Honda Odyssey Insurance Cost

Auto insurance for a Honda Odyssey will cost about $1,503 per year.

This beats the national average for popular minivan models by $564. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda Odyssey. Visit our Competitive Quote Tool to see if you can find lower rates for an Odyssey.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Honda Odyssey insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Honda Odyssey insurance Cost

Age Good Driver Recent Accident Poor Credit
17 $5,090 $7,581 $8,961
18 $4,743 $7,065 $8,351
19 $4,192 $6,244 $7,380
20 $3,655 $5,444 $6,435
21 $3,065 $4,565 $5,397
22 $2,985 $4,446 $5,256
23 $2,612 $3,890 $4,599
24 $2,481 $3,696 $4,369
25 $2,141 $3,189 $3,770
30 $1,668 $2,485 $2,937
35 $1,562 $2,327 $2,751
40 $1,503 $2,238 $2,646
45 $1,462 $2,178 $2,574
55 $1,341 $1,997 $2,361
65 $1,399 $2,083 $2,463
75 $1,766 $2,630 $3,108

Honda Odyssey car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda Odyssey by state.

Honda Odyssey Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,592 $2,230 $2,791
Alaska $1,317 $1,918 $2,010
Arizona $1,489 $2,309 $3,293
Arkansas $1,632 $2,472 $2,766
California $1,817 $3,178 $1,817
Colorado $1,696 $2,348 $2,929
Connecticut $2,167 $3,350 $4,291
Delaware $1,794 $2,470 $3,279
Florida $2,136 $2,901 $3,782
Georgia $1,741 $2,684 $2,753
Hawaii $696 $960 $696
Idaho $1,208 $1,626 $2,025
Illinois $1,265 $1,870 $2,168
Indiana $1,299 $2,031 $2,370
Iowa $1,029 $1,544 $1,799
Kansas $1,369 $2,016 $2,388
Kentucky $1,979 $2,977 $3,502
Louisiana $2,541 $3,883 $4,181
Maine $961 $1,289 $1,881
Maryland $1,555 $2,280 $2,692
Massachusetts $1,247 $2,109 $1,247
Michigan $3,009 $4,524 $6,956
Minnesota $1,239 $1,664 $2,463
Mississippi $1,495 $2,259 $2,386
Missouri $1,409 $1,940 $2,510
Montana $1,432 $2,242 $2,472
Nebraska $1,211 $1,714 $1,950
Nevada $1,997 $3,015 $3,308
New Hampshire $1,389 $2,239 $2,852
New Jersey $1,531 $2,413 $3,113
New Mexico $1,563 $2,249 $2,526
New York $1,448 $1,886 $3,044
North Carolina $898 $1,449 $1,117
North Dakota $1,228 $1,891 $2,400
Ohio $1,095 $1,791 $1,856
Oklahoma $1,749 $2,626 $2,978
Oregon $1,591 $2,404 $2,758
Pennsylvania $1,341 $2,027 $2,327
Rhode Island $2,238 $3,434 $3,928
South Carolina $1,520 $2,200 $3,139
South Dakota $1,364 $1,876 $2,251
Tennessee $1,604 $2,399 $3,027
Texas $1,615 $2,377 $2,984
Utah $1,374 $1,987 $2,740
Vermont $1,058 $1,691 $1,849
Virginia $996 $1,500 $1,594
Washington $1,319 $1,982 $2,336
West Virginia $1,327 $1,933 $2,387
Wisconsin $1,323 $1,931 $2,346
Wyoming $1,235 $1,815 $2,029

Other Important Costs of Owning a Honda Odyssey

Insurance is a major vehicle related expense. There are also some others to be aware of. See our cost analyses on Honda Odyssey depreciation, maintenance and financing. These will provide you with even more knowledge before making such an important financial decision.

Already decided on buying a Honda Odyssey? We have millions of new and used vehicles listed. Here are some Honda models for sale in your area.

Do you have more questions on our data or methodologies? Great, we're skeptics too. Here are some common questions and answers.