GMC Acadia Insurance Rates

GMC Acadia Insurance Rates

Auto insurance for a GMC Acadia will cost about $2,153 per year.

This beats the national average for popular SUV models by $742. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Acadia.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Acadia insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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GMC Acadia Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,292 $10,708 $12,526
18 $6,796 $9,979 $11,674
19 $6,006 $8,819 $10,317
20 $5,236 $7,689 $8,995
21 $4,391 $6,448 $7,544
22 $4,277 $6,280 $7,347
23 $3,742 $5,495 $6,428
24 $3,555 $5,220 $6,107
25 $3,068 $4,505 $5,270
30 $2,390 $3,509 $4,106
35 $2,238 $3,287 $3,845
40 $2,153 $3,161 $3,698
45 $2,095 $3,076 $3,598
55 $1,921 $2,821 $3,300
65 $2,004 $2,943 $3,443
75 $2,529 $3,714 $4,345

GMC Acadia car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Acadia by state.


GMC Acadia Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,281 $3,313 $4,217
Alaska $1,887 $2,615 $2,542
Arizona $2,133 $3,083 $4,543
Arkansas $2,338 $3,674 $4,046
California $2,604 $4,604 $2,604
Colorado $2,430 $3,400 $4,314
Connecticut $3,104 $4,814 $6,111
Delaware $2,570 $3,425 $4,399
Florida $3,060 $4,233 $5,516
Georgia $2,495 $3,730 $3,761
Hawaii $996 $1,353 $996
Idaho $1,731 $2,295 $2,790
Illinois $1,812 $2,739 $3,123
Indiana $1,862 $2,846 $3,194
Iowa $1,475 $2,022 $2,378
Kansas $1,962 $2,854 $3,338
Kentucky $2,836 $4,163 $4,916
Louisiana $3,641 $5,503 $5,967
Maine $1,377 $1,903 $2,809
Maryland $2,228 $3,242 $3,601
Massachusetts $1,787 $3,117 $1,787
Michigan $4,311 $6,570 $10,363
Minnesota $1,775 $2,366 $3,332
Mississippi $2,142 $3,056 $3,076
Missouri $2,019 $2,886 $3,791
Montana $2,052 $2,864 $3,333
Nebraska $1,735 $2,566 $2,787
Nevada $2,862 $4,245 $4,484
New Hampshire $1,991 $3,148 $3,979
New Jersey $2,193 $3,441 $4,503
New Mexico $2,240 $3,332 $3,458
New York $2,075 $2,612 $4,361
North Carolina $1,286 $2,209 $1,576
North Dakota $1,760 $2,675 $3,163
Ohio $1,569 $2,420 $2,482
Oklahoma $2,506 $3,588 $4,040
Oregon $2,280 $3,059 $3,654
Pennsylvania $1,921 $2,820 $3,299
Rhode Island $3,207 $4,704 $5,297
South Carolina $2,178 $3,018 $4,166
South Dakota $1,954 $2,815 $3,249
Tennessee $2,298 $3,383 $4,505
Texas $2,314 $3,343 $4,158
Utah $1,968 $2,758 $3,796
Vermont $1,515 $2,334 $2,467
Virginia $1,427 $2,192 $2,148
Washington $1,890 $2,565 $3,062
West Virginia $1,901 $2,723 $3,411
Wisconsin $1,895 $2,959 $3,375
Wyoming $1,770 $2,477 $2,638

GMC Acadia Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the GMC Acadia ranks for Insurance compared to other vehicles. Also check out how the Acadia stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other GMC Acadia Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Acadia costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

GMC Acadias For Sale

2021 GMC Acadia SLE

Mileage: 55,307
Mileage: 55,307     Price: $23,950
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 273
Colors (ext/int): Satin Steel Metallic(Gray) / Cocoa/Light Ash Gray

$23,950


2023 GMC Acadia SLT

Mileage: 50,996
Mileage: 50,996     Price: $26,490
Location: Sterling, VA ~ 4 miles away
Dealer: Easterns Automotive Group
Days on Market: 5
Colors (ext/int): Sterling Metallic(Gray) / Jet Black

$26,490



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