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Buick Encore GX Insurance Rates

Buick Encore GX Insurance Rates

Auto insurance for a Buick Encore GX will cost about $2,036 per year.

This beats the national average for popular SUV models by $1,097. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Buick Encore GX.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Buick Encore GX insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Buick Encore GX Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $6,897 $10,128 $11,849
18 $6,428 $9,439 $11,042
19 $5,681 $8,341 $9,758
20 $4,953 $7,273 $8,509
21 $4,154 $6,099 $7,135
22 $4,045 $5,940 $6,949
23 $3,540 $5,198 $6,080
24 $3,363 $4,938 $5,777
25 $2,902 $4,261 $4,985
30 $2,261 $3,319 $3,883
35 $2,117 $3,109 $3,637
40 $2,036 $2,990 $3,498
45 $1,981 $2,910 $3,404
55 $1,817 $2,668 $3,122
65 $1,896 $2,783 $3,256
75 $2,392 $3,513 $4,110

Buick Encore GX car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Buick Encore GX by state.


Buick Encore GX Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,158 $3,134 $3,989
Alaska $1,785 $2,474 $2,405
Arizona $2,017 $2,917 $4,297
Arkansas $2,212 $3,475 $3,827
California $2,463 $4,355 $2,463
Colorado $2,298 $3,216 $4,081
Connecticut $2,936 $4,554 $5,780
Delaware $2,431 $3,240 $4,161
Florida $2,894 $4,004 $5,218
Georgia $2,360 $3,528 $3,558
Hawaii $943 $1,280 $943
Idaho $1,638 $2,171 $2,639
Illinois $1,714 $2,591 $2,954
Indiana $1,761 $2,692 $3,021
Iowa $1,395 $1,913 $2,249
Kansas $1,856 $2,700 $3,158
Kentucky $2,682 $3,938 $4,650
Louisiana $3,444 $5,205 $5,644
Maine $1,302 $1,800 $2,657
Maryland $2,107 $3,067 $3,407
Massachusetts $1,690 $2,948 $1,690
Michigan $4,078 $6,214 $9,802
Minnesota $1,679 $2,238 $3,152
Mississippi $2,026 $2,890 $2,909
Missouri $1,909 $2,730 $3,586
Montana $1,941 $2,709 $3,153
Nebraska $1,641 $2,427 $2,636
Nevada $2,707 $4,015 $4,241
New Hampshire $1,883 $2,977 $3,764
New Jersey $2,074 $3,255 $4,259
New Mexico $2,118 $3,151 $3,271
New York $1,962 $2,471 $4,125
North Carolina $1,216 $2,090 $1,490
North Dakota $1,665 $2,530 $2,992
Ohio $1,484 $2,289 $2,347
Oklahoma $2,370 $3,394 $3,821
Oregon $2,157 $2,894 $3,456
Pennsylvania $1,817 $2,667 $3,121
Rhode Island $3,033 $4,449 $5,010
South Carolina $2,060 $2,855 $3,940
South Dakota $1,848 $2,663 $3,073
Tennessee $2,173 $3,200 $4,261
Texas $2,189 $3,162 $3,933
Utah $1,862 $2,609 $3,590
Vermont $1,433 $2,207 $2,333
Virginia $1,350 $2,073 $2,032
Washington $1,787 $2,426 $2,897
West Virginia $1,799 $2,575 $3,227
Wisconsin $1,793 $2,799 $3,192
Wyoming $1,674 $2,343 $2,495

Buick Encore GX Insurance Rankings


We've ranked over 300 models from best to worst for Insurance. See where the Buick Encore GX ranks for Insurance compared to other vehicles. Also check out how the Encore GX stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Buick Encore GX Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Buick Encore GX costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:


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Allstate Auto Insurance
Farmers Auto Insurance
Geico Auto Insurance
Clearcover Auto Insurance
Progessive Auto Insurance
Travelers Auto Insurance
+ more

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