Buick Insurance Rates

The average cost of car insurance for a Buick model is about $1,678 per year.

This is $547 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Buick insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Buick Model

Model Good Driver Recent Accident Poor Credit
Buick Enclave Insurance Cost $1,770 $2,600 $3,041
Buick Encore Insurance Cost $1,466 $2,152 $2,518
Buick Envision Insurance Cost $1,798 $2,641 $3,089

The cost to insure a Buick model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Buick, then see our insurance analysis and rankings for other makes and models here.

Buick Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,684 $8,347 $9,765
18 $5,298 $7,779 $9,100
19 $4,682 $6,874 $8,042
20 $4,082 $5,994 $7,012
21 $3,423 $5,027 $5,881
22 $3,334 $4,896 $5,727
23 $2,917 $4,283 $5,011
24 $2,771 $4,069 $4,760
25 $2,392 $3,512 $4,108
30 $1,863 $2,735 $3,200
35 $1,745 $2,562 $2,997
40 $1,678 $2,464 $2,883
45 $1,633 $2,398 $2,805
55 $1,498 $2,199 $2,573
65 $1,562 $2,294 $2,684
75 $1,972 $2,895 $3,387

Buick auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick models by state.

Average Buick Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,778 $2,582 $3,287
Alaska $1,471 $2,039 $1,982
Arizona $1,663 $2,404 $3,541
Arkansas $1,823 $2,864 $3,153
California $2,030 $3,589 $2,030
Colorado $1,894 $2,650 $3,363
Connecticut $2,420 $3,753 $4,764
Delaware $2,003 $2,670 $3,429
Florida $2,385 $3,300 $4,300
Hawaii $776 $1,054 $776
Idaho $1,350 $1,789 $2,175
Illinois $1,413 $2,135 $2,434
Indiana $1,451 $2,219 $2,489
Iowa $1,150 $1,576 $1,854
Kansas $1,529 $2,225 $2,603
Kentucky $2,211 $3,245 $3,832
Louisiana $2,838 $4,290 $4,651
Maine $1,073 $1,484 $2,190
Maryland $1,737 $2,528 $2,807
Massachusetts $1,392 $2,429 $1,392
Michigan $3,360 $5,121 $8,078
Minnesota $1,383 $1,845 $2,597
Mississippi $1,670 $2,382 $2,397
Missouri $1,573 $2,250 $2,955
Montana $1,600 $2,232 $2,598
Nebraska $1,352 $2,000 $2,173
Nevada $2,230 $3,309 $3,495
New Hampshire $1,552 $2,454 $3,102
New Jersey $1,710 $2,682 $3,510
New Mexico $1,746 $2,597 $2,696
New York $1,617 $2,036 $3,399
North Carolina $1,003 $1,722 $1,228
North Dakota $1,372 $2,085 $2,466
Ohio $1,223 $1,887 $1,935
Oklahoma $1,953 $2,797 $3,149
Oregon $1,777 $2,385 $2,848
Pennsylvania $1,497 $2,198 $2,572
Rhode Island $2,500 $3,667 $4,129
South Carolina $1,698 $2,353 $3,247
South Dakota $1,523 $2,195 $2,533
Tennessee $1,791 $2,637 $3,512
Texas $1,804 $2,606 $3,242
Utah $1,534 $2,150 $2,959
Vermont $1,181 $1,819 $1,922
Virginia $1,113 $1,708 $1,675
Washington $1,473 $1,999 $2,387
West Virginia $1,482 $2,122 $2,659
Wisconsin $1,478 $2,307 $2,631
Wyoming $1,379 $1,931 $2,057
Georgia $1,944 $2,908 $2,932