KIA Sportage Insurance Cost

Auto insurance for a KIA Sportage will cost about $1,402 per year.

This beats the national average for popular SUV models by $385. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Sportage.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Sportage insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Sportage Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,749 $6,973 $8,158
18 $4,426 $6,499 $7,602
19 $3,911 $5,743 $6,719
20 $3,410 $5,008 $5,858
21 $2,860 $4,199 $4,913
22 $2,785 $4,090 $4,785
23 $2,437 $3,578 $4,186
24 $2,315 $3,400 $3,977
25 $1,998 $2,934 $3,432
30 $1,556 $2,286 $2,674
35 $1,458 $2,141 $2,504
40 $1,402 $2,059 $2,408
45 $1,364 $2,003 $2,344
55 $1,251 $1,837 $2,149
65 $1,305 $1,916 $2,242
75 $1,647 $2,419 $2,830

KIA Sportage car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Sportage by state.

KIA Sportage Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,486 $2,157 $2,746
Alaska $1,229 $1,703 $1,656
Arizona $1,389 $2,008 $2,958
Arkansas $1,523 $2,393 $2,635
California $1,696 $2,999 $1,696
Colorado $1,582 $2,215 $2,810
Connecticut $2,022 $3,135 $3,980
Delaware $1,674 $2,230 $2,865
Florida $1,993 $2,757 $3,592
Georgia $1,625 $2,429 $2,449
Hawaii $649 $881 $649
Idaho $1,127 $1,495 $1,817
Illinois $1,180 $1,784 $2,034
Indiana $1,212 $1,853 $2,080
Iowa $960 $1,317 $1,549
Kansas $1,278 $1,859 $2,174
Kentucky $1,847 $2,711 $3,202
Louisiana $2,371 $3,584 $3,886
Maine $897 $1,239 $1,830
Maryland $1,451 $2,112 $2,345
Massachusetts $1,163 $2,030 $1,163
Michigan $2,808 $4,279 $6,749
Minnesota $1,156 $1,541 $2,170
Mississippi $1,395 $1,990 $2,003
Missouri $1,315 $1,879 $2,469
Montana $1,337 $1,865 $2,171
Nebraska $1,130 $1,671 $1,815
Nevada $1,864 $2,764 $2,920
New Hampshire $1,296 $2,050 $2,591
New Jersey $1,428 $2,241 $2,932
New Mexico $1,459 $2,170 $2,252
New York $1,351 $1,701 $2,840
North Carolina $838 $1,439 $1,026
North Dakota $1,146 $1,742 $2,060
Ohio $1,022 $1,576 $1,616
Oklahoma $1,632 $2,337 $2,631
Oregon $1,485 $1,992 $2,380
Pennsylvania $1,251 $1,837 $2,149
Rhode Island $2,088 $3,063 $3,450
South Carolina $1,418 $1,965 $2,713
South Dakota $1,272 $1,833 $2,116
Tennessee $1,496 $2,203 $2,934
Texas $1,507 $2,177 $2,708
Utah $1,282 $1,796 $2,472
Vermont $987 $1,520 $1,606
Virginia $930 $1,427 $1,399
Washington $1,231 $1,670 $1,994
West Virginia $1,238 $1,773 $2,222
Wisconsin $1,234 $1,927 $2,198
Wyoming $1,152 $1,613 $1,718

KIA Sportage Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Sportage ranks for Insurance compared to other vehicles. Also check out how the Sportage stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Sportage Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Sportage costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: