Jeep Wrangler Insurance Cost

Auto insurance for a Jeep Wrangler will cost about $1,420 per year.

This beats the national average for popular SUV models by $647. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Jeep Wrangler. Visit our Competitive Quote Tool to see if you can find lower rates for a Wrangler.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Jeep Wrangler insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Jeep Wrangler insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $4,810 $7,164 $8,468
18 $4,482 $6,676 $7,892
19 $3,961 $5,900 $6,974
20 $3,454 $5,145 $6,081
21 $2,896 $4,314 $5,100
22 $2,821 $4,202 $4,967
23 $2,468 $3,676 $4,346
24 $2,345 $3,493 $4,129
25 $2,024 $3,014 $3,563
30 $1,576 $2,348 $2,776
35 $1,476 $2,199 $2,600
40 $1,420 $2,115 $2,500
45 $1,382 $2,058 $2,433
55 $1,267 $1,887 $2,231
65 $1,322 $1,969 $2,327
75 $1,668 $2,485 $2,937

Jeep Wrangler car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep Wrangler by state.

Jeep Wrangler Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,504 $2,107 $2,638
Alaska $1,244 $1,812 $1,899
Arizona $1,407 $2,182 $3,112
Arkansas $1,542 $2,336 $2,614
California $1,717 $3,004 $1,717
Colorado $1,603 $2,219 $2,768
Connecticut $2,047 $3,166 $4,055
Delaware $1,695 $2,334 $3,098
Florida $2,018 $2,741 $3,574
Georgia $1,645 $2,536 $2,602
Hawaii $657 $907 $657
Idaho $1,142 $1,537 $1,913
Illinois $1,195 $1,767 $2,049
Indiana $1,228 $1,919 $2,239
Iowa $973 $1,459 $1,700
Kansas $1,294 $1,905 $2,257
Kentucky $1,871 $2,814 $3,309
Louisiana $2,401 $3,670 $3,951
Maine $908 $1,218 $1,777
Maryland $1,469 $2,154 $2,544
Massachusetts $1,178 $1,993 $1,178
Michigan $2,844 $4,275 $6,573
Minnesota $1,171 $1,572 $2,328
Mississippi $1,413 $2,134 $2,255
Missouri $1,331 $1,834 $2,372
Montana $1,354 $2,118 $2,336
Nebraska $1,144 $1,620 $1,843
Nevada $1,887 $2,849 $3,126
New Hampshire $1,313 $2,116 $2,695
New Jersey $1,447 $2,281 $2,942
New Mexico $1,477 $2,126 $2,387
New York $1,368 $1,782 $2,876
North Carolina $848 $1,369 $1,055
North Dakota $1,161 $1,787 $2,268
Ohio $1,035 $1,693 $1,754
Oklahoma $1,653 $2,482 $2,815
Oregon $1,504 $2,272 $2,606
Pennsylvania $1,267 $1,916 $2,199
Rhode Island $2,115 $3,246 $3,712
South Carolina $1,436 $2,079 $2,966
South Dakota $1,289 $1,773 $2,127
Tennessee $1,516 $2,267 $2,860
Texas $1,526 $2,246 $2,820
Utah $1,298 $1,877 $2,589
Vermont $999 $1,598 $1,747
Virginia $942 $1,418 $1,506
Washington $1,246 $1,873 $2,208
West Virginia $1,254 $1,826 $2,255
Wisconsin $1,250 $1,825 $2,217
Wyoming $1,167 $1,715 $1,917

Other Important Costs of Owning a Jeep Wrangler

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Jeep Wrangler depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.