GMC Sierra 2500HD Insurance Cost

Auto insurance for a GMC Sierra 2500HD will cost about $1,855 per year.

This beats the national average for popular heavy-duty models by $212. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 2500HD. Visit our Competitive Quote Tool to see if you can find lower rates for a Sierra 2500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These GMC Sierra 2500HD insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

GMC Sierra 2500HD insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $6,284 $9,359 $11,064
18 $5,856 $8,722 $10,310
19 $5,175 $7,708 $9,112
20 $4,512 $6,721 $7,945
21 $3,784 $5,636 $6,663
22 $3,685 $5,489 $6,489
23 $3,225 $4,803 $5,678
24 $3,063 $4,563 $5,394
25 $2,644 $3,938 $4,655
30 $2,059 $3,068 $3,626
35 $1,929 $2,873 $3,396
40 $1,855 $2,763 $3,266
45 $1,805 $2,689 $3,178
55 $1,656 $2,466 $2,915
65 $1,727 $2,572 $3,040
75 $2,180 $3,246 $3,838

GMC Sierra 2500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 2500HD by state.

GMC Sierra 2500HD Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,966 $2,753 $3,446
Alaska $1,626 $2,368 $2,481
Arizona $1,838 $2,851 $4,065
Arkansas $2,015 $3,052 $3,415
California $2,244 $3,924 $2,244
Colorado $2,094 $2,899 $3,616
Connecticut $2,675 $4,136 $5,297
Delaware $2,214 $3,049 $4,048
Florida $2,637 $3,581 $4,669
Georgia $2,150 $3,313 $3,399
Hawaii $859 $1,185 $859
Idaho $1,492 $2,008 $2,499
Illinois $1,562 $2,308 $2,677
Indiana $1,604 $2,507 $2,926
Iowa $1,271 $1,906 $2,221
Kansas $1,690 $2,489 $2,948
Kentucky $2,444 $3,676 $4,323
Louisiana $3,137 $4,795 $5,162
Maine $1,186 $1,591 $2,322
Maryland $1,920 $2,815 $3,324
Massachusetts $1,539 $2,604 $1,539
Michigan $3,715 $5,585 $8,588
Minnesota $1,529 $2,054 $3,041
Mississippi $1,846 $2,789 $2,946
Missouri $1,739 $2,396 $3,098
Montana $1,769 $2,767 $3,052
Nebraska $1,495 $2,116 $2,408
Nevada $2,466 $3,722 $4,083
New Hampshire $1,715 $2,765 $3,520
New Jersey $1,890 $2,980 $3,844
New Mexico $1,930 $2,777 $3,119
New York $1,788 $2,328 $3,758
North Carolina $1,108 $1,789 $1,379
North Dakota $1,516 $2,334 $2,963
Ohio $1,352 $2,211 $2,291
Oklahoma $2,159 $3,242 $3,677
Oregon $1,965 $2,968 $3,404
Pennsylvania $1,655 $2,503 $2,872
Rhode Island $2,763 $4,240 $4,849
South Carolina $1,877 $2,716 $3,875
South Dakota $1,684 $2,316 $2,779
Tennessee $1,980 $2,962 $3,737
Texas $1,994 $2,935 $3,684
Utah $1,696 $2,453 $3,383
Vermont $1,306 $2,088 $2,282
Virginia $1,230 $1,852 $1,968
Washington $1,628 $2,446 $2,885
West Virginia $1,639 $2,386 $2,946
Wisconsin $1,633 $2,384 $2,896
Wyoming $1,525 $2,241 $2,505

Other Important Costs of Owning a GMC Sierra 2500HD

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on GMC Sierra 2500HD depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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