Nissan Insurance Rates

The average cost of car insurance for a Nissan model is about $1,879 per year.

This is $188 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Nissan insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Nissan insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Nissan Model

Model Good Driver Recent Accident Poor Credit
Nissan 370Z Insurance Cost $2,155 $3,209 $3,794
Nissan Altima Insurance Cost $1,899 $2,828 $3,343
Nissan Armada Insurance Cost $1,856 $2,765 $3,268
Nissan Frontier Insurance Cost $1,516 $2,259 $2,670
Nissan GT-R Insurance Cost $3,977 $5,924 $7,002
Nissan Kicks Insurance Cost $1,623 $2,418 $2,858
Nissan Leaf Insurance Cost $1,664 $2,478 $2,930
Nissan Maxima Insurance Cost $2,203 $3,281 $3,878
Nissan Murano Insurance Cost $1,699 $2,530 $2,991
Nissan NV Cargo Insurance Cost $1,633 $2,432 $2,875
Nissan NV200 Insurance Cost $1,714 $2,552 $3,017
Nissan Pathfinder Insurance Cost $1,740 $2,591 $3,063
Nissan Rogue Insurance Cost $1,529 $2,278 $2,693
Nissan Rogue Sport Insurance Cost $1,556 $2,318 $2,740
Nissan Sentra Insurance Cost $1,673 $2,492 $2,945
Nissan Titan Insurance Cost $1,785 $2,659 $3,144
Nissan Titan XD Insurance Cost $1,808 $2,693 $3,184
Nissan Versa Insurance Cost $1,799 $2,680 $3,168

The cost to insure a Nissan model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Nissan, then see our insurance analysis and rankings for other makes and models here.

Nissan Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,366 $9,482 $11,209
18 $5,933 $8,836 $10,446
19 $5,243 $7,809 $9,231
20 $4,572 $6,809 $8,049
21 $3,834 $5,710 $6,750
22 $3,734 $5,561 $6,574
23 $3,267 $4,866 $5,752
24 $3,104 $4,623 $5,465
25 $2,678 $3,989 $4,716
30 $2,086 $3,108 $3,674
35 $1,954 $2,911 $3,441
40 $1,879 $2,799 $3,309
45 $1,829 $2,724 $3,220
55 $1,677 $2,498 $2,953
65 $1,750 $2,606 $3,080
75 $2,208 $3,289 $3,888

Nissan auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan models by state.

Average Nissan Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,991 $2,790 $3,491
Alaska $1,647 $2,399 $2,514
Arizona $1,862 $2,889 $4,119
Arkansas $2,042 $3,092 $3,459
California $2,273 $3,976 $2,273
Colorado $2,121 $2,937 $3,663
Connecticut $2,710 $4,190 $5,366
Delaware $2,244 $3,089 $4,101
Florida $2,671 $3,628 $4,730
Georgia $2,178 $3,357 $3,444
Hawaii $870 $1,201 $870
Idaho $1,511 $2,034 $2,532
Illinois $1,582 $2,338 $2,712
Indiana $1,625 $2,540 $2,964
Iowa $1,288 $1,931 $2,250
Kansas $1,713 $2,522 $2,987
Kentucky $2,476 $3,724 $4,380
Louisiana $3,178 $4,857 $5,230
Maine $1,202 $1,612 $2,352
Maryland $1,945 $2,852 $3,368
Massachusetts $1,560 $2,638 $1,560
Michigan $3,764 $5,658 $8,700
Minnesota $1,549 $2,081 $3,081
Mississippi $1,870 $2,825 $2,984
Missouri $1,762 $2,427 $3,139
Montana $1,792 $2,804 $3,092
Nebraska $1,515 $2,144 $2,439
Nevada $2,498 $3,771 $4,137
New Hampshire $1,738 $2,801 $3,567
New Jersey $1,915 $3,019 $3,894
New Mexico $1,955 $2,814 $3,160
New York $1,811 $2,358 $3,807
North Carolina $1,123 $1,812 $1,397
North Dakota $1,536 $2,365 $3,002
Ohio $1,370 $2,240 $2,321
Oklahoma $2,188 $3,285 $3,725
Oregon $1,990 $3,007 $3,449
Pennsylvania $1,677 $2,536 $2,910
Rhode Island $2,799 $4,296 $4,913
South Carolina $1,901 $2,751 $3,926
South Dakota $1,706 $2,347 $2,816
Tennessee $2,006 $3,000 $3,786
Texas $2,020 $2,974 $3,732
Utah $1,718 $2,485 $3,427
Vermont $1,323 $2,115 $2,312
Virginia $1,246 $1,876 $1,994
Washington $1,650 $2,478 $2,922
West Virginia $1,660 $2,417 $2,985
Wisconsin $1,655 $2,416 $2,934
Wyoming $1,545 $2,270 $2,538