Jeep Grand Cherokee Insurance Cost

Auto insurance for a Jeep Grand Cherokee will cost about $1,664 per year.

This beats the national average for popular SUV models by $403. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Grand Cherokee. Visit our Competitive Quote Tool to see if you can find lower rates for a Grand Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Jeep Grand Cherokee insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Jeep Grand Cherokee insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,636 $8,395 $9,923
18 $5,252 $7,823 $9,248
19 $4,642 $6,914 $8,173
20 $4,047 $6,028 $7,126
21 $3,394 $5,056 $5,976
22 $3,306 $4,924 $5,820
23 $2,892 $4,308 $5,093
24 $2,748 $4,093 $4,838
25 $2,371 $3,532 $4,175
30 $1,847 $2,751 $3,252
35 $1,730 $2,577 $3,046
40 $1,664 $2,478 $2,930
45 $1,619 $2,412 $2,851
55 $1,485 $2,212 $2,614
65 $1,549 $2,307 $2,727
75 $1,955 $2,912 $3,442

Jeep Grand Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Grand Cherokee by state.

Jeep Grand Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,763 $2,470 $3,091
Alaska $1,458 $2,124 $2,225
Arizona $1,649 $2,557 $3,646
Arkansas $1,807 $2,738 $3,063
California $2,012 $3,520 $2,012
Colorado $1,878 $2,600 $3,243
Connecticut $2,399 $3,709 $4,751
Delaware $1,986 $2,735 $3,631
Florida $2,365 $3,212 $4,188
Georgia $1,928 $2,972 $3,049
Hawaii $770 $1,063 $770
Idaho $1,338 $1,801 $2,242
Illinois $1,401 $2,070 $2,401
Indiana $1,439 $2,249 $2,624
Iowa $1,140 $1,710 $1,992
Kansas $1,516 $2,232 $2,644
Kentucky $2,192 $3,297 $3,878
Louisiana $2,814 $4,300 $4,630
Maine $1,064 $1,427 $2,082
Maryland $1,722 $2,525 $2,981
Massachusetts $1,381 $2,335 $1,381
Michigan $3,332 $5,010 $7,703
Minnesota $1,372 $1,843 $2,728
Mississippi $1,656 $2,501 $2,642
Missouri $1,560 $2,149 $2,779
Montana $1,586 $2,482 $2,738
Nebraska $1,341 $1,898 $2,159
Nevada $2,212 $3,339 $3,663
New Hampshire $1,539 $2,480 $3,158
New Jersey $1,695 $2,672 $3,447
New Mexico $1,731 $2,491 $2,797
New York $1,603 $2,088 $3,371
North Carolina $994 $1,605 $1,237
North Dakota $1,360 $2,094 $2,658
Ohio $1,213 $1,983 $2,055
Oklahoma $1,937 $2,908 $3,298
Oregon $1,762 $2,662 $3,054
Pennsylvania $1,484 $2,245 $2,576
Rhode Island $2,478 $3,803 $4,350
South Carolina $1,683 $2,436 $3,476
South Dakota $1,510 $2,078 $2,493
Tennessee $1,776 $2,656 $3,352
Texas $1,789 $2,632 $3,304
Utah $1,521 $2,200 $3,034
Vermont $1,171 $1,873 $2,047
Virginia $1,103 $1,661 $1,765
Washington $1,460 $2,194 $2,587
West Virginia $1,470 $2,140 $2,643
Wisconsin $1,465 $2,139 $2,597
Wyoming $1,368 $2,010 $2,247

Other Important Costs of Owning a Jeep Grand Cherokee

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Jeep Grand Cherokee depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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