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Jeep Insurance Rates

Jeep Insurance Rates

The average cost of car insurance for Jeep models is about $2,415 per year.

This is $662 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

$7,62218$11,193$13,094$3,44125$5,053$5,911$2,68130$3,936$4,605$2,41540$3,546$4,148$2,15555$3,164$3,702Age of DriverAge$0$1k$2k$3k$4k$5k$6k$7k$8k$9k$10k$11k$12k$13kGood Driver and CreditRecent At-Fault AccidentPoor Credit RatingAverage Jeep Annual Insurance Premium
Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Estimated Jeep Compass Insurance Rates $1,975 $2,901 $3,394
Estimated Jeep Gladiator Insurance Rates $2,549 $3,743 $4,379
Estimated Jeep Grand Cherokee Insurance Rates $2,328 $3,418 $3,999
Estimated Jeep Grand Cherokee L Insurance Rates $2,396 $3,518 $4,116
Estimated Jeep Grand Wagoneer Insurance Rates $2,781 $4,084 $4,777
Estimated Jeep Grand Wagoneer L Insurance Rates $2,858 $4,196 $4,909
Estimated Jeep Wagoneer Insurance Rates $2,481 $3,644 $4,263
Estimated Jeep Wagoneer L Insurance Rates $2,541 $3,731 $4,365
Estimated Jeep Wagoneer S Insurance Rates $2,523 $3,705 $4,334
Estimated Jeep Wrangler Insurance Rates $1,949 $2,861 $3,347
Estimated Jeep Wrangler 4xe Insurance Rates $2,180 $3,201 $3,744

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $8,179 $12,010 $14,050
18 $7,622 $11,193 $13,094
19 $6,736 $9,891 $11,571
20 $5,874 $8,624 $10,090
21 $4,926 $7,233 $8,461
22 $4,797 $7,044 $8,240
23 $4,197 $6,163 $7,210
24 $3,988 $5,855 $6,850
25 $3,441 $5,053 $5,911
30 $2,681 $3,936 $4,605
35 $2,511 $3,687 $4,313
40 $2,415 $3,546 $4,148
45 $2,350 $3,450 $4,036
55 $2,155 $3,164 $3,702
65 $2,248 $3,301 $3,861
75 $2,837 $4,166 $4,874

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.


Average Jeep Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,798 $4,184 $4,219
Wyoming $1,985 $2,779 $2,959
Wisconsin $2,126 $3,319 $3,786
West Virginia $2,133 $3,054 $3,826
Washington $2,119 $2,877 $3,435
Virginia $1,601 $2,458 $2,410
Vermont $1,700 $2,618 $2,767
Utah $2,208 $3,094 $4,257
Texas $2,596 $3,750 $4,664
Tennessee $2,577 $3,794 $5,053
South Dakota $2,191 $3,158 $3,644
South Carolina $2,443 $3,385 $4,672
Rhode Island $3,597 $5,276 $5,941
Pennsylvania $2,154 $3,163 $3,701
Oregon $2,557 $3,432 $4,099
Oklahoma $2,811 $4,024 $4,531
Ohio $1,760 $2,715 $2,783
North Dakota $1,974 $3,000 $3,548
North Carolina $1,442 $2,478 $1,767
New York $2,327 $2,930 $4,891
New Mexico $2,512 $3,737 $3,879
New Jersey $2,460 $3,860 $5,050
New Hampshire $2,233 $3,531 $4,463
Nevada $3,210 $4,761 $5,029
Nebraska $1,946 $2,878 $3,126
Montana $2,302 $3,212 $3,739
Missouri $2,264 $3,237 $4,253
Mississippi $2,403 $3,427 $3,450
Minnesota $1,991 $2,654 $3,737
Michigan $4,836 $7,369 $11,623
Massachusetts $2,004 $3,496 $2,004
Maryland $2,499 $3,637 $4,040
Maine $1,544 $2,134 $3,151
Louisiana $4,083 $6,172 $6,693
Kentucky $3,181 $4,669 $5,514
Kansas $2,200 $3,201 $3,745
Iowa $1,654 $2,268 $2,667
Indiana $2,088 $3,192 $3,582
Illinois $2,033 $3,072 $3,503
Idaho $1,942 $2,574 $3,129
Hawaii $1,118 $1,517 $1,118
Florida $3,432 $4,748 $6,187
Delaware $2,882 $3,841 $4,934
Connecticut $3,482 $5,400 $6,855
Colorado $2,725 $3,814 $4,839
California $2,920 $5,164 $2,920
Arkansas $2,623 $4,121 $4,538
Arizona $2,392 $3,458 $5,095
Alaska $2,116 $2,933 $2,851
Alabama $2,558 $3,716 $4,730

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