Jeep Insurance Rates

The average cost of car insurance for a Jeep model is about $1,582 per year.

This is $485 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Jeep Cherokee Insurance Cost $1,498 $2,231 $2,637
Jeep Compass Insurance Cost $1,440 $2,145 $2,535
Jeep Gladiator Insurance Cost $2,023 $3,014 $3,563
Jeep Grand Cherokee Insurance Cost $1,664 $2,478 $2,930
Jeep Renegade Insurance Cost $1,449 $2,158 $2,551
Jeep Wrangler Insurance Cost $1,420 $2,115 $2,500

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,360 $7,983 $9,436
18 $4,994 $7,439 $8,794
19 $4,414 $6,574 $7,772
20 $3,849 $5,733 $6,776
21 $3,227 $4,808 $5,683
22 $3,143 $4,682 $5,534
23 $2,750 $4,097 $4,843
24 $2,613 $3,892 $4,601
25 $2,255 $3,358 $3,970
30 $1,756 $2,616 $3,093
35 $1,645 $2,450 $2,897
40 $1,582 $2,357 $2,786
45 $1,540 $2,294 $2,711
55 $1,412 $2,103 $2,486
65 $1,473 $2,194 $2,593
75 $1,859 $2,769 $3,273

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.

Average Jeep Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,676 $2,348 $2,939
Alaska $1,386 $2,020 $2,116
Arizona $1,568 $2,432 $3,467
Arkansas $1,719 $2,603 $2,912
California $1,913 $3,347 $1,913
Colorado $1,786 $2,472 $3,084
Connecticut $2,281 $3,528 $4,518
Delaware $1,889 $2,600 $3,452
Florida $2,249 $3,054 $3,982
Georgia $1,833 $2,826 $2,899
Hawaii $732 $1,011 $732
Idaho $1,272 $1,712 $2,132
Illinois $1,332 $1,968 $2,283
Indiana $1,368 $2,138 $2,495
Iowa $1,084 $1,626 $1,894
Kansas $1,442 $2,123 $2,514
Kentucky $2,084 $3,135 $3,687
Louisiana $2,676 $4,089 $4,402
Maine $1,012 $1,357 $1,980
Maryland $1,637 $2,401 $2,835
Massachusetts $1,313 $2,221 $1,313
Michigan $3,168 $4,764 $7,325
Minnesota $1,304 $1,752 $2,594
Mississippi $1,575 $2,378 $2,512
Missouri $1,483 $2,043 $2,643
Montana $1,508 $2,360 $2,603
Nebraska $1,275 $1,805 $2,054
Nevada $2,103 $3,175 $3,483
New Hampshire $1,463 $2,358 $3,003
New Jersey $1,612 $2,541 $3,278
New Mexico $1,646 $2,369 $2,660
New York $1,525 $1,986 $3,205
North Carolina $945 $1,526 $1,176
North Dakota $1,293 $1,991 $2,527
Ohio $1,153 $1,886 $1,954
Oklahoma $1,842 $2,765 $3,136
Oregon $1,676 $2,531 $2,904
Pennsylvania $1,412 $2,135 $2,450
Rhode Island $2,357 $3,617 $4,136
South Carolina $1,600 $2,316 $3,305
South Dakota $1,436 $1,976 $2,370
Tennessee $1,689 $2,526 $3,187
Texas $1,701 $2,503 $3,142
Utah $1,447 $2,092 $2,885
Vermont $1,114 $1,781 $1,947
Virginia $1,049 $1,580 $1,678
Washington $1,389 $2,087 $2,460
West Virginia $1,398 $2,035 $2,513
Wisconsin $1,393 $2,034 $2,470
Wyoming $1,301 $1,911 $2,136