Honda Civic Insurance Cost

Auto insurance for a Honda Civic will cost about $1,754 per year.

This beats the national average for popular sedan models by $471. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Civic.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Civic insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Civic Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,943 $8,727 $10,209
18 $5,538 $8,132 $9,514
19 $4,894 $7,187 $8,408
20 $4,268 $6,267 $7,331
21 $3,579 $5,255 $6,148
22 $3,486 $5,118 $5,988
23 $3,050 $4,478 $5,239
24 $2,897 $4,254 $4,977
25 $2,500 $3,672 $4,295
30 $1,948 $2,860 $3,346
35 $1,824 $2,679 $3,134
40 $1,754 $2,576 $3,014
45 $1,707 $2,507 $2,933
55 $1,566 $2,299 $2,690
65 $1,633 $2,398 $2,806
75 $2,061 $3,027 $3,541

Honda Civic car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Civic by state.

Honda Civic Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,859 $2,700 $3,437
Alaska $1,538 $2,131 $2,072
Arizona $1,738 $2,513 $3,702
Arkansas $1,906 $2,994 $3,297
California $2,122 $3,752 $2,122
Colorado $1,980 $2,771 $3,516
Connecticut $2,530 $3,924 $4,980
Delaware $2,094 $2,791 $3,585
Florida $2,494 $3,450 $4,496
Georgia $2,033 $3,040 $3,065
Hawaii $812 $1,102 $812
Idaho $1,411 $1,870 $2,274
Illinois $1,477 $2,232 $2,545
Indiana $1,517 $2,319 $2,603
Iowa $1,202 $1,648 $1,938
Kansas $1,599 $2,326 $2,721
Kentucky $2,311 $3,393 $4,007
Louisiana $2,967 $4,485 $4,863
Maine $1,122 $1,551 $2,290
Maryland $1,816 $2,643 $2,935
Massachusetts $1,456 $2,540 $1,456
Michigan $3,514 $5,354 $8,445
Minnesota $1,446 $1,928 $2,716
Mississippi $1,746 $2,490 $2,507
Missouri $1,645 $2,352 $3,090
Montana $1,673 $2,334 $2,717
Nebraska $1,414 $2,091 $2,272
Nevada $2,332 $3,459 $3,654
New Hampshire $1,622 $2,565 $3,243
New Jersey $1,787 $2,804 $3,670
New Mexico $1,825 $2,715 $2,818
New York $1,691 $2,129 $3,554
North Carolina $1,048 $1,801 $1,284
North Dakota $1,434 $2,180 $2,578
Ohio $1,279 $1,972 $2,022
Oklahoma $2,042 $2,924 $3,292
Oregon $1,858 $2,493 $2,978
Pennsylvania $1,565 $2,298 $2,689
Rhode Island $2,613 $3,833 $4,317
South Carolina $1,775 $2,460 $3,395
South Dakota $1,592 $2,294 $2,648
Tennessee $1,873 $2,757 $3,671
Texas $1,886 $2,725 $3,389
Utah $1,604 $2,248 $3,093
Vermont $1,235 $1,902 $2,010
Virginia $1,163 $1,786 $1,751
Washington $1,540 $2,090 $2,496
West Virginia $1,550 $2,219 $2,780
Wisconsin $1,545 $2,412 $2,751
Wyoming $1,442 $2,019 $2,150

Honda Civic Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Civic ranks for Insurance compared to other vehicles. Also check out how the Civic stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Civic Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Civic costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: