Cadillac XT5 Insurance Cost

Auto insurance for a Cadillac XT5 will cost about $1,915 per year.

This beats the national average for luxury sedan models by $310. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Cadillac XT5.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Cadillac XT5 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Cadillac XT5 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,486 $9,524 $11,142
18 $6,044 $8,876 $10,383
19 $5,342 $7,844 $9,176
20 $4,658 $6,839 $8,001
21 $3,906 $5,736 $6,710
22 $3,804 $5,586 $6,535
23 $3,328 $4,887 $5,718
24 $3,162 $4,643 $5,432
25 $2,729 $4,007 $4,688
30 $2,126 $3,122 $3,652
35 $1,991 $2,923 $3,420
40 $1,915 $2,812 $3,289
45 $1,863 $2,736 $3,201
55 $1,709 $2,509 $2,936
65 $1,782 $2,617 $3,062
75 $2,250 $3,304 $3,865

Cadillac XT5 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Cadillac XT5 by state.

Cadillac XT5 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,029 $2,947 $3,751
Alaska $1,678 $2,326 $2,261
Arizona $1,897 $2,743 $4,041
Arkansas $2,080 $3,268 $3,598
California $2,316 $4,095 $2,316
Colorado $2,161 $3,024 $3,837
Connecticut $2,761 $4,282 $5,436
Delaware $2,286 $3,046 $3,913
Florida $2,722 $3,765 $4,906
Hawaii $886 $1,203 $886
Idaho $1,540 $2,041 $2,482
Illinois $1,612 $2,436 $2,778
Indiana $1,656 $2,531 $2,841
Iowa $1,312 $1,799 $2,115
Kansas $1,745 $2,539 $2,969
Kentucky $2,522 $3,703 $4,373
Louisiana $3,238 $4,895 $5,307
Maine $1,224 $1,693 $2,499
Maryland $1,982 $2,884 $3,203
Massachusetts $1,589 $2,772 $1,589
Michigan $3,835 $5,843 $9,217
Minnesota $1,579 $2,105 $2,964
Mississippi $1,906 $2,718 $2,736
Missouri $1,795 $2,567 $3,372
Montana $1,826 $2,547 $2,965
Nebraska $1,543 $2,282 $2,479
Nevada $2,545 $3,775 $3,988
New Hampshire $1,771 $2,800 $3,539
New Jersey $1,951 $3,060 $4,005
New Mexico $1,992 $2,963 $3,076
New York $1,845 $2,324 $3,879
North Carolina $1,144 $1,965 $1,401
North Dakota $1,565 $2,379 $2,813
Ohio $1,396 $2,153 $2,207
Oklahoma $2,229 $3,191 $3,593
Oregon $2,028 $2,721 $3,250
Pennsylvania $1,708 $2,508 $2,935
Rhode Island $2,852 $4,184 $4,711
South Carolina $1,937 $2,684 $3,705
South Dakota $1,738 $2,504 $2,889
Tennessee $2,044 $3,009 $4,007
Texas $2,058 $2,973 $3,699
Utah $1,751 $2,453 $3,376
Vermont $1,348 $2,076 $2,194
Virginia $1,270 $1,949 $1,911
Washington $1,681 $2,281 $2,724
West Virginia $1,691 $2,422 $3,034
Wisconsin $1,686 $2,632 $3,002
Wyoming $1,574 $2,203 $2,346
Georgia $2,219 $3,318 $3,345

Cadillac XT5 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Cadillac XT5 ranks for Insurance compared to other vehicles. Also check out how the XT5 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Cadillac XT5 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Cadillac XT5 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: