Nissan Altima Insurance Cost

Auto insurance for a Nissan Altima will cost about $1,899 per year.

This beats the national average for popular sedan models by $168. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Nissan Altima.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan Altima insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Nissan Altima Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,432 $9,580 $11,325
18 $5,994 $8,928 $10,554
19 $5,297 $7,890 $9,327
20 $4,619 $6,880 $8,133
21 $3,873 $5,769 $6,820
22 $3,772 $5,619 $6,642
23 $3,301 $4,916 $5,812
24 $3,136 $4,671 $5,521
25 $2,706 $4,031 $4,765
30 $2,108 $3,140 $3,712
35 $1,974 $2,941 $3,476
40 $1,899 $2,828 $3,343
45 $1,848 $2,752 $3,253
55 $1,695 $2,524 $2,984
65 $1,768 $2,633 $3,112
75 $2,231 $3,323 $3,928

Nissan Altima car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan Altima by state.

Nissan Altima Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,012 $2,818 $3,527
Alaska $1,664 $2,424 $2,540
Arizona $1,881 $2,919 $4,161
Arkansas $2,063 $3,124 $3,495
California $2,297 $4,017 $2,297
Colorado $2,143 $2,967 $3,701
Connecticut $2,738 $4,233 $5,422
Delaware $2,267 $3,121 $4,143
Florida $2,699 $3,666 $4,779
Georgia $2,200 $3,391 $3,480
Hawaii $879 $1,213 $879
Idaho $1,527 $2,055 $2,559
Illinois $1,598 $2,363 $2,740
Indiana $1,642 $2,566 $2,995
Iowa $1,301 $1,951 $2,274
Kansas $1,730 $2,548 $3,018
Kentucky $2,501 $3,763 $4,425
Louisiana $3,211 $4,908 $5,284
Maine $1,214 $1,629 $2,377
Maryland $1,965 $2,881 $3,403
Massachusetts $1,576 $2,665 $1,576
Michigan $3,803 $5,717 $8,790
Minnesota $1,565 $2,103 $3,113
Mississippi $1,890 $2,854 $3,015
Missouri $1,781 $2,452 $3,172
Montana $1,810 $2,833 $3,124
Nebraska $1,530 $2,166 $2,464
Nevada $2,524 $3,810 $4,180
New Hampshire $1,756 $2,830 $3,604
New Jersey $1,934 $3,050 $3,934
New Mexico $1,976 $2,843 $3,192
New York $1,830 $2,383 $3,847
North Carolina $1,134 $1,831 $1,411
North Dakota $1,552 $2,389 $3,033
Ohio $1,384 $2,264 $2,345
Oklahoma $2,210 $3,319 $3,764
Oregon $2,011 $3,038 $3,485
Pennsylvania $1,694 $2,562 $2,940
Rhode Island $2,828 $4,340 $4,964
South Carolina $1,921 $2,780 $3,967
South Dakota $1,723 $2,371 $2,845
Tennessee $2,027 $3,032 $3,825
Texas $2,041 $3,004 $3,771
Utah $1,736 $2,511 $3,463
Vermont $1,337 $2,137 $2,336
Virginia $1,259 $1,896 $2,014
Washington $1,667 $2,504 $2,953
West Virginia $1,677 $2,442 $3,016
Wisconsin $1,672 $2,441 $2,964
Wyoming $1,561 $2,294 $2,564

Other Nissan Altima Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Nissan Altima costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: