Toyota Land Cruiser Insurance Cost

Auto insurance for a Toyota Land Cruiser will cost about $2,115 per year.

This is more than the national average for popular SUV models by $48. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Land Cruiser.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Land Cruiser insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Land Cruiser Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,164 $10,671 $12,613
18 $6,676 $9,944 $11,755
19 $5,900 $8,788 $10,388
20 $5,144 $7,663 $9,058
21 $4,314 $6,426 $7,596
22 $4,202 $6,258 $7,398
23 $3,676 $5,476 $6,473
24 $3,493 $5,202 $6,150
25 $3,014 $4,489 $5,307
30 $2,348 $3,497 $4,134
35 $2,199 $3,275 $3,872
40 $2,115 $3,150 $3,724
45 $2,058 $3,065 $3,624
55 $1,887 $2,811 $3,323
65 $1,969 $2,932 $3,466
75 $2,485 $3,701 $4,375

Toyota Land Cruiser car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Land Cruiser by state.

Toyota Land Cruiser Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $2,241 $3,139 $3,929
Alaska $1,853 $2,700 $2,829
Arizona $2,095 $3,251 $4,635
Arkansas $2,297 $3,480 $3,893
California $2,558 $4,474 $2,558
Colorado $2,387 $3,305 $4,122
Connecticut $3,050 $4,715 $6,039
Delaware $2,525 $3,476 $4,615
Florida $3,006 $4,083 $5,323
Georgia $2,451 $3,777 $3,876
Hawaii $979 $1,351 $979
Idaho $1,701 $2,289 $2,850
Illinois $1,780 $2,631 $3,052
Indiana $1,829 $2,858 $3,335
Iowa $1,449 $2,173 $2,532
Kansas $1,927 $2,838 $3,361
Kentucky $2,786 $4,191 $4,929
Louisiana $3,577 $5,466 $5,885
Maine $1,352 $1,814 $2,647
Maryland $2,189 $3,209 $3,790
Massachusetts $1,755 $2,968 $1,755
Michigan $4,235 $6,368 $9,791
Minnesota $1,743 $2,342 $3,467
Mississippi $2,105 $3,179 $3,358
Missouri $1,983 $2,731 $3,533
Montana $2,016 $3,155 $3,480
Nebraska $1,704 $2,413 $2,745
Nevada $2,811 $4,244 $4,656
New Hampshire $1,956 $3,152 $4,014
New Jersey $2,155 $3,397 $4,382
New Mexico $2,200 $3,166 $3,556
New York $2,038 $2,654 $4,284
North Carolina $1,263 $2,040 $1,572
North Dakota $1,729 $2,661 $3,378
Ohio $1,542 $2,521 $2,612
Oklahoma $2,462 $3,696 $4,192
Oregon $2,240 $3,383 $3,881
Pennsylvania $1,887 $2,853 $3,275
Rhode Island $3,150 $4,834 $5,529
South Carolina $2,139 $3,096 $4,418
South Dakota $1,919 $2,641 $3,168
Tennessee $2,257 $3,377 $4,260
Texas $2,273 $3,346 $4,200
Utah $1,934 $2,796 $3,857
Vermont $1,489 $2,380 $2,602
Virginia $1,402 $2,112 $2,244
Washington $1,856 $2,789 $3,289
West Virginia $1,868 $2,720 $3,359
Wisconsin $1,862 $2,719 $3,302
Wyoming $1,738 $2,555 $2,856

Other Toyota Land Cruiser Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Land Cruiser costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: