Nissan Insurance Rates

The average cost of car insurance for a Nissan model is about $1,968 per year.

This is $257 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Nissan insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Nissan Model

Model Good Driver Recent Accident Poor Credit
Nissan 370Z Insurance Cost $2,197 $3,225 $3,773
Nissan Altima Insurance Cost $1,972 $2,895 $3,387
Nissan Armada Insurance Cost $1,927 $2,829 $3,310
Nissan Frontier Insurance Cost $1,707 $2,506 $2,932
Nissan GT-R Insurance Cost $4,704 $6,907 $8,080
Nissan Kicks Insurance Cost $1,645 $2,415 $2,826
Nissan Leaf Insurance Cost $1,729 $2,538 $2,969
Nissan Maxima Insurance Cost $2,246 $3,299 $3,859
Nissan Murano Insurance Cost $1,763 $2,590 $3,029
Nissan NV Cargo Insurance Cost $1,713 $2,515 $2,942
Nissan NV200 Insurance Cost $1,779 $2,613 $3,057
Nissan Pathfinder Insurance Cost $1,807 $2,654 $3,105
Nissan Rogue Insurance Cost $1,434 $2,106 $2,463
Nissan Rogue Sport Insurance Cost $1,459 $2,142 $2,506
Nissan Sentra Insurance Cost $1,738 $2,551 $2,985
Nissan Titan Insurance Cost $1,854 $2,723 $3,185
Nissan Titan XD Insurance Cost $1,878 $2,758 $3,226
Nissan Versa Insurance Cost $1,868 $2,743 $3,209

The cost to insure a Nissan model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Nissan, then see our insurance analysis and rankings for other makes and models here.

Nissan Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,665 $9,787 $11,449
18 $6,211 $9,121 $10,670
19 $5,489 $8,060 $9,430
20 $4,786 $7,028 $8,222
21 $4,014 $5,894 $6,895
22 $3,909 $5,740 $6,715
23 $3,420 $5,022 $5,876
24 $3,249 $4,771 $5,582
25 $2,804 $4,118 $4,817
30 $2,184 $3,208 $3,752
35 $2,046 $3,004 $3,514
40 $1,968 $2,889 $3,380
45 $1,915 $2,812 $3,289
55 $1,756 $2,579 $3,016
65 $1,832 $2,690 $3,147
75 $2,312 $3,395 $3,971

Nissan auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan models by state.

Average Nissan Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,085 $3,028 $3,854
Alaska $1,724 $2,390 $2,324
Arizona $1,950 $2,818 $4,152
Arkansas $2,138 $3,358 $3,698
California $2,380 $4,208 $2,380
Colorado $2,221 $3,108 $3,943
Connecticut $2,837 $4,401 $5,586
Delaware $2,349 $3,130 $4,021
Florida $2,797 $3,869 $5,042
Hawaii $911 $1,236 $911
Idaho $1,582 $2,098 $2,550
Illinois $1,656 $2,504 $2,855
Indiana $1,702 $2,601 $2,919
Iowa $1,348 $1,848 $2,173
Kansas $1,793 $2,609 $3,052
Kentucky $2,592 $3,805 $4,493
Louisiana $3,328 $5,030 $5,454
Maine $1,258 $1,739 $2,568
Maryland $2,036 $2,964 $3,292
Massachusetts $1,633 $2,848 $1,633
Michigan $3,941 $6,005 $9,472
Minnesota $1,622 $2,163 $3,046
Mississippi $1,958 $2,793 $2,811
Missouri $1,845 $2,638 $3,465
Montana $1,876 $2,617 $3,047
Nebraska $1,586 $2,345 $2,548
Nevada $2,616 $3,880 $4,098
New Hampshire $1,819 $2,877 $3,637
New Jersey $2,005 $3,145 $4,116
New Mexico $2,047 $3,045 $3,161
New York $1,896 $2,388 $3,986
North Carolina $1,176 $2,019 $1,440
North Dakota $1,608 $2,445 $2,891
Ohio $1,434 $2,212 $2,268
Oklahoma $2,290 $3,279 $3,692
Oregon $2,084 $2,796 $3,340
Pennsylvania $1,756 $2,578 $3,016
Rhode Island $2,931 $4,299 $4,841
South Carolina $1,990 $2,758 $3,807
South Dakota $1,786 $2,573 $2,969
Tennessee $2,100 $3,092 $4,117
Texas $2,115 $3,056 $3,801
Utah $1,799 $2,521 $3,469
Vermont $1,385 $2,133 $2,255
Virginia $1,305 $2,003 $1,964
Washington $1,727 $2,344 $2,799
West Virginia $1,738 $2,489 $3,118
Wisconsin $1,732 $2,705 $3,085
Wyoming $1,618 $2,264 $2,411
Georgia $2,280 $3,410 $3,438