Honda Civic Insurance Cost

Auto insurance for a Honda Civic will cost about $1,690 per year.

This beats the national average for popular sedan models by $377. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Civic. Visit our Competitive Quote Tool to see if you can find lower rates for a Civic.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Honda Civic insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Honda Civic insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,724 $8,525 $10,078
18 $5,334 $7,945 $9,392
19 $4,714 $7,021 $8,300
20 $4,110 $6,122 $7,237
21 $3,447 $5,134 $6,069
22 $3,357 $5,000 $5,911
23 $2,937 $4,375 $5,172
24 $2,790 $4,156 $4,913
25 $2,408 $3,587 $4,240
30 $1,876 $2,794 $3,303
35 $1,757 $2,617 $3,094
40 $1,690 $2,517 $2,975
45 $1,644 $2,449 $2,895
55 $1,508 $2,246 $2,655
65 $1,573 $2,343 $2,770
75 $1,985 $2,957 $3,496

Honda Civic car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Civic by state.

Honda Civic Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,790 $2,508 $3,139
Alaska $1,481 $2,157 $2,260
Arizona $1,674 $2,597 $3,703
Arkansas $1,836 $2,780 $3,110
California $2,044 $3,574 $2,044
Colorado $1,907 $2,640 $3,293
Connecticut $2,437 $3,767 $4,825
Delaware $2,017 $2,777 $3,687
Florida $2,402 $3,262 $4,253
Georgia $1,958 $3,018 $3,096
Hawaii $782 $1,080 $782
Idaho $1,359 $1,829 $2,277
Illinois $1,422 $2,102 $2,438
Indiana $1,461 $2,284 $2,665
Iowa $1,157 $1,736 $2,023
Kansas $1,540 $2,267 $2,685
Kentucky $2,226 $3,348 $3,938
Louisiana $2,858 $4,367 $4,702
Maine $1,081 $1,449 $2,115
Maryland $1,749 $2,564 $3,028
Massachusetts $1,402 $2,372 $1,402
Michigan $3,384 $5,087 $7,822
Minnesota $1,393 $1,871 $2,770
Mississippi $1,682 $2,540 $2,683
Missouri $1,584 $2,182 $2,822
Montana $1,611 $2,521 $2,780
Nebraska $1,362 $1,928 $2,193
Nevada $2,246 $3,391 $3,720
New Hampshire $1,562 $2,518 $3,207
New Jersey $1,721 $2,714 $3,501
New Mexico $1,758 $2,530 $2,841
New York $1,628 $2,121 $3,423
North Carolina $1,009 $1,630 $1,256
North Dakota $1,381 $2,126 $2,699
Ohio $1,232 $2,014 $2,087
Oklahoma $1,967 $2,953 $3,349
Oregon $1,790 $2,703 $3,101
Pennsylvania $1,508 $2,280 $2,616
Rhode Island $2,517 $3,862 $4,417
South Carolina $1,709 $2,474 $3,530
South Dakota $1,534 $2,110 $2,531
Tennessee $1,804 $2,698 $3,404
Texas $1,816 $2,673 $3,356
Utah $1,545 $2,234 $3,081
Vermont $1,189 $1,902 $2,079
Virginia $1,120 $1,687 $1,792
Washington $1,483 $2,228 $2,628
West Virginia $1,493 $2,173 $2,684
Wisconsin $1,488 $2,172 $2,638
Wyoming $1,389 $2,041 $2,282

Other Important Costs of Owning a Honda Civic

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Honda Civic depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.