Average Cost of Auto Insurance

The average cost of auto insurance is a combination of the car you drive and your persona. Your age, location, credit score and driving history all factor in. The type of vehicle also matters, as does its features.

Luxury cars will cost more than popular brands to insure. A newer model may actually cost less than a car that is a few years old due to the rapid evolution of safety features. Some vehicles are much more expensive to repair than others, which can also increase the rate. Common name plates will be more affordable since their parts are easy to find. The same goes for models built from a shared platform of components by the manufacturer. Some cars are more likely to have an aggressive driver behind the wheel. The combinations are endless.

Before you buy your next car, see what it will cost to insure it. The results may surprise you, and may help you determine if a particular car is right for you. Use our Insurance Rate Calculator below to see your expected insurance costs. Or use our Competitive Quote Tool to shop for a better rate on your current car.

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Are you paying too much for your current insurance policy? If you've been with the same company for many years then your rates are probably not competitive. Auto insurance premiums are regulated by the states. But the provider isn't obligated to give you the best deal, only a fair price. You may be due for an insurance rate review. Visit our Competitive Quote Tool to see if you can lower your existing insurance rates. Advertising Disclosure

Car Insurance Rates by Model

The average annual cost of auto insurance for an Acura is $1,670, or about $139 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an Acura, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Acura models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Acura Model Annual Insurance Rate Monthly Insurance Rate
Acura ILX$1,621$135
Acura MDX$1,617$135
Acura RDX$1,471$123
Acura RLX$1,931$161
Acura TLX$1,712$143
All Acura Models$1,670$139

The average annual cost of auto insurance for an Alfa Romeo is $1,784, or about $149 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an Alfa Romeo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Alfa Romeo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Alfa Romeo Model Annual Insurance Rate Monthly Insurance Rate
Alfa Romeo Giulia$1,863$155
Alfa Romeo Stelvio$1,705$142
All Alfa Romeo Models$1,784$149

The average annual cost of auto insurance for an Aston Martin is $3,082, or about $257 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure an Aston Martin, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Aston Martin models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Aston Martin Model Annual Insurance Rate Monthly Insurance Rate
Aston Martin Vantage$3,082$257
All Aston Martin Models$3,082$257

The average annual cost of auto insurance for an Audi is $2,009, or about $167 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure an Audi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Audi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Audi Model Annual Insurance Rate Monthly Insurance Rate
Audi A3$1,783$149
Audi A4$1,649$137
Audi A5$1,812$151
Audi A5 Sportback$1,849$154
Audi A6$1,926$161
Audi A7$2,185$182
Audi A8$2,509$209
Audi e-tron$1,671$139
Audi Q3$1,575$131
Audi Q5$1,671$139
Audi Q7$1,708$142
Audi Q8$2,002$167
Audi R8$3,092$258
Audi S4$2,010$168
Audi S5$2,016$168
Audi S6$2,354$196
Audi S8$2,889$241
Audi SQ5$1,682$140
Audi TT$1,932$161
Audi TTS$1,863$155
All Audi Models$2,009$167

The average annual cost of auto insurance for a Bentley is $3,501, or about $292 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Bentley, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Bentley models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Bentley Model Annual Insurance Rate Monthly Insurance Rate
Bentley Bentayga$3,189$266
Bentley Continental GT$3,813$318
All Bentley Models$3,501$292

The average annual cost of auto insurance for a BMW is $2,104, or about $175 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a BMW, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all BMW models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

BMW Model Annual Insurance Rate Monthly Insurance Rate
BMW 2 Series$1,670$139
BMW 3 Series$1,825$152
BMW 4 Series$1,980$165
BMW 5 Series$2,002$167
BMW 7 Series$2,386$199
BMW 8 Series$2,674$223
BMW i3$1,756$146
BMW i8$2,958$247
BMW M5$2,632$219
BMW X1$1,544$129
BMW X2$1,713$143
BMW X3$1,753$146
BMW X5$1,902$159
BMW X6$2,452$204
BMW X6 M$2,026$169
BMW X7$2,399$200
BMW Z4$2,090$174
All BMW Models$2,104$175

On average, a Buick costs $1,517 per year for car insurance, or about $126 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Buick, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Buick models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Buick Model Annual Insurance Rate Monthly Insurance Rate
Buick Enclave$1,551$129
Buick Encore$1,423$119
Buick Envision$1,576$131
All Buick Models$1,517$126

The average annual cost of auto insurance for a Cadillac is $1,822, or about $152 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Cadillac, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Cadillac models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Cadillac Model Annual Insurance Rate Monthly Insurance Rate
Cadillac CT4$1,757$146
Cadillac CT5$1,780$148
Cadillac CT6$1,996$166
Cadillac Escalade$1,978$165
Cadillac Escalade ESV$1,885$157
Cadillac XT4$1,682$140
Cadillac XT5$1,678$140
All Cadillac Models$1,822$152

On average, a Chevrolet costs $1,570 per year for car insurance, or about $131 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Chevrolet, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chevrolet models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chevrolet Model Annual Insurance Rate Monthly Insurance Rate
Chevrolet Blazer$1,643$137
Chevrolet Bolt EV$1,748$146
Chevrolet Camaro$1,656$138
Chevrolet Colorado$1,501$125
Chevrolet Corvette$1,826$152
Chevrolet Equinox$1,449$121
Chevrolet Express$1,444$120
Chevrolet Express Cargo$1,466$122
Chevrolet Impala$1,592$133
Chevrolet Malibu$1,587$132
Chevrolet Silverado 1500$1,628$136
Chevrolet Silverado 2500HD$1,681$140
Chevrolet Silverado 3500HD$1,646$137
Chevrolet Sonic$1,533$128
Chevrolet Spark$1,366$114
Chevrolet Suburban$1,626$136
Chevrolet Tahoe$1,608$134
Chevrolet Trailblazer$1,465$122
Chevrolet Traverse$1,530$128
Chevrolet Trax$1,412$118
All Chevrolet Models$1,570$131

On average, a Chrysler costs $1,482 per year for car insurance, or about $124 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Chrysler, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Chrysler models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Chrysler Model Annual Insurance Rate Monthly Insurance Rate
Chrysler 300$1,643$137
Chrysler Pacifica$1,425$119
Chrysler Voyager$1,379$115
All Chrysler Models$1,482$124

On average, a Dodge costs $1,588 per year for car insurance, or about $132 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Dodge, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Dodge models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Dodge Model Annual Insurance Rate Monthly Insurance Rate
Dodge Challenger$1,424$119
Dodge Charger$1,437$120
Dodge Durango$1,597$133
Dodge Grand Caravan$1,721$143
Dodge Journey$1,763$147
All Dodge Models$1,588$132

On average, a FIAT costs $1,518 per year for car insurance, or about $127 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a FIAT, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all FIAT models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

FIAT Model Annual Insurance Rate Monthly Insurance Rate
FIAT 124 Spider$1,718$143
FIAT 500L$1,448$121
FIAT 500X$1,387$116
All FIAT Models$1,518$127

On average, a Ford costs $1,598 per year for car insurance, or about $133 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Ford, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Ford models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Ford Model Annual Insurance Rate Monthly Insurance Rate
Ford Ecosport$1,451$121
Ford Edge$1,465$122
Ford Escape$1,440$120
Ford Expedition$1,714$143
Ford Explorer$1,573$131
Ford F-150$1,542$129
Ford F-250 Super Duty$1,690$141
Ford F-350 Super Duty$1,690$141
Ford F-450 Super Duty$1,846$154
Ford F-550 Super Duty$1,975$165
Ford Fusion$1,596$133
Ford Fusion Energi$1,630$136
Ford Fusion Hybrid$1,641$137
Ford Mustang$1,697$141
Ford Ranger$1,506$126
Ford Transit Cargo$1,418$118
Ford Transit Connect$1,436$120
Ford Transit Wagon$1,445$120
All Ford Models$1,598$133

The average annual cost of auto insurance for a Genesis is $2,117, or about $176 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Genesis, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Genesis models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Genesis Model Annual Insurance Rate Monthly Insurance Rate
Genesis G70$2,388$199
Genesis G80$1,961$163
Genesis G90$2,001$167
All Genesis Models$2,117$176

On average, a GMC costs $1,571 per year for car insurance, or about $131 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a GMC, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all GMC models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

GMC Model Annual Insurance Rate Monthly Insurance Rate
GMC Acadia$1,468$122
GMC Canyon$1,474$123
GMC Savana Cargo$1,469$122
GMC Sierra 1500$1,588$132
GMC Sierra 2500HD$1,688$141
GMC Sierra 3500HD$1,756$146
GMC Terrain$1,411$118
GMC Yukon$1,617$135
GMC Yukon XL$1,665$139
All GMC Models$1,571$131

On average, a Honda costs $1,503 per year for car insurance, or about $125 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Honda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Honda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Honda Model Annual Insurance Rate Monthly Insurance Rate
Honda Accord$1,470$123
Honda Civic$1,537$128
Honda Clarity$1,750$146
Honda CR-V$1,367$114
Honda Fit$1,385$115
Honda HR-V$1,407$117
Honda Insight$1,678$140
Honda Odyssey$1,467$122
Honda Passport$1,591$133
Honda Pilot$1,454$121
Honda Ridgeline$1,424$119
All Honda Models$1,503$125

On average, a Hyundai costs $1,561 per year for car insurance, or about $130 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Hyundai, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Hyundai models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Hyundai Model Annual Insurance Rate Monthly Insurance Rate
Hyundai Accent$1,651$138
Hyundai Elantra$1,577$131
Hyundai Elantra GT$1,541$128
Hyundai IONIQ$1,685$140
Hyundai Kona$1,374$115
Hyundai Kona EV$1,405$117
Hyundai Palisade$1,806$151
Hyundai Santa Fe$1,553$129
Hyundai Sonata$1,649$137
Hyundai Tucson$1,385$115
Hyundai Veloster$1,682$140
Hyundai Venue$1,426$119
All Hyundai Models$1,561$130

The average annual cost of auto insurance for an INFINITI is $1,772, or about $148 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure an INFINITI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all INFINITI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

INFINITI Model Annual Insurance Rate Monthly Insurance Rate
INFINITI Q50$2,033$169
INFINITI Q60$1,858$155
INFINITI QX50$1,577$131
INFINITI QX60$1,671$139
INFINITI QX80$1,720$143
All INFINITI Models$1,772$148

The average annual cost of auto insurance for a Jaguar is $1,943, or about $162 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Jaguar, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jaguar models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jaguar Model Annual Insurance Rate Monthly Insurance Rate
Jaguar E-PACE$1,704$142
Jaguar F-Pace$1,678$140
Jaguar F-TYPE$2,182$182
Jaguar I-PACE$2,193$183
Jaguar XE$1,873$156
Jaguar XF$2,026$169
All Jaguar Models$1,943$162

On average, a Jeep costs $1,476 per year for car insurance, or about $123 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Jeep, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Jeep models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Jeep Model Annual Insurance Rate Monthly Insurance Rate
Jeep Cherokee$1,463$122
Jeep Compass$1,411$118
Jeep Gladiator$1,659$138
Jeep Grand Cherokee$1,515$126
Jeep Renegade$1,420$118
Jeep Wrangler$1,391$116
All Jeep Models$1,476$123

On average, a KIA costs $1,527 per year for car insurance, or about $127 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a KIA, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all KIA models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

KIA Model Annual Insurance Rate Monthly Insurance Rate
KIA Cadenza$1,799$150
KIA Forte$1,526$127
KIA K5$1,456$121
KIA Niro$1,392$116
KIA Optima$1,563$130
KIA Rio$1,486$124
KIA Rio 5$1,395$116
KIA Sedona$1,423$119
KIA Sorento$1,407$117
KIA Soul$1,563$130
KIA Sportage$1,402$117
KIA Stinger$1,710$143
KIA Telluride$1,724$144
All KIA Models$1,527$127

The average annual cost of auto insurance for a Lamborghini is $4,736, or about $395 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Lamborghini, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lamborghini models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lamborghini Model Annual Insurance Rate Monthly Insurance Rate
Lamborghini Aventador$5,048$421
Lamborghini Huracan$4,423$369
All Lamborghini Models$4,736$395

The average annual cost of auto insurance for a Land Rover is $1,917, or about $160 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Land Rover, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Land Rover models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Land Rover Model Annual Insurance Rate Monthly Insurance Rate
Land Rover Discovery$1,705$142
Land Rover Discovery Sport$1,721$143
Land Rover Range Rover$2,372$198
Land Rover Range Rover Evoque$1,745$145
Land Rover Range Rover Sport$2,099$175
Land Rover Range Rover Velar$1,858$155
All Land Rover Models$1,917$160

The average annual cost of auto insurance for a Lexus is $1,849, or about $154 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lexus, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lexus models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lexus Model Annual Insurance Rate Monthly Insurance Rate
Lexus ES 300h$1,797$150
Lexus ES 350$1,763$147
Lexus GS 350$1,892$158
Lexus GX 460$1,743$145
Lexus IS 350$1,839$153
Lexus LX 570$1,924$160
Lexus NX 300$1,702$142
Lexus RC F$2,411$201
Lexus RX 350$1,651$138
Lexus RX 450h$1,764$147
All Lexus Models$1,849$154

The average annual cost of auto insurance for a Lincoln is $1,799, or about $150 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Lincoln, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Lincoln models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Lincoln Model Annual Insurance Rate Monthly Insurance Rate
Lincoln Aviator$2,074$173
Lincoln Continental$1,796$150
Lincoln Corsair$1,712$143
Lincoln MKZ$1,794$150
Lincoln Nautilus$1,648$137
Lincoln Navigator$1,770$148
All Lincoln Models$1,799$150

The average annual cost of auto insurance for a Maserati is $3,257, or about $271 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Maserati, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Maserati models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Maserati Model Annual Insurance Rate Monthly Insurance Rate
Maserati Ghibli$3,394$283
Maserati Levante$3,120$260
All Maserati Models$3,257$271

On average, a Mazda costs $1,415 per year for car insurance, or about $118 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a Mazda, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mazda models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mazda Model Annual Insurance Rate Monthly Insurance Rate
Mazda 3$1,416$118
Mazda 6$1,493$124
Mazda CX-3$1,390$116
Mazda CX-30$1,388$116
Mazda CX-5$1,364$114
Mazda CX-9$1,457$121
Mazda MX-5 Miata$1,399$117
All Mazda Models$1,415$118

The average annual cost of auto insurance for a McLaren is $3,359, or about $280 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a McLaren, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all McLaren models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

McLaren Model Annual Insurance Rate Monthly Insurance Rate
McLaren 570S$3,359$280
All McLaren Models$3,359$280

The average annual cost of auto insurance for a Mercedes-Benz is $1,902, or about $159 per month. This rate is near the middle of the pack for luxury brands. While this will give you a general idea of what it costs to insure a Mercedes-Benz, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mercedes-Benz models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

On average, a MINI costs $1,436 per year for car insurance, or about $120 per month. This is a better rate than the majority of popular brands. While this will give you a general idea of what it costs to insure a MINI, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all MINI models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

MINI Model Annual Insurance Rate Monthly Insurance Rate
MINI Clubman$1,417$118
MINI Countryman$1,455$121
All MINI Models$1,436$120

On average, a Mitsubishi costs $1,596 per year for car insurance, or about $133 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Mitsubishi, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Mitsubishi models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Mitsubishi Model Annual Insurance Rate Monthly Insurance Rate
Mitsubishi Eclipse Cross$1,520$127
Mitsubishi Mirage$1,573$131
Mitsubishi Mirage G4$1,645$137
Mitsubishi Outlander$1,711$143
Mitsubishi Outlander Sport$1,532$128
All Mitsubishi Models$1,596$133

On average, a Nissan costs $1,667 per year for car insurance, or about $139 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Nissan, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Nissan models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Nissan Model Annual Insurance Rate Monthly Insurance Rate
Nissan 370Z$1,766$147
Nissan Altima$1,728$144
Nissan Armada$1,689$141
Nissan Frontier$1,480$123
Nissan GT-R$3,142$262
Nissan Kicks$1,477$123
Nissan Leaf$1,515$126
Nissan Maxima$1,806$151
Nissan Murano$1,545$129
Nissan NV Cargo$1,486$124
Nissan NV200$1,559$130
Nissan Pathfinder$1,583$132
Nissan Rogue$1,392$116
Nissan Rogue Sport$1,416$118
Nissan Sentra$1,522$127
Nissan Titan$1,625$135
Nissan Titan XD$1,646$137
Nissan Versa$1,637$136
All Nissan Models$1,667$139

The average annual cost of auto insurance for a Porsche is $2,250, or about $188 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Porsche, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Porsche models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Porsche Model Annual Insurance Rate Monthly Insurance Rate
Porsche 718 Boxster$1,997$166
Porsche 911$2,935$245
Porsche Cayenne$1,905$159
Porsche Macan$1,788$149
Porsche Panamera$2,624$219
All Porsche Models$2,250$188

On average, a RAM costs $1,654 per year for car insurance, or about $138 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a RAM, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all RAM models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

RAM Model Annual Insurance Rate Monthly Insurance Rate
RAM 1500$1,527$127
RAM 2500$1,579$132
RAM 3500$1,744$145
RAM 4500$1,767$147
RAM 5500$1,908$159
RAM ProMaster Cargo Van$1,493$124
RAM Promaster City$1,563$130
All RAM Models$1,654$138

The average annual cost of auto insurance for a Rolls-Royce is $4,964, or about $414 per month. This is one of the most expensive luxury brands to insure. While this will give you a general idea of what it costs to insure a Rolls-Royce, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Rolls-Royce models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Rolls-Royce Model Annual Insurance Rate Monthly Insurance Rate
Rolls-Royce Ghost$3,704$309
Rolls-Royce Wraith$6,223$519
All Rolls-Royce Models$4,964$414

On average, a Subaru costs $1,521 per year for car insurance, or about $127 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Subaru, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Subaru models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Subaru Model Annual Insurance Rate Monthly Insurance Rate
Subaru Ascent$1,607$134
Subaru BRZ$1,764$147
Subaru Crosstrek$1,379$115
Subaru Forester$1,428$119
Subaru Impreza$1,418$118
Subaru Legacy$1,453$121
Subaru Outback$1,376$115
Subaru WRX$1,741$145
All Subaru Models$1,521$127

The average annual cost of auto insurance for a Tesla is $2,343, or about $195 per month. This is a bit more expensive than most luxury brands. While this will give you a general idea of what it costs to insure a Tesla, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Tesla models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Tesla Model Annual Insurance Rate Monthly Insurance Rate
Tesla Model 3$1,823$152
Tesla Model S$2,582$215
Tesla Model X$2,608$217
Tesla Model Y$2,360$197
All Tesla Models$2,343$195

On average, a Toyota costs $1,580 per year for car insurance, or about $132 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Toyota, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Toyota models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Toyota Model Annual Insurance Rate Monthly Insurance Rate
Toyota 4Runner$1,434$120
Toyota Avalon$1,680$140
Toyota Avalon Hybrid$1,634$136
Toyota C-HR$1,630$136
Toyota Camry$1,430$119
Toyota Camry Hybrid$1,586$132
Toyota Corolla$1,689$141
Toyota Highlander$1,535$128
Toyota Highlander Hybrid$1,522$127
Toyota Land Cruiser$1,735$145
Toyota Prius$1,570$131
Toyota RAV4$1,396$116
Toyota Sequoia$1,459$122
Toyota Sienna$1,489$124
Toyota Supra$2,187$182
Toyota Tacoma$1,431$119
Toyota Tundra$1,489$124
Toyota Venza$1,628$136
Toyota Yaris$1,496$125
All Toyota Models$1,580$132

On average, a Volkswagen costs $1,556 per year for car insurance, or about $130 per month. This rate is near the middle of the pack for similar brands. While this will give you a general idea of what it costs to insure a Volkswagen, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volkswagen models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volkswagen Model Annual Insurance Rate Monthly Insurance Rate
Volkswagen Arteon$1,657$138
Volkswagen Atlas$1,530$128
Volkswagen Golf$1,424$119
Volkswagen Golf GTI$1,653$138
Volkswagen Jetta$1,642$137
Volkswagen Passat$1,580$132
Volkswagen Tiguan$1,406$117
All Volkswagen Models$1,556$130

The average annual cost of auto insurance for a Volvo is $1,628, or about $136 per month. This is a better rate than most luxury brands. While this will give you a general idea of what it costs to insure a Volvo, it can vary a great deal between vehicles. The table below lists the estimated car insurance premiums for all Volvo models in our study. Click on any of them to see more detail on how age, location and driving record can impact these rates.

Volvo Model Annual Insurance Rate Monthly Insurance Rate
Volvo S60$1,568$131
Volvo S90$1,805$150
Volvo V60$1,662$139
Volvo V60 Cross Country$1,666$139
Volvo XC40$1,580$132
Volvo XC60$1,481$123
Volvo XC90$1,637$136
All Volvo Models$1,628$136

Other Important Costs of Owning a Car

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses and tools for car depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision. Ready to start shopping for a ride? We have millions of new and used vehicles listed. Here are some cars for sale in your area. Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.