KIA Soul Insurance Cost

Auto insurance for a KIA Soul will cost about $1,784 per year.

This beats the national average for popular station wagon models by $441. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA Soul.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA Soul insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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KIA Soul Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,044 $8,875 $10,383
18 $5,633 $8,271 $9,676
19 $4,978 $7,309 $8,551
20 $4,340 $6,373 $7,456
21 $3,640 $5,345 $6,253
22 $3,545 $5,205 $6,089
23 $3,102 $4,554 $5,328
24 $2,947 $4,327 $5,062
25 $2,543 $3,734 $4,368
30 $1,981 $2,909 $3,403
35 $1,855 $2,724 $3,187
40 $1,784 $2,620 $3,065
45 $1,736 $2,550 $2,983
55 $1,592 $2,338 $2,735
65 $1,661 $2,439 $2,853
75 $2,097 $3,079 $3,601

KIA Soul car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA Soul by state.

KIA Soul Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,891 $2,746 $3,495
Alaska $1,564 $2,168 $2,107
Arizona $1,768 $2,556 $3,765
Arkansas $1,938 $3,045 $3,353
California $2,158 $3,816 $2,158
Colorado $2,014 $2,818 $3,576
Connecticut $2,573 $3,990 $5,065
Delaware $2,130 $2,839 $3,646
Florida $2,536 $3,509 $4,572
Hawaii $826 $1,121 $826
Idaho $1,435 $1,902 $2,313
Illinois $1,502 $2,270 $2,589
Indiana $1,543 $2,359 $2,647
Iowa $1,222 $1,676 $1,971
Kansas $1,626 $2,366 $2,767
Kentucky $2,351 $3,451 $4,075
Louisiana $3,018 $4,561 $4,946
Maine $1,141 $1,577 $2,329
Maryland $1,847 $2,688 $2,985
Massachusetts $1,481 $2,583 $1,481
Michigan $3,573 $5,445 $8,589
Minnesota $1,471 $1,961 $2,762
Mississippi $1,776 $2,533 $2,549
Missouri $1,673 $2,392 $3,143
Montana $1,701 $2,374 $2,763
Nebraska $1,438 $2,127 $2,310
Nevada $2,372 $3,518 $3,716
New Hampshire $1,650 $2,609 $3,298
New Jersey $1,818 $2,852 $3,732
New Mexico $1,856 $2,761 $2,866
New York $1,720 $2,165 $3,614
North Carolina $1,066 $1,831 $1,306
North Dakota $1,459 $2,217 $2,622
Ohio $1,301 $2,006 $2,057
Oklahoma $2,077 $2,974 $3,348
Oregon $1,890 $2,536 $3,029
Pennsylvania $1,592 $2,337 $2,735
Rhode Island $2,658 $3,899 $4,390
South Carolina $1,805 $2,502 $3,453
South Dakota $1,619 $2,334 $2,693
Tennessee $1,905 $2,804 $3,734
Texas $1,918 $2,771 $3,447
Utah $1,632 $2,286 $3,146
Vermont $1,256 $1,934 $2,044
Virginia $1,183 $1,817 $1,781
Washington $1,566 $2,126 $2,538
West Virginia $1,576 $2,257 $2,828
Wisconsin $1,571 $2,453 $2,797
Wyoming $1,467 $2,053 $2,187
Georgia $2,068 $3,092 $3,118

KIA Soul Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA Soul ranks for Insurance compared to other vehicles. Also check out how the Soul stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA Soul Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA Soul costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: