GMC Sierra 1500 Insurance Cost

Auto insurance for a GMC Sierra 1500 will cost about $1,588 per year.

This beats the national average for popular pickup models by $199. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 1500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 1500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 1500 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,380 $7,899 $9,241
18 $5,013 $7,362 $8,612
19 $4,431 $6,506 $7,611
20 $3,863 $5,673 $6,636
21 $3,240 $4,757 $5,565
22 $3,155 $4,633 $5,420
23 $2,761 $4,054 $4,742
24 $2,623 $3,851 $4,505
25 $2,263 $3,324 $3,888
30 $1,763 $2,589 $3,029
35 $1,651 $2,425 $2,837
40 $1,588 $2,332 $2,728
45 $1,545 $2,269 $2,655
55 $1,417 $2,081 $2,435
65 $1,478 $2,171 $2,540
75 $1,866 $2,740 $3,206

GMC Sierra 1500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 1500 by state.

GMC Sierra 1500 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,683 $2,444 $3,111
Alaska $1,392 $1,929 $1,875
Arizona $1,574 $2,275 $3,351
Arkansas $1,725 $2,711 $2,985
California $1,921 $3,397 $1,921
Colorado $1,793 $2,509 $3,183
Connecticut $2,290 $3,552 $4,508
Delaware $1,896 $2,527 $3,245
Florida $2,257 $3,123 $4,070
Georgia $1,840 $2,752 $2,775
Hawaii $735 $998 $735
Idaho $1,277 $1,693 $2,058
Illinois $1,337 $2,021 $2,304
Indiana $1,373 $2,100 $2,356
Iowa $1,088 $1,492 $1,754
Kansas $1,447 $2,106 $2,463
Kentucky $2,092 $3,071 $3,627
Louisiana $2,686 $4,060 $4,402
Maine $1,016 $1,404 $2,073
Maryland $1,644 $2,392 $2,657
Massachusetts $1,318 $2,299 $1,318
Michigan $3,181 $4,847 $7,645
Minnesota $1,309 $1,746 $2,458
Mississippi $1,581 $2,254 $2,269
Missouri $1,489 $2,129 $2,797
Montana $1,514 $2,113 $2,459
Nebraska $1,280 $1,893 $2,056
Nevada $2,111 $3,131 $3,308
New Hampshire $1,469 $2,322 $2,936
New Jersey $1,618 $2,538 $3,322
New Mexico $1,652 $2,458 $2,551
New York $1,530 $1,927 $3,217
North Carolina $949 $1,630 $1,162
North Dakota $1,298 $1,973 $2,334
Ohio $1,158 $1,786 $1,831
Oklahoma $1,849 $2,647 $2,980
Oregon $1,682 $2,257 $2,696
Pennsylvania $1,417 $2,080 $2,434
Rhode Island $2,366 $3,470 $3,908
South Carolina $1,607 $2,227 $3,073
South Dakota $1,441 $2,077 $2,397
Tennessee $1,695 $2,496 $3,323
Texas $1,707 $2,466 $3,068
Utah $1,452 $2,035 $2,800
Vermont $1,118 $1,722 $1,820
Virginia $1,053 $1,617 $1,585
Washington $1,394 $1,892 $2,259
West Virginia $1,403 $2,009 $2,517
Wisconsin $1,398 $2,183 $2,490
Wyoming $1,305 $1,828 $1,946

GMC Sierra 1500 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 1500 ranks for Insurance compared to other vehicles. Also check out how the Sierra 1500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 1500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 1500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: