Honda Accord Insurance Cost

Auto insurance for a Honda Accord will cost about $1,485 per year.

This beats the national average for popular sedan models by $409. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Accord.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda Accord insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda Accord Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,029 $7,384 $8,639
18 $4,687 $6,882 $8,051
19 $4,142 $6,082 $7,115
20 $3,611 $5,303 $6,204
21 $3,028 $4,447 $5,202
22 $2,949 $4,331 $5,067
23 $2,581 $3,790 $4,433
24 $2,452 $3,600 $4,212
25 $2,116 $3,107 $3,635
30 $1,648 $2,420 $2,831
35 $1,544 $2,267 $2,652
40 $1,485 $2,180 $2,550
45 $1,445 $2,121 $2,482
55 $1,325 $1,946 $2,276
65 $1,382 $2,029 $2,374
75 $1,744 $2,561 $2,997

Honda Accord car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Accord by state.

Honda Accord Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,573 $2,285 $2,908
Alaska $1,301 $1,804 $1,753
Arizona $1,471 $2,126 $3,133
Arkansas $1,613 $2,534 $2,790
California $1,796 $3,175 $1,796
Colorado $1,676 $2,345 $2,975
Connecticut $2,141 $3,320 $4,214
Delaware $1,772 $2,362 $3,034
Florida $2,110 $2,919 $3,804
Georgia $1,720 $2,573 $2,594
Hawaii $687 $933 $687
Idaho $1,194 $1,583 $1,924
Illinois $1,250 $1,889 $2,154
Indiana $1,284 $1,963 $2,203
Iowa $1,017 $1,395 $1,640
Kansas $1,353 $1,968 $2,302
Kentucky $1,956 $2,871 $3,390
Louisiana $2,511 $3,795 $4,115
Maine $949 $1,312 $1,938
Maryland $1,536 $2,236 $2,484
Massachusetts $1,232 $2,149 $1,232
Michigan $2,973 $4,531 $7,146
Minnesota $1,224 $1,632 $2,298
Mississippi $1,477 $2,107 $2,121
Missouri $1,392 $1,990 $2,615
Montana $1,415 $1,975 $2,299
Nebraska $1,196 $1,769 $1,922
Nevada $1,973 $2,927 $3,092
New Hampshire $1,373 $2,171 $2,744
New Jersey $1,512 $2,373 $3,105
New Mexico $1,545 $2,298 $2,385
New York $1,431 $1,802 $3,007
North Carolina $887 $1,524 $1,087
North Dakota $1,214 $1,845 $2,181
Ohio $1,082 $1,669 $1,711
Oklahoma $1,728 $2,474 $2,786
Oregon $1,572 $2,110 $2,520
Pennsylvania $1,325 $1,945 $2,275
Rhode Island $2,211 $3,244 $3,653
South Carolina $1,502 $2,081 $2,873
South Dakota $1,347 $1,942 $2,240
Tennessee $1,585 $2,333 $3,107
Texas $1,596 $2,305 $2,868
Utah $1,358 $1,902 $2,618
Vermont $1,045 $1,609 $1,701
Virginia $984 $1,511 $1,481
Washington $1,303 $1,769 $2,112
West Virginia $1,311 $1,878 $2,353
Wisconsin $1,307 $2,041 $2,327
Wyoming $1,220 $1,708 $1,819

Honda Accord Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda Accord ranks for Insurance compared to other vehicles. Also check out how the Accord stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda Accord Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda Accord costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: