KIA K5 Insurance Cost

Auto insurance for a KIA K5 will cost about $1,600 per year.

This beats the national average for popular sedan models by $467. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a KIA K5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

KIA K5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

KIA K5 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,420 $8,073 $9,543
18 $5,051 $7,524 $8,894
19 $4,464 $6,649 $7,860
20 $3,892 $5,798 $6,853
21 $3,264 $4,862 $5,747
22 $3,179 $4,735 $5,597
23 $2,781 $4,143 $4,897
24 $2,642 $3,936 $4,653
25 $2,280 $3,397 $4,015
30 $1,776 $2,646 $3,128
35 $1,664 $2,478 $2,929
40 $1,600 $2,383 $2,817
45 $1,557 $2,319 $2,742
55 $1,428 $2,127 $2,514
65 $1,490 $2,219 $2,623
75 $1,880 $2,800 $3,310

KIA K5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect KIA K5 by state.

KIA K5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,695 $2,375 $2,972
Alaska $1,402 $2,042 $2,140
Arizona $1,585 $2,459 $3,507
Arkansas $1,738 $2,633 $2,945
California $1,935 $3,385 $1,935
Colorado $1,806 $2,500 $3,119
Connecticut $2,307 $3,567 $4,569
Delaware $1,910 $2,630 $3,492
Florida $2,274 $3,089 $4,027
Georgia $1,854 $2,858 $2,932
Hawaii $741 $1,022 $741
Idaho $1,287 $1,732 $2,156
Illinois $1,347 $1,991 $2,309
Indiana $1,384 $2,163 $2,524
Iowa $1,096 $1,644 $1,916
Kansas $1,458 $2,147 $2,543
Kentucky $2,108 $3,171 $3,729
Louisiana $2,706 $4,136 $4,453
Maine $1,023 $1,372 $2,003
Maryland $1,656 $2,428 $2,867
Massachusetts $1,328 $2,246 $1,328
Michigan $3,205 $4,818 $7,408
Minnesota $1,319 $1,772 $2,623
Mississippi $1,592 $2,405 $2,541
Missouri $1,500 $2,067 $2,673
Montana $1,526 $2,387 $2,633
Nebraska $1,290 $1,826 $2,077
Nevada $2,127 $3,211 $3,522
New Hampshire $1,480 $2,385 $3,037
New Jersey $1,630 $2,570 $3,315
New Mexico $1,665 $2,396 $2,690
New York $1,542 $2,008 $3,241
North Carolina $956 $1,543 $1,189
North Dakota $1,308 $2,014 $2,556
Ohio $1,166 $1,907 $1,976
Oklahoma $1,863 $2,797 $3,172
Oregon $1,695 $2,560 $2,937
Pennsylvania $1,428 $2,159 $2,478
Rhode Island $2,383 $3,657 $4,183
South Carolina $1,619 $2,343 $3,343
South Dakota $1,452 $1,998 $2,397
Tennessee $1,708 $2,555 $3,223
Texas $1,720 $2,532 $3,178
Utah $1,463 $2,116 $2,918
Vermont $1,126 $1,801 $1,969
Virginia $1,061 $1,598 $1,697
Washington $1,405 $2,110 $2,488
West Virginia $1,413 $2,058 $2,542
Wisconsin $1,409 $2,057 $2,498
Wyoming $1,315 $1,933 $2,161

Other KIA K5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major KIA K5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: