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Subaru Crosstrek Insurance Rates

Subaru Crosstrek Insurance Rates

Auto insurance for a Subaru Crosstrek will cost about $1,968 per year.

This beats the national average for popular SUV models by $1,165. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Crosstrek.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Crosstrek insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Subaru Crosstrek Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $6,665 $9,786 $11,449
18 $6,211 $9,120 $10,669
19 $5,489 $8,060 $9,429
20 $4,786 $7,028 $8,222
21 $4,014 $5,894 $6,895
22 $3,909 $5,740 $6,715
23 $3,420 $5,022 $5,875
24 $3,249 $4,771 $5,582
25 $2,804 $4,117 $4,817
30 $2,184 $3,208 $3,752
35 $2,046 $3,004 $3,514
40 $1,968 $2,889 $3,380
45 $1,915 $2,811 $3,289
55 $1,756 $2,578 $3,016
65 $1,832 $2,690 $3,146
75 $2,312 $3,395 $3,971

Subaru Crosstrek car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Crosstrek by state.


Subaru Crosstrek Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,085 $3,028 $3,854
Alaska $1,724 $2,390 $2,323
Arizona $1,949 $2,818 $4,152
Arkansas $2,137 $3,358 $3,697
California $2,380 $4,208 $2,380
Colorado $2,221 $3,108 $3,943
Connecticut $2,837 $4,400 $5,585
Delaware $2,349 $3,130 $4,021
Florida $2,797 $3,869 $5,042
Georgia $2,280 $3,409 $3,438
Hawaii $911 $1,236 $911
Idaho $1,582 $2,097 $2,550
Illinois $1,656 $2,503 $2,854
Indiana $1,701 $2,601 $2,919
Iowa $1,348 $1,848 $2,173
Kansas $1,793 $2,609 $3,051
Kentucky $2,592 $3,805 $4,493
Louisiana $3,327 $5,030 $5,454
Maine $1,258 $1,739 $2,568
Maryland $2,036 $2,963 $3,292
Massachusetts $1,633 $2,848 $1,633
Michigan $3,940 $6,005 $9,471
Minnesota $1,622 $2,163 $3,045
Mississippi $1,958 $2,793 $2,811
Missouri $1,845 $2,638 $3,465
Montana $1,876 $2,617 $3,046
Nebraska $1,586 $2,345 $2,548
Nevada $2,615 $3,879 $4,098
New Hampshire $1,819 $2,877 $3,637
New Jersey $2,004 $3,145 $4,115
New Mexico $2,047 $3,045 $3,161
New York $1,896 $2,388 $3,985
North Carolina $1,175 $2,019 $1,440
North Dakota $1,608 $2,445 $2,891
Ohio $1,434 $2,212 $2,268
Oklahoma $2,290 $3,279 $3,692
Oregon $2,084 $2,796 $3,340
Pennsylvania $1,755 $2,577 $3,015
Rhode Island $2,931 $4,299 $4,841
South Carolina $1,990 $2,758 $3,807
South Dakota $1,786 $2,573 $2,969
Tennessee $2,100 $3,092 $4,117
Texas $2,115 $3,055 $3,801
Utah $1,799 $2,521 $3,469
Vermont $1,385 $2,133 $2,254
Virginia $1,305 $2,003 $1,963
Washington $1,727 $2,344 $2,799
West Virginia $1,738 $2,488 $3,118
Wisconsin $1,732 $2,704 $3,085
Wyoming $1,617 $2,264 $2,411

Subaru Crosstrek Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Subaru Crosstrek ranks for Insurance compared to other vehicles. Also check out how the Crosstrek stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Subaru Crosstrek Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Crosstrek costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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