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GMC Sierra 3500HD Insurance Cost

Auto insurance for a GMC Sierra 3500HD will cost about $2,185 per year.

This beats the national average for popular heavy-duty models by $40. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 3500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 3500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 3500HD Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,400 $10,866 $12,712
18 $6,896 $10,126 $11,846
19 $6,094 $8,949 $10,469
20 $5,314 $7,803 $9,129
21 $4,456 $6,544 $7,655
22 $4,340 $6,373 $7,456
23 $3,797 $5,576 $6,523
24 $3,608 $5,298 $6,197
25 $3,113 $4,572 $5,348
30 $2,425 $3,561 $4,166
35 $2,272 $3,336 $3,902
40 $2,185 $3,208 $3,753
45 $2,126 $3,122 $3,652
55 $1,950 $2,863 $3,349
65 $2,034 $2,986 $3,493
75 $2,567 $3,769 $4,409

GMC Sierra 3500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 3500HD by state.

GMC Sierra 3500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,315 $3,362 $4,279
Alaska $1,915 $2,654 $2,580
Arizona $2,164 $3,129 $4,610
Arkansas $2,373 $3,729 $4,105
California $2,642 $4,672 $2,642
Colorado $2,466 $3,451 $4,378
Connecticut $3,150 $4,886 $6,202
Delaware $2,608 $3,476 $4,464
Florida $3,105 $4,296 $5,598
Hawaii $1,011 $1,373 $1,011
Idaho $1,757 $2,329 $2,831
Illinois $1,839 $2,780 $3,169
Indiana $1,889 $2,888 $3,241
Iowa $1,496 $2,052 $2,413
Kansas $1,991 $2,897 $3,388
Kentucky $2,878 $4,225 $4,989
Louisiana $3,695 $5,585 $6,055
Maine $1,397 $1,931 $2,851
Maryland $2,261 $3,290 $3,655
Massachusetts $1,813 $3,163 $1,813
Michigan $4,375 $6,667 $10,516
Minnesota $1,801 $2,401 $3,381
Mississippi $2,174 $3,101 $3,121
Missouri $2,048 $2,929 $3,848
Montana $2,083 $2,906 $3,383
Nebraska $1,761 $2,604 $2,829
Nevada $2,904 $4,307 $4,550
New Hampshire $2,020 $3,194 $4,038
New Jersey $2,226 $3,492 $4,569
New Mexico $2,273 $3,381 $3,509
New York $2,105 $2,651 $4,425
North Carolina $1,305 $2,242 $1,599
North Dakota $1,786 $2,714 $3,210
Ohio $1,592 $2,456 $2,518
Oklahoma $2,543 $3,641 $4,100
Oregon $2,314 $3,105 $3,708
Pennsylvania $1,949 $2,862 $3,348
Rhode Island $3,254 $4,773 $5,375
South Carolina $2,210 $3,063 $4,227
South Dakota $1,983 $2,857 $3,297
Tennessee $2,332 $3,433 $4,571
Texas $2,348 $3,393 $4,220
Utah $1,998 $2,799 $3,852
Vermont $1,538 $2,368 $2,503
Virginia $1,449 $2,224 $2,180
Washington $1,918 $2,603 $3,108
West Virginia $1,930 $2,763 $3,462
Wisconsin $1,924 $3,003 $3,425
Wyoming $1,796 $2,514 $2,677
Georgia $2,531 $3,785 $3,817

GMC Sierra 3500HD Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 3500HD ranks for Insurance compared to other vehicles. Also check out how the Sierra 3500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 3500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: