GMC Terrain Insurance Cost

Auto insurance for a GMC Terrain will cost about $1,550 per year.

This beats the national average for popular SUV models by $517. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a GMC Terrain.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

GMC Terrain insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

GMC Terrain Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,251 $7,822 $9,246
18 $4,894 $7,290 $8,617
19 $4,325 $6,442 $7,615
20 $3,771 $5,617 $6,640
21 $3,163 $4,711 $5,568
22 $3,080 $4,588 $5,423
23 $2,695 $4,014 $4,745
24 $2,560 $3,814 $4,508
25 $2,209 $3,291 $3,890
30 $1,721 $2,564 $3,031
35 $1,612 $2,401 $2,838
40 $1,550 $2,309 $2,730
45 $1,509 $2,247 $2,656
55 $1,384 $2,061 $2,436
65 $1,443 $2,150 $2,541
75 $1,822 $2,713 $3,207

GMC Terrain car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect GMC Terrain by state.

GMC Terrain Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,643 $2,301 $2,880
Alaska $1,359 $1,979 $2,073
Arizona $1,536 $2,383 $3,398
Arkansas $1,684 $2,551 $2,854
California $1,875 $3,280 $1,875
Colorado $1,750 $2,422 $3,022
Connecticut $2,236 $3,456 $4,427
Delaware $1,851 $2,548 $3,383
Florida $2,204 $2,993 $3,902
Georgia $1,796 $2,769 $2,841
Hawaii $718 $990 $718
Idaho $1,247 $1,678 $2,089
Illinois $1,305 $1,929 $2,237
Indiana $1,341 $2,095 $2,445
Iowa $1,062 $1,593 $1,856
Kansas $1,413 $2,080 $2,464
Kentucky $2,042 $3,072 $3,613
Louisiana $2,622 $4,007 $4,314
Maine $991 $1,330 $1,940
Maryland $1,604 $2,352 $2,778
Massachusetts $1,287 $2,176 $1,287
Michigan $3,105 $4,668 $7,177
Minnesota $1,278 $1,717 $2,541
Mississippi $1,543 $2,330 $2,462
Missouri $1,454 $2,002 $2,590
Montana $1,478 $2,313 $2,551
Nebraska $1,249 $1,769 $2,012
Nevada $2,061 $3,111 $3,413
New Hampshire $1,434 $2,310 $2,942
New Jersey $1,579 $2,490 $3,212
New Mexico $1,613 $2,321 $2,607
New York $1,494 $1,946 $3,141
North Carolina $926 $1,495 $1,152
North Dakota $1,267 $1,951 $2,476
Ohio $1,130 $1,848 $1,915
Oklahoma $1,805 $2,710 $3,073
Oregon $1,642 $2,480 $2,845
Pennsylvania $1,383 $2,092 $2,401
Rhode Island $2,309 $3,544 $4,053
South Carolina $1,568 $2,270 $3,239
South Dakota $1,407 $1,936 $2,323
Tennessee $1,655 $2,475 $3,123
Texas $1,667 $2,453 $3,079
Utah $1,418 $2,050 $2,827
Vermont $1,091 $1,745 $1,908
Virginia $1,028 $1,548 $1,645
Washington $1,361 $2,045 $2,411
West Virginia $1,369 $1,994 $2,462
Wisconsin $1,365 $1,993 $2,420
Wyoming $1,274 $1,873 $2,094

Other GMC Terrain Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major GMC Terrain costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: