Subaru Crosstrek Insurance Cost

Auto insurance for a Subaru Crosstrek will cost about $1,393 per year.

This beats the national average for popular SUV models by $501. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Subaru Crosstrek.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Subaru Crosstrek insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Subaru Crosstrek Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,719 $6,929 $8,106
18 $4,397 $6,457 $7,554
19 $3,886 $5,706 $6,676
20 $3,388 $4,976 $5,821
21 $2,842 $4,173 $4,881
22 $2,767 $4,064 $4,754
23 $2,421 $3,556 $4,160
24 $2,300 $3,378 $3,952
25 $1,985 $2,915 $3,410
30 $1,546 $2,271 $2,657
35 $1,448 $2,127 $2,488
40 $1,393 $2,046 $2,393
45 $1,355 $1,990 $2,329
55 $1,243 $1,826 $2,136
65 $1,297 $1,904 $2,228
75 $1,637 $2,403 $2,812

Subaru Crosstrek car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Subaru Crosstrek by state.

Subaru Crosstrek Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,476 $2,144 $2,729
Alaska $1,221 $1,692 $1,645
Arizona $1,380 $1,995 $2,940
Arkansas $1,513 $2,378 $2,618
California $1,685 $2,979 $1,685
Colorado $1,572 $2,200 $2,792
Connecticut $2,009 $3,115 $3,954
Delaware $1,663 $2,216 $2,847
Florida $1,980 $2,739 $3,570
Georgia $1,614 $2,414 $2,434
Hawaii $645 $875 $645
Idaho $1,120 $1,485 $1,805
Illinois $1,173 $1,772 $2,021
Indiana $1,205 $1,842 $2,067
Iowa $954 $1,309 $1,539
Kansas $1,269 $1,847 $2,160
Kentucky $1,835 $2,694 $3,181
Louisiana $2,356 $3,561 $3,861
Maine $891 $1,231 $1,818
Maryland $1,442 $2,098 $2,330
Massachusetts $1,156 $2,017 $1,156
Michigan $2,790 $4,251 $6,705
Minnesota $1,148 $1,531 $2,156
Mississippi $1,386 $1,977 $1,990
Missouri $1,306 $1,867 $2,453
Montana $1,328 $1,853 $2,157
Nebraska $1,123 $1,660 $1,804
Nevada $1,852 $2,747 $2,901
New Hampshire $1,288 $2,037 $2,575
New Jersey $1,419 $2,227 $2,914
New Mexico $1,449 $2,156 $2,238
New York $1,342 $1,690 $2,822
North Carolina $832 $1,430 $1,020
North Dakota $1,139 $1,731 $2,047
Ohio $1,015 $1,566 $1,606
Oklahoma $1,621 $2,322 $2,614
Oregon $1,475 $1,980 $2,365
Pennsylvania $1,243 $1,825 $2,135
Rhode Island $2,075 $3,044 $3,427
South Carolina $1,409 $1,953 $2,695
South Dakota $1,264 $1,822 $2,102
Tennessee $1,487 $2,189 $2,915
Texas $1,497 $2,163 $2,691
Utah $1,274 $1,785 $2,456
Vermont $981 $1,510 $1,596
Virginia $924 $1,418 $1,390
Washington $1,223 $1,660 $1,982
West Virginia $1,230 $1,762 $2,207
Wisconsin $1,227 $1,915 $2,184
Wyoming $1,145 $1,603 $1,707

Subaru Crosstrek Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Subaru Crosstrek ranks for Insurance compared to other vehicles. Also check out how the Crosstrek stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Subaru Crosstrek Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Subaru Crosstrek costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: