GMC Sierra 3500HD Insurance Cost

Auto insurance for a GMC Sierra 3500HD will cost about $1,835 per year.

This beats the national average for popular heavy-duty models by $59. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 3500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 3500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 3500HD Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,216 $9,128 $10,678
18 $5,793 $8,506 $9,951
19 $5,119 $7,517 $8,794
20 $4,464 $6,555 $7,668
21 $3,743 $5,497 $6,431
22 $3,646 $5,353 $6,263
23 $3,190 $4,684 $5,480
24 $3,030 $4,450 $5,206
25 $2,615 $3,840 $4,493
30 $2,037 $2,991 $3,500
35 $1,908 $2,802 $3,278
40 $1,835 $2,695 $3,152
45 $1,786 $2,622 $3,068
55 $1,638 $2,405 $2,813
65 $1,708 $2,508 $2,935
75 $2,156 $3,166 $3,704

GMC Sierra 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 3500HD by state.

GMC Sierra 3500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,944 $2,824 $3,595
Alaska $1,608 $2,229 $2,167
Arizona $1,818 $2,628 $3,872
Arkansas $1,993 $3,132 $3,449
California $2,220 $3,925 $2,220
Colorado $2,071 $2,899 $3,678
Connecticut $2,646 $4,104 $5,209
Delaware $2,191 $2,920 $3,750
Florida $2,608 $3,609 $4,702
Georgia $2,126 $3,180 $3,206
Hawaii $849 $1,153 $849
Idaho $1,476 $1,956 $2,378
Illinois $1,545 $2,335 $2,662
Indiana $1,587 $2,426 $2,722
Iowa $1,257 $1,724 $2,027
Kansas $1,672 $2,433 $2,846
Kentucky $2,418 $3,549 $4,191
Louisiana $3,103 $4,691 $5,086
Maine $1,174 $1,622 $2,395
Maryland $1,899 $2,764 $3,070
Massachusetts $1,523 $2,657 $1,523
Michigan $3,675 $5,600 $8,834
Minnesota $1,513 $2,017 $2,840
Mississippi $1,826 $2,605 $2,622
Missouri $1,721 $2,460 $3,232
Montana $1,750 $2,441 $2,841
Nebraska $1,479 $2,187 $2,376
Nevada $2,439 $3,618 $3,822
New Hampshire $1,697 $2,683 $3,392
New Jersey $1,870 $2,933 $3,838
New Mexico $1,909 $2,840 $2,948
New York $1,768 $2,227 $3,717
North Carolina $1,096 $1,883 $1,343
North Dakota $1,500 $2,280 $2,696
Ohio $1,338 $2,063 $2,115
Oklahoma $2,136 $3,058 $3,444
Oregon $1,944 $2,608 $3,115
Pennsylvania $1,637 $2,404 $2,812
Rhode Island $2,734 $4,010 $4,515
South Carolina $1,856 $2,573 $3,551
South Dakota $1,666 $2,400 $2,769
Tennessee $1,959 $2,884 $3,840
Texas $1,973 $2,850 $3,545
Utah $1,678 $2,351 $3,236
Vermont $1,292 $1,989 $2,103
Virginia $1,217 $1,868 $1,831
Washington $1,611 $2,186 $2,611
West Virginia $1,621 $2,321 $2,908
Wisconsin $1,616 $2,522 $2,877
Wyoming $1,508 $2,112 $2,249

GMC Sierra 3500HD Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 3500HD ranks for Insurance compared to other vehicles. Also check out how the Sierra 3500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 3500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: