Honda Ridgeline Insurance Cost

Auto insurance for a Honda Ridgeline will cost about $1,424 per year.

This beats the national average for popular pickup models by $363. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Ridgeline.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Ridgeline insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Ridgeline Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,823 $7,082 $8,285
18 $4,495 $6,600 $7,721
19 $3,972 $5,833 $6,824
20 $3,464 $5,086 $5,950
21 $2,905 $4,265 $4,990
22 $2,829 $4,154 $4,859
23 $2,475 $3,634 $4,252
24 $2,351 $3,453 $4,039
25 $2,029 $2,980 $3,486
30 $1,581 $2,321 $2,715
35 $1,481 $2,174 $2,543
40 $1,424 $2,091 $2,446
45 $1,386 $2,035 $2,380
55 $1,271 $1,866 $2,183
65 $1,326 $1,946 $2,277
75 $1,673 $2,457 $2,874

Honda Ridgeline car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Ridgeline by state.

Honda Ridgeline Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,509 $2,191 $2,789
Alaska $1,248 $1,730 $1,681
Arizona $1,411 $2,039 $3,005
Arkansas $1,547 $2,430 $2,676
California $1,722 $3,045 $1,722
Colorado $1,607 $2,249 $2,854
Connecticut $2,053 $3,184 $4,042
Delaware $1,700 $2,265 $2,910
Florida $2,024 $2,800 $3,649
Georgia $1,650 $2,467 $2,488
Hawaii $659 $895 $659
Idaho $1,145 $1,518 $1,845
Illinois $1,199 $1,812 $2,066
Indiana $1,231 $1,882 $2,112
Iowa $975 $1,338 $1,573
Kansas $1,298 $1,888 $2,208
Kentucky $1,876 $2,753 $3,252
Louisiana $2,408 $3,640 $3,947
Maine $911 $1,259 $1,858
Maryland $1,474 $2,145 $2,382
Massachusetts $1,182 $2,061 $1,182
Michigan $2,852 $4,345 $6,854
Minnesota $1,174 $1,565 $2,204
Mississippi $1,417 $2,021 $2,034
Missouri $1,335 $1,909 $2,508
Montana $1,357 $1,894 $2,205
Nebraska $1,147 $1,697 $1,844
Nevada $1,893 $2,807 $2,966
New Hampshire $1,317 $2,082 $2,632
New Jersey $1,451 $2,276 $2,978
New Mexico $1,481 $2,204 $2,287
New York $1,372 $1,728 $2,884
North Carolina $851 $1,461 $1,042
North Dakota $1,164 $1,769 $2,092
Ohio $1,038 $1,601 $1,641
Oklahoma $1,657 $2,373 $2,672
Oregon $1,508 $2,024 $2,417
Pennsylvania $1,270 $1,865 $2,182
Rhode Island $2,121 $3,111 $3,503
South Carolina $1,440 $1,996 $2,755
South Dakota $1,292 $1,862 $2,149
Tennessee $1,520 $2,237 $2,980
Texas $1,531 $2,211 $2,750
Utah $1,302 $1,824 $2,510
Vermont $1,002 $1,544 $1,631
Virginia $944 $1,450 $1,421
Washington $1,250 $1,696 $2,026
West Virginia $1,258 $1,801 $2,256
Wisconsin $1,254 $1,957 $2,232
Wyoming $1,170 $1,639 $1,745

Honda Ridgeline Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Ridgeline ranks for Insurance compared to other vehicles. Also check out how the Ridgeline stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Ridgeline Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Ridgeline costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: