Toyota Highlander Insurance Cost

Auto insurance for a Toyota Highlander will cost about $1,752 per year.

This beats the national average for popular SUV models by $473. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,933 $8,712 $10,191
18 $5,529 $8,119 $9,498
19 $4,886 $7,175 $8,394
20 $4,260 $6,256 $7,319
21 $3,573 $5,246 $6,137
22 $3,480 $5,109 $5,977
23 $3,045 $4,471 $5,230
24 $2,892 $4,247 $4,969
25 $2,496 $3,665 $4,288
30 $1,944 $2,855 $3,340
35 $1,821 $2,674 $3,128
40 $1,752 $2,572 $3,009
45 $1,704 $2,503 $2,928
55 $1,563 $2,295 $2,685
65 $1,630 $2,394 $2,801
75 $2,058 $3,022 $3,535

Toyota Highlander car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander by state.

Toyota Highlander Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,856 $2,695 $3,431
Alaska $1,535 $2,128 $2,068
Arizona $1,735 $2,509 $3,696
Arkansas $1,903 $2,989 $3,291
California $2,118 $3,746 $2,118
Colorado $1,977 $2,767 $3,510
Connecticut $2,526 $3,917 $4,972
Delaware $2,091 $2,786 $3,579
Florida $2,489 $3,444 $4,488
Georgia $2,030 $3,035 $3,060
Hawaii $811 $1,101 $811
Idaho $1,409 $1,867 $2,270
Illinois $1,474 $2,229 $2,541
Indiana $1,515 $2,316 $2,598
Iowa $1,200 $1,645 $1,935
Kansas $1,596 $2,322 $2,716
Kentucky $2,307 $3,387 $4,000
Louisiana $2,962 $4,477 $4,855
Maine $1,120 $1,548 $2,286
Maryland $1,813 $2,638 $2,930
Massachusetts $1,454 $2,536 $1,454
Michigan $3,508 $5,345 $8,431
Minnesota $1,444 $1,925 $2,711
Mississippi $1,743 $2,486 $2,502
Missouri $1,642 $2,348 $3,085
Montana $1,670 $2,330 $2,712
Nebraska $1,411 $2,087 $2,268
Nevada $2,328 $3,453 $3,648
New Hampshire $1,620 $2,561 $3,237
New Jersey $1,784 $2,799 $3,663
New Mexico $1,822 $2,711 $2,814
New York $1,688 $2,125 $3,548
North Carolina $1,046 $1,798 $1,282
North Dakota $1,432 $2,176 $2,574
Ohio $1,277 $1,969 $2,019
Oklahoma $2,039 $2,919 $3,287
Oregon $1,855 $2,489 $2,973
Pennsylvania $1,563 $2,294 $2,684
Rhode Island $2,609 $3,827 $4,309
South Carolina $1,772 $2,455 $3,389
South Dakota $1,590 $2,291 $2,643
Tennessee $1,869 $2,752 $3,665
Texas $1,883 $2,720 $3,383
Utah $1,602 $2,244 $3,088
Vermont $1,233 $1,899 $2,007
Virginia $1,161 $1,783 $1,748
Washington $1,537 $2,087 $2,492
West Virginia $1,547 $2,215 $2,776
Wisconsin $1,542 $2,407 $2,746
Wyoming $1,440 $2,016 $2,146

Toyota Highlander Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Highlander ranks for Insurance compared to other vehicles. Also check out how the Highlander stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Highlander Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: