Average Cost of Auto Insurance

The average cost of auto insurance is a combination of the car you drive and your persona. Your age, location, credit score and driving history all factor in. The type of vehicle also matters, as does its features.

Luxury cars will cost more than popular brands to insure. A newer model may actually cost less than a car that is a few years old due to the rapid evolution of safety features. Some vehicles are much more expensive to repair than others, which can also increase the rate. Common name plates will be more affordable since their parts are easy to find. The same goes for models built from a shared platform of components by the manufacturer. Some cars are more likely to have an aggressive driver behind the wheel. The combinations are endless.

Before you buy your next car, see what it will cost to insure it. The results may surprise you, and may help you determine if a particular car is right for you. Use our Insurance Rate Calculator below to see your expected insurance costs. Or use our Competitive Quote Tool to shop for a better rate on your current car.

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Are you paying too much for your current insurance policy? If you've been with the same company for many years then your rates are probably not competitive. Auto insurance premiums are regulated by the states. But the provider isn't obligated to give you the best deal, only a fair price. You may be due for an insurance rate review. Visit our Competitive Quote Tool to see if you can lower your existing insurance rates. Advertising Disclosure

Car Insurance Rates by Model

The average annual cost of auto insurance for an Acura is $1,882, or about $157 per month. This is among the most affordable rates when compared all other luxury brands. While this will give you a general idea of what it costs to insure an Acura, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Acura models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Acura Model Annual Insurance Rate Monthly Insurance Rate
Acura ILX$1,781$148
Acura MDX$1,777$148
Acura RDX$1,616$135
Acura RLX$2,355$196
Acura TLX$1,881$157
All Acura Models$1,882$157

The average annual cost of auto insurance for an Alfa Romeo is $2,176, or about $181 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an Alfa Romeo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Alfa Romeo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Alfa Romeo Model Annual Insurance Rate Monthly Insurance Rate
Alfa Romeo Giulia$2,272$189
Alfa Romeo Stelvio$2,079$173
All Alfa Romeo Models$2,176$181

The average annual cost of auto insurance for an Aston Martin is $4,002, or about $334 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure an Aston Martin, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Aston Martin models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Aston Martin Model Annual Insurance Rate Monthly Insurance Rate
Aston Martin Vantage$4,002$334
All Aston Martin Models$4,002$334

The average annual cost of auto insurance for an Audi is $2,454, or about $205 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure an Audi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Audi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Audi Model Annual Insurance Rate Monthly Insurance Rate
Audi A3$1,960$163
Audi A4$2,010$168
Audi A5$2,209$184
Audi A5 Sportback$2,255$188
Audi A6$2,348$196
Audi A7$2,730$228
Audi A8$3,176$265
Audi e-tron$2,037$170
Audi Q3$1,732$144
Audi Q5$1,836$153
Audi Q7$2,083$174
Audi Q8$2,442$204
Audi R8$4,016$335
Audi S4$2,452$204
Audi S5$2,520$210
Audi S6$2,942$245
Audi S8$3,656$305
Audi SQ5$2,051$171
Audi TT$2,356$196
Audi TTS$2,272$189
All Audi Models$2,454$205

The average annual cost of auto insurance for a Bentley is $4,547, or about $379 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Bentley, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Bentley models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Bentley Model Annual Insurance Rate Monthly Insurance Rate
Bentley Bentayga$4,142$345
Bentley Continental GT$4,952$413
All Bentley Models$4,547$379

The average annual cost of auto insurance for a BMW is $2,577, or about $215 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a BMW, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all BMW models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

BMW Model Annual Insurance Rate Monthly Insurance Rate
BMW 2 Series$2,036$170
BMW 3 Series$2,225$185
BMW 4 Series$2,415$201
BMW 5 Series$2,442$204
BMW 7 Series$2,982$249
BMW 8 Series$3,385$282
BMW i3$2,141$178
BMW i8$3,745$312
BMW M5$3,331$278
BMW X1$1,697$141
BMW X2$1,882$157
BMW X3$1,927$161
BMW X5$2,319$193
BMW X6$3,104$259
BMW X6 M$2,533$211
BMW X7$3,036$253
BMW Z4$2,613$218
All BMW Models$2,577$215

On average, a Buick costs $1,630 per year for car insurance, or about $136 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Buick, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Buick models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Buick Model Annual Insurance Rate Monthly Insurance Rate
Buick Enclave$1,705$142
Buick Encore$1,452$121
Buick Envision$1,733$144
All Buick Models$1,630$136

The average annual cost of auto insurance for a Cadillac is $2,165, or about $180 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Cadillac, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Cadillac models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Cadillac Model Annual Insurance Rate Monthly Insurance Rate
Cadillac CT4$2,144$179
Cadillac CT5$2,172$181
Cadillac CT6$2,435$203
Cadillac Escalade$2,412$201
Cadillac Escalade ESV$2,298$192
Cadillac XT4$1,848$154
Cadillac XT5$1,844$154
All Cadillac Models$2,165$180

On average, a Chevrolet costs $1,745 per year for car insurance, or about $145 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Chevrolet, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chevrolet models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chevrolet Model Annual Insurance Rate Monthly Insurance Rate
Chevrolet Blazer$2,003$167
Chevrolet Bolt EV$1,922$160
Chevrolet Camaro$1,820$152
Chevrolet Colorado$1,649$137
Chevrolet Corvette$2,226$186
Chevrolet Equinox$1,592$133
Chevrolet Express$1,474$123
Chevrolet Express Cargo$1,502$125
Chevrolet Impala$1,750$146
Chevrolet Malibu$1,745$145
Chevrolet Silverado 1500$1,789$149
Chevrolet Silverado 2500HD$1,847$154
Chevrolet Silverado 3500HD$2,007$167
Chevrolet Sonic$1,685$140
Chevrolet Spark$1,502$125
Chevrolet Suburban$1,787$149
Chevrolet Tahoe$1,767$147
Chevrolet Trailblazer$1,609$134
Chevrolet Traverse$1,682$140
Chevrolet Trax$1,551$129
All Chevrolet Models$1,745$145

On average, a Chrysler costs $1,591 per year for car insurance, or about $133 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Chrysler, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chrysler models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chrysler Model Annual Insurance Rate Monthly Insurance Rate
Chrysler 300$1,805$150
Chrysler Pacifica$1,454$121
Chrysler Voyager$1,515$126
All Chrysler Models$1,591$133

On average, a Dodge costs $1,807 per year for car insurance, or about $151 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Dodge, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Dodge models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Dodge Model Annual Insurance Rate Monthly Insurance Rate
Dodge Challenger$1,564$130
Dodge Charger$1,466$122
Dodge Durango$1,756$146
Dodge Grand Caravan$2,098$175
Dodge Journey$2,149$179
All Dodge Models$1,807$151

On average, a FIAT costs $1,630 per year for car insurance, or about $136 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a FIAT, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all FIAT models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

FIAT Model Annual Insurance Rate Monthly Insurance Rate
FIAT 124 Spider$1,888$157
FIAT 500L$1,478$123
FIAT 500X$1,524$127
All FIAT Models$1,630$136

On average, a Ford costs $1,784 per year for car insurance, or about $149 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Ford, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Ford models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Ford Model Annual Insurance Rate Monthly Insurance Rate
Ford Ecosport$1,594$133
Ford Edge$1,501$125
Ford Escape$1,469$122
Ford Expedition$1,883$157
Ford Explorer$1,729$144
Ford F-150$1,695$141
Ford F-250 Super Duty$2,060$172
Ford F-350 Super Duty$2,061$172
Ford F-450 Super Duty$2,251$188
Ford F-550 Super Duty$2,409$201
Ford Fusion$1,753$146
Ford Fusion Energi$1,791$149
Ford Fusion Hybrid$1,803$150
Ford Mustang$2,069$172
Ford Ranger$1,655$138
Ford Transit Cargo$1,447$121
Ford Transit Connect$1,465$122
Ford Transit Wagon$1,475$123
All Ford Models$1,784$149

The average annual cost of auto insurance for a Genesis is $2,605, or about $217 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Genesis, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Genesis models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Genesis Model Annual Insurance Rate Monthly Insurance Rate
Genesis G70$2,984$249
Genesis G80$2,391$199
Genesis G90$2,441$203
All Genesis Models$2,605$217

