KIA Forte Insurance Cost

Auto insurance for a KIA Forte will cost about $1,526 per year.

This beats the national average for popular sedan models by $261. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Forte.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Forte insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Forte Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,167 $7,587 $8,876
18 $4,815 $7,071 $8,272
19 $4,256 $6,249 $7,310
20 $3,711 $5,449 $6,374
21 $3,112 $4,569 $5,345
22 $3,030 $4,450 $5,206
23 $2,652 $3,894 $4,555
24 $2,519 $3,699 $4,328
25 $2,174 $3,192 $3,734
30 $1,694 $2,487 $2,909
35 $1,586 $2,329 $2,725
40 $1,526 $2,240 $2,620
45 $1,484 $2,180 $2,550
55 $1,361 $1,999 $2,339
65 $1,420 $2,085 $2,439
75 $1,792 $2,632 $3,079

KIA Forte car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Forte by state.

KIA Forte Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,616 $2,347 $2,988
Alaska $1,337 $1,853 $1,801
Arizona $1,511 $2,185 $3,219
Arkansas $1,657 $2,604 $2,867
California $1,845 $3,263 $1,845
Colorado $1,722 $2,410 $3,057
Connecticut $2,200 $3,412 $4,330
Delaware $1,821 $2,427 $3,117
Florida $2,168 $3,000 $3,909
Georgia $1,768 $2,643 $2,665
Hawaii $706 $959 $706
Idaho $1,227 $1,626 $1,977
Illinois $1,284 $1,941 $2,213
Indiana $1,319 $2,017 $2,263
Iowa $1,045 $1,433 $1,685
Kansas $1,390 $2,023 $2,366
Kentucky $2,010 $2,950 $3,484
Louisiana $2,580 $3,900 $4,228
Maine $976 $1,348 $1,991
Maryland $1,579 $2,298 $2,552
Massachusetts $1,266 $2,208 $1,266
Michigan $3,055 $4,655 $7,343
Minnesota $1,258 $1,677 $2,361
Mississippi $1,518 $2,165 $2,179
Missouri $1,430 $2,045 $2,687
Montana $1,454 $2,029 $2,362
Nebraska $1,229 $1,818 $1,975
Nevada $2,028 $3,008 $3,177
New Hampshire $1,411 $2,230 $2,820
New Jersey $1,554 $2,438 $3,191
New Mexico $1,587 $2,361 $2,451
New York $1,470 $1,851 $3,090
North Carolina $911 $1,566 $1,117
North Dakota $1,247 $1,895 $2,241
Ohio $1,112 $1,715 $1,758
Oklahoma $1,776 $2,542 $2,863
Oregon $1,616 $2,168 $2,589
Pennsylvania $1,361 $1,998 $2,338
Rhode Island $2,272 $3,333 $3,753
South Carolina $1,543 $2,139 $2,952
South Dakota $1,384 $1,995 $2,302
Tennessee $1,628 $2,397 $3,192
Texas $1,640 $2,369 $2,947
Utah $1,395 $1,955 $2,690
Vermont $1,074 $1,654 $1,748
Virginia $1,012 $1,553 $1,522
Washington $1,339 $1,817 $2,170
West Virginia $1,347 $1,929 $2,417
Wisconsin $1,343 $2,097 $2,391
Wyoming $1,254 $1,755 $1,869

KIA Forte Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Forte ranks for Insurance compared to other vehicles. Also check out how the Forte stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Forte Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Forte costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: