Nissan Versa Insurance Cost

Auto insurance for a Nissan Versa will cost about $1,799 per year.

This beats the national average for popular sedan models by $268. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Nissan Versa. Visit our Competitive Quote Tool to see if you can find lower rates for a Versa.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Nissan Versa insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Nissan Versa insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,095 $9,078 $10,731
18 $5,680 $8,460 $10,001
19 $5,019 $7,476 $8,838
20 $4,377 $6,519 $7,706
21 $3,670 $5,467 $6,462
22 $3,575 $5,324 $6,294
23 $3,128 $4,659 $5,507
24 $2,971 $4,426 $5,232
25 $2,564 $3,819 $4,515
30 $1,998 $2,975 $3,517
35 $1,871 $2,787 $3,294
40 $1,799 $2,680 $3,168
45 $1,751 $2,608 $3,083
55 $1,606 $2,392 $2,827
65 $1,675 $2,495 $2,949
75 $2,114 $3,149 $3,722

Nissan Versa car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Nissan Versa by state.

Nissan Versa Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,906 $2,671 $3,342
Alaska $1,577 $2,297 $2,406
Arizona $1,783 $2,765 $3,943
Arkansas $1,955 $2,960 $3,312
California $2,176 $3,806 $2,176
Colorado $2,031 $2,811 $3,507
Connecticut $2,594 $4,011 $5,138
Delaware $2,148 $2,957 $3,926
Florida $2,557 $3,474 $4,529
Georgia $2,085 $3,214 $3,297
Hawaii $833 $1,150 $833
Idaho $1,447 $1,947 $2,424
Illinois $1,515 $2,239 $2,596
Indiana $1,556 $2,432 $2,838
Iowa $1,232 $1,849 $2,154
Kansas $1,640 $2,414 $2,860
Kentucky $2,370 $3,565 $4,193
Louisiana $3,043 $4,650 $5,007
Maine $1,151 $1,543 $2,252
Maryland $1,862 $2,730 $3,224
Massachusetts $1,493 $2,525 $1,493
Michigan $3,603 $5,417 $8,329
Minnesota $1,483 $1,992 $2,950
Mississippi $1,791 $2,705 $2,857
Missouri $1,687 $2,324 $3,005
Montana $1,715 $2,684 $2,960
Nebraska $1,450 $2,053 $2,335
Nevada $2,392 $3,610 $3,961
New Hampshire $1,664 $2,681 $3,415
New Jersey $1,833 $2,890 $3,728
New Mexico $1,872 $2,694 $3,025
New York $1,734 $2,258 $3,645
North Carolina $1,075 $1,735 $1,337
North Dakota $1,471 $2,264 $2,874
Ohio $1,311 $2,145 $2,222
Oklahoma $2,094 $3,145 $3,567
Oregon $1,906 $2,878 $3,302
Pennsylvania $1,605 $2,427 $2,786
Rhode Island $2,680 $4,113 $4,704
South Carolina $1,820 $2,634 $3,759
South Dakota $1,633 $2,247 $2,696
Tennessee $1,920 $2,873 $3,625
Texas $1,934 $2,847 $3,573
Utah $1,645 $2,379 $3,281
Vermont $1,266 $2,025 $2,214
Virginia $1,193 $1,797 $1,909
Washington $1,579 $2,373 $2,798
West Virginia $1,589 $2,314 $2,858
Wisconsin $1,584 $2,313 $2,809
Wyoming $1,479 $2,173 $2,430

Other Important Costs of Owning a Nissan Versa

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Nissan Versa depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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