KIA Forte Insurance Cost

Auto insurance for a KIA Forte will cost about $1,677 per year.

This beats the national average for popular sedan models by $390. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Forte. Visit our Competitive Quote Tool to see if you can find lower rates for a Forte.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These KIA Forte insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

KIA Forte Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,680 $8,460 $10,001
18 $5,293 $7,884 $9,320
19 $4,678 $6,968 $8,236
20 $4,079 $6,075 $7,182
21 $3,421 $5,095 $6,023
22 $3,331 $4,962 $5,865
23 $2,915 $4,342 $5,132
24 $2,769 $4,125 $4,876
25 $2,390 $3,559 $4,208
30 $1,861 $2,773 $3,278
35 $1,744 $2,597 $3,070
40 $1,677 $2,498 $2,952
45 $1,632 $2,430 $2,873
55 $1,497 $2,229 $2,635
65 $1,561 $2,325 $2,748
75 $1,970 $2,935 $3,469

KIA Forte car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Forte by state.

KIA Forte Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,777 $2,489 $3,115
Alaska $1,470 $2,140 $2,243
Arizona $1,661 $2,577 $3,675
Arkansas $1,821 $2,759 $3,086
California $2,028 $3,547 $2,028
Colorado $1,893 $2,620 $3,268
Connecticut $2,418 $3,738 $4,788
Delaware $2,002 $2,756 $3,659
Florida $2,383 $3,237 $4,220
Georgia $1,943 $2,995 $3,073
Hawaii $776 $1,071 $776
Idaho $1,348 $1,815 $2,259
Illinois $1,411 $2,086 $2,420
Indiana $1,450 $2,266 $2,644
Iowa $1,149 $1,723 $2,008
Kansas $1,528 $2,250 $2,665
Kentucky $2,209 $3,323 $3,908
Louisiana $2,836 $4,334 $4,666
Maine $1,072 $1,438 $2,099
Maryland $1,735 $2,544 $3,005
Massachusetts $1,392 $2,353 $1,392
Michigan $3,358 $5,048 $7,762
Minnesota $1,382 $1,857 $2,749
Mississippi $1,669 $2,521 $2,663
Missouri $1,572 $2,166 $2,801
Montana $1,599 $2,502 $2,759
Nebraska $1,351 $1,913 $2,176
Nevada $2,229 $3,365 $3,691
New Hampshire $1,550 $2,499 $3,182
New Jersey $1,708 $2,693 $3,474
New Mexico $1,744 $2,510 $2,819
New York $1,616 $2,104 $3,397
North Carolina $1,002 $1,617 $1,246
North Dakota $1,371 $2,110 $2,678
Ohio $1,222 $1,999 $2,071
Oklahoma $1,952 $2,931 $3,324
Oregon $1,776 $2,683 $3,077
Pennsylvania $1,496 $2,262 $2,596
Rhode Island $2,498 $3,833 $4,383
South Carolina $1,696 $2,455 $3,503
South Dakota $1,522 $2,094 $2,512
Tennessee $1,790 $2,677 $3,378
Texas $1,803 $2,653 $3,330
Utah $1,533 $2,217 $3,058
Vermont $1,180 $1,887 $2,063
Virginia $1,112 $1,674 $1,779
Washington $1,472 $2,211 $2,607
West Virginia $1,481 $2,157 $2,663
Wisconsin $1,476 $2,155 $2,618
Wyoming $1,378 $2,025 $2,264

Other KIA Forte Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Forte costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: