Jeep Insurance Rates

The average cost of car insurance for a Jeep model is about $1,510 per year.

This is $384 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Jeep Cherokee Insurance Cost $1,478 $2,170 $2,538
Jeep Compass Insurance Cost $1,425 $2,092 $2,448
Jeep Gladiator Insurance Cost $1,734 $2,546 $2,978
Jeep Grand Cherokee Insurance Cost $1,582 $2,323 $2,718
Jeep Renegade Insurance Cost $1,434 $2,106 $2,463
Jeep Wrangler Insurance Cost $1,405 $2,063 $2,413

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,113 $7,508 $8,784
18 $4,765 $6,997 $8,186
19 $4,211 $6,184 $7,234
20 $3,672 $5,392 $6,308
21 $3,079 $4,522 $5,290
22 $2,999 $4,404 $5,152
23 $2,624 $3,853 $4,508
24 $2,493 $3,660 $4,282
25 $2,151 $3,159 $3,696
30 $1,676 $2,461 $2,879
35 $1,570 $2,305 $2,696
40 $1,510 $2,217 $2,593
45 $1,469 $2,157 $2,523
55 $1,347 $1,978 $2,314
65 $1,405 $2,064 $2,414
75 $1,774 $2,604 $3,047

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.

Average Jeep Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,600 $2,323 $2,957
Alaska $1,323 $1,834 $1,782
Arizona $1,496 $2,162 $3,186
Arkansas $1,640 $2,576 $2,837
California $1,826 $3,229 $1,826
Colorado $1,704 $2,384 $3,025
Connecticut $2,177 $3,376 $4,285
Delaware $1,802 $2,402 $3,084
Florida $2,146 $2,968 $3,868
Georgia $1,749 $2,616 $2,637
Hawaii $699 $948 $699
Idaho $1,214 $1,609 $1,956
Illinois $1,271 $1,921 $2,190
Indiana $1,305 $1,996 $2,239
Iowa $1,034 $1,418 $1,668
Kansas $1,376 $2,002 $2,341
Kentucky $1,989 $2,919 $3,447
Louisiana $2,553 $3,859 $4,184
Maine $965 $1,334 $1,970
Maryland $1,562 $2,274 $2,525
Massachusetts $1,253 $2,186 $1,253
Michigan $3,023 $4,607 $7,266
Minnesota $1,244 $1,659 $2,336
Mississippi $1,502 $2,143 $2,157
Missouri $1,416 $2,024 $2,658
Montana $1,439 $2,008 $2,337
Nebraska $1,216 $1,799 $1,955
Nevada $2,006 $2,976 $3,144
New Hampshire $1,396 $2,207 $2,790
New Jersey $1,538 $2,413 $3,157
New Mexico $1,570 $2,336 $2,425
New York $1,455 $1,832 $3,058
North Carolina $902 $1,549 $1,105
North Dakota $1,234 $1,876 $2,218
Ohio $1,100 $1,697 $1,740
Oklahoma $1,757 $2,516 $2,833
Oregon $1,599 $2,146 $2,562
Pennsylvania $1,347 $1,978 $2,314
Rhode Island $2,248 $3,298 $3,714
South Carolina $1,527 $2,116 $2,921
South Dakota $1,370 $1,974 $2,278
Tennessee $1,611 $2,372 $3,159
Texas $1,623 $2,344 $2,916
Utah $1,380 $1,934 $2,661
Vermont $1,062 $1,636 $1,730
Virginia $1,001 $1,537 $1,506
Washington $1,325 $1,798 $2,148
West Virginia $1,333 $1,909 $2,392
Wisconsin $1,329 $2,075 $2,367
Wyoming $1,241 $1,737 $1,850