Jeep Insurance Rates

The average cost of car insurance for a Jeep model is about $1,591 per year.

This is $634 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Jeep insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Jeep insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Jeep Model

Model Good Driver Recent Accident Poor Credit
Jeep Cherokee Insurance Cost $1,575 $2,313 $2,706
Jeep Compass Insurance Cost $1,453 $2,133 $2,496
Jeep Gladiator Insurance Cost $1,893 $2,779 $3,252
Jeep Grand Cherokee Insurance Cost $1,729 $2,538 $2,969
Jeep Renegade Insurance Cost $1,463 $2,148 $2,513
Jeep Wrangler Insurance Cost $1,433 $2,104 $2,461

The cost to insure a Jeep model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Jeep, then see our insurance analysis and rankings for other makes and models here.

Jeep Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,389 $7,913 $9,256
18 $5,022 $7,374 $8,627
19 $4,438 $6,517 $7,624
20 $3,870 $5,682 $6,647
21 $3,245 $4,765 $5,575
22 $3,160 $4,641 $5,429
23 $2,765 $4,061 $4,750
24 $2,627 $3,858 $4,513
25 $2,267 $3,329 $3,895
30 $1,766 $2,594 $3,034
35 $1,654 $2,429 $2,842
40 $1,591 $2,336 $2,733
45 $1,548 $2,273 $2,659
55 $1,420 $2,085 $2,439
65 $1,481 $2,174 $2,544
75 $1,869 $2,745 $3,211

Jeep auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Jeep models by state.

Average Jeep Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,686 $2,448 $3,116
Alaska $1,394 $1,933 $1,878
Arizona $1,576 $2,278 $3,357
Arkansas $1,728 $2,716 $2,990
California $1,924 $3,402 $1,924
Colorado $1,796 $2,513 $3,188
Connecticut $2,294 $3,558 $4,516
Delaware $1,899 $2,531 $3,251
Florida $2,261 $3,128 $4,076
Georgia $1,843 $2,757 $2,779
Hawaii $736 $1,000 $736
Idaho $1,279 $1,696 $2,062
Illinois $1,339 $2,024 $2,308
Indiana $1,376 $2,103 $2,360
Iowa $1,090 $1,494 $1,757
Kansas $1,450 $2,109 $2,467
Kentucky $2,096 $3,076 $3,633
Louisiana $2,690 $4,067 $4,409
Maine $1,017 $1,406 $2,076
Maryland $1,646 $2,396 $2,661
Massachusetts $1,320 $2,303 $1,320
Michigan $3,186 $4,855 $7,658
Minnesota $1,312 $1,749 $2,462
Mississippi $1,583 $2,258 $2,273
Missouri $1,492 $2,133 $2,802
Montana $1,517 $2,116 $2,463
Nebraska $1,282 $1,896 $2,060
Nevada $2,115 $3,136 $3,313
New Hampshire $1,471 $2,326 $2,940
New Jersey $1,621 $2,543 $3,327
New Mexico $1,655 $2,462 $2,556
New York $1,533 $1,931 $3,222
North Carolina $950 $1,633 $1,164
North Dakota $1,300 $1,976 $2,338
Ohio $1,160 $1,788 $1,834
Oklahoma $1,852 $2,651 $2,985
Oregon $1,685 $2,261 $2,700
Pennsylvania $1,419 $2,084 $2,438
Rhode Island $2,370 $3,476 $3,914
South Carolina $1,609 $2,230 $3,078
South Dakota $1,444 $2,080 $2,400
Tennessee $1,698 $2,500 $3,329
Texas $1,710 $2,470 $3,073
Utah $1,454 $2,038 $2,805
Vermont $1,120 $1,725 $1,823
Virginia $1,055 $1,620 $1,588
Washington $1,396 $1,895 $2,263
West Virginia $1,405 $2,012 $2,521
Wisconsin $1,401 $2,187 $2,494
Wyoming $1,308 $1,831 $1,949