Jeep Insurance Rates

The average cost of car insurance for a Jeep model is about $1,476 per year.

This is $311 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Jeep Cherokee Insurance Cost $1,463 $2,148 $2,513
Jeep Compass Insurance Cost $1,411 $2,072 $2,424
Jeep Gladiator Insurance Cost $1,659 $2,436 $2,850
Jeep Grand Cherokee Insurance Cost $1,515 $2,224 $2,602
Jeep Renegade Insurance Cost $1,420 $2,085 $2,439
Jeep Wrangler Insurance Cost $1,391 $2,043 $2,390

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,001 $7,343 $8,590
18 $4,660 $6,843 $8,006
19 $4,119 $6,048 $7,075
20 $3,591 $5,273 $6,169
21 $3,012 $4,422 $5,173
22 $2,933 $4,307 $5,038
23 $2,566 $3,768 $4,408
24 $2,438 $3,580 $4,188
25 $2,104 $3,090 $3,614
30 $1,639 $2,407 $2,816
35 $1,535 $2,254 $2,637
40 $1,476 $2,168 $2,536
45 $1,437 $2,110 $2,468
55 $1,317 $1,935 $2,263
65 $1,374 $2,018 $2,361
75 $1,735 $2,547 $2,980

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.

Average Jeep Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,564 $2,272 $2,892
Alaska $1,294 $1,794 $1,743
Arizona $1,463 $2,114 $3,115
Arkansas $1,604 $2,520 $2,774
California $1,785 $3,158 $1,785
Colorado $1,666 $2,332 $2,959
Connecticut $2,129 $3,302 $4,191
Delaware $1,762 $2,349 $3,017
Florida $2,098 $2,903 $3,783
Georgia $1,711 $2,558 $2,579
Hawaii $683 $928 $683
Idaho $1,187 $1,574 $1,914
Illinois $1,243 $1,878 $2,142
Indiana $1,277 $1,952 $2,190
Iowa $1,011 $1,387 $1,631
Kansas $1,346 $1,957 $2,290
Kentucky $1,945 $2,855 $3,372
Louisiana $2,496 $3,774 $4,092
Maine $944 $1,305 $1,927
Maryland $1,528 $2,224 $2,470
Massachusetts $1,225 $2,138 $1,225
Michigan $2,957 $4,506 $7,106
Minnesota $1,217 $1,623 $2,285
Mississippi $1,469 $2,096 $2,109
Missouri $1,384 $1,979 $2,600
Montana $1,408 $1,964 $2,286
Nebraska $1,190 $1,760 $1,912
Nevada $1,962 $2,911 $3,075
New Hampshire $1,365 $2,159 $2,729
New Jersey $1,504 $2,360 $3,088
New Mexico $1,536 $2,285 $2,372
New York $1,423 $1,792 $2,990
North Carolina $882 $1,515 $1,081
North Dakota $1,207 $1,834 $2,169
Ohio $1,076 $1,660 $1,702
Oklahoma $1,718 $2,460 $2,770
Oregon $1,564 $2,098 $2,506
Pennsylvania $1,317 $1,934 $2,262
Rhode Island $2,199 $3,226 $3,633
South Carolina $1,493 $2,070 $2,857
South Dakota $1,340 $1,931 $2,228
Tennessee $1,576 $2,320 $3,089
Texas $1,587 $2,292 $2,852
Utah $1,350 $1,892 $2,603
Vermont $1,039 $1,600 $1,692
Virginia $979 $1,503 $1,473
Washington $1,296 $1,759 $2,100
West Virginia $1,304 $1,867 $2,340
Wisconsin $1,300 $2,029 $2,314
Wyoming $1,214 $1,699 $1,809