GMC Sierra 2500HD Insurance Cost

Auto insurance for a GMC Sierra 2500HD will cost about $1,688 per year.

This beats the national average for popular heavy-duty models by $99. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 2500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 2500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 2500HD Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,717 $8,395 $9,821
18 $5,328 $7,823 $9,152
19 $4,708 $6,914 $8,088
20 $4,105 $6,028 $7,052
21 $3,443 $5,055 $5,914
22 $3,353 $4,924 $5,760
23 $2,934 $4,308 $5,040
24 $2,787 $4,093 $4,788
25 $2,405 $3,532 $4,132
30 $1,874 $2,751 $3,219
35 $1,755 $2,577 $3,015
40 $1,688 $2,478 $2,899
45 $1,642 $2,412 $2,821
55 $1,506 $2,212 $2,587
65 $1,571 $2,307 $2,699
75 $1,983 $2,912 $3,406

GMC Sierra 2500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 2500HD by state.

GMC Sierra 2500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,788 $2,597 $3,306
Alaska $1,479 $2,050 $1,993
Arizona $1,672 $2,417 $3,561
Arkansas $1,833 $2,881 $3,172
California $2,041 $3,610 $2,041
Colorado $1,905 $2,666 $3,382
Connecticut $2,434 $3,774 $4,791
Delaware $2,015 $2,685 $3,449
Florida $2,399 $3,319 $4,325
Georgia $1,956 $2,924 $2,949
Hawaii $781 $1,061 $781
Idaho $1,357 $1,799 $2,187
Illinois $1,421 $2,147 $2,448
Indiana $1,460 $2,231 $2,504
Iowa $1,156 $1,585 $1,864
Kansas $1,538 $2,238 $2,617
Kentucky $2,223 $3,264 $3,854
Louisiana $2,854 $4,314 $4,678
Maine $1,079 $1,492 $2,203
Maryland $1,747 $2,542 $2,824
Massachusetts $1,401 $2,443 $1,401
Michigan $3,380 $5,151 $8,124
Minnesota $1,391 $1,855 $2,612
Mississippi $1,680 $2,396 $2,411
Missouri $1,583 $2,263 $2,972
Montana $1,609 $2,245 $2,613
Nebraska $1,360 $2,011 $2,185
Nevada $2,243 $3,328 $3,515
New Hampshire $1,561 $2,468 $3,120
New Jersey $1,719 $2,698 $3,530
New Mexico $1,756 $2,612 $2,711
New York $1,626 $2,048 $3,419
North Carolina $1,008 $1,732 $1,235
North Dakota $1,380 $2,097 $2,480
Ohio $1,230 $1,897 $1,946
Oklahoma $1,964 $2,813 $3,167
Oregon $1,788 $2,399 $2,865
Pennsylvania $1,506 $2,211 $2,587
Rhode Island $2,514 $3,688 $4,153
South Carolina $1,707 $2,366 $3,266
South Dakota $1,532 $2,207 $2,547
Tennessee $1,801 $2,652 $3,532
Texas $1,814 $2,621 $3,260
Utah $1,543 $2,163 $2,976
Vermont $1,188 $1,830 $1,934
Virginia $1,119 $1,718 $1,684
Washington $1,481 $2,011 $2,401
West Virginia $1,491 $2,135 $2,675
Wisconsin $1,486 $2,320 $2,646
Wyoming $1,387 $1,942 $2,068

GMC Sierra 2500HD Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 2500HD ranks for Insurance compared to other vehicles. Also check out how the Sierra 2500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 2500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 2500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: