Toyota Prius Insurance Cost

Auto insurance for a Toyota Prius will cost about $1,726 per year.

This beats the national average for popular hatchback models by $341. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Prius. Visit our Competitive Quote Tool to see if you can find lower rates for a Prius.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Toyota Prius insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Toyota Prius Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,845 $8,706 $10,292
18 $5,447 $8,114 $9,591
19 $4,814 $7,170 $8,476
20 $4,197 $6,252 $7,391
21 $3,520 $5,243 $6,198
22 $3,428 $5,106 $6,036
23 $3,000 $4,468 $5,281
24 $2,850 $4,245 $5,017
25 $2,459 $3,663 $4,330
30 $1,916 $2,853 $3,373
35 $1,794 $2,672 $3,159
40 $1,726 $2,570 $3,038
45 $1,679 $2,501 $2,957
55 $1,540 $2,294 $2,712
65 $1,606 $2,393 $2,828
75 $2,028 $3,020 $3,570

Toyota Prius car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Prius by state.

Toyota Prius Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,828 $2,561 $3,205
Alaska $1,512 $2,203 $2,308
Arizona $1,710 $2,652 $3,782
Arkansas $1,874 $2,839 $3,176
California $2,087 $3,650 $2,087
Colorado $1,948 $2,696 $3,363
Connecticut $2,488 $3,847 $4,927
Delaware $2,060 $2,836 $3,765
Florida $2,453 $3,331 $4,343
Georgia $2,000 $3,082 $3,162
Hawaii $799 $1,102 $799
Idaho $1,388 $1,868 $2,325
Illinois $1,453 $2,147 $2,490
Indiana $1,492 $2,332 $2,721
Iowa $1,182 $1,773 $2,066
Kansas $1,572 $2,315 $2,742
Kentucky $2,273 $3,419 $4,022
Louisiana $2,918 $4,460 $4,802
Maine $1,103 $1,480 $2,160
Maryland $1,786 $2,618 $3,092
Massachusetts $1,432 $2,422 $1,432
Michigan $3,456 $5,195 $7,988
Minnesota $1,423 $1,911 $2,829
Mississippi $1,717 $2,594 $2,740
Missouri $1,618 $2,229 $2,882
Montana $1,645 $2,574 $2,839
Nebraska $1,391 $1,969 $2,240
Nevada $2,294 $3,462 $3,798
New Hampshire $1,596 $2,572 $3,275
New Jersey $1,758 $2,772 $3,575
New Mexico $1,795 $2,583 $2,901
New York $1,663 $2,166 $3,496
North Carolina $1,031 $1,664 $1,282
North Dakota $1,411 $2,171 $2,756
Ohio $1,258 $2,057 $2,131
Oklahoma $2,009 $3,016 $3,421
Oregon $1,828 $2,761 $3,167
Pennsylvania $1,540 $2,328 $2,672
Rhode Island $2,570 $3,944 $4,511
South Carolina $1,746 $2,526 $3,605
South Dakota $1,566 $2,155 $2,585
Tennessee $1,842 $2,755 $3,476
Texas $1,855 $2,730 $3,427
Utah $1,578 $2,282 $3,147
Vermont $1,215 $1,942 $2,123
Virginia $1,144 $1,723 $1,831
Washington $1,515 $2,276 $2,683
West Virginia $1,524 $2,220 $2,741
Wisconsin $1,519 $2,218 $2,694
Wyoming $1,418 $2,084 $2,330

Other Toyota Prius Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Prius costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: