Toyota Tacoma Insurance Cost

Auto insurance for a Toyota Tacoma will cost about $1,572 per year.

This beats the national average for popular pickup models by $495. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Toyota Tacoma. Visit our Competitive Quote Tool to see if you can find lower rates for a Tacoma.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Toyota Tacoma insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Toyota Tacoma Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,326 $7,933 $9,377
18 $4,963 $7,393 $8,739
19 $4,386 $6,533 $7,723
20 $3,825 $5,697 $6,734
21 $3,207 $4,777 $5,647
22 $3,124 $4,652 $5,500
23 $2,733 $4,071 $4,812
24 $2,596 $3,867 $4,572
25 $2,241 $3,337 $3,945
30 $1,746 $2,600 $3,073
35 $1,635 $2,435 $2,878
40 $1,572 $2,342 $2,768
45 $1,530 $2,279 $2,694
55 $1,403 $2,090 $2,471
65 $1,464 $2,180 $2,577
75 $1,847 $2,752 $3,253

Toyota Tacoma car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Toyota Tacoma by state.

Toyota Tacoma Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,666 $2,334 $2,921
Alaska $1,378 $2,007 $2,103
Arizona $1,558 $2,417 $3,446
Arkansas $1,708 $2,587 $2,894
California $1,902 $3,326 $1,902
Colorado $1,775 $2,457 $3,064
Connecticut $2,267 $3,505 $4,490
Delaware $1,877 $2,584 $3,431
Florida $2,235 $3,035 $3,957
Georgia $1,822 $2,808 $2,881
Hawaii $728 $1,004 $728
Idaho $1,264 $1,702 $2,118
Illinois $1,323 $1,956 $2,269
Indiana $1,360 $2,125 $2,480
Iowa $1,077 $1,615 $1,883
Kansas $1,433 $2,109 $2,499
Kentucky $2,071 $3,116 $3,664
Louisiana $2,659 $4,064 $4,375
Maine $1,005 $1,349 $1,968
Maryland $1,627 $2,386 $2,817
Massachusetts $1,305 $2,207 $1,305
Michigan $3,149 $4,734 $7,278
Minnesota $1,296 $1,741 $2,577
Mississippi $1,565 $2,363 $2,497
Missouri $1,474 $2,031 $2,626
Montana $1,499 $2,346 $2,587
Nebraska $1,267 $1,794 $2,041
Nevada $2,090 $3,155 $3,461
New Hampshire $1,454 $2,343 $2,984
New Jersey $1,602 $2,525 $3,258
New Mexico $1,636 $2,354 $2,643
New York $1,515 $1,973 $3,185
North Carolina $939 $1,516 $1,169
North Dakota $1,285 $1,978 $2,511
Ohio $1,146 $1,874 $1,942
Oklahoma $1,830 $2,748 $3,117
Oregon $1,665 $2,515 $2,885
Pennsylvania $1,403 $2,121 $2,434
Rhode Island $2,342 $3,594 $4,110
South Carolina $1,590 $2,302 $3,284
South Dakota $1,427 $1,963 $2,355
Tennessee $1,678 $2,510 $3,167
Texas $1,690 $2,488 $3,122
Utah $1,438 $2,079 $2,867
Vermont $1,107 $1,770 $1,934
Virginia $1,043 $1,570 $1,668
Washington $1,380 $2,073 $2,445
West Virginia $1,389 $2,022 $2,497
Wisconsin $1,384 $2,021 $2,454
Wyoming $1,292 $1,899 $2,123

Other Toyota Tacoma Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Toyota Tacoma costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: