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GMC Sierra 2500HD Loan Calculator

Our Loan Calculator display shows you how your GMC Sierra 2500HD loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Sierra 2500HD to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

GMC Sierra 2500HD Loan Calculator

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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

GMC Sierra 2500HD Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $73,402 $58,722 +$14,680 (20%)
1 $68,000 $50,058 +$17,942 (26%)
2 $61,922 $40,968 +$20,954 (34%)
3 $59,757 $31,441 +$28,316 (47%)
4 $52,336 $21,452 +$30,884 (59%)
5 $48,702 $10,979 +$37,723 (77%)
6 $43,652 $0 +$43,652 (100%)

GMC Sierra 2500HD Monthly Payment

Loan Term 72 Months
APR 4.75%
Paid in Full Apr, 2030
$938.92
Total Principal $58,722
Total Interest $8,876
Total Cost of Loan $67,598
$938.92
Loan Term 72 Months
APR 4.75%
Paid in Full Apr, 2030
Total Principal $58,722
Total Interest $8,876
Total Cost of Loan $67,598

GMC Sierra 2500HD Loan Amortization

Month Interest Principal Balance
May, 2024 $232.44 $706.00 $58,016.00
Jun, 2024 $229.65 $709.00 $57,307.00
Jul, 2024 $226.84 $712.00 $56,595.00
Aug, 2024 $224.02 $715.00 $55,880.00
Sep, 2024 $221.19 $718.00 $55,162.00
Oct, 2024 $218.35 $721.00 $54,441.00

This GMC Sierra 2500HD is expected to lose $29,750 of its resale value during the 72 months of this loan. Check out our GMC Sierra 2500HD Depreciation Calculator for a detailed analysis of the Sierra 2500HD's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Sierra 2500HD has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Sierra 2500HD model years to buy to get the best value.

Other GMC Sierra 2500HD Costs of Ownership


Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major GMC Sierra 2500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used GMC Sierra 2500HDs For Sale

2024 GMC Sierra 2500HD Denali Ultimate

2024 GMC Sierra 2500HD Denali Ultimate

Mileage: 6,638
Mileage: 6,638     Price: $92,353
Location: Scottsdale, AZ ~ 2 miles away
Dealer: Van Chevrolet
Days on Market: 46
Colors (ext/int): White Frost Tricoat / Alpine Umber
GMC Certified Pre-Owned Sierra 2500HD

$92,353


2024 GMC Sierra 2500HD Denali

2024 GMC Sierra 2500HD Denali

Mileage: 22,053
Mileage: 22,053     Price: $80,999
Location: Scottsdale, AZ ~ 2 miles away
Dealer: Van Chevrolet
Days on Market: 42
Colors (ext/int): White Frost Tricoat / Atmosphere/Brownstone

$80,999


2023 GMC Sierra 2500HD SLT

2023 GMC Sierra 2500HD SLT

Mileage: 5,305
Mileage: 5,305     Price: $69,969
Location: Scottsdale, AZ ~ 8 miles away
Dealer: Mark Mazda
Days on Market: 73
Colors (ext/int): Summit White / Dark Walnut/Slate

$69,969