Beat the tariffs without lifting a finger with 25% off our Car Buying Services

Toyota RAV4 Prime Insurance Rates

Toyota RAV4 Prime Insurance Rates

Auto insurance for a Toyota RAV4 Prime will cost about $2,138 per year.

This beats the national average for popular SUV models by $939. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota RAV4 Prime.

$6,74918$9,909$11,593$3,04725$4,474$5,234$2,37330$3,485$4,077$2,13840$3,139$3,672$1,90855$2,802$3,277Age of DriverAge$0$1k$2k$3k$4k$5k$6k$7k$8k$9k$10k$11kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingToyota RAV4 Prime Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota RAV4 Prime insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Compare car insurance quotes in real-time and save.

Get a personalized quote in 5 minutes or less.

Compare quotes
Choose your policy
Get same-day coverage
Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

Toyota RAV4 Prime Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,241 $10,633 $12,439
18 $6,749 $9,909 $11,593
19 $5,964 $8,757 $10,245
20 $5,200 $7,636 $8,933
21 $4,361 $6,404 $7,491
22 $4,247 $6,237 $7,296
23 $3,716 $5,457 $6,384
24 $3,530 $5,184 $6,065
25 $3,047 $4,474 $5,234
30 $2,373 $3,485 $4,077
35 $2,223 $3,264 $3,818
40 $2,138 $3,139 $3,672
45 $2,080 $3,055 $3,574
55 $1,908 $2,802 $3,277
65 $1,990 $2,922 $3,419
75 $2,512 $3,688 $4,315

Toyota RAV4 Prime car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota RAV4 Prime by state.


Toyota RAV4 Prime Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,265 $3,290 $4,188
Alaska $1,874 $2,597 $2,524
Arizona $2,118 $3,062 $4,511
Arkansas $2,322 $3,649 $4,017
California $2,586 $4,572 $2,586
Colorado $2,413 $3,377 $4,284
Connecticut $3,083 $4,781 $6,069
Delaware $2,552 $3,401 $4,369
Florida $3,039 $4,204 $5,478
Georgia $2,477 $3,704 $3,735
Hawaii $990 $1,343 $990
Idaho $1,719 $2,279 $2,771
Illinois $1,800 $2,720 $3,101
Indiana $1,849 $2,826 $3,172
Iowa $1,464 $2,008 $2,361
Kansas $1,948 $2,835 $3,315
Kentucky $2,816 $4,134 $4,882
Louisiana $3,615 $5,465 $5,925
Maine $1,367 $1,890 $2,790
Maryland $2,212 $3,220 $3,576
Massachusetts $1,774 $3,095 $1,774
Michigan $4,281 $6,524 $10,291
Minnesota $1,762 $2,350 $3,309
Mississippi $2,128 $3,035 $3,054
Missouri $2,005 $2,866 $3,765
Montana $2,038 $2,844 $3,310
Nebraska $1,723 $2,548 $2,768
Nevada $2,842 $4,215 $4,453
New Hampshire $1,977 $3,126 $3,952
New Jersey $2,178 $3,417 $4,471
New Mexico $2,224 $3,308 $3,434
New York $2,060 $2,594 $4,330
North Carolina $1,277 $2,194 $1,565
North Dakota $1,748 $2,656 $3,141
Ohio $1,558 $2,403 $2,464
Oklahoma $2,488 $3,563 $4,012
Oregon $2,264 $3,038 $3,629
Pennsylvania $1,907 $2,800 $3,276
Rhode Island $3,184 $4,671 $5,260
South Carolina $2,163 $2,997 $4,137
South Dakota $1,940 $2,796 $3,226
Tennessee $2,282 $3,359 $4,473
Texas $2,298 $3,320 $4,129
Utah $1,955 $2,739 $3,769
Vermont $1,505 $2,318 $2,449
Virginia $1,418 $2,176 $2,133
Washington $1,877 $2,547 $3,041
West Virginia $1,888 $2,704 $3,388
Wisconsin $1,882 $2,938 $3,352
Wyoming $1,757 $2,460 $2,620

Toyota RAV4 Prime Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Toyota RAV4 Prime ranks for Insurance compared to other vehicles. Also check out how the RAV4 Prime stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Toyota RAV4 Prime Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota RAV4 Prime costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


CarEdge Insights
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Total For Sale & Total Sold
Market Days Supply
And more!
Unlock the secrets to smarter car buying.
Now includes dealer invoice pricing.
Get CarEdge's tool kit for expert negotiations and insider data so you can make your next car purchase with confidence and clarity.
Dealer Invoice Price
Market Days Supply
Total For Sale & Total Sold
And more!

Related Articles

GAP Insurance Explained: Not Every Car Buyer Needs It

Car Insurance Rates Soared 24%

Car Ownership Costs Beyond the Price Tag: What to Expect

Other Toyota Models

We've found some quick matches
in Columbus based on your answers!
Progressive
AM BEST RATING A+
NerdWallet rating
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.