Jeep Grand Cherokee Insurance Cost

Auto insurance for a Jeep Grand Cherokee will cost about $1,729 per year.

This beats the national average for popular SUV models by $496. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Grand Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep Grand Cherokee insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jeep Grand Cherokee Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,855 $8,598 $10,058
18 $5,457 $8,012 $9,374
19 $4,822 $7,081 $8,284
20 $4,205 $6,174 $7,223
21 $3,526 $5,178 $6,057
22 $3,434 $5,043 $5,899
23 $3,005 $4,412 $5,162
24 $2,855 $4,192 $4,904
25 $2,463 $3,617 $4,232
30 $1,919 $2,818 $3,297
35 $1,797 $2,639 $3,088
40 $1,729 $2,538 $2,969
45 $1,682 $2,470 $2,889
55 $1,543 $2,265 $2,650
65 $1,609 $2,363 $2,764
75 $2,031 $2,982 $3,489

Jeep Grand Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Grand Cherokee by state.

Jeep Grand Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,832 $2,660 $3,386
Alaska $1,515 $2,100 $2,041
Arizona $1,713 $2,476 $3,648
Arkansas $1,878 $2,950 $3,248
California $2,091 $3,697 $2,091
Colorado $1,951 $2,730 $3,464
Connecticut $2,493 $3,866 $4,907
Delaware $2,064 $2,750 $3,532
Florida $2,457 $3,399 $4,429
Georgia $2,003 $2,995 $3,020
Hawaii $800 $1,086 $800
Idaho $1,390 $1,843 $2,240
Illinois $1,455 $2,199 $2,508
Indiana $1,495 $2,285 $2,564
Iowa $1,184 $1,624 $1,909
Kansas $1,575 $2,292 $2,681
Kentucky $2,277 $3,343 $3,947
Louisiana $2,923 $4,419 $4,791
Maine $1,105 $1,528 $2,256
Maryland $1,789 $2,604 $2,892
Massachusetts $1,435 $2,502 $1,435
Michigan $3,462 $5,275 $8,321
Minnesota $1,425 $1,900 $2,675
Mississippi $1,720 $2,454 $2,470
Missouri $1,621 $2,317 $3,044
Montana $1,648 $2,299 $2,676
Nebraska $1,393 $2,060 $2,238
Nevada $2,298 $3,408 $3,600
New Hampshire $1,598 $2,527 $3,195
New Jersey $1,761 $2,763 $3,615
New Mexico $1,798 $2,675 $2,777
New York $1,666 $2,098 $3,501
North Carolina $1,033 $1,774 $1,265
North Dakota $1,413 $2,148 $2,540
Ohio $1,260 $1,943 $1,993
Oklahoma $2,012 $2,881 $3,244
Oregon $1,831 $2,457 $2,934
Pennsylvania $1,542 $2,264 $2,649
Rhode Island $2,575 $3,777 $4,253
South Carolina $1,749 $2,423 $3,345
South Dakota $1,569 $2,261 $2,608
Tennessee $1,845 $2,716 $3,617
Texas $1,858 $2,684 $3,339
Utah $1,581 $2,215 $3,048
Vermont $1,217 $1,874 $1,981
Virginia $1,146 $1,760 $1,725
Washington $1,517 $2,059 $2,459
West Virginia $1,527 $2,186 $2,739
Wisconsin $1,522 $2,376 $2,710
Wyoming $1,421 $1,989 $2,118

Jeep Grand Cherokee Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Jeep Grand Cherokee ranks for Insurance compared to other vehicles. Also check out how the Grand Cherokee stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Jeep Grand Cherokee Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jeep Grand Cherokee costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: