Nissan Insurance Rates

The average cost of car insurance for a Nissan model is about $1,746 per year.

This is $148 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Nissan insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Nissan Model

Model Good Driver Recent Accident Poor Credit
Nissan 370Z Insurance Cost $1,846 $2,711 $3,171
Nissan Altima Insurance Cost $1,805 $2,651 $3,101
Nissan Armada Insurance Cost $1,764 $2,591 $3,031
Nissan Frontier Insurance Cost $1,562 $2,294 $2,684
Nissan GT-R Insurance Cost $3,471 $5,097 $5,963
Nissan Kicks Insurance Cost $1,492 $2,190 $2,562
Nissan Leaf Insurance Cost $1,582 $2,323 $2,718
Nissan Maxima Insurance Cost $1,888 $2,772 $3,243
Nissan Murano Insurance Cost $1,615 $2,372 $2,774
Nissan NV Cargo Insurance Cost $1,568 $2,303 $2,694
Nissan NV200 Insurance Cost $1,629 $2,392 $2,798
Nissan Pathfinder Insurance Cost $1,655 $2,430 $2,843
Nissan Rogue Insurance Cost $1,406 $2,065 $2,415
Nissan Rogue Sport Insurance Cost $1,430 $2,100 $2,456
Nissan Sentra Insurance Cost $1,591 $2,337 $2,733
Nissan Titan Insurance Cost $1,698 $2,493 $2,916
Nissan Titan XD Insurance Cost $1,720 $2,525 $2,954
Nissan Versa Insurance Cost $1,711 $2,512 $2,939

The cost to insure a Nissan model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Nissan, then see our insurance analysis and rankings for other makes and models here.

Nissan Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,915 $8,686 $10,161
18 $5,513 $8,095 $9,470
19 $4,872 $7,153 $8,369
20 $4,248 $6,237 $7,297
21 $3,562 $5,231 $6,119
22 $3,469 $5,094 $5,960
23 $3,036 $4,457 $5,214
24 $2,884 $4,235 $4,954
25 $2,489 $3,654 $4,275
30 $1,939 $2,847 $3,330
35 $1,816 $2,666 $3,119
40 $1,746 $2,564 $3,000
45 $1,699 $2,495 $2,919
55 $1,559 $2,288 $2,677
65 $1,626 $2,387 $2,793
75 $2,052 $3,013 $3,525

Nissan auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan models by state.

Average Nissan Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,850 $2,687 $3,421
Alaska $1,530 $2,122 $2,062
Arizona $1,730 $2,501 $3,685
Arkansas $1,897 $2,980 $3,282
California $2,112 $3,735 $2,112
Colorado $1,971 $2,758 $3,500
Connecticut $2,518 $3,905 $4,957
Delaware $2,085 $2,778 $3,568
Florida $2,482 $3,434 $4,475
Georgia $2,024 $3,026 $3,051
Hawaii $808 $1,097 $808
Idaho $1,404 $1,862 $2,263
Illinois $1,470 $2,222 $2,533
Indiana $1,510 $2,309 $2,591
Iowa $1,196 $1,640 $1,929
Kansas $1,591 $2,315 $2,708
Kentucky $2,300 $3,377 $3,988
Louisiana $2,953 $4,464 $4,840
Maine $1,117 $1,544 $2,279
Maryland $1,807 $2,630 $2,921
Massachusetts $1,449 $2,528 $1,449
Michigan $3,497 $5,329 $8,406
Minnesota $1,440 $1,919 $2,703
Mississippi $1,738 $2,479 $2,495
Missouri $1,637 $2,341 $3,075
Montana $1,665 $2,323 $2,704
Nebraska $1,407 $2,081 $2,261
Nevada $2,321 $3,443 $3,637
New Hampshire $1,615 $2,553 $3,228
New Jersey $1,779 $2,791 $3,652
New Mexico $1,817 $2,702 $2,805
New York $1,683 $2,119 $3,537
North Carolina $1,043 $1,792 $1,278
North Dakota $1,428 $2,170 $2,566
Ohio $1,273 $1,963 $2,013
Oklahoma $2,033 $2,910 $3,277
Oregon $1,850 $2,482 $2,964
Pennsylvania $1,558 $2,288 $2,676
Rhode Island $2,601 $3,816 $4,297
South Carolina $1,766 $2,448 $3,379
South Dakota $1,585 $2,284 $2,635
Tennessee $1,864 $2,744 $3,654
Texas $1,877 $2,712 $3,373
Utah $1,597 $2,237 $3,079
Vermont $1,229 $1,893 $2,001
Virginia $1,158 $1,778 $1,743
Washington $1,533 $2,080 $2,484
West Virginia $1,543 $2,209 $2,767
Wisconsin $1,538 $2,400 $2,738
Wyoming $1,435 $2,010 $2,140