Cadillac CT4 Insurance Cost

Auto insurance for a Cadillac CT4 will cost about $2,144 per year.

This is more than the national average for luxury sedan models by $77. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Cadillac CT4. Visit our Competitive Quote Tool to see if you can find lower rates for a CT4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Cadillac CT4 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Cadillac CT4 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $7,262 $10,816 $12,786
18 $6,767 $10,080 $11,915
19 $5,981 $8,908 $10,530
20 $5,215 $7,767 $9,182
21 $4,373 $6,514 $7,700
22 $4,259 $6,344 $7,499
23 $3,727 $5,551 $6,561
24 $3,540 $5,273 $6,234
25 $3,055 $4,551 $5,379
30 $2,380 $3,545 $4,191
35 $2,229 $3,320 $3,925
40 $2,144 $3,193 $3,775
45 $2,086 $3,107 $3,673
55 $1,913 $2,850 $3,369
65 $1,996 $2,973 $3,514
75 $2,519 $3,752 $4,435

Cadillac CT4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Cadillac CT4 by state.

Cadillac CT4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,272 $3,182 $3,982
Alaska $1,879 $2,736 $2,867
Arizona $2,124 $3,295 $4,698
Arkansas $2,329 $3,527 $3,946
California $2,593 $4,535 $2,593
Colorado $2,420 $3,350 $4,178
Connecticut $3,091 $4,779 $6,122
Delaware $2,559 $3,524 $4,678
Florida $3,047 $4,139 $5,396
Georgia $2,484 $3,829 $3,928
Hawaii $992 $1,370 $992
Idaho $1,724 $2,320 $2,889
Illinois $1,805 $2,667 $3,093
Indiana $1,854 $2,897 $3,381
Iowa $1,468 $2,203 $2,567
Kansas $1,954 $2,876 $3,407
Kentucky $2,824 $4,248 $4,996
Louisiana $3,625 $5,541 $5,965
Maine $1,371 $1,839 $2,683
Maryland $2,219 $3,253 $3,841
Massachusetts $1,779 $3,009 $1,779
Michigan $4,293 $6,455 $9,924
Minnesota $1,767 $2,374 $3,514
Mississippi $2,133 $3,223 $3,404
Missouri $2,010 $2,769 $3,581
Montana $2,044 $3,198 $3,527
Nebraska $1,728 $2,446 $2,782
Nevada $2,850 $4,302 $4,719
New Hampshire $1,982 $3,195 $4,069
New Jersey $2,184 $3,443 $4,442
New Mexico $2,230 $3,209 $3,604
New York $2,066 $2,690 $4,343
North Carolina $1,281 $2,068 $1,593
North Dakota $1,753 $2,698 $3,424
Ohio $1,563 $2,556 $2,648
Oklahoma $2,495 $3,747 $4,250
Oregon $2,271 $3,430 $3,934
Pennsylvania $1,913 $2,892 $3,319
Rhode Island $3,193 $4,900 $5,604
South Carolina $2,169 $3,138 $4,478
South Dakota $1,946 $2,677 $3,212
Tennessee $2,288 $3,423 $4,319
Texas $2,305 $3,392 $4,257
Utah $1,960 $2,835 $3,909
Vermont $1,509 $2,413 $2,638
Virginia $1,422 $2,141 $2,274
Washington $1,882 $2,827 $3,334
West Virginia $1,894 $2,757 $3,405
Wisconsin $1,888 $2,756 $3,347
Wyoming $1,762 $2,589 $2,895

Other Important Costs of Owning a Cadillac CT4

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Cadillac CT4 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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