KIA K5 Insurance Rates

KIA K5 Insurance Rates

Auto insurance for a KIA K5 will cost about $2,064 per year.

This beats the national average for popular sedan models by $831. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA K5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA K5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

KIA K5 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $6,992 $10,267 $12,011
18 $6,516 $9,568 $11,193
19 $5,758 $8,456 $9,892
20 $5,021 $7,373 $8,625
21 $4,211 $6,183 $7,233
22 $4,101 $6,022 $7,044
23 $3,588 $5,269 $6,164
24 $3,409 $5,005 $5,856
25 $2,942 $4,320 $5,053
30 $2,292 $3,365 $3,937
35 $2,146 $3,152 $3,687
40 $2,064 $3,031 $3,546
45 $2,009 $2,949 $3,450
55 $1,842 $2,705 $3,164
65 $1,922 $2,822 $3,301
75 $2,425 $3,561 $4,166

KIA K5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA K5 by state.


KIA K5 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,187 $3,176 $4,043
Alaska $1,809 $2,508 $2,437
Arizona $2,045 $2,957 $4,356
Arkansas $2,242 $3,523 $3,879
California $2,497 $4,415 $2,497
Colorado $2,330 $3,260 $4,137
Connecticut $2,976 $4,616 $5,860
Delaware $2,464 $3,284 $4,218
Florida $2,934 $4,059 $5,289
Georgia $2,392 $3,577 $3,606
Hawaii $955 $1,297 $955
Idaho $1,660 $2,200 $2,675
Illinois $1,738 $2,626 $2,994
Indiana $1,785 $2,729 $3,062
Iowa $1,414 $1,939 $2,280
Kansas $1,881 $2,737 $3,201
Kentucky $2,719 $3,992 $4,714
Louisiana $3,491 $5,277 $5,721
Maine $1,320 $1,825 $2,694
Maryland $2,136 $3,109 $3,453
Massachusetts $1,713 $2,988 $1,713
Michigan $4,134 $6,299 $9,936
Minnesota $1,702 $2,269 $3,195
Mississippi $2,054 $2,930 $2,949
Missouri $1,935 $2,767 $3,635
Montana $1,968 $2,746 $3,196
Nebraska $1,663 $2,460 $2,673
Nevada $2,744 $4,070 $4,299
New Hampshire $1,909 $3,018 $3,815
New Jersey $2,103 $3,299 $4,317
New Mexico $2,147 $3,194 $3,316
New York $1,989 $2,505 $4,181
North Carolina $1,233 $2,118 $1,511
North Dakota $1,687 $2,565 $3,033
Ohio $1,505 $2,321 $2,379
Oklahoma $2,403 $3,440 $3,873
Oregon $2,186 $2,934 $3,504
Pennsylvania $1,842 $2,704 $3,163
Rhode Island $3,075 $4,510 $5,079
South Carolina $2,088 $2,894 $3,994
South Dakota $1,873 $2,699 $3,115
Tennessee $2,203 $3,243 $4,319
Texas $2,219 $3,205 $3,987
Utah $1,887 $2,645 $3,639
Vermont $1,453 $2,238 $2,365
Virginia $1,369 $2,101 $2,060
Washington $1,812 $2,459 $2,936
West Virginia $1,823 $2,611 $3,271
Wisconsin $1,817 $2,837 $3,236
Wyoming $1,697 $2,375 $2,529

KIA K5 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the KIA K5 ranks for Insurance compared to other vehicles. Also check out how the K5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other KIA K5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA K5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

KIA K5s For Sale

2022 Kia K5 EX

Mileage: 28,797
Mileage: 28,797     Price: $25,390
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 68
Colors (ext/int): Gravity Gray(Gray) / Black

$25,390


2022 Kia K5 GT-Line

Mileage: 58,761
Mileage: 58,761     Price: $23,325
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 47
Colors (ext/int): Wolf Gray(Gray) / Black

$23,325


2022 Kia K5 GT-Line

Mileage: 55,806
Mileage: 55,806     Price: $22,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 81
Colors (ext/int): Ebony Black / Black

$22,950



CarEdge Insights
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Total For Sale & Total Sold
Market Days Supply
And more!
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Market Days Supply
Total For Sale & Total Sold
And more!

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect

Other KIA Models