Honda Accord Insurance Cost

Auto insurance for a Honda Accord will cost about $1,638 per year.

This beats the national average for popular sedan models by $587. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Accord.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Accord insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Accord Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,548 $8,147 $9,531
18 $5,171 $7,592 $8,882
19 $4,569 $6,710 $7,849
20 $3,984 $5,850 $6,844
21 $3,341 $4,906 $5,740
22 $3,254 $4,778 $5,590
23 $2,847 $4,181 $4,891
24 $2,705 $3,972 $4,647
25 $2,334 $3,428 $4,010
30 $1,818 $2,670 $3,124
35 $1,703 $2,501 $2,926
40 $1,638 $2,405 $2,814
45 $1,594 $2,340 $2,738
55 $1,462 $2,146 $2,511
65 $1,525 $2,239 $2,619
75 $1,925 $2,826 $3,306

Honda Accord car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Accord by state.

Honda Accord Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,736 $2,521 $3,209
Alaska $1,435 $1,990 $1,934
Arizona $1,623 $2,346 $3,456
Arkansas $1,779 $2,796 $3,078
California $1,981 $3,503 $1,981
Colorado $1,849 $2,587 $3,283
Connecticut $2,362 $3,663 $4,650
Delaware $1,955 $2,606 $3,347
Florida $2,328 $3,221 $4,197
Georgia $1,898 $2,838 $2,862
Hawaii $758 $1,029 $758
Idaho $1,317 $1,746 $2,123
Illinois $1,379 $2,084 $2,376
Indiana $1,416 $2,165 $2,430
Iowa $1,122 $1,539 $1,809
Kansas $1,493 $2,172 $2,540
Kentucky $2,158 $3,167 $3,741
Louisiana $2,770 $4,187 $4,540
Maine $1,047 $1,448 $2,138
Maryland $1,695 $2,467 $2,740
Massachusetts $1,359 $2,371 $1,359
Michigan $3,280 $4,999 $7,885
Minnesota $1,350 $1,800 $2,535
Mississippi $1,630 $2,325 $2,340
Missouri $1,536 $2,196 $2,885
Montana $1,562 $2,179 $2,536
Nebraska $1,320 $1,952 $2,121
Nevada $2,177 $3,230 $3,412
New Hampshire $1,515 $2,395 $3,028
New Jersey $1,669 $2,618 $3,426
New Mexico $1,704 $2,535 $2,631
New York $1,578 $1,988 $3,318
North Carolina $978 $1,681 $1,199
North Dakota $1,339 $2,035 $2,407
Ohio $1,194 $1,841 $1,888
Oklahoma $1,907 $2,730 $3,074
Oregon $1,735 $2,328 $2,780
Pennsylvania $1,461 $2,146 $2,510
Rhode Island $2,440 $3,579 $4,030
South Carolina $1,657 $2,296 $3,169
South Dakota $1,487 $2,142 $2,472
Tennessee $1,748 $2,574 $3,427
Texas $1,761 $2,544 $3,164
Utah $1,498 $2,099 $2,888
Vermont $1,153 $1,776 $1,877
Virginia $1,086 $1,668 $1,634
Washington $1,438 $1,951 $2,330
West Virginia $1,447 $2,072 $2,596
Wisconsin $1,442 $2,251 $2,568
Wyoming $1,346 $1,885 $2,007

Honda Accord Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Accord ranks for Insurance compared to other vehicles. Also check out how the Accord stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Accord Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Accord costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: