Toyota Camry Insurance Cost

Auto insurance for a Toyota Camry will cost about $1,459 per year.

This beats the national average for popular sedan models by $608. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Camry. Visit our Competitive Quote Tool to see if you can find lower rates for a Camry.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Toyota Camry insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Toyota Camry insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $4,941 $7,360 $8,700
18 $4,605 $6,859 $8,108
19 $4,070 $6,061 $7,165
20 $3,548 $5,285 $6,248
21 $2,976 $4,432 $5,239
22 $2,898 $4,317 $5,103
23 $2,536 $3,777 $4,465
24 $2,409 $3,588 $4,242
25 $2,079 $3,097 $3,660
30 $1,620 $2,412 $2,851
35 $1,517 $2,259 $2,671
40 $1,459 $2,173 $2,568
45 $1,420 $2,114 $2,499
55 $1,302 $1,939 $2,292
65 $1,358 $2,023 $2,391
75 $1,714 $2,553 $3,018

Toyota Camry car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Camry by state.

Toyota Camry Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,546 $2,165 $2,710
Alaska $1,278 $1,862 $1,951
Arizona $1,445 $2,242 $3,197
Arkansas $1,585 $2,400 $2,685
California $1,764 $3,086 $1,764
Colorado $1,646 $2,279 $2,843
Connecticut $2,103 $3,252 $4,165
Delaware $1,741 $2,398 $3,183
Florida $2,073 $2,816 $3,672
Georgia $1,690 $2,605 $2,673
Hawaii $675 $932 $675
Idaho $1,173 $1,579 $1,966
Illinois $1,228 $1,815 $2,105
Indiana $1,261 $1,971 $2,301
Iowa $999 $1,499 $1,747
Kansas $1,329 $1,957 $2,318
Kentucky $1,922 $2,891 $3,400
Louisiana $2,467 $3,770 $4,059
Maine $933 $1,251 $1,826
Maryland $1,510 $2,213 $2,614
Massachusetts $1,211 $2,047 $1,211
Michigan $2,921 $4,392 $6,753
Minnesota $1,203 $1,615 $2,391
Mississippi $1,452 $2,193 $2,316
Missouri $1,368 $1,884 $2,437
Montana $1,391 $2,176 $2,400
Nebraska $1,176 $1,664 $1,893
Nevada $1,939 $2,927 $3,211
New Hampshire $1,349 $2,174 $2,768
New Jersey $1,486 $2,343 $3,022
New Mexico $1,518 $2,184 $2,452
New York $1,406 $1,831 $2,955
North Carolina $871 $1,407 $1,084
North Dakota $1,192 $1,836 $2,330
Ohio $1,063 $1,739 $1,802
Oklahoma $1,698 $2,549 $2,892
Oregon $1,545 $2,334 $2,677
Pennsylvania $1,301 $1,968 $2,259
Rhode Island $2,173 $3,334 $3,813
South Carolina $1,476 $2,136 $3,047
South Dakota $1,324 $1,822 $2,185
Tennessee $1,557 $2,329 $2,939
Texas $1,568 $2,308 $2,897
Utah $1,334 $1,929 $2,660
Vermont $1,027 $1,642 $1,795
Virginia $967 $1,457 $1,547
Washington $1,280 $1,924 $2,268
West Virginia $1,288 $1,876 $2,317
Wisconsin $1,284 $1,875 $2,277
Wyoming $1,199 $1,762 $1,970

Other Important Costs of Owning a Toyota Camry

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Toyota Camry depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.