On average, a GMC costs $1,714 per year for car insurance, or about $143 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a GMC, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all GMC models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

GMC Model Annual Insurance Rate Monthly Insurance Rate
GMC Acadia$1,613$134
GMC Canyon$1,619$135
GMC Savana Cargo$1,505$125
GMC Sierra 1500$1,746$146
GMC Sierra 2500HD$1,855$155
GMC Sierra 3500HD$1,930$161
GMC Terrain$1,550$129
GMC Yukon$1,777$148
GMC Yukon XL$1,829$152
All GMC Models$1,714$143

On average, a Honda costs $1,611 per year for car insurance, or about $134 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Honda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Honda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Honda Model Annual Insurance Rate Monthly Insurance Rate
Honda Accord$1,615$135
Honda Civic$1,690$141
Honda Clarity$1,923$160
Honda CR-V$1,395$116
Honda Fit$1,413$118
Honda HR-V$1,546$129
Honda Insight$1,844$154
Honda Odyssey$1,503$125
Honda Passport$1,748$146
Honda Pilot$1,484$124
Honda Ridgeline$1,564$130
All Honda Models$1,611$134

On average, a Hyundai costs $1,716 per year for car insurance, or about $143 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Hyundai, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Hyundai models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Hyundai Model Annual Insurance Rate Monthly Insurance Rate
Hyundai Accent$1,814$151
Hyundai Elantra$1,734$145
Hyundai Elantra GT$1,694$141
Hyundai IONIQ$1,851$154
Hyundai Kona$1,510$126
Hyundai Kona EV$1,543$129
Hyundai Palisade$1,984$165
Hyundai Santa Fe$1,707$142
Hyundai Sonata$1,812$151
Hyundai Tucson$1,522$127
Hyundai Veloster$1,848$154
Hyundai Venue$1,567$131
All Hyundai Models$1,716$143

The average annual cost of auto insurance for an INFINITI is $2,082, or about $174 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an INFINITI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all INFINITI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

INFINITI Model Annual Insurance Rate Monthly Insurance Rate
INFINITI Q50$2,479$207
INFINITI Q60$2,266$189
INFINITI QX50$1,734$145
INFINITI QX60$1,836$153
INFINITI QX80$2,097$175
All INFINITI Models$2,082$174

The average annual cost of auto insurance for a Jaguar is $2,402, or about $200 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Jaguar, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jaguar models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jaguar Model Annual Insurance Rate Monthly Insurance Rate
Jaguar E-PACE$2,078$173
Jaguar F-Pace$2,046$171
Jaguar F-TYPE$2,727$227
Jaguar I-PACE$2,741$228
Jaguar XE$2,284$190
Jaguar XF$2,533$211
All Jaguar Models$2,402$200

On average, a Jeep costs $1,582 per year for car insurance, or about $132 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Jeep, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jeep models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jeep Model Annual Insurance Rate Monthly Insurance Rate
Jeep Cherokee$1,498$125
Jeep Compass$1,440$120
Jeep Gladiator$2,023$169
Jeep Grand Cherokee$1,664$139
Jeep Renegade$1,449$121
Jeep Wrangler$1,420$118
All Jeep Models$1,582$132

On average, a KIA costs $1,661 per year for car insurance, or about $138 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a KIA, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all KIA models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

KIA Model Annual Insurance Rate Monthly Insurance Rate
KIA Cadenza$1,978$165
KIA Forte$1,677$140
KIA K5$1,600$133
KIA Niro$1,529$127
KIA Optima$1,718$143
KIA Rio$1,633$136
KIA Rio 5$1,533$128
KIA Sedona$1,452$121
KIA Sorento$1,546$129
KIA Soul$1,718$143
KIA Sportage$1,431$119
KIA Stinger$1,879$157
KIA Telluride$1,894$158
All KIA Models$1,661$138

The average annual cost of auto insurance for a Lamborghini is $6,400, or about $533 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Lamborghini, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lamborghini models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lamborghini Model Annual Insurance Rate Monthly Insurance Rate
Lamborghini Aventador$6,822$569
Lamborghini Huracan$5,977$498
All Lamborghini Models$6,400$533

The average annual cost of auto insurance for a Land Rover is $2,325, or about $194 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Land Rover, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Land Rover models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Land Rover Model Annual Insurance Rate Monthly Insurance Rate
Land Rover Discovery$2,079$173
Land Rover Discovery Sport$1,891$158
Land Rover Range Rover$2,964$247
Land Rover Range Rover Evoque$2,128$177
Land Rover Range Rover Sport$2,624$219
Land Rover Range Rover Velar$2,265$189
All Land Rover Models$2,325$194

The average annual cost of auto insurance for a Lexus is $2,162, or about $180 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lexus, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lexus models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lexus Model Annual Insurance Rate Monthly Insurance Rate
Lexus ES 300h$2,192$183
Lexus ES 350$1,938$162
Lexus GS 350$2,307$192
Lexus GX 460$1,915$160
Lexus IS 350$2,242$187
Lexus LX 570$2,346$196
Lexus NX 300$1,870$156
Lexus RC F$3,052$254
Lexus RX 350$1,814$151
Lexus RX 450h$1,939$162
All Lexus Models$2,162$180

The average annual cost of auto insurance for a Lincoln is $2,065, or about $172 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lincoln, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lincoln models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lincoln Model Annual Insurance Rate Monthly Insurance Rate
Lincoln Aviator$2,593$216
Lincoln Continental$1,974$165
Lincoln Corsair$1,881$157
Lincoln MKZ$1,972$164
Lincoln Nautilus$1,811$151
Lincoln Navigator$2,159$180
All Lincoln Models$2,065$172

The average annual cost of auto insurance for a Maserati is $4,178, or about $348 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Maserati, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Maserati models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Maserati Model Annual Insurance Rate Monthly Insurance Rate
Maserati Ghibli$4,408$367
Maserati Levante$3,949$329
All Maserati Models$4,178$348

On average, a Mazda costs $1,519 per year for car insurance, or about $127 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Mazda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mazda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mazda Model Annual Insurance Rate Monthly Insurance Rate
Mazda 3$1,630$136
Mazda 6$1,640$137
Mazda CX-3$1,418$118
Mazda CX-30$1,416$118
Mazda CX-5$1,392$116
Mazda CX-9$1,601$133
Mazda MX-5 Miata$1,537$128
All Mazda Models$1,519$127

The average annual cost of auto insurance for a Mercedes-Benz is $2,286, or about $191 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Mercedes-Benz, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mercedes-Benz models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

On average, a MINI costs $1,578 per year for car insurance, or about $132 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a MINI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all MINI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

MINI Model Annual Insurance Rate Monthly Insurance Rate
MINI Clubman$1,557$130
MINI Countryman$1,598$133
All MINI Models$1,578$132

On average, a Mitsubishi costs $1,754 per year for car insurance, or about $146 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Mitsubishi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mitsubishi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mitsubishi Model Annual Insurance Rate Monthly Insurance Rate
Mitsubishi Eclipse Cross$1,670$139
Mitsubishi Mirage$1,729$144
Mitsubishi Mirage G4$1,807$151
Mitsubishi Outlander$1,880$157
Mitsubishi Outlander Sport$1,684$140
All Mitsubishi Models$1,754$146

On average, a Nissan costs $1,879 per year for car insurance, or about $157 per month. This is a bit more expensive than most popular brands. While this will give you a general idea of what it costs to insure a Nissan, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Nissan models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Nissan Model Annual Insurance Rate Monthly Insurance Rate
Nissan 370Z$2,155$180
Nissan Altima$1,899$158
Nissan Armada$1,856$155
Nissan Frontier$1,516$126
Nissan GT-R$3,977$331
Nissan Kicks$1,623$135
Nissan Leaf$1,664$139
Nissan Maxima$2,203$184
Nissan Murano$1,699$142
Nissan NV Cargo$1,633$136
Nissan NV200$1,714$143
Nissan Pathfinder$1,740$145
Nissan Rogue$1,529$127
Nissan Rogue Sport$1,556$130
Nissan Sentra$1,673$139
Nissan Titan$1,785$149
Nissan Titan XD$1,808$151
Nissan Versa$1,799$150
All Nissan Models$1,879$157

The average annual cost of auto insurance for a Porsche is $2,765, or about $230 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Porsche, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Porsche models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Porsche Model Annual Insurance Rate Monthly Insurance Rate
Porsche 718 Boxster$2,496$208
Porsche 911$3,716$310
Porsche Cayenne$2,323$194
Porsche Macan$1,966$164
Porsche Panamera$3,322$277
All Porsche Models$2,765$230

On average, a RAM costs $1,866 per year for car insurance, or about $156 per month. This is a bit more expensive than most popular brands. While this will give you a general idea of what it costs to insure a RAM, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all RAM models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

RAM Model Annual Insurance Rate Monthly Insurance Rate
RAM 1500$1,679$140
RAM 2500$1,736$145
RAM 3500$1,916$160
RAM 4500$2,156$180
RAM 5500$2,327$194
RAM ProMaster Cargo Van$1,530$128
RAM Promaster City$1,718$143
All RAM Models$1,866$156

The average annual cost of auto insurance for a Rolls-Royce is $6,726, or about $561 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Rolls-Royce, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Rolls-Royce models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Rolls-Royce Model Annual Insurance Rate Monthly Insurance Rate
Rolls-Royce Ghost$4,810$401
Rolls-Royce Wraith$8,643$720
All Rolls-Royce Models$6,726$561

On average, a Subaru costs $1,670 per year for car insurance, or about $139 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Subaru, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Subaru models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Subaru Model Annual Insurance Rate Monthly Insurance Rate
Subaru Ascent$1,766$147
Subaru BRZ$1,939$162
Subaru Crosstrek$1,515$126
Subaru Forester$1,457$121
Subaru Impreza$1,558$130
Subaru Legacy$1,596$133
Subaru Outback$1,404$117
Subaru WRX$2,123$177
All Subaru Models$1,670$139

The average annual cost of auto insurance for a Tesla is $2,936, or about $245 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Tesla, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Tesla models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Tesla Model Annual Insurance Rate Monthly Insurance Rate
Tesla Model 3$2,224$185
Tesla Model S$3,268$272
Tesla Model X$3,301$275
Tesla Model Y$2,950$246
All Tesla Models$2,936$245

On average, a Toyota costs $1,759 per year for car insurance, or about $147 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Toyota, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Toyota models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Toyota Model Annual Insurance Rate Monthly Insurance Rate
Toyota 4Runner$1,575$131
Toyota Avalon$1,846$154
Toyota Avalon Hybrid$1,795$150
Toyota C-HR$1,791$149
Toyota Camry$1,459$122
Toyota Camry Hybrid$1,744$145
Toyota Corolla$1,856$155
Toyota Highlander$1,688$141
Toyota Highlander Hybrid$1,673$139
Toyota Land Cruiser$2,115$176
Toyota Prius$1,726$144
Toyota RAV4$1,534$128
Toyota Sequoia$1,603$134
Toyota Sienna$1,636$136
Toyota Supra$2,733$228
Toyota Tacoma$1,572$131
Toyota Tundra$1,636$136
Toyota Venza$1,789$149
Toyota Yaris$1,643$137
All Toyota Models$1,759$147

On average, a Volkswagen costs $1,738 per year for car insurance, or about $145 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Volkswagen, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volkswagen models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volkswagen Model Annual Insurance Rate Monthly Insurance Rate
Volkswagen Arteon$2,020$168
Volkswagen Atlas$1,682$140
Volkswagen Golf$1,564$130
Volkswagen Golf GTI$1,816$151
Volkswagen Jetta$1,804$150
Volkswagen Passat$1,737$145
Volkswagen Tiguan$1,545$129
All Volkswagen Models$1,738$145

The average annual cost of auto insurance for a Volvo is $1,802, or about $150 per month. This is among the most affordable rates when compared all other luxury brands. While this will give you a general idea of what it costs to insure a Volvo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volvo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volvo Model Annual Insurance Rate Monthly Insurance Rate
Volvo S60$1,724$144
Volvo S90$1,984$165
Volvo V60$1,826$152
Volvo V60 Cross Country$1,831$153
Volvo XC40$1,737$145
Volvo XC60$1,517$126
Volvo XC90$1,996$166
All Volvo Models$1,802$150

Other Important Costs of Owning a Car

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses and tools for car depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision. Ready to start shopping for a ride? We have millions of new and used vehicles listed. Here are some cars for sale in your area. Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.