Buick Insurance Rates

The average cost of car insurance for a Buick model is about $1,517 per year.

This is $270 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Buick insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Buick Model

Model Good Driver Recent Accident Poor Credit
Buick Enclave Insurance Cost $1,551 $2,278 $2,665
Buick Encore Insurance Cost $1,423 $2,089 $2,444
Buick Envision Insurance Cost $1,576 $2,315 $2,708

The cost to insure a Buick model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Buick, then see our insurance analysis and rankings for other makes and models here.

Buick Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,138 $7,544 $8,826
18 $4,788 $7,031 $8,225
19 $4,231 $6,214 $7,269
20 $3,690 $5,418 $6,338
21 $3,094 $4,543 $5,315
22 $3,013 $4,425 $5,176
23 $2,637 $3,872 $4,529
24 $2,505 $3,678 $4,303
25 $2,162 $3,174 $3,713
30 $1,684 $2,473 $2,893
35 $1,577 $2,316 $2,709
40 $1,517 $2,227 $2,606
45 $1,476 $2,167 $2,535
55 $1,354 $1,988 $2,325
65 $1,412 $2,074 $2,426
75 $1,782 $2,617 $3,061

Buick auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick models by state.

Average Buick Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,607 $2,334 $2,971
Alaska $1,329 $1,843 $1,791
Arizona $1,503 $2,173 $3,201
Arkansas $1,648 $2,589 $2,850
California $1,834 $3,244 $1,834
Colorado $1,712 $2,396 $3,040
Connecticut $2,187 $3,392 $4,306
Delaware $1,811 $2,413 $3,100
Florida $2,156 $2,983 $3,887
Georgia $1,758 $2,628 $2,650
Hawaii $702 $953 $702
Idaho $1,220 $1,617 $1,966
Illinois $1,277 $1,930 $2,201
Indiana $1,312 $2,005 $2,250
Iowa $1,039 $1,425 $1,676
Kansas $1,382 $2,011 $2,352
Kentucky $1,998 $2,933 $3,464
Louisiana $2,565 $3,877 $4,204
Maine $970 $1,341 $1,980
Maryland $1,570 $2,285 $2,537
Massachusetts $1,259 $2,196 $1,259
Michigan $3,038 $4,629 $7,301
Minnesota $1,250 $1,667 $2,348
Mississippi $1,510 $2,153 $2,167
Missouri $1,422 $2,034 $2,671
Montana $1,446 $2,018 $2,349
Nebraska $1,222 $1,808 $1,964
Nevada $2,016 $2,991 $3,159
New Hampshire $1,403 $2,218 $2,804
New Jersey $1,545 $2,424 $3,173
New Mexico $1,578 $2,347 $2,437
New York $1,462 $1,841 $3,072
North Carolina $906 $1,557 $1,110
North Dakota $1,240 $1,884 $2,229
Ohio $1,106 $1,705 $1,748
Oklahoma $1,766 $2,528 $2,846
Oregon $1,607 $2,156 $2,575
Pennsylvania $1,353 $1,987 $2,325
Rhode Island $2,259 $3,314 $3,732
South Carolina $1,534 $2,127 $2,935
South Dakota $1,377 $1,984 $2,289
Tennessee $1,619 $2,384 $3,174
Texas $1,631 $2,356 $2,930
Utah $1,387 $1,944 $2,674
Vermont $1,068 $1,644 $1,738
Virginia $1,006 $1,544 $1,514
Washington $1,332 $1,807 $2,158
West Virginia $1,340 $1,919 $2,404
Wisconsin $1,336 $2,085 $2,378
Wyoming $1,247 $1,745 $1,859