# GMC Sierra 3500HD Loan Calculator

Our Loan Calculator display shows you how your GMC Sierra 3500HD loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Sierra 3500HD to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

### GMC Sierra 3500HD Loan Calculator

Vehicle Price
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\$
Interest Rate
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Credit Score
Loan Period
Sales Tax Rate
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Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

#### GMC Sierra 3500HD Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 \$74,558 \$59,646 +\$14,912 (20%)
1 \$72,619 \$50,844 +\$21,775 (30%)
2 \$71,158 \$41,617 +\$29,541 (42%)
3 \$63,218 \$31,940 +\$31,278 (49%)
4 \$60,877 \$21,794 +\$39,083 (64%)
5 \$49,328 \$11,156 +\$38,172 (77%)
6 \$44,578 \$0 +\$44,578 (100%)

## GMC Sierra 3500HD Monthly Payment

 Loan Term 72 Months APR 4.75% Paid in Full Jul, 2030
\$953.69
 Total Principal \$59,646 Total Interest \$9,020 Total Cost of Loan \$68,666
\$953.69
 Loan Term 72 Months APR 4.75% Paid in Full Jul, 2030 Total Principal \$59,646 Total Interest \$9,020 Total Cost of Loan \$68,666

#### GMC Sierra 3500HD Loan Amortization

Month Interest Principal Balance
Aug, 2024 \$236.10 \$718.00 \$58,928.00
Sep, 2024 \$233.26 \$720.00 \$58,208.00
Oct, 2024 \$230.41 \$723.00 \$57,485.00
Nov, 2024 \$227.54 \$726.00 \$56,759.00
Dec, 2024 \$224.67 \$729.00 \$56,030.00
Jan, 2025 \$221.79 \$732.00 \$55,298.00

This GMC Sierra 3500HD is expected to lose \$29,980 of its resale value during the 72 months of this loan. Check out our GMC Sierra 3500HD Depreciation Calculator for a detailed analysis of the Sierra 3500HD's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Sierra 3500HD has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Sierra 3500HD model years to buy to get the best value.

### Other GMC Sierra 3500HD Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major GMC Sierra 3500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: