Honda Accord Insurance Cost

Auto insurance for a Honda Accord will cost about $1,615 per year.

This beats the national average for popular sedan models by $452. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Accord. Visit our Competitive Quote Tool to see if you can find lower rates for an Accord.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Honda Accord insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Honda Accord insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,471 $8,148 $9,632
18 $5,098 $7,594 $8,977
19 $4,506 $6,711 $7,933
20 $3,929 $5,852 $6,917
21 $3,295 $4,907 $5,801
22 $3,209 $4,779 $5,649
23 $2,807 $4,182 $4,943
24 $2,667 $3,973 $4,696
25 $2,302 $3,428 $4,053
30 $1,793 $2,671 $3,157
35 $1,679 $2,501 $2,957
40 $1,615 $2,406 $2,844
45 $1,572 $2,341 $2,767
55 $1,441 $2,147 $2,538
65 $1,504 $2,239 $2,647
75 $1,898 $2,827 $3,341

Honda Accord car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Accord by state.

Honda Accord Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,711 $2,397 $3,000
Alaska $1,415 $2,062 $2,160
Arizona $1,600 $2,482 $3,539
Arkansas $1,754 $2,657 $2,973
California $1,953 $3,416 $1,953
Colorado $1,823 $2,524 $3,148
Connecticut $2,329 $3,601 $4,612
Delaware $1,928 $2,654 $3,524
Florida $2,296 $3,118 $4,065
Georgia $1,871 $2,885 $2,960
Hawaii $748 $1,032 $748
Idaho $1,299 $1,748 $2,176
Illinois $1,360 $2,010 $2,331
Indiana $1,397 $2,183 $2,547
Iowa $1,106 $1,659 $1,934
Kansas $1,472 $2,167 $2,567
Kentucky $2,128 $3,200 $3,764
Louisiana $2,731 $4,174 $4,494
Maine $1,033 $1,385 $2,021
Maryland $1,671 $2,451 $2,894
Massachusetts $1,340 $2,267 $1,340
Michigan $3,234 $4,863 $7,477
Minnesota $1,331 $1,789 $2,648
Mississippi $1,607 $2,428 $2,565
Missouri $1,514 $2,086 $2,698
Montana $1,540 $2,409 $2,657
Nebraska $1,302 $1,843 $2,096
Nevada $2,147 $3,241 $3,555
New Hampshire $1,493 $2,407 $3,065
New Jersey $1,645 $2,594 $3,346
New Mexico $1,680 $2,418 $2,715
New York $1,556 $2,027 $3,272
North Carolina $965 $1,558 $1,200
North Dakota $1,320 $2,032 $2,580
Ohio $1,177 $1,925 $1,995
Oklahoma $1,880 $2,823 $3,201
Oregon $1,711 $2,584 $2,964
Pennsylvania $1,441 $2,179 $2,501
Rhode Island $2,406 $3,692 $4,222
South Carolina $1,634 $2,364 $3,374
South Dakota $1,466 $2,017 $2,420
Tennessee $1,724 $2,579 $3,253
Texas $1,736 $2,555 $3,207
Utah $1,477 $2,135 $2,945
Vermont $1,137 $1,818 $1,987
Virginia $1,071 $1,613 $1,713
Washington $1,418 $2,130 $2,511
West Virginia $1,427 $2,077 $2,565
Wisconsin $1,422 $2,076 $2,521
Wyoming $1,328 $1,951 $2,181

Other Important Costs of Owning a Honda Accord

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Honda Accord depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

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Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.