Honda Civic Insurance Cost

Auto insurance for a Honda Civic will cost about $1,606 per year.

This beats the national average for popular sedan models by $288. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Civic.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Civic insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Civic Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,440 $7,989 $9,346
18 $5,070 $7,445 $8,709
19 $4,481 $6,579 $7,697
20 $3,907 $5,737 $6,711
21 $3,276 $4,811 $5,628
22 $3,191 $4,685 $5,481
23 $2,792 $4,100 $4,796
24 $2,652 $3,895 $4,556
25 $2,289 $3,361 $3,932
30 $1,783 $2,618 $3,063
35 $1,670 $2,452 $2,869
40 $1,606 $2,358 $2,759
45 $1,563 $2,295 $2,685
55 $1,433 $2,105 $2,462
65 $1,495 $2,196 $2,568
75 $1,887 $2,771 $3,242

Honda Civic car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Civic by state.

Honda Civic Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,702 $2,472 $3,146
Alaska $1,408 $1,951 $1,897
Arizona $1,591 $2,300 $3,389
Arkansas $1,745 $2,741 $3,018
California $1,943 $3,435 $1,943
Colorado $1,813 $2,537 $3,219
Connecticut $2,316 $3,592 $4,559
Delaware $1,917 $2,555 $3,282
Florida $2,283 $3,158 $4,116
Georgia $1,861 $2,783 $2,806
Hawaii $743 $1,009 $743
Idaho $1,292 $1,712 $2,082
Illinois $1,352 $2,044 $2,330
Indiana $1,389 $2,123 $2,383
Iowa $1,100 $1,509 $1,774
Kansas $1,464 $2,130 $2,491
Kentucky $2,116 $3,106 $3,668
Louisiana $2,716 $4,106 $4,452
Maine $1,027 $1,420 $2,096
Maryland $1,662 $2,419 $2,687
Massachusetts $1,333 $2,325 $1,333
Michigan $3,216 $4,901 $7,731
Minnesota $1,324 $1,765 $2,486
Mississippi $1,598 $2,280 $2,295
Missouri $1,506 $2,153 $2,829
Montana $1,531 $2,137 $2,487
Nebraska $1,294 $1,914 $2,080
Nevada $2,135 $3,167 $3,345
New Hampshire $1,485 $2,348 $2,969
New Jersey $1,636 $2,567 $3,359
New Mexico $1,671 $2,486 $2,580
New York $1,548 $1,949 $3,253
North Carolina $959 $1,648 $1,176
North Dakota $1,313 $1,995 $2,360
Ohio $1,171 $1,806 $1,851
Oklahoma $1,869 $2,677 $3,014
Oregon $1,701 $2,283 $2,726
Pennsylvania $1,433 $2,104 $2,462
Rhode Island $2,392 $3,509 $3,952
South Carolina $1,625 $2,252 $3,108
South Dakota $1,458 $2,100 $2,424
Tennessee $1,714 $2,524 $3,361
Texas $1,727 $2,494 $3,102
Utah $1,469 $2,058 $2,832
Vermont $1,131 $1,741 $1,840
Virginia $1,065 $1,635 $1,603
Washington $1,410 $1,913 $2,285
West Virginia $1,419 $2,031 $2,545
Wisconsin $1,414 $2,208 $2,518
Wyoming $1,320 $1,848 $1,968

Honda Civic Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Civic ranks for Insurance compared to other vehicles. Also check out how the Civic stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Civic Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Civic costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: