Toyota Tundra Insurance Cost

Auto insurance for a Toyota Tundra will cost about $1,489 per year.

This beats the national average for popular pickup models by $298. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tundra.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Tundra insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Tundra Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,042 $7,404 $8,662
18 $4,699 $6,900 $8,072
19 $4,153 $6,098 $7,134
20 $3,621 $5,317 $6,220
21 $3,037 $4,459 $5,216
22 $2,957 $4,343 $5,080
23 $2,588 $3,800 $4,445
24 $2,458 $3,610 $4,223
25 $2,121 $3,115 $3,644
30 $1,653 $2,427 $2,839
35 $1,548 $2,273 $2,659
40 $1,489 $2,186 $2,557
45 $1,449 $2,127 $2,488
55 $1,328 $1,951 $2,282
65 $1,386 $2,035 $2,380
75 $1,749 $2,568 $3,005

Toyota Tundra car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tundra by state.

Toyota Tundra Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,577 $2,291 $2,916
Alaska $1,305 $1,808 $1,758
Arizona $1,475 $2,132 $3,141
Arkansas $1,617 $2,541 $2,797
California $1,800 $3,184 $1,800
Colorado $1,680 $2,351 $2,983
Connecticut $2,147 $3,329 $4,226
Delaware $1,777 $2,368 $3,042
Florida $2,116 $2,927 $3,814
Georgia $1,725 $2,579 $2,601
Hawaii $689 $935 $689
Idaho $1,197 $1,587 $1,929
Illinois $1,253 $1,894 $2,160
Indiana $1,287 $1,968 $2,208
Iowa $1,020 $1,398 $1,644
Kansas $1,357 $1,974 $2,309
Kentucky $1,961 $2,879 $3,399
Louisiana $2,517 $3,805 $4,126
Maine $952 $1,316 $1,943
Maryland $1,541 $2,242 $2,490
Massachusetts $1,235 $2,155 $1,235
Michigan $2,981 $4,543 $7,166
Minnesota $1,227 $1,636 $2,304
Mississippi $1,481 $2,113 $2,127
Missouri $1,396 $1,996 $2,622
Montana $1,419 $1,980 $2,305
Nebraska $1,200 $1,774 $1,927
Nevada $1,979 $2,935 $3,100
New Hampshire $1,376 $2,177 $2,752
New Jersey $1,517 $2,379 $3,114
New Mexico $1,549 $2,304 $2,391
New York $1,435 $1,806 $3,015
North Carolina $889 $1,528 $1,090
North Dakota $1,217 $1,849 $2,187
Ohio $1,085 $1,674 $1,716
Oklahoma $1,733 $2,481 $2,793
Oregon $1,577 $2,116 $2,527
Pennsylvania $1,328 $1,950 $2,281
Rhode Island $2,217 $3,253 $3,663
South Carolina $1,506 $2,087 $2,880
South Dakota $1,351 $1,947 $2,246
Tennessee $1,589 $2,339 $3,115
Texas $1,600 $2,312 $2,875
Utah $1,361 $1,907 $2,625
Vermont $1,048 $1,614 $1,706
Virginia $987 $1,516 $1,485
Washington $1,307 $1,773 $2,118
West Virginia $1,315 $1,883 $2,359
Wisconsin $1,311 $2,046 $2,334
Wyoming $1,224 $1,713 $1,824

Toyota Tundra Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Tundra ranks for Insurance compared to other vehicles. Also check out how the Tundra stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Tundra Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tundra costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: