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GMC Sierra 1500 Insurance Rates

GMC Sierra 1500 Insurance Rates

Auto insurance for a GMC Sierra 1500 will cost about $2,483 per year.

This beats the national average for popular pickup models by $650. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 1500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 1500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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GMC Sierra 1500 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,412 $12,352 $14,450
18 $7,839 $11,511 $13,466
19 $6,928 $10,173 $11,901
20 $6,041 $8,870 $10,377
21 $5,066 $7,439 $8,702
22 $4,934 $7,244 $8,475
23 $4,317 $6,339 $7,415
24 $4,101 $6,022 $7,045
25 $3,539 $5,197 $6,080
30 $2,757 $4,048 $4,736
35 $2,582 $3,792 $4,436
40 $2,483 $3,647 $4,266
45 $2,416 $3,548 $4,151
55 $2,216 $3,254 $3,807
65 $2,312 $3,395 $3,971
75 $2,918 $4,285 $5,012

GMC Sierra 1500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 1500 by state.


GMC Sierra 1500 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,631 $3,822 $4,864
Alaska $2,176 $3,017 $2,932
Arizona $2,460 $3,557 $5,240
Arkansas $2,698 $4,238 $4,667
California $3,004 $5,311 $3,004
Colorado $2,803 $3,923 $4,977
Connecticut $3,581 $5,554 $7,050
Delaware $2,965 $3,951 $5,075
Florida $3,530 $4,883 $6,363
Georgia $2,878 $4,303 $4,339
Hawaii $1,150 $1,560 $1,150
Idaho $1,997 $2,647 $3,219
Illinois $2,090 $3,160 $3,603
Indiana $2,148 $3,283 $3,684
Iowa $1,701 $2,333 $2,743
Kansas $2,263 $3,293 $3,851
Kentucky $3,271 $4,802 $5,671
Louisiana $4,200 $6,348 $6,883
Maine $1,588 $2,195 $3,241
Maryland $2,570 $3,740 $4,154
Massachusetts $2,061 $3,595 $2,061
Michigan $4,973 $7,579 $11,954
Minnesota $2,047 $2,730 $3,844
Mississippi $2,471 $3,525 $3,548
Missouri $2,329 $3,329 $4,374
Montana $2,368 $3,303 $3,845
Nebraska $2,001 $2,960 $3,215
Nevada $3,301 $4,896 $5,172
New Hampshire $2,296 $3,631 $4,590
New Jersey $2,530 $3,969 $5,194
New Mexico $2,584 $3,843 $3,989
New York $2,393 $3,013 $5,030
North Carolina $1,484 $2,549 $1,818
North Dakota $2,030 $3,085 $3,649
Ohio $1,810 $2,792 $2,863
Oklahoma $2,891 $4,139 $4,660
Oregon $2,630 $3,529 $4,215
Pennsylvania $2,216 $3,253 $3,806
Rhode Island $3,699 $5,426 $6,110
South Carolina $2,512 $3,481 $4,805
South Dakota $2,254 $3,248 $3,747
Tennessee $2,651 $3,902 $5,196
Texas $2,670 $3,856 $4,797
Utah $2,271 $3,182 $4,378
Vermont $1,748 $2,692 $2,845
Virginia $1,647 $2,528 $2,478
Washington $2,180 $2,959 $3,533
West Virginia $2,193 $3,141 $3,935
Wisconsin $2,187 $3,413 $3,893
Wyoming $2,041 $2,858 $3,043

GMC Sierra 1500 Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the GMC Sierra 1500 ranks for Insurance compared to other vehicles. Also check out how the Sierra 1500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other GMC Sierra 1500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 1500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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