GMC Sierra 1500 Insurance Cost

Auto insurance for a GMC Sierra 1500 will cost about $1,660 per year.

This beats the national average for popular pickup models by $234. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Sierra 1500.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Sierra 1500 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Sierra 1500 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,622 $8,256 $9,658
18 $5,240 $7,694 $9,001
19 $4,631 $6,800 $7,955
20 $4,038 $5,929 $6,936
21 $3,386 $4,972 $5,816
22 $3,298 $4,842 $5,665
23 $2,885 $4,237 $4,957
24 $2,741 $4,025 $4,709
25 $2,366 $3,474 $4,064
30 $1,843 $2,706 $3,166
35 $1,726 $2,534 $2,965
40 $1,660 $2,437 $2,851
45 $1,615 $2,372 $2,775
55 $1,481 $2,175 $2,545
65 $1,545 $2,269 $2,654
75 $1,950 $2,864 $3,350

GMC Sierra 1500 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Sierra 1500 by state.

GMC Sierra 1500 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,759 $2,554 $3,251
Alaska $1,455 $2,017 $1,960
Arizona $1,645 $2,377 $3,503
Arkansas $1,803 $2,833 $3,119
California $2,008 $3,550 $2,008
Colorado $1,873 $2,622 $3,327
Connecticut $2,393 $3,712 $4,712
Delaware $1,982 $2,641 $3,392
Florida $2,359 $3,264 $4,253
Georgia $1,923 $2,876 $2,900
Hawaii $768 $1,043 $768
Idaho $1,335 $1,770 $2,151
Illinois $1,397 $2,112 $2,408
Indiana $1,435 $2,194 $2,463
Iowa $1,137 $1,559 $1,834
Kansas $1,513 $2,201 $2,574
Kentucky $2,187 $3,210 $3,791
Louisiana $2,807 $4,243 $4,601
Maine $1,061 $1,467 $2,166
Maryland $1,718 $2,500 $2,777
Massachusetts $1,377 $2,403 $1,377
Michigan $3,324 $5,066 $7,990
Minnesota $1,368 $1,824 $2,569
Mississippi $1,652 $2,356 $2,371
Missouri $1,556 $2,225 $2,923
Montana $1,582 $2,208 $2,570
Nebraska $1,338 $1,978 $2,149
Nevada $2,206 $3,273 $3,457
New Hampshire $1,535 $2,427 $3,068
New Jersey $1,691 $2,653 $3,472
New Mexico $1,727 $2,569 $2,666
New York $1,600 $2,014 $3,362
North Carolina $992 $1,704 $1,215
North Dakota $1,357 $2,062 $2,439
Ohio $1,210 $1,866 $1,913
Oklahoma $1,932 $2,766 $3,115
Oregon $1,758 $2,359 $2,818
Pennsylvania $1,481 $2,174 $2,544
Rhode Island $2,472 $3,627 $4,084
South Carolina $1,679 $2,327 $3,212
South Dakota $1,506 $2,171 $2,505
Tennessee $1,772 $2,608 $3,473
Texas $1,784 $2,578 $3,206
Utah $1,518 $2,127 $2,927
Vermont $1,168 $1,799 $1,902
Virginia $1,101 $1,690 $1,656
Washington $1,457 $1,978 $2,361
West Virginia $1,466 $2,099 $2,630
Wisconsin $1,461 $2,281 $2,602
Wyoming $1,364 $1,910 $2,034

GMC Sierra 1500 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the GMC Sierra 1500 ranks for Insurance compared to other vehicles. Also check out how the Sierra 1500 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other GMC Sierra 1500 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Sierra 1500 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: