Kia K5 Insurance Rates

Kia K5 Insurance Rates

Auto insurance for a Kia K5 will cost about $2,112 per year.

This beats the national average for popular sedan models by $965. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Kia K5.

$6,66718$9,789$11,452$3,01025$4,420$5,170$2,34530$3,443$4,028$2,11240$3,101$3,628$1,88555$2,768$3,238Age of DriverAge$0$1k$2k$3k$4k$5k$6k$7k$8k$9k$10k$11kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingKia K5 Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Kia K5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Kia K5 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,154 $10,505 $12,289
18 $6,667 $9,789 $11,452
19 $5,892 $8,651 $10,121
20 $5,137 $7,543 $8,825
21 $4,308 $6,326 $7,401
22 $4,196 $6,161 $7,207
23 $3,671 $5,391 $6,306
24 $3,488 $5,121 $5,991
25 $3,010 $4,420 $5,170
30 $2,345 $3,443 $4,028
35 $2,196 $3,225 $3,772
40 $2,112 $3,101 $3,628
45 $2,055 $3,018 $3,530
55 $1,885 $2,768 $3,238
65 $1,966 $2,887 $3,377
75 $2,481 $3,644 $4,263

Kia K5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Kia K5 by state.


Kia K5 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,238 $3,250 $4,137
Alaska $1,851 $2,566 $2,494
Arizona $2,092 $3,025 $4,457
Arkansas $2,294 $3,605 $3,969
California $2,554 $4,517 $2,554
Colorado $2,384 $3,336 $4,233
Connecticut $3,045 $4,723 $5,995
Delaware $2,521 $3,360 $4,316
Florida $3,002 $4,153 $5,412
Georgia $2,447 $3,659 $3,690
Hawaii $978 $1,327 $978
Idaho $1,698 $2,251 $2,737
Illinois $1,778 $2,687 $3,064
Indiana $1,826 $2,792 $3,133
Iowa $1,447 $1,984 $2,333
Kansas $1,925 $2,800 $3,275
Kentucky $2,782 $4,084 $4,823
Louisiana $3,572 $5,399 $5,854
Maine $1,351 $1,867 $2,756
Maryland $2,186 $3,181 $3,533
Massachusetts $1,753 $3,057 $1,753
Michigan $4,229 $6,445 $10,166
Minnesota $1,741 $2,321 $3,269
Mississippi $2,102 $2,998 $3,017
Missouri $1,980 $2,831 $3,719
Montana $2,013 $2,809 $3,270
Nebraska $1,702 $2,517 $2,734
Nevada $2,807 $4,164 $4,399
New Hampshire $1,953 $3,088 $3,904
New Jersey $2,152 $3,376 $4,417
New Mexico $2,197 $3,268 $3,393
New York $2,035 $2,563 $4,278
North Carolina $1,262 $2,167 $1,546
North Dakota $1,726 $2,624 $3,103
Ohio $1,539 $2,374 $2,434
Oklahoma $2,458 $3,520 $3,963
Oregon $2,237 $3,001 $3,585
Pennsylvania $1,884 $2,767 $3,237
Rhode Island $3,146 $4,615 $5,196
South Carolina $2,136 $2,961 $4,087
South Dakota $1,917 $2,762 $3,187
Tennessee $2,254 $3,318 $4,419
Texas $2,270 $3,280 $4,079
Utah $1,931 $2,706 $3,724
Vermont $1,487 $2,289 $2,420
Virginia $1,400 $2,150 $2,107
Washington $1,854 $2,516 $3,004
West Virginia $1,865 $2,671 $3,347
Wisconsin $1,860 $2,903 $3,311
Wyoming $1,736 $2,430 $2,588

Kia K5 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Kia K5 ranks for Insurance compared to other vehicles. Also check out how the K5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Kia K5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Kia K5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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