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Ranking the Least Expensive Cars to Insure

The cheapest cars to insure are often the ones with lowest sticker prices. But this isn't always the case. Factors like safety features, repair costs and typical driver profile all play a role. We analyzed over 300 models and ranked the least and most expensive luxury and popular cars to insure. Our rankings are based on a 40 year old good driver with full coverage and good credit that drives around 13k miles annualy.

A few of these rankings may surprise you, while many are right about where you'd expect them to be. Keep in mind that the brand rankings are an average of their models. Some manufacturers only produce small affordable sedans, while others have a full line-up of cars, trucks and SUVs. Click on any brand or model name to see more detail on how age, location and driving record can impact rates. Or, visit our Competitive Quote Tool to search for a lower insurance premium.

Insurance premiums vary a great deal per individual and by provider. Smart car buyers compare insurance rates before they buy their next vehicle to avoid unpleasant surprises. As car-buyer advocates, our mission is to educate and inform car shoppers before they buy.

Even if you're not in the market for a car, you may still be able to find a more affordable policy with identical coverage. If you haven't compared insurance rates for more than three years, you're due to see what's out there. Insurance companies compete vigorously for new business. Changing insurance carriers is a relatively easy process. You can shop multiple quotes using our Competitive Quote Tool. Who knows, you may be able to save hundreds of dollars per year, in just a few clicks. While it's free to use, we do receive a small commission if you find a better deal.

The Cheapest Cars to Insure

The Least Expensive Cars to Insure

Rank Model Annual Insurance Cost
1 Mazda CX-5 $1,406
2 Chevrolet Spark $1,408
3 Honda CR-V $1,409
4 Hyundai Kona $1,416
5 Subaru Outback $1,418
6 Chrysler Voyager $1,421
7 Subaru Crosstrek $1,421
8 Honda Fit $1,427
9 Hyundai Tucson $1,427
10 FIAT 500X $1,429
11 Mazda CX-30 $1,430
12 Mazda CX-3 $1,432
13 Jeep Wrangler $1,433
14 KIA Niro $1,434
15 Nissan Rogue $1,434
16 KIA Rio 5 $1,437
17 Toyota RAV4 $1,438
18 Mazda MX-5 Miata $1,441
19 KIA Sportage $1,444
20 Hyundai Kona EV $1,447
21 Volkswagen Tiguan $1,448
22 Honda HR-V $1,449
23 KIA Sorento $1,449
24 GMC Terrain $1,453
25 Jeep Compass $1,453
26 Chevrolet Trax $1,454
27 Mazda 3 $1,459
28 Nissan Rogue Sport $1,459
29 MINI Clubman $1,460
30 Ford Transit Cargo $1,461
31 Subaru Impreza $1,461
32 Jeep Renegade $1,463
33 Buick Encore $1,466
34 KIA Sedona $1,466
35 Dodge Challenger $1,467
36 Honda Ridgeline $1,467
37 Volkswagen Golf $1,467
38 Chrysler Pacifica $1,468
39 Hyundai Venue $1,469
40 Subaru Forester $1,471
41 Toyota Camry $1,474
42 Toyota Tacoma $1,475
43 Toyota 4Runner $1,478
44 Ford Transit Connect $1,480
45 Dodge Charger $1,481
46 Ford Escape $1,484
47 Chevrolet Express $1,489
48 Ford Transit Wagon $1,490
49 FIAT 500L $1,493
50 Chevrolet Equinox $1,561
51 Ford Ecosport $1,563
52 Subaru Legacy $1,565
53 Honda Pilot $1,566
54 MINI Countryman $1,567
55 KIA K5 $1,568
56 Mazda CX-9 $1,569
57 Toyota Sequoia $1,571
58 Jeep Cherokee $1,575
59 Chevrolet Trailblazer $1,633
60 Ford Edge $1,633
61 Chevrolet Express Cargo $1,634
62 Honda Odyssey $1,635
63 GMC Acadia $1,636
64 GMC Savana Cargo $1,637
65 Honda Accord $1,638
66 GMC Canyon $1,642
67 Nissan Kicks $1,645
68 Nissan Frontier $1,707
69 Toyota Yaris $1,708
70 Chevrolet Colorado $1,713
71 KIA Rio $1,713
72 Nissan NV Cargo $1,713
73 Toyota Sienna $1,716
74 Toyota Tundra $1,716
75 Ford Ranger $1,718
76 Mazda 6 $1,720
77 RAM ProMaster Cargo Van $1,720
78 Jeep Grand Cherokee $1,729
79 Nissan Leaf $1,729
80 Mitsubishi Eclipse Cross $1,735
81 Nissan Sentra $1,738
82 Toyota Highlander Hybrid $1,738
83 KIA Forte $1,741
84 RAM 1500 $1,743
85 Chevrolet Traverse $1,747
86 Volkswagen Atlas $1,747
87 Mitsubishi Outlander Sport $1,748
88 Chevrolet Sonic $1,750
89 Toyota Highlander $1,752
90 Honda Civic $1,754
91 Hyundai Elantra GT $1,759
92 Ford F-150 $1,760
93 Nissan Murano $1,763
94 Buick Enclave $1,770
95 Hyundai Santa Fe $1,772
96 Nissan NV200 $1,779
97 KIA Optima $1,784
98 KIA Soul $1,784
99 RAM Promaster City $1,784
100 Toyota Prius $1,791
101 Ford Explorer $1,795
102 Mitsubishi Mirage $1,795
103 Buick Envision $1,798
104 Hyundai Elantra $1,799
105 RAM 2500 $1,802
106 Volkswagen Passat $1,803
107 Nissan Pathfinder $1,807
108 Toyota Camry Hybrid $1,810
109 Chevrolet Malibu $1,811
110 GMC Sierra 1500 $1,812
111 Honda Passport $1,816
112 Chevrolet Impala $1,817
113 Dodge Durango $1,822
114 Subaru Ascent $1,834
115 Chevrolet Tahoe $1,835
116 GMC Yukon $1,845
117 Nissan Titan $1,854
118 Chevrolet Suburban $1,855
119 Chevrolet Silverado 1500 $1,858
120 Toyota Venza $1,858
121 Toyota C-HR $1,860
122 Toyota Avalon Hybrid $1,865
123 Nissan Versa $1,868
124 Volkswagen Jetta $1,874
125 Chevrolet Blazer $1,875
126 Chrysler 300 $1,875
127 Mitsubishi Mirage G4 $1,877
128 Chevrolet Silverado 3500HD $1,878
129 Nissan Titan XD $1,878
130 Hyundai Sonata $1,882
131 Hyundai Accent $1,884
132 Volkswagen Golf GTI $1,887
133 Chevrolet Camaro $1,890
134 Volkswagen Arteon $1,891
135 Jeep Gladiator $1,893
136 GMC Yukon XL $1,900
137 Honda Insight $1,915
138 Toyota Avalon $1,917
139 Chevrolet Silverado 2500HD $1,918
140 Hyundai Veloster $1,919
141 Dodge Journey $1,920
142 Hyundai IONIQ $1,923
143 KIA Cadenza $1,924
144 GMC Sierra 2500HD $1,926
145 Nissan Armada $1,927
146 Toyota Corolla $1,927
147 Ford F-250 Super Duty $1,928
148 Ford F-350 Super Duty $1,928
149 Ford Mustang $1,937
150 Subaru BRZ $1,937
151 KIA Stinger $1,951
152 Mitsubishi Outlander $1,952
153 Ford Expedition $1,956
154 FIAT 124 Spider $1,961
155 Dodge Grand Caravan $1,964
156 KIA Telluride $1,967
157 Nissan Altima $1,972
158 Toyota Land Cruiser $1,980
159 Subaru WRX $1,986
160 RAM 3500 $1,989
161 Chevrolet Bolt EV $2,175
162 Honda Clarity $2,176
163 GMC Sierra 3500HD $2,185
164 Nissan 370Z $2,197
165 RAM 4500 $2,198
166 Hyundai Palisade $2,246
167 Nissan Maxima $2,246
168 Chevrolet Corvette $2,369
169 Ford F-450 Super Duty $2,395
170 RAM 5500 $2,839
171 Ford F-550 Super Duty $2,941
172 Toyota Supra $3,473
173 Nissan GT-R $4,704
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