Toyota Camry Insurance Cost

Auto insurance for a Toyota Camry will cost about $1,430 per year.

This beats the national average for popular sedan models by $357. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Camry.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Camry insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Camry Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,843 $7,112 $8,320
18 $4,514 $6,628 $7,754
19 $3,989 $5,857 $6,852
20 $3,478 $5,107 $5,975
21 $2,917 $4,283 $5,010
22 $2,841 $4,171 $4,880
23 $2,486 $3,650 $4,270
24 $2,361 $3,467 $4,056
25 $2,038 $2,992 $3,500
30 $1,587 $2,331 $2,727
35 $1,487 $2,183 $2,554
40 $1,430 $2,100 $2,456
45 $1,391 $2,043 $2,390
55 $1,276 $1,874 $2,192
65 $1,331 $1,955 $2,287
75 $1,680 $2,467 $2,886

Toyota Camry car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Camry by state.

Toyota Camry Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,515 $2,200 $2,801
Alaska $1,253 $1,737 $1,688
Arizona $1,417 $2,048 $3,017
Arkansas $1,553 $2,440 $2,687
California $1,729 $3,058 $1,729
Colorado $1,614 $2,259 $2,866
Connecticut $2,062 $3,198 $4,059
Delaware $1,707 $2,275 $2,922
Florida $2,032 $2,812 $3,664
Georgia $1,657 $2,478 $2,498
Hawaii $662 $898 $662
Idaho $1,150 $1,524 $1,853
Illinois $1,204 $1,819 $2,074
Indiana $1,237 $1,890 $2,121
Iowa $979 $1,343 $1,579
Kansas $1,303 $1,896 $2,217
Kentucky $1,884 $2,765 $3,265
Louisiana $2,418 $3,655 $3,963
Maine $914 $1,264 $1,866
Maryland $1,480 $2,154 $2,392
Massachusetts $1,187 $2,070 $1,187
Michigan $2,864 $4,364 $6,883
Minnesota $1,179 $1,572 $2,213
Mississippi $1,423 $2,030 $2,043
Missouri $1,341 $1,917 $2,518
Montana $1,363 $1,902 $2,214
Nebraska $1,152 $1,704 $1,851
Nevada $1,901 $2,819 $2,978
New Hampshire $1,322 $2,091 $2,643
New Jersey $1,457 $2,285 $2,991
New Mexico $1,488 $2,213 $2,297
New York $1,378 $1,735 $2,896
North Carolina $854 $1,467 $1,047
North Dakota $1,169 $1,776 $2,101
Ohio $1,042 $1,608 $1,648
Oklahoma $1,664 $2,383 $2,683
Oregon $1,514 $2,032 $2,427
Pennsylvania $1,276 $1,873 $2,191
Rhode Island $2,130 $3,124 $3,518
South Carolina $1,446 $2,005 $2,767
South Dakota $1,298 $1,870 $2,158
Tennessee $1,526 $2,247 $2,992
Texas $1,537 $2,220 $2,762
Utah $1,307 $1,832 $2,521
Vermont $1,006 $1,550 $1,638
Virginia $948 $1,456 $1,427
Washington $1,255 $1,703 $2,034
West Virginia $1,263 $1,808 $2,266
Wisconsin $1,259 $1,965 $2,242
Wyoming $1,175 $1,645 $1,752

Toyota Camry Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Camry ranks for Insurance compared to other vehicles. Also check out how the Camry stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Camry Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Camry costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: