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GMC Sierra 1500 Insurance Cost

Auto insurance for a GMC Sierra 1500 will cost about $1,812 per year.

This beats the national average for popular pickup models by $413. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 1500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 1500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 1500 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,139 $9,014 $10,545
18 $5,721 $8,400 $9,827
19 $5,056 $7,424 $8,685
20 $4,408 $6,473 $7,572
21 $3,697 $5,428 $6,350
22 $3,600 $5,287 $6,185
23 $3,150 $4,626 $5,411
24 $2,993 $4,394 $5,141
25 $2,583 $3,792 $4,437
30 $2,012 $2,954 $3,456
35 $1,884 $2,767 $3,237
40 $1,812 $2,661 $3,113
45 $1,763 $2,590 $3,029
55 $1,617 $2,375 $2,778
65 $1,687 $2,477 $2,898
75 $2,129 $3,127 $3,658

GMC Sierra 1500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 1500 by state.

GMC Sierra 1500 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,920 $2,789 $3,550
Alaska $1,588 $2,202 $2,140
Arizona $1,796 $2,596 $3,824
Arkansas $1,969 $3,093 $3,406
California $2,192 $3,876 $2,192
Colorado $2,045 $2,862 $3,632
Connecticut $2,613 $4,053 $5,144
Delaware $2,163 $2,883 $3,703
Florida $2,576 $3,564 $4,644
Hawaii $839 $1,139 $839
Idaho $1,457 $1,932 $2,349
Illinois $1,525 $2,306 $2,629
Indiana $1,567 $2,396 $2,689
Iowa $1,241 $1,702 $2,002
Kansas $1,651 $2,403 $2,810
Kentucky $2,387 $3,504 $4,138
Louisiana $3,065 $4,633 $5,023
Maine $1,159 $1,602 $2,365
Maryland $1,875 $2,730 $3,032
Massachusetts $1,504 $2,624 $1,504
Michigan $3,629 $5,531 $8,723
Minnesota $1,494 $1,992 $2,805
Mississippi $1,803 $2,572 $2,589
Missouri $1,699 $2,429 $3,192
Montana $1,728 $2,411 $2,806
Nebraska $1,460 $2,160 $2,346
Nevada $2,409 $3,573 $3,774
New Hampshire $1,676 $2,650 $3,350
New Jersey $1,846 $2,897 $3,790
New Mexico $1,885 $2,805 $2,911
New York $1,746 $2,199 $3,671
North Carolina $1,083 $1,860 $1,326
North Dakota $1,481 $2,252 $2,663
Ohio $1,321 $2,037 $2,089
Oklahoma $2,109 $3,020 $3,401
Oregon $1,919 $2,575 $3,076
Pennsylvania $1,617 $2,374 $2,777
Rhode Island $2,699 $3,960 $4,459
South Carolina $1,833 $2,541 $3,507
South Dakota $1,645 $2,370 $2,735
Tennessee $1,934 $2,848 $3,792
Texas $1,948 $2,814 $3,500
Utah $1,657 $2,322 $3,195
Vermont $1,276 $1,965 $2,076
Virginia $1,202 $1,845 $1,808
Washington $1,591 $2,159 $2,578
West Virginia $1,601 $2,292 $2,872
Wisconsin $1,596 $2,491 $2,841
Wyoming $1,490 $2,085 $2,221
Georgia $2,100 $3,140 $3,166

GMC Sierra 1500 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 1500 ranks for Insurance compared to other vehicles. Also check out how the Sierra 1500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 1500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 1500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: