Jeep Insurance Rates

Jeep Insurance Rates

The average cost of car insurance for Jeep models is about $2,103 per year.

This is $792 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Estimated Jeep Cherokee Insurance Rates $2,073 $3,044 $3,561
Estimated Jeep Compass Insurance Rates $1,931 $2,835 $3,317
Estimated Jeep Gladiator Insurance Rates $2,491 $3,658 $4,280
Estimated Jeep Grand Cherokee Insurance Rates $2,275 $3,341 $3,908
Estimated Jeep Renegade Insurance Rates $1,945 $2,856 $3,341
Estimated Jeep Wrangler Insurance Rates $1,905 $2,797 $3,272

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,124 $10,462 $12,239
18 $6,640 $9,749 $11,406
19 $5,868 $8,616 $10,079
20 $5,116 $7,513 $8,789
21 $4,290 $6,300 $7,370
22 $4,178 $6,136 $7,178
23 $3,656 $5,369 $6,280
24 $3,473 $5,100 $5,967
25 $2,998 $4,402 $5,149
30 $2,335 $3,429 $4,011
35 $2,187 $3,211 $3,757
40 $2,103 $3,088 $3,613
45 $2,047 $3,006 $3,516
55 $1,877 $2,756 $3,224
65 $1,958 $2,875 $3,363
75 $2,471 $3,629 $4,245

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.


Average Jeep Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $2,437 $3,644 $3,675
Wyoming $1,729 $2,420 $2,577
Wisconsin $1,852 $2,891 $3,298
West Virginia $1,858 $2,660 $3,333
Washington $1,846 $2,506 $2,992
Virginia $1,395 $2,141 $2,099
Vermont $1,480 $2,280 $2,410
Utah $1,923 $2,695 $3,708
Texas $2,261 $3,266 $4,062
Tennessee $2,245 $3,305 $4,401
South Dakota $1,909 $2,750 $3,174
South Carolina $2,128 $2,949 $4,070
Rhode Island $3,133 $4,596 $5,175
Pennsylvania $1,877 $2,755 $3,223
Oregon $2,228 $2,989 $3,570
Oklahoma $2,448 $3,506 $3,947
Ohio $1,533 $2,365 $2,425
North Dakota $1,720 $2,613 $3,090
North Carolina $1,256 $2,159 $1,539
New York $2,027 $2,552 $4,260
New Mexico $2,188 $3,255 $3,379
New Jersey $2,143 $3,362 $4,399
New Hampshire $1,945 $3,075 $3,888
Nevada $2,796 $4,147 $4,381
Nebraska $1,695 $2,507 $2,723
Montana $2,005 $2,798 $3,256
Missouri $1,972 $2,820 $3,704
Mississippi $2,093 $2,986 $3,005
Minnesota $1,734 $2,312 $3,256
Michigan $4,212 $6,419 $10,124
Massachusetts $1,745 $3,045 $1,745
Maryland $2,176 $3,168 $3,519
Maine $1,345 $1,859 $2,745
Louisiana $3,557 $5,377 $5,830
Kentucky $2,771 $4,068 $4,803
Kansas $1,916 $2,789 $3,262
Iowa $1,441 $1,976 $2,323
Indiana $1,819 $2,781 $3,120
Illinois $1,770 $2,676 $3,051
Idaho $1,692 $2,242 $2,726
Hawaii $974 $1,322 $974
Florida $2,990 $4,136 $5,390
Delaware $2,511 $3,346 $4,298
Connecticut $3,033 $4,704 $5,971
Colorado $2,374 $3,322 $4,215
California $2,544 $4,498 $2,544
Arkansas $2,285 $3,590 $3,953
Arizona $2,084 $3,012 $4,438
Alaska $1,843 $2,555 $2,484
Alabama $2,229 $3,237 $4,120

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