Toyota Tacoma Insurance Cost

Auto insurance for a Toyota Tacoma will cost about $1,475 per year.

This beats the national average for popular pickup models by $750. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tacoma.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Toyota Tacoma insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Toyota Tacoma Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,995 $7,335 $8,581
18 $4,655 $6,836 $7,997
19 $4,114 $6,041 $7,067
20 $3,587 $5,267 $6,162
21 $3,008 $4,417 $5,168
22 $2,930 $4,302 $5,033
23 $2,563 $3,764 $4,403
24 $2,435 $3,576 $4,183
25 $2,102 $3,086 $3,610
30 $1,637 $2,404 $2,812
35 $1,533 $2,252 $2,634
40 $1,475 $2,165 $2,533
45 $1,435 $2,107 $2,465
55 $1,316 $1,932 $2,261
65 $1,373 $2,016 $2,358
75 $1,733 $2,544 $2,976

Toyota Tacoma car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tacoma by state.

Toyota Tacoma Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,563 $2,269 $2,889
Alaska $1,292 $1,792 $1,741
Arizona $1,461 $2,112 $3,112
Arkansas $1,602 $2,517 $2,771
California $1,784 $3,154 $1,784
Colorado $1,664 $2,329 $2,955
Connecticut $2,126 $3,298 $4,186
Delaware $1,760 $2,346 $3,013
Florida $2,096 $2,900 $3,779
Hawaii $683 $927 $683
Idaho $1,186 $1,572 $1,911
Illinois $1,241 $1,876 $2,139
Indiana $1,275 $1,950 $2,188
Iowa $1,010 $1,385 $1,629
Kansas $1,344 $1,955 $2,287
Kentucky $1,943 $2,852 $3,368
Louisiana $2,494 $3,770 $4,087
Maine $943 $1,304 $1,925
Maryland $1,526 $2,221 $2,467
Massachusetts $1,224 $2,135 $1,224
Michigan $2,953 $4,500 $7,098
Minnesota $1,216 $1,621 $2,282
Mississippi $1,468 $2,093 $2,107
Missouri $1,383 $1,977 $2,597
Montana $1,406 $1,962 $2,283
Nebraska $1,188 $1,757 $1,909
Nevada $1,960 $2,908 $3,071
New Hampshire $1,364 $2,156 $2,726
New Jersey $1,502 $2,357 $3,084
New Mexico $1,534 $2,282 $2,369
New York $1,421 $1,789 $2,987
North Carolina $881 $1,513 $1,079
North Dakota $1,206 $1,832 $2,167
Ohio $1,075 $1,658 $1,700
Oklahoma $1,716 $2,458 $2,767
Oregon $1,562 $2,096 $2,503
Pennsylvania $1,316 $1,932 $2,260
Rhode Island $2,197 $3,222 $3,628
South Carolina $1,492 $2,067 $2,853
South Dakota $1,338 $1,929 $2,225
Tennessee $1,574 $2,317 $3,086
Texas $1,585 $2,290 $2,848
Utah $1,348 $1,890 $2,600
Vermont $1,038 $1,599 $1,690
Virginia $978 $1,501 $1,472
Washington $1,294 $1,757 $2,098
West Virginia $1,303 $1,865 $2,337
Wisconsin $1,298 $2,027 $2,312
Wyoming $1,212 $1,697 $1,807
Georgia $1,709 $2,555 $2,576

Toyota Tacoma Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Toyota Tacoma ranks for Insurance compared to other vehicles. Also check out how the Tacoma stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Toyota Tacoma Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tacoma costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: