Jeep Grand Cherokee Insurance Cost

Auto insurance for a Jeep Grand Cherokee will cost about $1,664 per year.

This beats the national average for popular SUV models by $403. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Grand Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep Grand Cherokee insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jeep Grand Cherokee Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,636 $8,395 $9,923
18 $5,252 $7,823 $9,248
19 $4,642 $6,914 $8,173
20 $4,047 $6,028 $7,126
21 $3,394 $5,056 $5,976
22 $3,306 $4,924 $5,820
23 $2,892 $4,308 $5,093
24 $2,748 $4,093 $4,838
25 $2,371 $3,532 $4,175
30 $1,847 $2,751 $3,252
35 $1,730 $2,577 $3,046
40 $1,664 $2,478 $2,930
45 $1,619 $2,412 $2,851
55 $1,485 $2,212 $2,614
65 $1,549 $2,307 $2,727
75 $1,955 $2,912 $3,442

Jeep Grand Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Grand Cherokee by state.

Jeep Grand Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,763 $2,470 $3,091
Alaska $1,458 $2,124 $2,225
Arizona $1,649 $2,557 $3,646
Arkansas $1,807 $2,738 $3,063
California $2,012 $3,520 $2,012
Colorado $1,878 $2,600 $3,243
Connecticut $2,399 $3,709 $4,751
Delaware $1,986 $2,735 $3,631
Florida $2,365 $3,212 $4,188
Georgia $1,928 $2,972 $3,049
Hawaii $770 $1,063 $770
Idaho $1,338 $1,801 $2,242
Illinois $1,401 $2,070 $2,401
Indiana $1,439 $2,249 $2,624
Iowa $1,140 $1,710 $1,992
Kansas $1,516 $2,232 $2,644
Kentucky $2,192 $3,297 $3,878
Louisiana $2,814 $4,300 $4,630
Maine $1,064 $1,427 $2,082
Maryland $1,722 $2,525 $2,981
Massachusetts $1,381 $2,335 $1,381
Michigan $3,332 $5,010 $7,703
Minnesota $1,372 $1,843 $2,728
Mississippi $1,656 $2,501 $2,642
Missouri $1,560 $2,149 $2,779
Montana $1,586 $2,482 $2,738
Nebraska $1,341 $1,898 $2,159
Nevada $2,212 $3,339 $3,663
New Hampshire $1,539 $2,480 $3,158
New Jersey $1,695 $2,672 $3,447
New Mexico $1,731 $2,491 $2,797
New York $1,603 $2,088 $3,371
North Carolina $994 $1,605 $1,237
North Dakota $1,360 $2,094 $2,658
Ohio $1,213 $1,983 $2,055
Oklahoma $1,937 $2,908 $3,298
Oregon $1,762 $2,662 $3,054
Pennsylvania $1,484 $2,245 $2,576
Rhode Island $2,478 $3,803 $4,350
South Carolina $1,683 $2,436 $3,476
South Dakota $1,510 $2,078 $2,493
Tennessee $1,776 $2,656 $3,352
Texas $1,789 $2,632 $3,304
Utah $1,521 $2,200 $3,034
Vermont $1,171 $1,873 $2,047
Virginia $1,103 $1,661 $1,765
Washington $1,460 $2,194 $2,587
West Virginia $1,470 $2,140 $2,643
Wisconsin $1,465 $2,139 $2,597
Wyoming $1,368 $2,010 $2,247

Other Jeep Grand Cherokee Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jeep Grand Cherokee costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: