Toyota Land Cruiser Insurance Rates

Toyota Land Cruiser Insurance Rates

Auto insurance for a Toyota Land Cruiser will cost about $2,605 per year.

This beats the national average for popular SUV models by $290. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Land Cruiser.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Land Cruiser insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Toyota Land Cruiser Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,823 $12,956 $15,157
18 $8,223 $12,074 $14,125
19 $7,267 $10,670 $12,483
20 $6,336 $9,304 $10,884
21 $5,314 $7,802 $9,128
22 $5,175 $7,599 $8,890
23 $4,528 $6,649 $7,778
24 $4,302 $6,317 $7,389
25 $3,712 $5,451 $6,377
30 $2,892 $4,246 $4,968
35 $2,708 $3,977 $4,653
40 $2,605 $3,825 $4,475
45 $2,535 $3,722 $4,354
55 $2,325 $3,414 $3,993
65 $2,425 $3,561 $4,165
75 $3,061 $4,494 $5,257

Toyota Land Cruiser car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Land Cruiser by state.


Toyota Land Cruiser Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,760 $4,008 $5,102
Alaska $2,283 $3,165 $3,076
Arizona $2,581 $3,731 $5,497
Arkansas $2,830 $4,446 $4,895
California $3,150 $5,571 $3,150
Colorado $2,940 $4,114 $5,220
Connecticut $3,756 $5,825 $7,394
Delaware $3,110 $4,144 $5,323
Florida $3,702 $5,122 $6,675
Georgia $3,018 $4,514 $4,551
Hawaii $1,206 $1,637 $1,206
Idaho $2,095 $2,777 $3,376
Illinois $2,193 $3,314 $3,779
Indiana $2,253 $3,444 $3,864
Iowa $1,784 $2,447 $2,877
Kansas $2,374 $3,454 $4,040
Kentucky $3,431 $5,037 $5,948
Louisiana $4,405 $6,659 $7,220
Maine $1,666 $2,303 $3,399
Maryland $2,696 $3,923 $4,358
Massachusetts $2,162 $3,771 $2,162
Michigan $5,217 $7,949 $12,539
Minnesota $2,147 $2,863 $4,032
Mississippi $2,592 $3,697 $3,721
Missouri $2,442 $3,492 $4,588
Montana $2,483 $3,465 $4,033
Nebraska $2,099 $3,104 $3,373
Nevada $3,462 $5,136 $5,425
New Hampshire $2,409 $3,809 $4,815
New Jersey $2,654 $4,163 $5,448
New Mexico $2,710 $4,031 $4,184
New York $2,510 $3,161 $5,276
North Carolina $1,556 $2,673 $1,907
North Dakota $2,129 $3,236 $3,827
Ohio $1,899 $2,928 $3,003
Oklahoma $3,032 $4,341 $4,888
Oregon $2,759 $3,702 $4,422
Pennsylvania $2,324 $3,412 $3,992
Rhode Island $3,880 $5,692 $6,409
South Carolina $2,635 $3,652 $5,040
South Dakota $2,364 $3,407 $3,931
Tennessee $2,780 $4,093 $5,451
Texas $2,800 $4,045 $5,031
Utah $2,382 $3,338 $4,593
Vermont $1,833 $2,824 $2,985
Virginia $1,727 $2,652 $2,599
Washington $2,286 $3,103 $3,706
West Virginia $2,301 $3,294 $4,128
Wisconsin $2,293 $3,580 $4,084
Wyoming $2,141 $2,998 $3,192

Toyota Land Cruiser Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Toyota Land Cruiser ranks for Insurance compared to other vehicles. Also check out how the Land Cruiser stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Toyota Land Cruiser Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Land Cruiser costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Toyota Land Cruisers For Sale

2000 Toyota Land Cruiser Base

Mileage: 263,577
Mileage: 263,577     Price: $9,490
Location: Sterling, VA ~ 5 miles away
Dealer: Ez Car Buying Llc
Days on Market: 611
Colors (ext/int): Green / Beige

$9,490


2005 Toyota Land Cruiser Base

Mileage: 224,557
Mileage: 224,557     Price: $12,999
Location: Chantilly, VA ~ 9 miles away
Dealer: Dotcom Auto
Days on Market: 63
Colors (ext/int): Silver / Gray

$12,999


2002 Toyota Land Cruiser Base

Mileage: 186,280
Mileage: 186,280     Price: $14,995
Location: Chantilly, VA ~ 9 miles away
Dealer: Nova Auto Land
Days on Market: 102
Colors (ext/int): Silver / Gray

$14,995



CarEdge Insights
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Total For Sale & Total Sold
Market Days Supply
And more!
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Market Days Supply
Total For Sale & Total Sold
And more!

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect

Other Toyota Models