KIA Forte Insurance Cost

Auto insurance for a KIA Forte will cost about $1,594 per year.

This beats the national average for popular sedan models by $300. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Forte.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Forte insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA Forte Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,400 $7,929 $9,276
18 $5,032 $7,389 $8,645
19 $4,447 $6,530 $7,640
20 $3,878 $5,694 $6,661
21 $3,252 $4,775 $5,586
22 $3,167 $4,650 $5,440
23 $2,771 $4,069 $4,760
24 $2,633 $3,866 $4,522
25 $2,272 $3,336 $3,903
30 $1,770 $2,599 $3,040
35 $1,658 $2,434 $2,847
40 $1,594 $2,341 $2,739
45 $1,551 $2,278 $2,665
55 $1,423 $2,089 $2,444
65 $1,484 $2,179 $2,549
75 $1,873 $2,750 $3,218

KIA Forte car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Forte by state.

KIA Forte Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,689 $2,453 $3,123
Alaska $1,397 $1,937 $1,882
Arizona $1,579 $2,283 $3,364
Arkansas $1,732 $2,721 $2,996
California $1,928 $3,410 $1,928
Colorado $1,799 $2,518 $3,195
Connecticut $2,299 $3,565 $4,525
Delaware $1,903 $2,536 $3,258
Florida $2,266 $3,135 $4,085
Georgia $1,847 $2,762 $2,785
Hawaii $738 $1,002 $738
Idaho $1,282 $1,699 $2,066
Illinois $1,342 $2,028 $2,313
Indiana $1,379 $2,108 $2,365
Iowa $1,092 $1,497 $1,761
Kansas $1,453 $2,114 $2,472
Kentucky $2,100 $3,083 $3,640
Louisiana $2,696 $4,075 $4,419
Maine $1,019 $1,409 $2,080
Maryland $1,650 $2,401 $2,667
Massachusetts $1,323 $2,308 $1,323
Michigan $3,193 $4,865 $7,674
Minnesota $1,314 $1,752 $2,467
Mississippi $1,586 $2,263 $2,278
Missouri $1,495 $2,137 $2,808
Montana $1,520 $2,121 $2,468
Nebraska $1,285 $1,900 $2,064
Nevada $2,119 $3,143 $3,320
New Hampshire $1,474 $2,331 $2,947
New Jersey $1,624 $2,548 $3,334
New Mexico $1,659 $2,467 $2,561
New York $1,536 $1,934 $3,229
North Carolina $952 $1,636 $1,167
North Dakota $1,303 $1,981 $2,342
Ohio $1,162 $1,792 $1,838
Oklahoma $1,856 $2,657 $2,992
Oregon $1,688 $2,266 $2,706
Pennsylvania $1,422 $2,088 $2,443
Rhode Island $2,375 $3,483 $3,922
South Carolina $1,613 $2,235 $3,085
South Dakota $1,447 $2,085 $2,406
Tennessee $1,702 $2,505 $3,336
Texas $1,714 $2,476 $3,079
Utah $1,458 $2,043 $2,811
Vermont $1,122 $1,728 $1,827
Virginia $1,057 $1,623 $1,591
Washington $1,399 $1,899 $2,268
West Virginia $1,408 $2,016 $2,526
Wisconsin $1,404 $2,191 $2,499
Wyoming $1,310 $1,835 $1,954

KIA Forte Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Forte ranks for Insurance compared to other vehicles. Also check out how the Forte stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Forte Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Forte costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: