Cadillac XT4 Insurance Cost

Auto insurance for a Cadillac XT4 will cost about $1,682 per year.

This beats the national average for luxury SUV models by $105. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Cadillac XT4.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Cadillac XT4 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Cadillac XT4 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,697 $8,365 $9,786
18 $5,309 $7,796 $9,120
19 $4,692 $6,889 $8,059
20 $4,091 $6,007 $7,027
21 $3,431 $5,038 $5,893
22 $3,341 $4,906 $5,739
23 $2,923 $4,293 $5,022
24 $2,777 $4,078 $4,771
25 $2,397 $3,519 $4,117
30 $1,867 $2,742 $3,207
35 $1,749 $2,568 $3,004
40 $1,682 $2,470 $2,889
45 $1,637 $2,403 $2,811
55 $1,501 $2,204 $2,578
65 $1,566 $2,299 $2,689
75 $1,976 $2,902 $3,394

Cadillac XT4 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Cadillac XT4 by state.

Cadillac XT4 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,782 $2,588 $3,294
Alaska $1,474 $2,043 $1,986
Arizona $1,666 $2,409 $3,549
Arkansas $1,827 $2,870 $3,160
California $2,034 $3,597 $2,034
Colorado $1,898 $2,656 $3,370
Connecticut $2,425 $3,761 $4,774
Delaware $2,008 $2,676 $3,437
Florida $2,390 $3,307 $4,309
Georgia $1,949 $2,914 $2,938
Hawaii $778 $1,057 $778
Idaho $1,352 $1,793 $2,180
Illinois $1,416 $2,140 $2,440
Indiana $1,454 $2,223 $2,495
Iowa $1,152 $1,580 $1,858
Kansas $1,533 $2,230 $2,608
Kentucky $2,216 $3,252 $3,841
Louisiana $2,844 $4,299 $4,661
Maine $1,075 $1,487 $2,195
Maryland $1,740 $2,533 $2,814
Massachusetts $1,396 $2,435 $1,396
Michigan $3,368 $5,132 $8,095
Minnesota $1,386 $1,849 $2,603
Mississippi $1,674 $2,387 $2,403
Missouri $1,577 $2,255 $2,962
Montana $1,603 $2,237 $2,604
Nebraska $1,355 $2,004 $2,178
Nevada $2,236 $3,316 $3,503
New Hampshire $1,555 $2,459 $3,109
New Jersey $1,713 $2,688 $3,518
New Mexico $1,750 $2,603 $2,702
New York $1,621 $2,041 $3,407
North Carolina $1,005 $1,726 $1,231
North Dakota $1,375 $2,089 $2,471
Ohio $1,226 $1,891 $1,939
Oklahoma $1,958 $2,803 $3,156
Oregon $1,781 $2,390 $2,855
Pennsylvania $1,500 $2,203 $2,577
Rhode Island $2,505 $3,675 $4,138
South Carolina $1,701 $2,358 $3,254
South Dakota $1,526 $2,199 $2,538
Tennessee $1,795 $2,643 $3,519
Texas $1,808 $2,612 $3,249
Utah $1,538 $2,155 $2,965
Vermont $1,184 $1,823 $1,927
Virginia $1,115 $1,712 $1,678
Washington $1,476 $2,004 $2,392
West Virginia $1,485 $2,127 $2,665
Wisconsin $1,481 $2,312 $2,637
Wyoming $1,382 $1,935 $2,061

Cadillac XT4 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Cadillac XT4 ranks for Insurance compared to other vehicles. Also check out how the XT4 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Cadillac XT4 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Cadillac XT4 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: