Honda HR-V Insurance Cost

Auto insurance for a Honda HR-V will cost about $1,407 per year.

This beats the national average for popular SUV models by $380. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda HR-V.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda HR-V insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda HR-V Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,766 $6,998 $8,187
18 $4,441 $6,522 $7,630
19 $3,925 $5,763 $6,742
20 $3,422 $5,026 $5,879
21 $2,870 $4,214 $4,930
22 $2,795 $4,104 $4,802
23 $2,446 $3,591 $4,201
24 $2,323 $3,412 $3,991
25 $2,005 $2,944 $3,444
30 $1,562 $2,294 $2,683
35 $1,463 $2,148 $2,513
40 $1,407 $2,066 $2,417
45 $1,369 $2,010 $2,352
55 $1,256 $1,844 $2,157
65 $1,310 $1,923 $2,250
75 $1,653 $2,427 $2,840

Honda HR-V car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda HR-V by state.

Honda HR-V Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,491 $2,165 $2,756
Alaska $1,233 $1,709 $1,661
Arizona $1,394 $2,015 $2,969
Arkansas $1,528 $2,401 $2,644
California $1,702 $3,009 $1,702
Colorado $1,588 $2,222 $2,820
Connecticut $2,029 $3,147 $3,994
Delaware $1,680 $2,238 $2,875
Florida $2,000 $2,767 $3,605
Georgia $1,630 $2,438 $2,458
Hawaii $651 $884 $651
Idaho $1,131 $1,500 $1,824
Illinois $1,184 $1,790 $2,041
Indiana $1,217 $1,860 $2,087
Iowa $964 $1,322 $1,554
Kansas $1,282 $1,865 $2,182
Kentucky $1,853 $2,721 $3,213
Louisiana $2,379 $3,597 $3,900
Maine $900 $1,244 $1,836
Maryland $1,456 $2,119 $2,354
Massachusetts $1,168 $2,037 $1,168
Michigan $2,818 $4,294 $6,773
Minnesota $1,160 $1,546 $2,178
Mississippi $1,400 $1,997 $2,010
Missouri $1,319 $1,886 $2,478
Montana $1,341 $1,872 $2,178
Nebraska $1,134 $1,677 $1,822
Nevada $1,870 $2,774 $2,930
New Hampshire $1,301 $2,057 $2,601
New Jersey $1,433 $2,249 $2,943
New Mexico $1,464 $2,177 $2,260
New York $1,356 $1,707 $2,850
North Carolina $840 $1,444 $1,030
North Dakota $1,150 $1,748 $2,067
Ohio $1,026 $1,582 $1,622
Oklahoma $1,638 $2,345 $2,640
Oregon $1,490 $2,000 $2,388
Pennsylvania $1,255 $1,843 $2,156
Rhode Island $2,096 $3,074 $3,462
South Carolina $1,423 $1,972 $2,722
South Dakota $1,277 $1,840 $2,123
Tennessee $1,502 $2,211 $2,944
Texas $1,512 $2,185 $2,718
Utah $1,286 $1,803 $2,481
Vermont $990 $1,525 $1,612
Virginia $933 $1,432 $1,404
Washington $1,235 $1,676 $2,002
West Virginia $1,243 $1,779 $2,230
Wisconsin $1,239 $1,934 $2,206
Wyoming $1,156 $1,619 $1,724

Honda HR-V Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda HR-V ranks for Insurance compared to other vehicles. Also check out how the HR-V stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda HR-V Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda HR-V costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: