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Honda Odyssey Loan Calculator

Our Loan Calculator display shows you how your Honda Odyssey loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Odyssey to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

Honda Odyssey Loan Calculator

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Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
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Honda Odyssey Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 $45,684 $36,547 +$9,137 (20%)
1 $42,600 $31,155 +$11,445 (27%)
2 $41,572 $25,499 +$16,073 (39%)
3 $40,659 $19,571 +$21,088 (52%)
4 $38,201 $13,355 +$24,846 (65%)
5 $33,185 $6,836 +$26,349 (79%)
6 $29,480 $0 +$29,480 (100%)

Honda Odyssey Monthly Payment

Loan Term 72 Months
APR 4.75%
Paid in Full Jun, 2030
Total Principal $36,547
Total Interest $5,527
Total Cost of Loan $42,074
Loan Term 72 Months
APR 4.75%
Paid in Full Jun, 2030
Total Principal $36,547
Total Interest $5,527
Total Cost of Loan $42,074

Honda Odyssey Loan Amortization

Month Interest Principal Balance
Jul, 2024 $144.67 $440.00 $36,107.00
Aug, 2024 $142.92 $441.00 $35,666.00
Sep, 2024 $141.18 $443.00 $35,223.00
Oct, 2024 $139.42 $445.00 $34,778.00
Nov, 2024 $137.66 $447.00 $34,331.00
Dec, 2024 $135.89 $448.00 $33,883.00

This Honda Odyssey is expected to lose $16,204 of its resale value during the 72 months of this loan. Check out our Honda Odyssey Depreciation Calculator for a detailed analysis of the Odyssey's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Odyssey has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Odyssey model years to buy to get the best value.

Other Honda Odyssey Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Honda Odyssey costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Used Honda Odysseys For Sale

2020 Honda Odyssey EX-L

2020 Honda Odyssey EX-L

Mileage: 17,415
Mileage: 17,415     Price: $37,500
Location: New York, NY ~ 1 miles away
Dealer: Carloha
Days on Market: 522
Colors (ext/int): White / Brown


2020 Honda Odyssey EX

2020 Honda Odyssey EX

Mileage: 30,647
Mileage: 30,647     Price: $26,095
Location: New York, NY ~ 2 miles away
Dealer: Cadillac Of Manhattan
Days on Market: 130


2005 Honda Odyssey EX

2005 Honda Odyssey EX

Mileage: 173,258
Mileage: 173,258     Price: $5,999
Location: Union City, NJ ~ 3 miles away
Dealer: Buy Right Inc
Days on Market: 166
Colors (ext/int): BEIGE / BEIGE