Toyota Prius Insurance Cost

Auto insurance for a Toyota Prius will cost about $1,641 per year.

This beats the national average for popular hatchback models by $253. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Prius.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Prius insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Prius Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,558 $8,162 $9,548
18 $5,180 $7,606 $8,898
19 $4,578 $6,722 $7,864
20 $3,992 $5,861 $6,857
21 $3,347 $4,915 $5,750
22 $3,260 $4,787 $5,600
23 $2,852 $4,188 $4,900
24 $2,710 $3,979 $4,655
25 $2,339 $3,434 $4,017
30 $1,822 $2,675 $3,129
35 $1,706 $2,505 $2,931
40 $1,641 $2,410 $2,819
45 $1,597 $2,345 $2,743
55 $1,464 $2,150 $2,516
65 $1,528 $2,243 $2,624
75 $1,928 $2,831 $3,312

Toyota Prius car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Prius by state.

Toyota Prius Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,739 $2,525 $3,214
Alaska $1,438 $1,994 $1,938
Arizona $1,626 $2,350 $3,463
Arkansas $1,783 $2,801 $3,084
California $1,985 $3,510 $1,985
Colorado $1,852 $2,592 $3,289
Connecticut $2,366 $3,670 $4,658
Delaware $1,959 $2,611 $3,353
Florida $2,332 $3,227 $4,205
Georgia $1,901 $2,843 $2,867
Hawaii $760 $1,031 $760
Idaho $1,320 $1,749 $2,127
Illinois $1,381 $2,088 $2,381
Indiana $1,419 $2,169 $2,434
Iowa $1,124 $1,541 $1,813
Kansas $1,495 $2,176 $2,545
Kentucky $2,162 $3,173 $3,747
Louisiana $2,775 $4,195 $4,548
Maine $1,049 $1,451 $2,142
Maryland $1,698 $2,472 $2,745
Massachusetts $1,362 $2,376 $1,362
Michigan $3,286 $5,008 $7,899
Minnesota $1,353 $1,804 $2,540
Mississippi $1,633 $2,329 $2,344
Missouri $1,539 $2,200 $2,890
Montana $1,564 $2,183 $2,541
Nebraska $1,322 $1,956 $2,125
Nevada $2,181 $3,235 $3,418
New Hampshire $1,517 $2,399 $3,033
New Jersey $1,672 $2,623 $3,432
New Mexico $1,707 $2,540 $2,636
New York $1,581 $1,991 $3,324
North Carolina $980 $1,684 $1,201
North Dakota $1,341 $2,039 $2,411
Ohio $1,196 $1,845 $1,892
Oklahoma $1,910 $2,735 $3,079
Oregon $1,738 $2,332 $2,785
Pennsylvania $1,464 $2,150 $2,515
Rhode Island $2,444 $3,585 $4,038
South Carolina $1,660 $2,301 $3,175
South Dakota $1,489 $2,146 $2,476
Tennessee $1,752 $2,578 $3,434
Texas $1,764 $2,548 $3,170
Utah $1,500 $2,103 $2,893
Vermont $1,155 $1,779 $1,880
Virginia $1,088 $1,671 $1,637
Washington $1,440 $1,955 $2,334
West Virginia $1,449 $2,075 $2,600
Wisconsin $1,445 $2,255 $2,573
Wyoming $1,349 $1,888 $2,011

Toyota Prius Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Prius ranks for Insurance compared to other vehicles. Also check out how the Prius stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Prius Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Prius costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: