Nissan Insurance Rates

The average cost of car insurance for a Nissan model is about $1,667 per year.

This is $120 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Nissan insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Nissan Model

Model Good Driver Recent Accident Poor Credit
Nissan 370Z Insurance Cost $1,766 $2,594 $3,034
Nissan Altima Insurance Cost $1,728 $2,537 $2,968
Nissan Armada Insurance Cost $1,689 $2,480 $2,901
Nissan Frontier Insurance Cost $1,480 $2,173 $2,542
Nissan GT-R Insurance Cost $3,142 $4,613 $5,397
Nissan Kicks Insurance Cost $1,477 $2,168 $2,537
Nissan Leaf Insurance Cost $1,515 $2,224 $2,602
Nissan Maxima Insurance Cost $1,806 $2,652 $3,103
Nissan Murano Insurance Cost $1,545 $2,269 $2,655
Nissan NV Cargo Insurance Cost $1,486 $2,182 $2,552
Nissan NV200 Insurance Cost $1,559 $2,290 $2,679
Nissan Pathfinder Insurance Cost $1,583 $2,325 $2,720
Nissan Rogue Insurance Cost $1,392 $2,044 $2,391
Nissan Rogue Sport Insurance Cost $1,416 $2,079 $2,432
Nissan Sentra Insurance Cost $1,522 $2,236 $2,615
Nissan Titan Insurance Cost $1,625 $2,386 $2,792
Nissan Titan XD Insurance Cost $1,646 $2,417 $2,827
Nissan Versa Insurance Cost $1,637 $2,404 $2,812

The cost to insure a Nissan model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Nissan, then see our insurance analysis and rankings for other makes and models here.

Nissan Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,648 $8,294 $9,702
18 $5,264 $7,729 $9,042
19 $4,652 $6,830 $7,991
20 $4,056 $5,956 $6,967
21 $3,401 $4,994 $5,843
22 $3,313 $4,864 $5,690
23 $2,898 $4,256 $4,979
24 $2,754 $4,043 $4,730
25 $2,376 $3,489 $4,082
30 $1,851 $2,718 $3,180
35 $1,734 $2,546 $2,978
40 $1,667 $2,448 $2,864
45 $1,623 $2,382 $2,787
55 $1,488 $2,185 $2,556
65 $1,552 $2,279 $2,666
75 $1,959 $2,877 $3,366

Nissan auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan models by state.

Average Nissan Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,767 $2,566 $3,266
Alaska $1,461 $2,026 $1,969
Arizona $1,652 $2,388 $3,518
Arkansas $1,811 $2,846 $3,133
California $2,017 $3,566 $2,017
Colorado $1,882 $2,634 $3,342
Connecticut $2,404 $3,729 $4,733
Delaware $1,990 $2,653 $3,407
Florida $2,370 $3,279 $4,273
Georgia $1,932 $2,889 $2,913
Hawaii $772 $1,048 $772
Idaho $1,341 $1,778 $2,161
Illinois $1,404 $2,122 $2,419
Indiana $1,442 $2,204 $2,474
Iowa $1,142 $1,566 $1,842
Kansas $1,520 $2,211 $2,586
Kentucky $2,197 $3,224 $3,808
Louisiana $2,820 $4,262 $4,622
Maine $1,066 $1,474 $2,176
Maryland $1,726 $2,512 $2,790
Massachusetts $1,384 $2,414 $1,384
Michigan $3,339 $5,089 $8,026
Minnesota $1,375 $1,833 $2,581
Mississippi $1,659 $2,367 $2,382
Missouri $1,564 $2,235 $2,937
Montana $1,590 $2,218 $2,582
Nebraska $1,344 $1,987 $2,159
Nevada $2,216 $3,288 $3,473
New Hampshire $1,542 $2,438 $3,082
New Jersey $1,699 $2,665 $3,488
New Mexico $1,735 $2,580 $2,679
New York $1,607 $2,023 $3,378
North Carolina $996 $1,711 $1,220
North Dakota $1,363 $2,072 $2,450
Ohio $1,215 $1,875 $1,922
Oklahoma $1,941 $2,779 $3,129
Oregon $1,766 $2,370 $2,830
Pennsylvania $1,487 $2,184 $2,555
Rhode Island $2,484 $3,643 $4,103
South Carolina $1,687 $2,338 $3,226
South Dakota $1,513 $2,181 $2,516
Tennessee $1,780 $2,620 $3,489
Texas $1,792 $2,589 $3,221
Utah $1,525 $2,136 $2,940
Vermont $1,174 $1,808 $1,910
Virginia $1,106 $1,697 $1,664
Washington $1,464 $1,986 $2,372
West Virginia $1,473 $2,109 $2,642
Wisconsin $1,468 $2,292 $2,614
Wyoming $1,371 $1,919 $2,043