Toyota Tacoma Insurance Cost

Auto insurance for a Toyota Tacoma will cost about $1,445 per year.

This beats the national average for popular pickup models by $449. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tacoma.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Tacoma insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Tacoma Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,894 $7,186 $8,407
18 $4,561 $6,697 $7,835
19 $4,031 $5,918 $6,924
20 $3,514 $5,161 $6,037
21 $2,947 $4,328 $5,063
22 $2,870 $4,215 $4,931
23 $2,511 $3,688 $4,314
24 $2,386 $3,504 $4,099
25 $2,059 $3,023 $3,537
30 $1,604 $2,355 $2,755
35 $1,502 $2,206 $2,581
40 $1,445 $2,122 $2,482
45 $1,406 $2,065 $2,415
55 $1,289 $1,893 $2,215
65 $1,345 $1,975 $2,310
75 $1,698 $2,493 $2,916

Toyota Tacoma car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tacoma by state.

Toyota Tacoma Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,531 $2,223 $2,830
Alaska $1,266 $1,755 $1,706
Arizona $1,431 $2,069 $3,049
Arkansas $1,569 $2,466 $2,715
California $1,747 $3,090 $1,747
Colorado $1,631 $2,282 $2,895
Connecticut $2,083 $3,231 $4,101
Delaware $1,725 $2,299 $2,952
Florida $2,054 $2,841 $3,702
Georgia $1,674 $2,503 $2,524
Hawaii $669 $908 $669
Idaho $1,162 $1,540 $1,873
Illinois $1,216 $1,838 $2,096
Indiana $1,249 $1,910 $2,143
Iowa $990 $1,357 $1,596
Kansas $1,317 $1,916 $2,241
Kentucky $1,903 $2,794 $3,299
Louisiana $2,443 $3,693 $4,005
Maine $924 $1,277 $1,886
Maryland $1,495 $2,176 $2,417
Massachusetts $1,199 $2,092 $1,199
Michigan $2,893 $4,409 $6,955
Minnesota $1,191 $1,588 $2,236
Mississippi $1,438 $2,051 $2,064
Missouri $1,355 $1,937 $2,545
Montana $1,377 $1,922 $2,237
Nebraska $1,164 $1,722 $1,871
Nevada $1,921 $2,849 $3,009
New Hampshire $1,336 $2,113 $2,671
New Jersey $1,472 $2,309 $3,022
New Mexico $1,503 $2,236 $2,321
New York $1,392 $1,753 $2,927
North Carolina $863 $1,483 $1,057
North Dakota $1,181 $1,795 $2,123
Ohio $1,053 $1,624 $1,665
Oklahoma $1,682 $2,408 $2,711
Oregon $1,530 $2,053 $2,452
Pennsylvania $1,289 $1,893 $2,214
Rhode Island $2,152 $3,157 $3,555
South Carolina $1,462 $2,026 $2,796
South Dakota $1,311 $1,889 $2,180
Tennessee $1,542 $2,270 $3,023
Texas $1,553 $2,244 $2,791
Utah $1,321 $1,851 $2,547
Vermont $1,017 $1,566 $1,655
Virginia $958 $1,471 $1,442
Washington $1,268 $1,721 $2,055
West Virginia $1,276 $1,827 $2,290
Wisconsin $1,272 $1,986 $2,265
Wyoming $1,188 $1,663 $1,770

Toyota Tacoma Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Tacoma ranks for Insurance compared to other vehicles. Also check out how the Tacoma stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Tacoma Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tacoma costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: