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Jeep Insurance Rates

Jeep Insurance Rates

The average cost of car insurance for Jeep models is about $2,458 per year.

This is $675 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Estimated Jeep Compass Insurance Rates $2,011 $2,954 $3,455
Estimated Jeep Gladiator Insurance Rates $2,595 $3,810 $4,457
Estimated Jeep Grand Cherokee Insurance Rates $2,370 $3,480 $4,071
Estimated Jeep Grand Cherokee L Insurance Rates $2,439 $3,581 $4,189
Estimated Jeep Grand Wagoneer Insurance Rates $2,831 $4,157 $4,863
Estimated Jeep Grand Wagoneer L Insurance Rates $2,910 $4,272 $4,998
Estimated Jeep Wagoneer Insurance Rates $2,526 $3,709 $4,340
Estimated Jeep Wagoneer L Insurance Rates $2,587 $3,799 $4,444
Estimated Jeep Wagoneer S Insurance Rates $2,569 $3,772 $4,413
Estimated Jeep Wrangler Insurance Rates $1,984 $2,913 $3,407
Estimated Jeep Wrangler 4xe Insurance Rates $2,219 $3,258 $3,811

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,326 $12,226 $14,303
18 $7,759 $11,394 $13,329
19 $6,857 $10,069 $11,780
20 $5,979 $8,780 $10,271
21 $5,014 $7,363 $8,614
22 $4,883 $7,171 $8,389
23 $4,273 $6,274 $7,340
24 $4,059 $5,961 $6,973
25 $3,503 $5,144 $6,018
30 $2,729 $4,007 $4,688
35 $2,556 $3,753 $4,391
40 $2,458 $3,610 $4,223
45 $2,392 $3,512 $4,109
55 $2,194 $3,221 $3,768
65 $2,288 $3,360 $3,931
75 $2,888 $4,241 $4,961

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.


Average Jeep Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,848 $4,259 $4,295
Wyoming $2,020 $2,829 $3,012
Wisconsin $2,164 $3,379 $3,854
West Virginia $2,171 $3,109 $3,895
Washington $2,158 $2,928 $3,497
Virginia $1,630 $2,503 $2,453
Vermont $1,730 $2,665 $2,816
Utah $2,248 $3,150 $4,334
Texas $2,642 $3,817 $4,748
Tennessee $2,624 $3,862 $5,144
South Dakota $2,231 $3,215 $3,709
South Carolina $2,487 $3,446 $4,757
Rhode Island $3,662 $5,371 $6,048
Pennsylvania $2,193 $3,220 $3,767
Oregon $2,604 $3,493 $4,173
Oklahoma $2,861 $4,097 $4,613
Ohio $1,792 $2,763 $2,833
North Dakota $2,009 $3,054 $3,612
North Carolina $1,468 $2,523 $1,799
New York $2,369 $2,983 $4,979
New Mexico $2,557 $3,804 $3,949
New Jersey $2,504 $3,929 $5,141
New Hampshire $2,273 $3,594 $4,543
Nevada $3,268 $4,847 $5,120
Nebraska $1,981 $2,929 $3,182
Montana $2,343 $3,270 $3,806
Missouri $2,305 $3,295 $4,329
Mississippi $2,446 $3,489 $3,512
Minnesota $2,027 $2,702 $3,805
Michigan $4,923 $7,501 $11,832
Massachusetts $2,040 $3,559 $2,040
Maryland $2,544 $3,702 $4,112
Maine $1,572 $2,173 $3,208
Louisiana $4,157 $6,284 $6,813
Kentucky $3,238 $4,754 $5,614
Kansas $2,240 $3,259 $3,812
Iowa $1,684 $2,309 $2,715
Indiana $2,126 $3,250 $3,647
Illinois $2,069 $3,128 $3,566
Idaho $1,977 $2,620 $3,186
Hawaii $1,138 $1,545 $1,138
Florida $3,494 $4,834 $6,299
Delaware $2,934 $3,911 $5,023
Connecticut $3,544 $5,497 $6,978
Colorado $2,774 $3,883 $4,926
California $2,973 $5,258 $2,973
Arkansas $2,670 $4,195 $4,619
Arizona $2,435 $3,521 $5,187
Alaska $2,154 $2,986 $2,903
Alabama $2,605 $3,783 $4,815

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