Jeep Grand Cherokee Insurance Cost

Auto insurance for a Jeep Grand Cherokee will cost about $1,582 per year.

This beats the national average for popular SUV models by $312. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Grand Cherokee.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep Grand Cherokee insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Jeep Grand Cherokee Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,359 $7,870 $9,207
18 $4,995 $7,334 $8,580
19 $4,414 $6,481 $7,582
20 $3,849 $5,651 $6,611
21 $3,228 $4,739 $5,544
22 $3,143 $4,616 $5,400
23 $2,750 $4,039 $4,724
24 $2,613 $3,837 $4,488
25 $2,255 $3,311 $3,873
30 $1,757 $2,579 $3,018
35 $1,645 $2,416 $2,826
40 $1,582 $2,323 $2,718
45 $1,540 $2,261 $2,645
55 $1,412 $2,073 $2,426
65 $1,473 $2,163 $2,530
75 $1,859 $2,730 $3,194

Jeep Grand Cherokee car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Grand Cherokee by state.

Jeep Grand Cherokee Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,676 $2,435 $3,099
Alaska $1,387 $1,922 $1,868
Arizona $1,568 $2,266 $3,339
Arkansas $1,719 $2,700 $2,973
California $1,914 $3,384 $1,914
Colorado $1,786 $2,499 $3,171
Connecticut $2,281 $3,538 $4,491
Delaware $1,889 $2,517 $3,233
Florida $2,249 $3,111 $4,054
Georgia $1,833 $2,742 $2,764
Hawaii $732 $994 $732
Idaho $1,272 $1,687 $2,051
Illinois $1,332 $2,013 $2,295
Indiana $1,368 $2,092 $2,347
Iowa $1,084 $1,486 $1,748
Kansas $1,442 $2,098 $2,454
Kentucky $2,084 $3,060 $3,613
Louisiana $2,676 $4,045 $4,385
Maine $1,012 $1,399 $2,065
Maryland $1,637 $2,383 $2,647
Massachusetts $1,313 $2,291 $1,313
Michigan $3,169 $4,829 $7,616
Minnesota $1,304 $1,739 $2,449
Mississippi $1,575 $2,246 $2,260
Missouri $1,484 $2,121 $2,787
Montana $1,508 $2,105 $2,450
Nebraska $1,275 $1,886 $2,049
Nevada $2,103 $3,120 $3,295
New Hampshire $1,463 $2,313 $2,925
New Jersey $1,612 $2,529 $3,309
New Mexico $1,646 $2,449 $2,542
New York $1,525 $1,920 $3,205
North Carolina $945 $1,624 $1,158
North Dakota $1,293 $1,966 $2,325
Ohio $1,153 $1,779 $1,824
Oklahoma $1,842 $2,637 $2,969
Oregon $1,676 $2,249 $2,686
Pennsylvania $1,412 $2,073 $2,425
Rhode Island $2,357 $3,457 $3,893
South Carolina $1,601 $2,218 $3,062
South Dakota $1,436 $2,069 $2,388
Tennessee $1,689 $2,486 $3,311
Texas $1,701 $2,457 $3,056
Utah $1,447 $2,027 $2,790
Vermont $1,114 $1,715 $1,813
Virginia $1,049 $1,611 $1,579
Washington $1,389 $1,885 $2,251
West Virginia $1,398 $2,001 $2,507
Wisconsin $1,393 $2,175 $2,480
Wyoming $1,301 $1,821 $1,939

Jeep Grand Cherokee Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Jeep Grand Cherokee ranks for Insurance compared to other vehicles. Also check out how the Grand Cherokee stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Jeep Grand Cherokee Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Jeep Grand Cherokee costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: