Buick Insurance Rates

The average cost of car insurance for a Buick model is about $1,568 per year.

This is $326 better than other popular brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Buick insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Buick Model

Model Good Driver Recent Accident Poor Credit
Buick Enclave Insurance Cost $1,621 $2,380 $2,785
Buick Encore Insurance Cost $1,437 $2,110 $2,468
Buick Envision Insurance Cost $1,647 $2,418 $2,829

The cost to insure a Buick model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on a Buick, then see our insurance analysis and rankings for other makes and models here.

Buick Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,312 $7,801 $9,125
18 $4,951 $7,269 $8,504
19 $4,375 $6,424 $7,516
20 $3,815 $5,602 $6,553
21 $3,199 $4,698 $5,495
22 $3,115 $4,575 $5,352
23 $2,726 $4,003 $4,683
24 $2,590 $3,803 $4,449
25 $2,235 $3,282 $3,839
30 $1,741 $2,557 $2,991
35 $1,631 $2,395 $2,801
40 $1,568 $2,303 $2,694
45 $1,526 $2,241 $2,622
55 $1,400 $2,055 $2,404
65 $1,460 $2,144 $2,508
75 $1,843 $2,706 $3,165

Buick auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick models by state.

Average Buick Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,662 $2,413 $3,072
Alaska $1,374 $1,905 $1,852
Arizona $1,554 $2,246 $3,309
Arkansas $1,704 $2,677 $2,947
California $1,897 $3,354 $1,897
Colorado $1,770 $2,477 $3,143
Connecticut $2,261 $3,507 $4,452
Delaware $1,872 $2,495 $3,204
Florida $2,229 $3,084 $4,019
Georgia $1,817 $2,718 $2,740
Hawaii $726 $986 $726
Idaho $1,261 $1,672 $2,033
Illinois $1,320 $1,996 $2,275
Indiana $1,356 $2,073 $2,327
Iowa $1,074 $1,473 $1,732
Kansas $1,429 $2,079 $2,432
Kentucky $2,066 $3,033 $3,581
Louisiana $2,652 $4,009 $4,347
Maine $1,003 $1,386 $2,047
Maryland $1,623 $2,362 $2,624
Massachusetts $1,301 $2,270 $1,301
Michigan $3,140 $4,786 $7,549
Minnesota $1,293 $1,724 $2,427
Mississippi $1,561 $2,226 $2,241
Missouri $1,470 $2,102 $2,762
Montana $1,495 $2,086 $2,428
Nebraska $1,264 $1,869 $2,030
Nevada $2,085 $3,092 $3,266
New Hampshire $1,450 $2,293 $2,899
New Jersey $1,598 $2,507 $3,280
New Mexico $1,631 $2,427 $2,519
New York $1,511 $1,903 $3,177
North Carolina $937 $1,610 $1,148
North Dakota $1,282 $1,948 $2,304
Ohio $1,143 $1,763 $1,808
Oklahoma $1,825 $2,614 $2,943
Oregon $1,661 $2,229 $2,662
Pennsylvania $1,399 $2,054 $2,403
Rhode Island $2,336 $3,427 $3,859
South Carolina $1,586 $2,199 $3,035
South Dakota $1,423 $2,051 $2,366
Tennessee $1,674 $2,464 $3,282
Texas $1,686 $2,435 $3,029
Utah $1,434 $2,009 $2,765
Vermont $1,104 $1,700 $1,797
Virginia $1,040 $1,597 $1,565
Washington $1,377 $1,868 $2,231
West Virginia $1,385 $1,983 $2,485
Wisconsin $1,381 $2,156 $2,459
Wyoming $1,289 $1,804 $1,922