Toyota Tacoma Insurance Cost

Auto insurance for a Toyota Tacoma will cost about $1,431 per year.

This beats the national average for popular pickup models by $356. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tacoma.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Tacoma insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Tacoma Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,847 $7,117 $8,326
18 $4,517 $6,632 $7,759
19 $3,992 $5,861 $6,857
20 $3,481 $5,111 $5,979
21 $2,919 $4,286 $5,014
22 $2,843 $4,174 $4,883
23 $2,487 $3,652 $4,273
24 $2,363 $3,470 $4,059
25 $2,039 $2,994 $3,503
30 $1,589 $2,333 $2,729
35 $1,488 $2,185 $2,556
40 $1,431 $2,101 $2,458
45 $1,392 $2,045 $2,392
55 $1,277 $1,875 $2,194
65 $1,332 $1,956 $2,288
75 $1,681 $2,469 $2,888

Toyota Tacoma car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tacoma by state.

Toyota Tacoma Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,516 $2,202 $2,803
Alaska $1,254 $1,738 $1,690
Arizona $1,418 $2,049 $3,019
Arkansas $1,554 $2,442 $2,689
California $1,731 $3,060 $1,731
Colorado $1,615 $2,260 $2,868
Connecticut $2,063 $3,200 $4,062
Delaware $1,708 $2,276 $2,924
Florida $2,034 $2,814 $3,666
Georgia $1,658 $2,479 $2,500
Hawaii $662 $899 $662
Idaho $1,151 $1,525 $1,854
Illinois $1,204 $1,821 $2,076
Indiana $1,237 $1,892 $2,123
Iowa $980 $1,344 $1,581
Kansas $1,304 $1,897 $2,219
Kentucky $1,885 $2,767 $3,268
Louisiana $2,420 $3,658 $3,966
Maine $915 $1,265 $1,867
Maryland $1,481 $2,155 $2,394
Massachusetts $1,187 $2,071 $1,187
Michigan $2,866 $4,367 $6,888
Minnesota $1,180 $1,573 $2,215
Mississippi $1,424 $2,031 $2,044
Missouri $1,342 $1,918 $2,520
Montana $1,364 $1,903 $2,215
Nebraska $1,153 $1,705 $1,853
Nevada $1,902 $2,821 $2,980
New Hampshire $1,323 $2,092 $2,645
New Jersey $1,458 $2,287 $2,993
New Mexico $1,489 $2,214 $2,299
New York $1,379 $1,736 $2,898
North Carolina $855 $1,468 $1,047
North Dakota $1,170 $1,778 $2,102
Ohio $1,043 $1,609 $1,649
Oklahoma $1,665 $2,385 $2,685
Oregon $1,516 $2,034 $2,429
Pennsylvania $1,277 $1,874 $2,193
Rhode Island $2,131 $3,126 $3,521
South Carolina $1,447 $2,006 $2,769
South Dakota $1,299 $1,871 $2,159
Tennessee $1,527 $2,248 $2,994
Texas $1,538 $2,222 $2,764
Utah $1,308 $1,833 $2,523
Vermont $1,007 $1,551 $1,639
Virginia $949 $1,457 $1,428
Washington $1,256 $1,705 $2,036
West Virginia $1,264 $1,810 $2,267
Wisconsin $1,260 $1,967 $2,243
Wyoming $1,176 $1,647 $1,753

Toyota Tacoma Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Tacoma ranks for Insurance compared to other vehicles. Also check out how the Tacoma stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Tacoma Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tacoma costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: