Toyota Highlander Insurance Cost

Auto insurance for a Toyota Highlander will cost about $1,604 per year.

This beats the national average for popular SUV models by $290. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Highlander.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Highlander insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Highlander Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,434 $7,979 $9,334
18 $5,064 $7,436 $8,698
19 $4,475 $6,571 $7,687
20 $3,902 $5,730 $6,703
21 $3,272 $4,805 $5,621
22 $3,187 $4,680 $5,474
23 $2,788 $4,095 $4,790
24 $2,649 $3,890 $4,551
25 $2,286 $3,357 $3,927
30 $1,781 $2,615 $3,059
35 $1,668 $2,449 $2,865
40 $1,604 $2,356 $2,756
45 $1,561 $2,292 $2,681
55 $1,432 $2,102 $2,459
65 $1,493 $2,193 $2,565
75 $1,885 $2,768 $3,238

Toyota Highlander car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Highlander by state.

Toyota Highlander Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,700 $2,469 $3,142
Alaska $1,406 $1,949 $1,894
Arizona $1,589 $2,298 $3,385
Arkansas $1,743 $2,738 $3,014
California $1,940 $3,431 $1,940
Colorado $1,811 $2,534 $3,215
Connecticut $2,313 $3,587 $4,554
Delaware $1,915 $2,552 $3,278
Florida $2,280 $3,154 $4,110
Georgia $1,859 $2,780 $2,803
Hawaii $743 $1,008 $743
Idaho $1,290 $1,710 $2,079
Illinois $1,350 $2,041 $2,327
Indiana $1,387 $2,121 $2,380
Iowa $1,099 $1,507 $1,772
Kansas $1,462 $2,127 $2,488
Kentucky $2,113 $3,102 $3,663
Louisiana $2,713 $4,101 $4,446
Maine $1,026 $1,418 $2,093
Maryland $1,660 $2,416 $2,684
Massachusetts $1,331 $2,322 $1,331
Michigan $3,212 $4,895 $7,722
Minnesota $1,322 $1,763 $2,483
Mississippi $1,596 $2,277 $2,292
Missouri $1,504 $2,150 $2,825
Montana $1,529 $2,134 $2,484
Nebraska $1,293 $1,912 $2,077
Nevada $2,132 $3,163 $3,341
New Hampshire $1,483 $2,345 $2,965
New Jersey $1,634 $2,564 $3,355
New Mexico $1,669 $2,482 $2,577
New York $1,546 $1,947 $3,249
North Carolina $958 $1,646 $1,174
North Dakota $1,311 $1,993 $2,357
Ohio $1,169 $1,803 $1,849
Oklahoma $1,867 $2,673 $3,010
Oregon $1,699 $2,280 $2,723
Pennsylvania $1,431 $2,101 $2,458
Rhode Island $2,389 $3,505 $3,947
South Carolina $1,623 $2,249 $3,104
South Dakota $1,456 $2,098 $2,421
Tennessee $1,712 $2,521 $3,357
Texas $1,724 $2,491 $3,098
Utah $1,467 $2,055 $2,828
Vermont $1,129 $1,739 $1,838
Virginia $1,064 $1,633 $1,601
Washington $1,408 $1,911 $2,282
West Virginia $1,417 $2,029 $2,542
Wisconsin $1,412 $2,205 $2,515
Wyoming $1,319 $1,846 $1,966

Toyota Highlander Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Highlander ranks for Insurance compared to other vehicles. Also check out how the Highlander stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Highlander Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Highlander costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: