Toyota Camry Insurance Cost

Auto insurance for a Toyota Camry will cost about $1,444 per year.

This beats the national average for popular sedan models by $450. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Camry.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Camry insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Camry Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,891 $7,181 $8,401
18 $4,558 $6,692 $7,829
19 $4,028 $5,914 $6,919
20 $3,512 $5,157 $6,033
21 $2,945 $4,325 $5,059
22 $2,868 $4,212 $4,927
23 $2,510 $3,685 $4,311
24 $2,384 $3,501 $4,096
25 $2,058 $3,021 $3,535
30 $1,603 $2,354 $2,753
35 $1,501 $2,204 $2,579
40 $1,444 $2,120 $2,480
45 $1,405 $2,063 $2,413
55 $1,288 $1,892 $2,213
65 $1,344 $1,974 $2,309
75 $1,696 $2,491 $2,914

Toyota Camry car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Camry by state.

Toyota Camry Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,530 $2,222 $2,828
Alaska $1,265 $1,754 $1,705
Arizona $1,430 $2,068 $3,047
Arkansas $1,568 $2,464 $2,713
California $1,746 $3,088 $1,746
Colorado $1,630 $2,281 $2,894
Connecticut $2,082 $3,229 $4,099
Delaware $1,724 $2,297 $2,950
Florida $2,052 $2,839 $3,700
Georgia $1,673 $2,502 $2,523
Hawaii $668 $907 $668
Idaho $1,161 $1,539 $1,871
Illinois $1,215 $1,837 $2,095
Indiana $1,249 $1,909 $2,142
Iowa $989 $1,356 $1,595
Kansas $1,316 $1,914 $2,239
Kentucky $1,902 $2,792 $3,297
Louisiana $2,442 $3,691 $4,002
Maine $923 $1,276 $1,884
Maryland $1,494 $2,175 $2,415
Massachusetts $1,198 $2,090 $1,198
Michigan $2,891 $4,406 $6,950
Minnesota $1,190 $1,587 $2,235
Mississippi $1,437 $2,049 $2,063
Missouri $1,354 $1,936 $2,543
Montana $1,376 $1,921 $2,236
Nebraska $1,164 $1,721 $1,869
Nevada $1,919 $2,847 $3,007
New Hampshire $1,335 $2,111 $2,669
New Jersey $1,471 $2,308 $3,020
New Mexico $1,502 $2,234 $2,319
New York $1,391 $1,752 $2,925
North Carolina $863 $1,482 $1,057
North Dakota $1,180 $1,794 $2,121
Ohio $1,052 $1,623 $1,664
Oklahoma $1,681 $2,406 $2,709
Oregon $1,529 $2,052 $2,451
Pennsylvania $1,288 $1,891 $2,213
Rhode Island $2,151 $3,155 $3,552
South Carolina $1,461 $2,024 $2,794
South Dakota $1,310 $1,888 $2,179
Tennessee $1,541 $2,269 $3,021
Texas $1,552 $2,242 $2,789
Utah $1,320 $1,850 $2,546
Vermont $1,016 $1,565 $1,654
Virginia $957 $1,470 $1,441
Washington $1,267 $1,720 $2,054
West Virginia $1,275 $1,826 $2,288
Wisconsin $1,271 $1,985 $2,263
Wyoming $1,187 $1,661 $1,769

Toyota Camry Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Camry ranks for Insurance compared to other vehicles. Also check out how the Camry stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Camry Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Camry costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: