Toyota Prius Insurance Cost

Auto insurance for a Toyota Prius will cost about $1,570 per year.

This beats the national average for popular hatchback models by $217. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Prius.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Prius insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Prius Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,319 $7,810 $9,137
18 $4,957 $7,279 $8,515
19 $4,381 $6,432 $7,525
20 $3,820 $5,609 $6,561
21 $3,203 $4,704 $5,502
22 $3,120 $4,581 $5,359
23 $2,730 $4,008 $4,689
24 $2,593 $3,808 $4,455
25 $2,238 $3,286 $3,844
30 $1,743 $2,560 $2,995
35 $1,633 $2,398 $2,805
40 $1,570 $2,306 $2,697
45 $1,528 $2,244 $2,625
55 $1,401 $2,058 $2,407
65 $1,462 $2,146 $2,511
75 $1,845 $2,709 $3,169

Toyota Prius car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Prius by state.

Toyota Prius Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,664 $2,416 $3,076
Alaska $1,376 $1,908 $1,854
Arizona $1,556 $2,249 $3,314
Arkansas $1,706 $2,680 $2,951
California $1,899 $3,358 $1,899
Colorado $1,772 $2,480 $3,147
Connecticut $2,264 $3,512 $4,458
Delaware $1,875 $2,498 $3,209
Florida $2,232 $3,088 $4,024
Georgia $1,820 $2,721 $2,743
Hawaii $727 $987 $727
Idaho $1,263 $1,674 $2,035
Illinois $1,322 $1,998 $2,278
Indiana $1,358 $2,076 $2,330
Iowa $1,076 $1,475 $1,735
Kansas $1,431 $2,082 $2,435
Kentucky $2,069 $3,037 $3,586
Louisiana $2,656 $4,014 $4,352
Maine $1,004 $1,388 $2,049
Maryland $1,625 $2,365 $2,627
Massachusetts $1,303 $2,273 $1,303
Michigan $3,145 $4,792 $7,559
Minnesota $1,294 $1,726 $2,430
Mississippi $1,563 $2,229 $2,243
Missouri $1,472 $2,105 $2,766
Montana $1,497 $2,089 $2,431
Nebraska $1,265 $1,871 $2,033
Nevada $2,087 $3,096 $3,271
New Hampshire $1,452 $2,296 $2,902
New Jersey $1,600 $2,510 $3,284
New Mexico $1,634 $2,430 $2,523
New York $1,513 $1,905 $3,181
North Carolina $938 $1,612 $1,149
North Dakota $1,284 $1,951 $2,307
Ohio $1,145 $1,765 $1,810
Oklahoma $1,828 $2,617 $2,947
Oregon $1,663 $2,232 $2,665
Pennsylvania $1,401 $2,057 $2,407
Rhode Island $2,339 $3,431 $3,864
South Carolina $1,588 $2,201 $3,038
South Dakota $1,425 $2,054 $2,370
Tennessee $1,676 $2,467 $3,286
Texas $1,688 $2,438 $3,033
Utah $1,436 $2,012 $2,769
Vermont $1,105 $1,702 $1,799
Virginia $1,041 $1,599 $1,567
Washington $1,378 $1,871 $2,234
West Virginia $1,387 $1,986 $2,488
Wisconsin $1,383 $2,158 $2,462
Wyoming $1,291 $1,807 $1,924

Toyota Prius Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Prius ranks for Insurance compared to other vehicles. Also check out how the Prius stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Prius Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Prius costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: