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Toyota RAV4 Prime Insurance Rates

Toyota RAV4 Prime Insurance Rates

Auto insurance for a Toyota RAV4 Prime will cost about $2,177 per year.

This beats the national average for popular SUV models by $956. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota RAV4 Prime.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota RAV4 Prime insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Toyota RAV4 Prime Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,373 $10,826 $12,665
18 $6,871 $10,089 $11,803
19 $6,072 $8,916 $10,431
20 $5,295 $7,775 $9,095
21 $4,440 $6,520 $7,627
22 $4,324 $6,350 $7,428
23 $3,784 $5,556 $6,500
24 $3,595 $5,278 $6,175
25 $3,102 $4,555 $5,329
30 $2,416 $3,548 $4,151
35 $2,263 $3,323 $3,888
40 $2,177 $3,196 $3,739
45 $2,118 $3,110 $3,638
55 $1,942 $2,852 $3,337
65 $2,026 $2,975 $3,481
75 $2,558 $3,755 $4,393

Toyota RAV4 Prime car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota RAV4 Prime by state.


Toyota RAV4 Prime Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,306 $3,350 $4,264
Alaska $1,908 $2,644 $2,570
Arizona $2,157 $3,118 $4,593
Arkansas $2,364 $3,715 $4,090
California $2,633 $4,655 $2,633
Colorado $2,457 $3,438 $4,362
Connecticut $3,139 $4,868 $6,179
Delaware $2,598 $3,463 $4,448
Florida $3,094 $4,280 $5,578
Georgia $2,522 $3,772 $3,803
Hawaii $1,008 $1,368 $1,008
Idaho $1,750 $2,320 $2,821
Illinois $1,832 $2,770 $3,158
Indiana $1,882 $2,878 $3,229
Iowa $1,491 $2,045 $2,404
Kansas $1,984 $2,886 $3,376
Kentucky $2,867 $4,209 $4,971
Louisiana $3,681 $5,564 $6,033
Maine $1,392 $1,924 $2,841
Maryland $2,253 $3,278 $3,641
Massachusetts $1,806 $3,151 $1,806
Michigan $4,359 $6,643 $10,478
Minnesota $1,794 $2,393 $3,369
Mississippi $2,166 $3,090 $3,110
Missouri $2,041 $2,918 $3,833
Montana $2,075 $2,896 $3,370
Nebraska $1,754 $2,594 $2,818
Nevada $2,893 $4,292 $4,534
New Hampshire $2,013 $3,183 $4,023
New Jersey $2,218 $3,479 $4,553
New Mexico $2,265 $3,369 $3,497
New York $2,098 $2,641 $4,409
North Carolina $1,300 $2,234 $1,593
North Dakota $1,779 $2,704 $3,198
Ohio $1,587 $2,447 $2,509
Oklahoma $2,534 $3,628 $4,085
Oregon $2,305 $3,093 $3,695
Pennsylvania $1,942 $2,851 $3,336
Rhode Island $3,242 $4,756 $5,356
South Carolina $2,202 $3,052 $4,212
South Dakota $1,975 $2,847 $3,285
Tennessee $2,323 $3,420 $4,555
Texas $2,340 $3,380 $4,204
Utah $1,990 $2,789 $3,838
Vermont $1,532 $2,360 $2,494
Virginia $1,443 $2,216 $2,172
Washington $1,911 $2,593 $3,096
West Virginia $1,923 $2,753 $3,449
Wisconsin $1,916 $2,992 $3,412
Wyoming $1,789 $2,505 $2,667

Toyota RAV4 Prime Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Toyota RAV4 Prime ranks for Insurance compared to other vehicles. Also check out how the RAV4 Prime stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Toyota RAV4 Prime Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota RAV4 Prime costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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