Average Cost of Auto Insurance

The average cost of auto insurance is a combination of the car you drive and your persona. Your age, location, credit score and driving history all factor in. The type of vehicle also matters, as does its features.

Luxury cars will cost more than popular brands to insure. A newer model may actually cost less than a car that is a few years old due to the rapid evolution of safety features. Some vehicles are much more expensive to repair than others, which can also increase the rate. Common name plates will be more affordable since their parts are easy to find. The same goes for models built from a shared platform of components by the manufacturer. Some cars are more likely to have an aggressive driver behind the wheel. The combinations are endless.

Before you buy your next car, see what it will cost to insure it. The results may surprise you, and may help you determine if a particular car is right for you. Use our Insurance Rate Calculator below to see your expected insurance costs. Or use our Competitive Quote Tool to shop for a better rate on your current car.

Make *
Model *
Driver Age

Are you paying too much for your current insurance policy? If you've been with the same company for many years then your rates are probably not competitive. Auto insurance premiums are regulated by the states. But the provider isn't obligated to give you the best deal, only a fair price. You may be due for an insurance rate review. Visit our Competitive Quote Tool to see if you can lower your existing insurance rates. Advertising Disclosure

Car Insurance Rates by Model

The average annual cost of auto insurance for an Acura is $1,800, or about $150 per month. This is among the most affordable rates when compared all other luxury brands. While this will give you a general idea of what it costs to insure an Acura, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Acura models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Acura Model Annual Insurance Rate Monthly Insurance Rate
Acura ILX$1,850$154
Acura MDX$1,774$148
Acura RDX$1,639$137
Acura RLX$1,898$158
Acura TLX$1,840$153
All Acura Models$1,800$150

The average annual cost of auto insurance for an Alfa Romeo is $2,182, or about $182 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an Alfa Romeo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Alfa Romeo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Alfa Romeo Model Annual Insurance Rate Monthly Insurance Rate
Alfa Romeo Giulia$2,417$201
Alfa Romeo Stelvio$1,946$162
All Alfa Romeo Models$2,182$182

The average annual cost of auto insurance for an Aston Martin is $4,615, or about $385 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure an Aston Martin, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Aston Martin models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Aston Martin Model Annual Insurance Rate Monthly Insurance Rate
Aston Martin Vantage$4,615$385
All Aston Martin Models$4,615$385

The average annual cost of auto insurance for an Audi is $2,764, or about $230 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure an Audi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Audi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Audi Model Annual Insurance Rate Monthly Insurance Rate
Audi A3$2,219$185
Audi A4$1,882$157
Audi A5$2,254$188
Audi A5 Sportback$2,400$200
Audi A6$2,867$239
Audi A7$3,470$289
Audi A8$3,553$296
Audi e-tron$1,907$159
Audi Q3$1,797$150
Audi Q5$1,907$159
Audi Q7$1,949$162
Audi Q8$2,852$238
Audi R8$4,630$386
Audi S4$2,891$241
Audi S5$2,937$245
Audi S6$3,792$316
Audi S8$4,759$397
Audi SQ5$1,919$160
Audi TT$2,876$240
Audi TTS$2,417$201
All Audi Models$2,764$230

The average annual cost of auto insurance for a Bentley is $5,269, or about $439 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Bentley, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Bentley models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Bentley Model Annual Insurance Rate Monthly Insurance Rate
Bentley Bentayga$4,777$398
Bentley Continental GT$5,761$480
All Bentley Models$5,269$439

The average annual cost of auto insurance for a BMW is $2,987, or about $249 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a BMW, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all BMW models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

BMW Model Annual Insurance Rate Monthly Insurance Rate
BMW 2 Series$1,905$159
BMW 3 Series$2,367$197
BMW 4 Series$2,948$246
BMW 5 Series$2,852$238
BMW 7 Series$3,843$320
BMW 8 Series$3,950$329
BMW i3$2,184$182
BMW i8$4,873$406
BMW M5$3,888$324
BMW X1$1,763$147
BMW X2$1,955$163
BMW X3$2,182$182
BMW X5$2,468$206
BMW X6$3,871$323
BMW X6 M$2,888$241
BMW X7$3,864$322
BMW Z4$2,977$248
All BMW Models$2,987$249

On average, a Buick costs $1,678 per year for car insurance, or about $140 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Buick, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Buick models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Buick Model Annual Insurance Rate Monthly Insurance Rate
Buick Enclave$1,770$148
Buick Encore$1,466$122
Buick Envision$1,798$150
All Buick Models$1,678$140

The average annual cost of auto insurance for a Cadillac is $2,353, or about $196 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Cadillac, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Cadillac models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Cadillac Model Annual Insurance Rate Monthly Insurance Rate
Cadillac CT4$2,186$182
Cadillac CT5$2,215$185
Cadillac CT6$2,844$237
Cadillac Escalade$2,944$245
Cadillac Escalade ESV$2,446$204
Cadillac XT4$1,919$160
Cadillac XT5$1,915$160
All Cadillac Models$2,353$196

On average, a Chevrolet costs $1,784 per year for car insurance, or about $149 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Chevrolet, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chevrolet models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chevrolet Model Annual Insurance Rate Monthly Insurance Rate
Chevrolet Blazer$1,875$156
Chevrolet Bolt EV$2,175$181
Chevrolet Camaro$1,890$158
Chevrolet Colorado$1,713$143
Chevrolet Corvette$2,369$197
Chevrolet Equinox$1,561$130
Chevrolet Express$1,489$124
Chevrolet Express Cargo$1,634$136
Chevrolet Impala$1,817$151
Chevrolet Malibu$1,811$151
Chevrolet Silverado 1500$1,858$155
Chevrolet Silverado 2500HD$1,918$160
Chevrolet Silverado 3500HD$1,878$157
Chevrolet Sonic$1,750$146
Chevrolet Spark$1,408$117
Chevrolet Suburban$1,855$155
Chevrolet Tahoe$1,835$153
Chevrolet Trailblazer$1,633$136
Chevrolet Traverse$1,747$146
Chevrolet Trax$1,454$121
All Chevrolet Models$1,784$149

On average, a Chrysler costs $1,588 per year for car insurance, or about $132 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Chrysler, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chrysler models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chrysler Model Annual Insurance Rate Monthly Insurance Rate
Chrysler 300$1,875$156
Chrysler Pacifica$1,468$122
Chrysler Voyager$1,421$118
All Chrysler Models$1,588$132

On average, a Dodge costs $1,731 per year for car insurance, or about $144 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Dodge, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Dodge models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Dodge Model Annual Insurance Rate Monthly Insurance Rate
Dodge Challenger$1,467$122
Dodge Charger$1,481$123
Dodge Durango$1,822$152
Dodge Grand Caravan$1,964$164
Dodge Journey$1,920$160
All Dodge Models$1,731$144

On average, a FIAT costs $1,628 per year for car insurance, or about $136 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a FIAT, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all FIAT models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

FIAT Model Annual Insurance Rate Monthly Insurance Rate
FIAT 124 Spider$1,961$163
FIAT 500L$1,493$124
FIAT 500X$1,429$119
All FIAT Models$1,628$136

On average, a Ford costs $1,835 per year for car insurance, or about $153 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Ford, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Ford models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Ford Model Annual Insurance Rate Monthly Insurance Rate
Ford Ecosport$1,563$130
Ford Edge$1,633$136
Ford Escape$1,484$124
Ford Expedition$1,956$163
Ford Explorer$1,795$150
Ford F-150$1,760$147
Ford F-250 Super Duty$1,928$161
Ford F-350 Super Duty$1,928$161
Ford F-450 Super Duty$2,395$200
Ford F-550 Super Duty$2,941$245
Ford Fusion$1,821$152
Ford Fusion Energi$1,860$155
Ford Fusion Hybrid$1,872$156
Ford Mustang$1,937$161
Ford Ranger$1,718$143
Ford Transit Cargo$1,461$122
Ford Transit Connect$1,480$123
Ford Transit Wagon$1,490$124
All Ford Models$1,835$153

The average annual cost of auto insurance for a Genesis is $3,206, or about $267 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Genesis, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Genesis models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Genesis Model Annual Insurance Rate Monthly Insurance Rate
Genesis G70$3,846$321
Genesis G80$2,920$243
Genesis G90$2,851$238
All Genesis Models$3,206$267

On average, a GMC costs $1,782 per year for car insurance, or about $149 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a GMC, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all GMC models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

GMC Model Annual Insurance Rate Monthly Insurance Rate
GMC Acadia$1,636$136
GMC Canyon$1,642$137
GMC Savana Cargo$1,637$136
GMC Sierra 1500$1,812$151
GMC Sierra 2500HD$1,926$161
GMC Sierra 3500HD$2,185$182
GMC Terrain$1,453$121
GMC Yukon$1,845$154
GMC Yukon XL$1,900$158
All GMC Models$1,782$149

On average, a Honda costs $1,659 per year for car insurance, or about $138 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Honda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Honda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Honda Model Annual Insurance Rate Monthly Insurance Rate
Honda Accord$1,638$137
Honda Civic$1,754$146
Honda Clarity$2,176$181
Honda CR-V$1,409$117
Honda Fit$1,427$119
Honda HR-V$1,449$121
Honda Insight$1,915$160
Honda Odyssey$1,635$136
Honda Passport$1,816$151
Honda Pilot$1,566$131
Honda Ridgeline$1,467$122
All Honda Models$1,659$138

On average, a Hyundai costs $1,745 per year for car insurance, or about $145 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Hyundai, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Hyundai models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Hyundai Model Annual Insurance Rate Monthly Insurance Rate
Hyundai Accent$1,884$157
Hyundai Elantra$1,799$150
Hyundai Elantra GT$1,759$147
Hyundai IONIQ$1,923$160
Hyundai Kona$1,416$118
Hyundai Kona EV$1,447$121
Hyundai Palisade$2,246$187
Hyundai Santa Fe$1,772$148
Hyundai Sonata$1,882$157
Hyundai Tucson$1,427$119
Hyundai Veloster$1,919$160
Hyundai Venue$1,469$122
All Hyundai Models$1,745$145

The average annual cost of auto insurance for an INFINITI is $2,195, or about $183 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an INFINITI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all INFINITI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

INFINITI Model Annual Insurance Rate Monthly Insurance Rate
INFINITI Q50$2,896$241
INFINITI Q60$2,411$201
INFINITI QX50$1,799$150
INFINITI QX60$1,907$159
INFINITI QX80$1,962$164
All INFINITI Models$2,195$183

The average annual cost of auto insurance for a Jaguar is $2,688, or about $224 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Jaguar, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jaguar models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jaguar Model Annual Insurance Rate Monthly Insurance Rate
Jaguar E-PACE$1,944$162
Jaguar F-Pace$1,915$160
Jaguar F-TYPE$3,465$289
Jaguar I-PACE$3,483$290
Jaguar XE$2,431$203
Jaguar XF$2,888$241
All Jaguar Models$2,688$224

On average, a Jeep costs $1,591 per year for car insurance, or about $133 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Jeep, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jeep models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jeep Model Annual Insurance Rate Monthly Insurance Rate
Jeep Cherokee$1,575$131
Jeep Compass$1,453$121
Jeep Gladiator$1,893$158
Jeep Grand Cherokee$1,729$144
Jeep Renegade$1,463$122
Jeep Wrangler$1,433$119
All Jeep Models$1,591$133

On average, a KIA costs $1,666 per year for car insurance, or about $139 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a KIA, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all KIA models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

KIA Model Annual Insurance Rate Monthly Insurance Rate
KIA Cadenza$1,924$160
KIA Forte$1,741$145
KIA K5$1,568$131
KIA Niro$1,434$120
KIA Optima$1,784$149
KIA Rio$1,713$143
KIA Rio 5$1,437$120
KIA Sedona$1,466$122
KIA Sorento$1,449$121
KIA Soul$1,784$149
KIA Sportage$1,444$120
KIA Stinger$1,951$163
KIA Telluride$1,967$164
All KIA Models$1,666$139

The average annual cost of auto insurance for a Lamborghini is $7,290, or about $608 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Lamborghini, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lamborghini models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lamborghini Model Annual Insurance Rate Monthly Insurance Rate
Lamborghini Aventador$7,804$650
Lamborghini Huracan$6,775$565
All Lamborghini Models$7,290$608

The average annual cost of auto insurance for a Land Rover is $2,578, or about $215 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Land Rover, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Land Rover models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Land Rover Model Annual Insurance Rate Monthly Insurance Rate
Land Rover Discovery$1,946$162
Land Rover Discovery Sport$1,964$164
Land Rover Range Rover$3,821$318
Land Rover Range Rover Evoque$1,990$166
Land Rover Range Rover Sport$3,336$278
Land Rover Range Rover Velar$2,411$201
All Land Rover Models$2,578$215

The average annual cost of auto insurance for a Lexus is $2,374, or about $198 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lexus, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lexus models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lexus Model Annual Insurance Rate Monthly Insurance Rate
Lexus ES 300h$2,235$186
Lexus ES 350$1,905$159
Lexus GS 350$2,456$205
Lexus GX 460$1,988$166
Lexus IS 350$2,387$199
Lexus LX 570$2,865$239
Lexus NX 300$1,942$162
Lexus RC F$3,881$323
Lexus RX 350$1,884$157
Lexus RX 450h$2,195$183
All Lexus Models$2,374$198

The average annual cost of auto insurance for a Lincoln is $2,243, or about $187 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lincoln, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lincoln models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lincoln Model Annual Insurance Rate Monthly Insurance Rate
Lincoln Aviator$2,954$246
Lincoln Continental$2,234$186
Lincoln Corsair$1,953$163
Lincoln MKZ$2,232$186
Lincoln Nautilus$1,880$157
Lincoln Navigator$2,203$184
All Lincoln Models$2,243$187

The average annual cost of auto insurance for a Maserati is $4,890, or about $408 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Maserati, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Maserati models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Maserati Model Annual Insurance Rate Monthly Insurance Rate
Maserati Ghibli$5,107$426
Maserati Levante$4,673$389
All Maserati Models$4,890$408

On average, a Mazda costs $1,494 per year for car insurance, or about $125 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Mazda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mazda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mazda Model Annual Insurance Rate Monthly Insurance Rate
Mazda 3$1,459$122
Mazda 6$1,720$143
Mazda CX-3$1,432$119
Mazda CX-30$1,430$119
Mazda CX-5$1,406$117
Mazda CX-9$1,569$131
Mazda MX-5 Miata$1,441$120
All Mazda Models$1,494$125

The average annual cost of auto insurance for a McLaren is $5,052, or about $421 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a McLaren, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all McLaren models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

McLaren Model Annual Insurance Rate Monthly Insurance Rate
McLaren 570S$5,052$421
All McLaren Models$5,052$421

The average annual cost of auto insurance for a Mercedes-Benz is $2,538, or about $212 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Mercedes-Benz, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mercedes-Benz models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

On average, a MINI costs $1,514 per year for car insurance, or about $126 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a MINI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all MINI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

MINI Model Annual Insurance Rate Monthly Insurance Rate
MINI Clubman$1,460$122
MINI Countryman$1,567$131
All MINI Models$1,514$126

On average, a Mitsubishi costs $1,821 per year for car insurance, or about $152 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Mitsubishi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mitsubishi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mitsubishi Model Annual Insurance Rate Monthly Insurance Rate
Mitsubishi Eclipse Cross$1,735$145
Mitsubishi Mirage$1,795$150
Mitsubishi Mirage G4$1,877$156
Mitsubishi Outlander$1,952$163
Mitsubishi Outlander Sport$1,748$146
All Mitsubishi Models$1,821$152

On average, a Nissan costs $1,968 per year for car insurance, or about $164 per month. This is a bit more expensive than most popular brands. While this will give you a general idea of what it costs to insure a Nissan, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Nissan models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Nissan Model Annual Insurance Rate Monthly Insurance Rate
Nissan 370Z$2,197$183
Nissan Altima$1,972$164
Nissan Armada$1,927$161
Nissan Frontier$1,707$142
Nissan GT-R$4,704$392
Nissan Kicks$1,645$137
Nissan Leaf$1,729$144
Nissan Maxima$2,246$187
Nissan Murano$1,763$147
Nissan NV Cargo$1,713$143
Nissan NV200$1,779$148
Nissan Pathfinder$1,807$151
Nissan Rogue$1,434$120
Nissan Rogue Sport$1,459$122
Nissan Sentra$1,738$145
Nissan Titan$1,854$155
Nissan Titan XD$1,878$157
Nissan Versa$1,868$156
All Nissan Models$1,968$164

The average annual cost of auto insurance for a Porsche is $3,251, or about $271 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Porsche, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Porsche models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Porsche Model Annual Insurance Rate Monthly Insurance Rate
Porsche 718 Boxster$2,847$237
Porsche 911$4,836$403
Porsche Cayenne$2,471$206
Porsche Macan$2,224$185
Porsche Panamera$3,877$323
All Porsche Models$3,251$271

On average, a RAM costs $2,011 per year for car insurance, or about $168 per month. This is a bit more expensive than most popular brands. While this will give you a general idea of what it costs to insure a RAM, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all RAM models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

RAM Model Annual Insurance Rate Monthly Insurance Rate
RAM 1500$1,743$145
RAM 2500$1,802$150
RAM 3500$1,989$166
RAM 4500$2,198$183
RAM 5500$2,839$237
RAM ProMaster Cargo Van$1,720$143
RAM Promaster City$1,784$149
All RAM Models$2,011$168

The average annual cost of auto insurance for a Rolls-Royce is $7,740, or about $645 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Rolls-Royce, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Rolls-Royce models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Rolls-Royce Model Annual Insurance Rate Monthly Insurance Rate
Rolls-Royce Ghost$5,598$467
Rolls-Royce Wraith$9,881$823
All Rolls-Royce Models$7,740$645

On average, a Subaru costs $1,637 per year for car insurance, or about $136 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Subaru, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Subaru models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Subaru Model Annual Insurance Rate Monthly Insurance Rate
Subaru Ascent$1,834$153
Subaru BRZ$1,937$161
Subaru Crosstrek$1,421$118
Subaru Forester$1,471$123
Subaru Impreza$1,461$122
Subaru Legacy$1,565$130
Subaru Outback$1,418$118
Subaru WRX$1,986$166
All Subaru Models$1,637$136

The average annual cost of auto insurance for a Tesla is $3,277, or about $273 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Tesla, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Tesla models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Tesla Model Annual Insurance Rate Monthly Insurance Rate
Tesla Model 3$2,267$189
Tesla Model S$3,626$302
Tesla Model X$3,753$313
Tesla Model Y$3,461$288
All Tesla Models$3,277$273

On average, a Toyota costs $1,818 per year for car insurance, or about $152 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Toyota, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Toyota models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Toyota Model Annual Insurance Rate Monthly Insurance Rate
Toyota 4Runner$1,478$123
Toyota Avalon$1,917$160
Toyota Avalon Hybrid$1,865$155
Toyota C-HR$1,860$155
Toyota Camry$1,474$123
Toyota Camry Hybrid$1,810$151
Toyota Corolla$1,927$161
Toyota Highlander$1,752$146
Toyota Highlander Hybrid$1,738$145
Toyota Land Cruiser$1,980$165
Toyota Prius$1,791$149
Toyota RAV4$1,438$120
Toyota Sequoia$1,571$131
Toyota Sienna$1,716$143
Toyota Supra$3,473$289
Toyota Tacoma$1,475$123
Toyota Tundra$1,716$143
Toyota Venza$1,858$155
Toyota Yaris$1,708$142
All Toyota Models$1,818$152

On average, a Volkswagen costs $1,731 per year for car insurance, or about $144 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Volkswagen, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volkswagen models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volkswagen Model Annual Insurance Rate Monthly Insurance Rate
Volkswagen Arteon$1,891$158
Volkswagen Atlas$1,747$146
Volkswagen Golf$1,467$122
Volkswagen Golf GTI$1,887$157
Volkswagen Jetta$1,874$156
Volkswagen Passat$1,803$150
Volkswagen Tiguan$1,448$121
All Volkswagen Models$1,731$144

The average annual cost of auto insurance for a Volvo is $1,887, or about $157 per month. This is among the most affordable rates when compared all other luxury brands. While this will give you a general idea of what it costs to insure a Volvo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volvo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volvo Model Annual Insurance Rate Monthly Insurance Rate
Volvo S60$1,789$149
Volvo S90$2,245$187
Volvo V60$1,896$158
Volvo V60 Cross Country$1,901$158
Volvo XC40$1,803$150
Volvo XC60$1,708$142
Volvo XC90$1,868$156
All Volvo Models$1,887$157

Other Important Costs of Owning a Car

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses and tools for car depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision. Ready to start shopping for a ride? We have millions of new and used vehicles listed. Here are some cars for sale in your area. Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.