GMC Sierra 1500 Insurance Cost

Auto insurance for a GMC Sierra 1500 will cost about $1,746 per year.

This beats the national average for popular pickup models by $321. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 1500. Visit our Competitive Quote Tool to see if you can find lower rates for a Sierra 1500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These GMC Sierra 1500 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

GMC Sierra 1500 insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,913 $8,807 $10,410
18 $5,510 $8,207 $9,702
19 $4,870 $7,253 $8,574
20 $4,246 $6,324 $7,476
21 $3,561 $5,304 $6,269
22 $3,468 $5,165 $6,106
23 $3,034 $4,519 $5,342
24 $2,883 $4,294 $5,075
25 $2,488 $3,705 $4,380
30 $1,938 $2,886 $3,412
35 $1,815 $2,703 $3,196
40 $1,746 $2,600 $3,073
45 $1,699 $2,530 $2,991
55 $1,558 $2,320 $2,743
65 $1,625 $2,420 $2,861
75 $2,051 $3,055 $3,611

GMC Sierra 1500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 1500 by state.

GMC Sierra 1500 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,849 $2,591 $3,242
Alaska $1,530 $2,228 $2,335
Arizona $1,729 $2,683 $3,825
Arkansas $1,896 $2,872 $3,213
California $2,111 $3,692 $2,111
Colorado $1,970 $2,727 $3,402
Connecticut $2,517 $3,891 $4,984
Delaware $2,084 $2,869 $3,809
Florida $2,481 $3,370 $4,393
Georgia $2,023 $3,117 $3,199
Hawaii $808 $1,115 $808
Idaho $1,404 $1,889 $2,352
Illinois $1,469 $2,172 $2,519
Indiana $1,509 $2,359 $2,753
Iowa $1,196 $1,793 $2,090
Kansas $1,591 $2,342 $2,774
Kentucky $2,299 $3,459 $4,068
Louisiana $2,952 $4,511 $4,857
Maine $1,116 $1,497 $2,185
Maryland $1,806 $2,649 $3,128
Massachusetts $1,449 $2,450 $1,449
Michigan $3,496 $5,255 $8,081
Minnesota $1,439 $1,933 $2,861
Mississippi $1,737 $2,624 $2,772
Missouri $1,637 $2,254 $2,915
Montana $1,664 $2,604 $2,872
Nebraska $1,407 $1,991 $2,265
Nevada $2,320 $3,502 $3,842
New Hampshire $1,614 $2,601 $3,313
New Jersey $1,778 $2,804 $3,617
New Mexico $1,816 $2,613 $2,935
New York $1,682 $2,191 $3,536
North Carolina $1,043 $1,683 $1,297
North Dakota $1,427 $2,196 $2,788
Ohio $1,272 $2,081 $2,156
Oklahoma $2,032 $3,051 $3,460
Oregon $1,849 $2,792 $3,203
Pennsylvania $1,557 $2,355 $2,703
Rhode Island $2,600 $3,990 $4,563
South Carolina $1,766 $2,555 $3,646
South Dakota $1,584 $2,180 $2,615
Tennessee $1,863 $2,787 $3,516
Texas $1,876 $2,762 $3,466
Utah $1,596 $2,308 $3,183
Vermont $1,229 $1,965 $2,148
Virginia $1,157 $1,743 $1,852
Washington $1,532 $2,302 $2,714
West Virginia $1,542 $2,245 $2,772
Wisconsin $1,537 $2,244 $2,725
Wyoming $1,435 $2,108 $2,357

Other Important Costs of Owning a GMC Sierra 1500

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on GMC Sierra 1500 depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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