Honda HR-V Insurance Rates

Honda HR-V Insurance Rates

Auto insurance for a Honda HR-V will cost about $1,926 per year.

This beats the national average for popular SUV models by $969. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda HR-V.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda HR-V insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Honda HR-V Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $6,523 $9,578 $11,205
18 $6,079 $8,926 $10,443
19 $5,372 $7,889 $9,229
20 $4,684 $6,878 $8,047
21 $3,928 $5,768 $6,748
22 $3,826 $5,618 $6,572
23 $3,348 $4,915 $5,750
24 $3,180 $4,670 $5,463
25 $2,744 $4,030 $4,714
30 $2,138 $3,139 $3,673
35 $2,002 $2,940 $3,440
40 $1,926 $2,828 $3,308
45 $1,874 $2,752 $3,219
55 $1,719 $2,524 $2,952
65 $1,793 $2,632 $3,080
75 $2,263 $3,323 $3,887

Honda HR-V car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda HR-V by state.


Honda HR-V Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,040 $2,963 $3,772
Alaska $1,688 $2,340 $2,274
Arizona $1,908 $2,758 $4,064
Arkansas $2,092 $3,287 $3,619
California $2,329 $4,119 $2,329
Colorado $2,174 $3,042 $3,859
Connecticut $2,777 $4,307 $5,467
Delaware $2,299 $3,064 $3,935
Florida $2,737 $3,787 $4,935
Georgia $2,231 $3,337 $3,365
Hawaii $891 $1,210 $891
Idaho $1,549 $2,053 $2,496
Illinois $1,621 $2,450 $2,794
Indiana $1,665 $2,546 $2,857
Iowa $1,319 $1,809 $2,127
Kansas $1,755 $2,553 $2,986
Kentucky $2,537 $3,724 $4,398
Louisiana $3,257 $4,923 $5,338
Maine $1,231 $1,702 $2,513
Maryland $1,993 $2,900 $3,222
Massachusetts $1,598 $2,788 $1,598
Michigan $3,857 $5,877 $9,270
Minnesota $1,588 $2,117 $2,981
Mississippi $1,916 $2,733 $2,751
Missouri $1,806 $2,582 $3,392
Montana $1,836 $2,562 $2,982
Nebraska $1,552 $2,295 $2,493
Nevada $2,560 $3,797 $4,011
New Hampshire $1,781 $2,816 $3,560
New Jersey $1,962 $3,078 $4,028
New Mexico $2,003 $2,980 $3,094
New York $1,856 $2,337 $3,901
North Carolina $1,150 $1,976 $1,409
North Dakota $1,574 $2,393 $2,830
Ohio $1,404 $2,165 $2,220
Oklahoma $2,241 $3,209 $3,614
Oregon $2,040 $2,737 $3,269
Pennsylvania $1,718 $2,523 $2,951
Rhode Island $2,868 $4,208 $4,738
South Carolina $1,948 $2,700 $3,726
South Dakota $1,748 $2,518 $2,906
Tennessee $2,055 $3,026 $4,030
Texas $2,070 $2,990 $3,720
Utah $1,761 $2,467 $3,395
Vermont $1,355 $2,088 $2,206
Virginia $1,277 $1,961 $1,922
Washington $1,690 $2,294 $2,740
West Virginia $1,701 $2,436 $3,052
Wisconsin $1,696 $2,647 $3,019
Wyoming $1,583 $2,216 $2,360

Honda HR-V Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Honda HR-V ranks for Insurance compared to other vehicles. Also check out how the HR-V stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Honda HR-V Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda HR-V costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Honda HR-Vs For Sale

2016 Honda HR-V EX

Mileage: 100,205
Mileage: 100,205     Price: $11,995
Location: Sterling, VA ~ 3 miles away
Dealer: Stohlman Subaru Of Sterling
Days on Market: 52
Colors (ext/int): Deep Ocean Pearl / Black

$11,995


2019 Honda HR-V LX

Mileage: 93,755
Mileage: 93,755     Price: $14,990
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 106
Colors (ext/int): Lunar Silver / Gray

$14,990


2022 Honda HR-V EX-L

Mileage: 46,889
Mileage: 46,889     Price: $22,601
Location: Dulles, VA ~ 3 miles away
Dealer: Beyer Volvo Cars Of Dulles
Days on Market: 103
Colors (ext/int): Crystal Black Pearl / Black

$22,601



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