Nissan Altima Insurance Cost

Auto insurance for a Nissan Altima will cost about $1,805 per year.

This beats the national average for popular sedan models by $89. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Nissan Altima.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan Altima insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Nissan Altima Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,115 $8,979 $10,504
18 $5,699 $8,368 $9,789
19 $5,036 $7,395 $8,651
20 $4,391 $6,448 $7,543
21 $3,683 $5,407 $6,326
22 $3,586 $5,266 $6,161
23 $3,138 $4,608 $5,391
24 $2,981 $4,378 $5,121
25 $2,573 $3,778 $4,420
30 $2,004 $2,943 $3,443
35 $1,877 $2,756 $3,224
40 $1,805 $2,651 $3,101
45 $1,757 $2,580 $3,018
55 $1,611 $2,366 $2,768
65 $1,680 $2,468 $2,887
75 $2,121 $3,115 $3,644

Nissan Altima car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan Altima by state.

Nissan Altima Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,913 $2,778 $3,536
Alaska $1,582 $2,193 $2,132
Arizona $1,789 $2,586 $3,809
Arkansas $1,961 $3,081 $3,392
California $2,183 $3,861 $2,183
Colorado $2,038 $2,851 $3,618
Connecticut $2,603 $4,037 $5,125
Delaware $2,155 $2,872 $3,689
Florida $2,566 $3,550 $4,626
Georgia $2,092 $3,128 $3,154
Hawaii $836 $1,134 $836
Idaho $1,452 $1,924 $2,340
Illinois $1,520 $2,297 $2,619
Indiana $1,561 $2,387 $2,678
Iowa $1,237 $1,696 $1,994
Kansas $1,645 $2,394 $2,800
Kentucky $2,378 $3,491 $4,123
Louisiana $3,053 $4,615 $5,004
Maine $1,154 $1,596 $2,356
Maryland $1,868 $2,719 $3,020
Massachusetts $1,498 $2,613 $1,498
Michigan $3,615 $5,509 $8,690
Minnesota $1,488 $1,984 $2,794
Mississippi $1,797 $2,562 $2,579
Missouri $1,693 $2,420 $3,179
Montana $1,721 $2,401 $2,795
Nebraska $1,455 $2,151 $2,337
Nevada $2,400 $3,559 $3,760
New Hampshire $1,669 $2,640 $3,337
New Jersey $1,839 $2,885 $3,776
New Mexico $1,878 $2,794 $2,900
New York $1,740 $2,191 $3,657
North Carolina $1,078 $1,853 $1,321
North Dakota $1,476 $2,243 $2,653
Ohio $1,316 $2,030 $2,081
Oklahoma $2,101 $3,009 $3,388
Oregon $1,912 $2,566 $3,064
Pennsylvania $1,611 $2,365 $2,767
Rhode Island $2,689 $3,944 $4,442
South Carolina $1,826 $2,531 $3,493
South Dakota $1,638 $2,361 $2,724
Tennessee $1,927 $2,837 $3,778
Texas $1,941 $2,803 $3,487
Utah $1,651 $2,313 $3,183
Vermont $1,271 $1,957 $2,068
Virginia $1,197 $1,838 $1,801
Washington $1,585 $2,151 $2,568
West Virginia $1,595 $2,283 $2,861
Wisconsin $1,589 $2,481 $2,830
Wyoming $1,484 $2,077 $2,212

Nissan Altima Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Nissan Altima ranks for Insurance compared to other vehicles. Also check out how the Altima stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Nissan Altima Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Nissan Altima costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: