Cadillac CT4 Insurance Rates

Cadillac CT4 Insurance Rates

Auto insurance for a Cadillac CT4 will cost about $2,848 per year.

This beats the national average for luxury sedan models by $47. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Cadillac CT4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Cadillac CT4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Cadillac CT4 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,646 $14,165 $16,571
18 $8,990 $13,200 $15,442
19 $7,945 $11,666 $13,647
20 $6,927 $10,172 $11,900
21 $5,809 $8,530 $9,979
22 $5,658 $8,307 $9,719
23 $4,950 $7,269 $8,504
24 $4,703 $6,906 $8,079
25 $4,059 $5,959 $6,972
30 $3,162 $4,642 $5,431
35 $2,961 $4,348 $5,087
40 $2,848 $4,182 $4,892
45 $2,771 $4,069 $4,760
55 $2,541 $3,732 $4,366
65 $2,651 $3,893 $4,554
75 $3,346 $4,913 $5,748

Cadillac CT4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Cadillac CT4 by state.


Cadillac CT4 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $3,017 $4,382 $5,578
Alaska $2,496 $3,460 $3,363
Arizona $2,822 $4,079 $6,009
Arkansas $3,093 $4,861 $5,352
California $3,444 $6,091 $3,444
Colorado $3,214 $4,498 $5,707
Connecticut $4,106 $6,369 $8,084
Delaware $3,400 $4,531 $5,819
Florida $4,048 $5,600 $7,297
Georgia $3,300 $4,934 $4,975
Hawaii $1,318 $1,789 $1,318
Idaho $2,290 $3,036 $3,691
Illinois $2,397 $3,623 $4,131
Indiana $2,463 $3,765 $4,225
Iowa $1,951 $2,675 $3,146
Kansas $2,595 $3,776 $4,416
Kentucky $3,752 $5,507 $6,503
Louisiana $4,816 $7,280 $7,893
Maine $1,821 $2,517 $3,716
Maryland $2,947 $4,289 $4,764
Massachusetts $2,363 $4,123 $2,363
Michigan $5,703 $8,691 $13,708
Minnesota $2,348 $3,130 $4,408
Mississippi $2,834 $4,042 $4,069
Missouri $2,670 $3,818 $5,015
Montana $2,715 $3,788 $4,409
Nebraska $2,295 $3,394 $3,687
Nevada $3,785 $5,615 $5,931
New Hampshire $2,633 $4,164 $5,264
New Jersey $2,901 $4,552 $5,956
New Mexico $2,963 $4,407 $4,575
New York $2,744 $3,456 $5,768
North Carolina $1,701 $2,923 $2,084
North Dakota $2,328 $3,538 $4,184
Ohio $2,076 $3,202 $3,283
Oklahoma $3,315 $4,746 $5,344
Oregon $3,016 $4,047 $4,834
Pennsylvania $2,541 $3,730 $4,364
Rhode Island $4,242 $6,222 $7,007
South Carolina $2,881 $3,992 $5,510
South Dakota $2,585 $3,724 $4,297
Tennessee $3,040 $4,475 $5,959
Texas $3,061 $4,422 $5,501
Utah $2,604 $3,649 $5,021
Vermont $2,004 $3,087 $3,263
Virginia $1,888 $2,899 $2,842
Washington $2,500 $3,393 $4,051
West Virginia $2,515 $3,602 $4,513
Wisconsin $2,507 $3,914 $4,465
Wyoming $2,341 $3,277 $3,490

Cadillac CT4 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Cadillac CT4 ranks for Insurance compared to other vehicles. Also check out how the CT4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Cadillac CT4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Cadillac CT4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Cadillac CT4s For Sale

2023 Cadillac CT4 Luxury

Mileage: 48,949
Mileage: 48,949     Price: $25,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 108
Colors (ext/int): Black Raven(Black) / Jet Black With Jet Black Accents

$25,950


2024 Cadillac CT4 Luxury

Mileage: 16,735
Mileage: 16,735     Price: $28,500
Location: Falls Church, VA ~ 19 miles away
Dealer: Koons Falls Church Ford
Days on Market: 79
Colors (ext/int): Summit White / Jet Black With Jet Black Accents

$28,500


2020 Cadillac CT4 Premium Luxury

2020 Cadillac CT4 Premium Luxury

Mileage: 59,533
Mileage: 59,533     Price: $24,290
Location: Falls Church, VA ~ 23 miles away
Dealer: Radley Acura
Days on Market: 378
Colors (ext/int): Summit White / Cinnamon with Jet Black Accents

$24,290



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