Toyota Prius Insurance Cost

Auto insurance for a Toyota Prius will cost about $1,791 per year.

This beats the national average for popular hatchback models by $434. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Prius.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Prius insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Prius Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,068 $8,910 $10,423
18 $5,655 $8,303 $9,714
19 $4,997 $7,338 $8,584
20 $4,357 $6,398 $7,485
21 $3,654 $5,366 $6,277
22 $3,559 $5,226 $6,113
23 $3,114 $4,572 $5,349
24 $2,958 $4,344 $5,082
25 $2,553 $3,749 $4,385
30 $1,989 $2,920 $3,416
35 $1,863 $2,735 $3,200
40 $1,791 $2,630 $3,077
45 $1,743 $2,560 $2,994
55 $1,599 $2,347 $2,746
65 $1,668 $2,449 $2,865
75 $2,105 $3,091 $3,616

Toyota Prius car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Prius by state.

Toyota Prius Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,898 $2,757 $3,509
Alaska $1,570 $2,176 $2,115
Arizona $1,775 $2,566 $3,780
Arkansas $1,946 $3,057 $3,366
California $2,167 $3,831 $2,167
Colorado $2,022 $2,829 $3,590
Connecticut $2,583 $4,006 $5,085
Delaware $2,138 $2,850 $3,660
Florida $2,546 $3,522 $4,590
Georgia $2,076 $3,104 $3,130
Hawaii $829 $1,126 $829
Idaho $1,441 $1,910 $2,322
Illinois $1,508 $2,279 $2,599
Indiana $1,549 $2,368 $2,657
Iowa $1,227 $1,683 $1,979
Kansas $1,632 $2,375 $2,778
Kentucky $2,360 $3,464 $4,091
Louisiana $3,029 $4,579 $4,965
Maine $1,146 $1,583 $2,338
Maryland $1,854 $2,698 $2,997
Massachusetts $1,487 $2,593 $1,487
Michigan $3,587 $5,467 $8,623
Minnesota $1,477 $1,969 $2,773
Mississippi $1,783 $2,543 $2,559
Missouri $1,680 $2,401 $3,155
Montana $1,708 $2,383 $2,774
Nebraska $1,444 $2,135 $2,319
Nevada $2,381 $3,532 $3,731
New Hampshire $1,656 $2,619 $3,311
New Jersey $1,825 $2,863 $3,747
New Mexico $1,864 $2,772 $2,878
New York $1,726 $2,174 $3,628
North Carolina $1,070 $1,838 $1,311
North Dakota $1,464 $2,226 $2,632
Ohio $1,306 $2,014 $2,065
Oklahoma $2,085 $2,985 $3,361
Oregon $1,897 $2,546 $3,041
Pennsylvania $1,598 $2,347 $2,745
Rhode Island $2,668 $3,914 $4,407
South Carolina $1,812 $2,511 $3,466
South Dakota $1,626 $2,343 $2,703
Tennessee $1,912 $2,815 $3,748
Texas $1,926 $2,782 $3,460
Utah $1,638 $2,295 $3,158
Vermont $1,261 $1,942 $2,052
Virginia $1,188 $1,824 $1,787
Washington $1,572 $2,134 $2,548
West Virginia $1,582 $2,266 $2,839
Wisconsin $1,577 $2,462 $2,808
Wyoming $1,472 $2,061 $2,195

Toyota Prius Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Prius ranks for Insurance compared to other vehicles. Also check out how the Prius stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Prius Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Prius costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: