Honda Civic Insurance Cost

Auto insurance for a Honda Civic will cost about $1,537 per year.

This beats the national average for popular sedan models by $250. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Civic.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Civic insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Civic Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,208 $7,647 $8,946
18 $4,853 $7,126 $8,337
19 $4,289 $6,298 $7,368
20 $3,740 $5,491 $6,424
21 $3,136 $4,605 $5,387
22 $3,054 $4,485 $5,247
23 $2,672 $3,924 $4,591
24 $2,539 $3,728 $4,361
25 $2,191 $3,217 $3,764
30 $1,707 $2,506 $2,932
35 $1,599 $2,347 $2,746
40 $1,537 $2,258 $2,641
45 $1,496 $2,197 $2,570
55 $1,372 $2,015 $2,357
65 $1,431 $2,102 $2,458
75 $1,806 $2,652 $3,103

Honda Civic car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Civic by state.

Honda Civic Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,629 $2,366 $3,012
Alaska $1,347 $1,868 $1,815
Arizona $1,523 $2,202 $3,244
Arkansas $1,670 $2,624 $2,889
California $1,859 $3,288 $1,859
Colorado $1,735 $2,428 $3,081
Connecticut $2,217 $3,438 $4,364
Delaware $1,835 $2,446 $3,142
Florida $2,185 $3,023 $3,939
Georgia $1,781 $2,664 $2,686
Hawaii $712 $966 $712
Idaho $1,236 $1,639 $1,993
Illinois $1,294 $1,956 $2,230
Indiana $1,330 $2,033 $2,281
Iowa $1,053 $1,444 $1,698
Kansas $1,401 $2,038 $2,384
Kentucky $2,025 $2,973 $3,511
Louisiana $2,600 $3,930 $4,261
Maine $983 $1,359 $2,006
Maryland $1,591 $2,316 $2,572
Massachusetts $1,276 $2,226 $1,276
Michigan $3,079 $4,692 $7,400
Minnesota $1,267 $1,690 $2,380
Mississippi $1,530 $2,182 $2,196
Missouri $1,442 $2,061 $2,708
Montana $1,466 $2,045 $2,380
Nebraska $1,239 $1,832 $1,991
Nevada $2,044 $3,031 $3,202
New Hampshire $1,422 $2,248 $2,842
New Jersey $1,566 $2,457 $3,216
New Mexico $1,599 $2,379 $2,470
New York $1,482 $1,866 $3,114
North Carolina $918 $1,578 $1,125
North Dakota $1,257 $1,910 $2,259
Ohio $1,121 $1,728 $1,772
Oklahoma $1,789 $2,562 $2,885
Oregon $1,628 $2,185 $2,610
Pennsylvania $1,372 $2,014 $2,356
Rhode Island $2,290 $3,359 $3,783
South Carolina $1,555 $2,155 $2,975
South Dakota $1,395 $2,011 $2,320
Tennessee $1,641 $2,416 $3,217
Texas $1,653 $2,387 $2,970
Utah $1,406 $1,970 $2,711
Vermont $1,082 $1,667 $1,762
Virginia $1,019 $1,565 $1,534
Washington $1,349 $1,832 $2,187
West Virginia $1,358 $1,944 $2,436
Wisconsin $1,354 $2,113 $2,410
Wyoming $1,264 $1,769 $1,884

Honda Civic Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Civic ranks for Insurance compared to other vehicles. Also check out how the Civic stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Civic Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Civic costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: