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Toyota bZ4X Insurance Rates

Toyota bZ4X Insurance Rates

Auto insurance for a Toyota bZ4X will cost about $2,349 per year.

This beats the national average for popular SUV models by $784. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota bZ4X.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota bZ4X insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Toyota bZ4X Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,956 $11,683 $13,668
18 $7,415 $10,888 $12,737
19 $6,553 $9,622 $11,257
20 $5,714 $8,390 $9,815
21 $4,791 $7,036 $8,231
22 $4,667 $6,852 $8,016
23 $4,083 $5,996 $7,014
24 $3,879 $5,696 $6,663
25 $3,348 $4,916 $5,751
30 $2,608 $3,829 $4,480
35 $2,442 $3,586 $4,196
40 $2,349 $3,449 $4,035
45 $2,286 $3,356 $3,926
55 $2,096 $3,078 $3,601
65 $2,187 $3,211 $3,756
75 $2,760 $4,053 $4,741

Toyota bZ4X car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota bZ4X by state.


Toyota bZ4X Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,489 $3,615 $4,601
Alaska $2,059 $2,854 $2,774
Arizona $2,327 $3,364 $4,957
Arkansas $2,552 $4,009 $4,414
California $2,841 $5,024 $2,841
Colorado $2,651 $3,710 $4,707
Connecticut $3,387 $5,253 $6,668
Delaware $2,804 $3,737 $4,800
Florida $3,339 $4,619 $6,019
Georgia $2,722 $4,070 $4,104
Hawaii $1,087 $1,476 $1,087
Idaho $1,889 $2,504 $3,044
Illinois $1,977 $2,989 $3,408
Indiana $2,031 $3,105 $3,485
Iowa $1,609 $2,206 $2,595
Kansas $2,141 $3,114 $3,643
Kentucky $3,094 $4,542 $5,364
Louisiana $3,972 $6,005 $6,511
Maine $1,502 $2,076 $3,065
Maryland $2,431 $3,538 $3,930
Massachusetts $1,949 $3,401 $1,949
Michigan $4,704 $7,168 $11,307
Minnesota $1,936 $2,582 $3,636
Mississippi $2,338 $3,334 $3,356
Missouri $2,203 $3,149 $4,137
Montana $2,239 $3,125 $3,637
Nebraska $1,893 $2,799 $3,041
Nevada $3,122 $4,631 $4,892
New Hampshire $2,172 $3,435 $4,342
New Jersey $2,393 $3,754 $4,913
New Mexico $2,444 $3,635 $3,773
New York $2,264 $2,850 $4,758
North Carolina $1,403 $2,411 $1,719
North Dakota $1,920 $2,918 $3,451
Ohio $1,712 $2,641 $2,708
Oklahoma $2,734 $3,915 $4,408
Oregon $2,488 $3,338 $3,987
Pennsylvania $2,096 $3,077 $3,600
Rhode Island $3,499 $5,132 $5,779
South Carolina $2,376 $3,293 $4,545
South Dakota $2,132 $3,072 $3,545
Tennessee $2,507 $3,691 $4,915
Texas $2,525 $3,648 $4,537
Utah $2,148 $3,010 $4,141
Vermont $1,653 $2,546 $2,691
Virginia $1,558 $2,391 $2,344
Washington $2,062 $2,798 $3,342
West Virginia $2,075 $2,971 $3,722
Wisconsin $2,068 $3,229 $3,682
Wyoming $1,931 $2,703 $2,878

Toyota bZ4X Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Toyota bZ4X ranks for Insurance compared to other vehicles. Also check out how the bZ4X stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Toyota bZ4X Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota bZ4X costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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