# Honda Odyssey Loan Calculator

Our Loan Calculator display shows you how your Honda Odyssey loan balance compares to the ongoing value of your vehicle. With financing, each monthly payment will reduce the balance of your loan. Unfortunately, during this same period, your vehicle's resale value will decline as well. The purpose of this tool is to show you how you can finance your Odyssey to ensure that your loan balance declines faster than the value of your vehicle.

With your results below, the goal is to have the shaded area be entirely green. This likely means that the value of your vehicle will always be greater than your loan balance. If you see yellow or red, your loan balance at some point will be at or above the value of your vehicle. You want to avoid this as we describe here. For the best financial outcome, adjust your loan terms, or choose a vehicle that doesn't depreciate as rapidly. We've also created a video that explains these scenarios and demonstrates the loan calculator.

### Honda Odyssey Loan Calculator

Vehicle Price
\$
\$
Interest Rate
%
Credit Score
Loan Period
Sales Tax Rate
%
Model Year
Expected Annual Mileage
tip: Update the price if you change the model year.      reset this form
Evaluate your deal with CarEdge Reports
Unlock data-packed comparisons of car listings against local market benchmarks.
Projected Resale Value
Loan Balance Exceeds Resale Value
Loan Balance Near Resale Value
Loan Balance Below Resale Value

#### Honda Odyssey Projected Resale Value vs Loan Balance

Year Resale Value Loan Balance Difference
0 \$45,684 \$36,547 +\$9,137 (20%)
1 \$42,600 \$31,155 +\$11,445 (27%)
2 \$41,572 \$25,499 +\$16,073 (39%)
3 \$40,659 \$19,571 +\$21,088 (52%)
4 \$38,201 \$13,355 +\$24,846 (65%)
5 \$33,185 \$6,836 +\$26,349 (79%)
6 \$29,480 \$0 +\$29,480 (100%)

## Honda Odyssey Monthly Payment

 Loan Term 72 Months APR 4.75% Paid in Full Jun, 2030
\$584.36
 Total Principal \$36,547 Total Interest \$5,527 Total Cost of Loan \$42,074
\$584.36
 Loan Term 72 Months APR 4.75% Paid in Full Jun, 2030 Total Principal \$36,547 Total Interest \$5,527 Total Cost of Loan \$42,074

#### Honda Odyssey Loan Amortization

Month Interest Principal Balance
Jul, 2024 \$144.67 \$440.00 \$36,107.00
Aug, 2024 \$142.92 \$441.00 \$35,666.00
Sep, 2024 \$141.18 \$443.00 \$35,223.00
Oct, 2024 \$139.42 \$445.00 \$34,778.00
Nov, 2024 \$137.66 \$447.00 \$34,331.00
Dec, 2024 \$135.89 \$448.00 \$33,883.00

This Honda Odyssey is expected to lose \$16,204 of its resale value during the 72 months of this loan. Check out our Honda Odyssey Depreciation Calculator for a detailed analysis of the Odyssey's past and expected future depreciation. This user-friendly tool allows you to interactively see how well the Odyssey has, and will continue to, hold its value, during your specific ownership period. It will even suggest to you the best Odyssey model years to buy to get the best value.

### Other Honda Odyssey Costs of Ownership

Finding a car or truck that saves on financing costs is important. But, it's also imperative to view all major Honda Odyssey costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

### Used Honda Odysseys For Sale

#### 2020 Honda Odyssey EX-L

Mileage: 17,415
Mileage: 17,415     Price: \$37,500
Location: New York, NY ~ 1 miles away
Dealer: Carloha
Days on Market: 522
Colors (ext/int): White / Brown

#### 2020 Honda Odyssey EX

Mileage: 30,647
Mileage: 30,647     Price: \$26,095
Location: New York, NY ~ 2 miles away
Days on Market: 130

#### 2005 Honda Odyssey EX

Mileage: 173,258
Mileage: 173,258     Price: \$5,999
Location: Union City, NJ ~ 3 miles away