucson $1,399
10 FIAT 500X $1,401
11 Mazda CX-30 $1,402
12 Mazda CX-3 $1,404
13 Jeep Wrangler $1,405
14 KIA Niro $1,406
15 Nissan Rogue $1,406
16 KIA Rio 5 $1,409
17 Toyota RAV4 $1,410
18 Mazda MX-5 Miata $1,413
19 KIA Sportage $1,416
20 Hyundai Kona EV $1,419
21 Volkswagen Tiguan $1,420
22 KIA Sorento $1,421
23 Honda HR-V $1,421
24 Jeep Compass $1,425
25 GMC Terrain $1,425
26 Chevrolet Trax $1,426
27 Mazda 3 $1,430
28 Nissan Rogue Sport $1,430
29 MINI Clubman $1,431
30 Subaru Impreza $1,432
31 Ford Transit Cargo $1,432
32 Jeep Renegade $1,434
33 KIA Sedona $1,437
34 Buick Encore $1,437
35 Honda Ridgeline $1,438
36 Volkswagen Golf $1,438
37 Dodge Challenger $1,438
38 Chrysler Pacifica $1,439
39 Hyundai Venue $1,440
40 Subaru Forester $1,442
41 Toyota Camry $1,444
42 Toyota Tacoma $1,445
43 Toyota 4Runner $1,448
44 Ford Transit Connect $1,450
45 Dodge Charger $1,451
46 Ford Escape $1,454
47 Chevrolet Express $1,459
48 Ford Transit Wagon $1,460
49 FIAT 500L $1,463
50 Chevrolet Equinox $1,464
51 Ford Ecosport $1,466
52 Subaru Legacy $1,468
53 Honda Pilot $1,469
54 MINI Countryman $1,470
55 KIA K5 $1,471
56 Mazda CX-9 $1,472
57 Toyota Sequoia $1,474
58 Jeep Cherokee $1,478
59 Chevrolet Trailblazer $1,480
60 Ford Edge $1,480
61 Chevrolet Express Cargo $1,481
62 Honda Odyssey $1,482
63 GMC Acadia $1,483
64 GMC Savana Cargo $1,484
65 Honda Accord $1,485
66 GMC Canyon $1,489
67 Nissan Kicks $1,492
68 Nissan Frontier $1,562
69 Toyota Yaris $1,563
70 KIA Rio $1,568
71 Chevrolet Colorado $1,568
72 Nissan NV Cargo $1,568
73 Toyota Tundra $1,571
74 Toyota Sienna $1,571
75 Ford Ranger $1,573
76 Mazda 6 $1,575
77 RAM ProMaster Cargo Van $1,575
78 Jeep Grand Cherokee $1,582
79 Nissan Leaf $1,582
80 Mitsubishi Eclipse Cross $1,588
81 Toyota Highlander Hybrid $1,591
82 Nissan Sentra $1,591
83 KIA Forte $1,594
84 RAM 1500 $1,596
85 Chevrolet Traverse $1,599
86 Volkswagen Atlas $1,599
87 Mitsubishi Outlander Sport $1,601
88 Chevrolet Sonic $1,602
89 Toyota Highlander $1,604
90 Honda Civic $1,606
91 Hyundai Elantra GT $1,611
92 Ford F-150 $1,612
93 Nissan Murano $1,615
94 Buick Enclave $1,621
95 Hyundai Santa Fe $1,623
96 Nissan NV200 $1,629
97 KIA Optima $1,634
98 RAM Promaster City $1,634
99 KIA Soul $1,634
100 Toyota Prius $1,641
101 Ford Explorer $1,644
102 Mitsubishi Mirage $1,644
103 Buick Envision $1,647
104 Hyundai Elantra $1,648
105 RAM 2500 $1,650
106 Volkswagen Passat $1,651
107 Nissan Pathfinder $1,655
108 Toyota Camry Hybrid $1,658
109 Chevrolet Malibu $1,659
110 GMC Sierra 1500 $1,660
111 Honda Passport $1,663
112 Chevrolet Impala $1,664
113 Ford Fusion $1,668
114 Dodge Durango $1,669
115 Subaru Ascent $1,680
116 Chevrolet Tahoe $1,681
117 GMC Yukon $1,690
118 Nissan Titan $1,698
119 Chevrolet Suburban $1,699
120 Toyota Venza $1,702
121 Chevrolet Silverado 1500 $1,702
122 Ford Fusion Energi $1,704
123 Toyota C-HR $1,704
124 Toyota Avalon Hybrid $1,708
125 Nissan Versa $1,711
126 Ford Fusion Hybrid $1,715
127 Volkswagen Jetta $1,716
128 Chrysler 300 $1,717
129 Chevrolet Blazer $1,717
130 Mitsubishi Mirage G4 $1,719
131 Chevrolet Silverado 3500HD $1,720
132 Nissan Titan XD $1,720
133 Hyundai Sonata $1,724
134 Hyundai Accent $1,726
135 Volkswagen Golf GTI $1,728
136 Chevrolet Camaro $1,731
137 Volkswagen Arteon $1,732
138 Jeep Gladiator $1,734
139 GMC Yukon XL $1,740
140 Honda Insight $1,753
141 Toyota Avalon $1,756
142 Chevrolet Silverado 2500HD $1,756
143 Hyundai Veloster $1,757
144 Dodge Journey $1,758
145 Hyundai IONIQ $1,760
146 KIA Cadenza $1,762
147 GMC Sierra 2500HD $1,763
148 Nissan Armada $1,764
149 Toyota Corolla $1,764
150 Ford F-250 Super Duty $1,766
151 Ford F-350 Super Duty $1,766
152 Ford Mustang $1,773
153 Subaru BRZ $1,773
154 KIA Stinger $1,786
155 Mitsubishi Outlander $1,787
156 Ford Expedition $1,790
157 FIAT 124 Spider $1,795
158 Dodge Grand Caravan $1,798
159 KIA Telluride $1,801
160 Nissan Altima $1,805
161 Toyota Land Cruiser $1,812
162 Subaru WRX $1,819
163 RAM 3500 $1,822
164 Chevrolet Bolt EV $1,827
165 Honda Clarity $1,828
166 GMC Sierra 3500HD $1,835
167 Nissan 370Z $1,846
168 RAM 4500 $1,847
169 Hyundai Palisade $1,888
170 Nissan Maxima $1,888
171 Chevrolet Corvette $1,909
172 Ford F-450 Super Duty $1,929
173 RAM 5500 $2,173
174 Ford F-550 Super Duty $2,250
175 Toyota Supra $2,384
176 Nissan GT-R $3,471