GMC Sierra 2500HD Insurance Rates

GMC Sierra 2500HD Insurance Rates

Auto insurance for a GMC Sierra 2500HD will cost about $2,534 per year.

This beats the national average for popular heavy-duty models by $361. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 2500HD.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 2500HD insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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GMC Sierra 2500HD Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,584 $12,604 $14,745
18 $8,000 $11,746 $13,742
19 $7,069 $10,381 $12,144
20 $6,164 $9,052 $10,589
21 $5,169 $7,591 $8,880
22 $5,034 $7,393 $8,648
23 $4,405 $6,468 $7,567
24 $4,185 $6,145 $7,189
25 $3,611 $5,303 $6,204
30 $2,813 $4,131 $4,833
35 $2,635 $3,869 $4,526
40 $2,534 $3,721 $4,353
45 $2,466 $3,621 $4,236
55 $2,262 $3,321 $3,885
65 $2,359 $3,464 $4,052
75 $2,977 $4,372 $5,115

GMC Sierra 2500HD car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 2500HD by state.


GMC Sierra 2500HD Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,685 $3,900 $4,964
Alaska $2,221 $3,079 $2,992
Arizona $2,511 $3,630 $5,347
Arkansas $2,753 $4,325 $4,762
California $3,065 $5,420 $3,065
Colorado $2,860 $4,003 $5,079
Connecticut $3,654 $5,667 $7,194
Delaware $3,025 $4,032 $5,178
Florida $3,602 $4,983 $6,494
Georgia $2,936 $4,391 $4,427
Hawaii $1,173 $1,592 $1,173
Idaho $2,038 $2,701 $3,284
Illinois $2,133 $3,224 $3,676
Indiana $2,191 $3,350 $3,760
Iowa $1,736 $2,380 $2,799
Kansas $2,309 $3,360 $3,930
Kentucky $3,338 $4,900 $5,787
Louisiana $4,286 $6,478 $7,024
Maine $1,621 $2,240 $3,307
Maryland $2,622 $3,817 $4,239
Massachusetts $2,103 $3,669 $2,103
Michigan $5,075 $7,734 $12,198
Minnesota $2,089 $2,785 $3,922
Mississippi $2,522 $3,597 $3,620
Missouri $2,376 $3,397 $4,463
Montana $2,416 $3,371 $3,924
Nebraska $2,042 $3,020 $3,281
Nevada $3,369 $4,996 $5,278
New Hampshire $2,343 $3,705 $4,684
New Jersey $2,582 $4,050 $5,300
New Mexico $2,636 $3,922 $4,071
New York $2,442 $3,075 $5,133
North Carolina $1,514 $2,601 $1,855
North Dakota $2,072 $3,148 $3,723
Ohio $1,847 $2,849 $2,921
Oklahoma $2,950 $4,223 $4,755
Oregon $2,684 $3,601 $4,302
Pennsylvania $2,261 $3,320 $3,884
Rhode Island $3,775 $5,537 $6,235
South Carolina $2,563 $3,553 $4,904
South Dakota $2,300 $3,314 $3,824
Tennessee $2,705 $3,982 $5,303
Texas $2,724 $3,935 $4,895
Utah $2,317 $3,247 $4,468
Vermont $1,784 $2,747 $2,904
Virginia $1,680 $2,580 $2,529
Washington $2,224 $3,019 $3,605
West Virginia $2,238 $3,205 $4,016
Wisconsin $2,231 $3,483 $3,973
Wyoming $2,083 $2,916 $3,105

GMC Sierra 2500HD Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 2500HD ranks for Insurance compared to other vehicles. Also check out how the Sierra 2500HD stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other GMC Sierra 2500HD Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 2500HD costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

GMC Sierra 2500HDs For Sale

2024 GMC Sierra 2500HD Denali Ultimate

Mileage: 29,149
Mileage: 29,149     Price: $78,000
Location: Leesburg, VA ~ 5 miles away
Dealer: Jerrys Leesburg Ford
Days on Market: 22
Colors (ext/int): Titanium Rush Metallic / Alpine Umber

$78,000


2024 GMC Sierra 2500HD AT4

Mileage: 12,359
Mileage: 12,359     Price: $73,904
Location: Chantilly, VA ~ 10 miles away
Dealer: Jaguar Chantilly
Days on Market: 172
Colors (ext/int): Sterling / Jet Black

$73,904


2022 GMC Sierra 2500HD AT4

Mileage: 61,046
Mileage: 61,046     Price: $57,995
Location: Manassas, VA ~ 17 miles away
Dealer: Imperial Highline
Days on Market: 341
Colors (ext/int): Summit White / Jet Black with Kalahari Accents Leather

$57,995



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