KIA K5 Insurance Cost

Auto insurance for a KIA K5 will cost about $1,456 per year.

This beats the national average for popular sedan models by $331. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA K5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA K5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA K5 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,931 $7,241 $8,471
18 $4,595 $6,748 $7,894
19 $4,061 $5,963 $6,976
20 $3,541 $5,200 $6,083
21 $2,970 $4,360 $5,101
22 $2,892 $4,247 $4,968
23 $2,531 $3,716 $4,347
24 $2,404 $3,530 $4,130
25 $2,075 $3,046 $3,564
30 $1,616 $2,373 $2,776
35 $1,514 $2,223 $2,600
40 $1,456 $2,138 $2,501
45 $1,417 $2,080 $2,433
55 $1,299 $1,908 $2,232
65 $1,355 $1,990 $2,328
75 $1,710 $2,512 $2,938

KIA K5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA K5 by state.

KIA K5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,542 $2,240 $2,852
Alaska $1,276 $1,769 $1,719
Arizona $1,442 $2,085 $3,072
Arkansas $1,581 $2,485 $2,736
California $1,761 $3,114 $1,761
Colorado $1,643 $2,299 $2,917
Connecticut $2,099 $3,256 $4,132
Delaware $1,738 $2,316 $2,975
Florida $2,069 $2,863 $3,730
Georgia $1,687 $2,522 $2,543
Hawaii $674 $915 $674
Idaho $1,171 $1,552 $1,887
Illinois $1,225 $1,852 $2,112
Indiana $1,259 $1,925 $2,160
Iowa $997 $1,367 $1,608
Kansas $1,327 $1,930 $2,258
Kentucky $1,918 $2,815 $3,324
Louisiana $2,462 $3,721 $4,035
Maine $931 $1,287 $1,900
Maryland $1,507 $2,193 $2,435
Massachusetts $1,208 $2,107 $1,208
Michigan $2,915 $4,443 $7,007
Minnesota $1,200 $1,600 $2,253
Mississippi $1,449 $2,066 $2,080
Missouri $1,365 $1,952 $2,564
Montana $1,388 $1,937 $2,254
Nebraska $1,173 $1,735 $1,885
Nevada $1,935 $2,870 $3,032
New Hampshire $1,346 $2,129 $2,691
New Jersey $1,483 $2,327 $3,045
New Mexico $1,515 $2,253 $2,339
New York $1,403 $1,767 $2,949
North Carolina $870 $1,494 $1,066
North Dakota $1,190 $1,809 $2,139
Ohio $1,061 $1,637 $1,678
Oklahoma $1,694 $2,426 $2,732
Oregon $1,542 $2,069 $2,471
Pennsylvania $1,299 $1,907 $2,231
Rhode Island $2,168 $3,181 $3,582
South Carolina $1,473 $2,041 $2,817
South Dakota $1,321 $1,904 $2,197
Tennessee $1,554 $2,287 $3,046
Texas $1,565 $2,261 $2,812
Utah $1,331 $1,865 $2,567
Vermont $1,025 $1,578 $1,668
Virginia $965 $1,482 $1,453
Washington $1,278 $1,734 $2,071
West Virginia $1,286 $1,841 $2,307
Wisconsin $1,282 $2,001 $2,282
Wyoming $1,197 $1,675 $1,784

KIA K5 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the KIA K5 ranks for Insurance compared to other vehicles. Also check out how the K5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other KIA K5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA K5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: