KIA Sportage Insurance Cost

Auto insurance for a KIA Sportage will cost about $1,431 per year.

This beats the national average for popular SUV models by $636. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Sportage.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Sportage insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Sportage Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,847 $7,219 $8,534
18 $4,517 $6,728 $7,953
19 $3,992 $5,946 $7,028
20 $3,481 $5,184 $6,128
21 $2,919 $4,348 $5,139
22 $2,843 $4,234 $5,005
23 $2,487 $3,705 $4,379
24 $2,363 $3,520 $4,160
25 $2,039 $3,037 $3,590
30 $1,589 $2,366 $2,797
35 $1,488 $2,216 $2,620
40 $1,431 $2,131 $2,519
45 $1,392 $2,074 $2,452
55 $1,277 $1,902 $2,248
65 $1,332 $1,984 $2,345
75 $1,681 $2,504 $2,960

KIA Sportage car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Sportage by state.

KIA Sportage Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,516 $2,124 $2,658
Alaska $1,254 $1,826 $1,914
Arizona $1,418 $2,199 $3,136
Arkansas $1,554 $2,354 $2,634
California $1,731 $3,027 $1,731
Colorado $1,615 $2,236 $2,789
Connecticut $2,063 $3,190 $4,086
Delaware $1,708 $2,352 $3,122
Florida $2,034 $2,762 $3,601
Georgia $1,658 $2,556 $2,622
Hawaii $662 $914 $662
Idaho $1,151 $1,549 $1,928
Illinois $1,204 $1,780 $2,065
Indiana $1,237 $1,934 $2,257
Iowa $980 $1,470 $1,713
Kansas $1,304 $1,920 $2,274
Kentucky $1,885 $2,835 $3,335
Louisiana $2,420 $3,698 $3,982
Maine $915 $1,227 $1,791
Maryland $1,481 $2,171 $2,564
Massachusetts $1,187 $2,008 $1,187
Michigan $2,866 $4,308 $6,624
Minnesota $1,180 $1,585 $2,346
Mississippi $1,424 $2,151 $2,272
Missouri $1,342 $1,848 $2,390
Montana $1,364 $2,135 $2,354
Nebraska $1,153 $1,632 $1,857
Nevada $1,902 $2,871 $3,150
New Hampshire $1,323 $2,132 $2,715
New Jersey $1,458 $2,298 $2,965
New Mexico $1,489 $2,142 $2,406
New York $1,379 $1,796 $2,899
North Carolina $855 $1,380 $1,063
North Dakota $1,170 $1,801 $2,286
Ohio $1,043 $1,706 $1,767
Oklahoma $1,665 $2,501 $2,836
Oregon $1,516 $2,289 $2,626
Pennsylvania $1,277 $1,930 $2,216
Rhode Island $2,131 $3,271 $3,741
South Carolina $1,447 $2,095 $2,989
South Dakota $1,299 $1,787 $2,144
Tennessee $1,527 $2,284 $2,882
Texas $1,538 $2,264 $2,842
Utah $1,308 $1,892 $2,609
Vermont $1,007 $1,610 $1,761
Virginia $949 $1,429 $1,518
Washington $1,256 $1,887 $2,225
West Virginia $1,264 $1,840 $2,273
Wisconsin $1,260 $1,839 $2,234
Wyoming $1,176 $1,728 $1,932

Other KIA Sportage Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Sportage costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: