Toyota Tundra Insurance Cost

Auto insurance for a Toyota Tundra will cost about $1,636 per year.

This beats the national average for popular pickup models by $431. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tundra. Visit our Competitive Quote Tool to see if you can find lower rates for a Tundra.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Toyota Tundra insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Toyota Tundra Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,542 $8,254 $9,757
18 $5,164 $7,692 $9,093
19 $4,564 $6,798 $8,036
20 $3,980 $5,927 $7,007
21 $3,337 $4,971 $5,876
22 $3,250 $4,841 $5,723
23 $2,844 $4,236 $5,007
24 $2,702 $4,024 $4,757
25 $2,332 $3,473 $4,105
30 $1,816 $2,705 $3,198
35 $1,701 $2,534 $2,995
40 $1,636 $2,437 $2,881
45 $1,592 $2,371 $2,803
55 $1,460 $2,175 $2,571
65 $1,523 $2,268 $2,682
75 $1,922 $2,863 $3,384

Toyota Tundra car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tundra by state.

Toyota Tundra Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,733 $2,428 $3,039
Alaska $1,434 $2,088 $2,188
Arizona $1,621 $2,514 $3,585
Arkansas $1,777 $2,692 $3,011
California $1,979 $3,461 $1,979
Colorado $1,846 $2,556 $3,189
Connecticut $2,359 $3,647 $4,672
Delaware $1,953 $2,689 $3,570
Florida $2,325 $3,158 $4,118
Georgia $1,896 $2,922 $2,998
Hawaii $757 $1,045 $757
Idaho $1,316 $1,771 $2,204
Illinois $1,377 $2,036 $2,361
Indiana $1,415 $2,211 $2,580
Iowa $1,121 $1,681 $1,959
Kansas $1,491 $2,195 $2,600
Kentucky $2,155 $3,242 $3,813
Louisiana $2,767 $4,228 $4,552
Maine $1,046 $1,403 $2,048
Maryland $1,693 $2,482 $2,931
Massachusetts $1,358 $2,296 $1,358
Michigan $3,276 $4,926 $7,573
Minnesota $1,349 $1,812 $2,682
Mississippi $1,628 $2,459 $2,598
Missouri $1,534 $2,113 $2,733
Montana $1,560 $2,441 $2,692
Nebraska $1,318 $1,866 $2,123
Nevada $2,175 $3,283 $3,601
New Hampshire $1,513 $2,438 $3,105
New Jersey $1,667 $2,628 $3,390
New Mexico $1,702 $2,449 $2,750
New York $1,577 $2,053 $3,314
North Carolina $977 $1,578 $1,216
North Dakota $1,337 $2,059 $2,613
Ohio $1,192 $1,950 $2,020
Oklahoma $1,904 $2,859 $3,243
Oregon $1,733 $2,617 $3,002
Pennsylvania $1,460 $2,207 $2,533
Rhode Island $2,437 $3,739 $4,277
South Carolina $1,655 $2,395 $3,417
South Dakota $1,485 $2,043 $2,451
Tennessee $1,746 $2,612 $3,296
Texas $1,759 $2,588 $3,249
Utah $1,496 $2,163 $2,983
Vermont $1,152 $1,841 $2,013
Virginia $1,085 $1,633 $1,735
Washington $1,436 $2,157 $2,544
West Virginia $1,445 $2,104 $2,598
Wisconsin $1,440 $2,103 $2,554
Wyoming $1,345 $1,976 $2,209

Other Toyota Tundra Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tundra costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: