Honda HR-V Insurance Cost

Auto insurance for a Honda HR-V will cost about $1,421 per year.

This beats the national average for popular SUV models by $473. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda HR-V.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda HR-V insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda HR-V Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $4,813 $7,067 $8,268
18 $4,485 $6,586 $7,705
19 $3,964 $5,821 $6,809
20 $3,456 $5,075 $5,937
21 $2,898 $4,256 $4,979
22 $2,823 $4,145 $4,849
23 $2,470 $3,627 $4,243
24 $2,346 $3,446 $4,031
25 $2,025 $2,974 $3,478
30 $1,577 $2,316 $2,710
35 $1,478 $2,169 $2,538
40 $1,421 $2,086 $2,441
45 $1,383 $2,030 $2,375
55 $1,268 $1,862 $2,178
65 $1,323 $1,942 $2,272
75 $1,669 $2,452 $2,868

Honda HR-V car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda HR-V by state.

Honda HR-V Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,506 $2,187 $2,783
Alaska $1,245 $1,726 $1,678
Arizona $1,408 $2,035 $2,998
Arkansas $1,543 $2,425 $2,670
California $1,719 $3,039 $1,719
Colorado $1,604 $2,244 $2,848
Connecticut $2,049 $3,178 $4,034
Delaware $1,696 $2,261 $2,904
Florida $2,020 $2,794 $3,641
Georgia $1,646 $2,462 $2,483
Hawaii $658 $893 $658
Idaho $1,143 $1,515 $1,842
Illinois $1,196 $1,808 $2,061
Indiana $1,229 $1,878 $2,108
Iowa $973 $1,335 $1,570
Kansas $1,295 $1,884 $2,204
Kentucky $1,872 $2,748 $3,245
Louisiana $2,403 $3,632 $3,938
Maine $909 $1,256 $1,854
Maryland $1,470 $2,140 $2,377
Massachusetts $1,179 $2,057 $1,179
Michigan $2,846 $4,336 $6,840
Minnesota $1,171 $1,562 $2,199
Mississippi $1,414 $2,017 $2,030
Missouri $1,332 $1,905 $2,502
Montana $1,355 $1,890 $2,200
Nebraska $1,145 $1,693 $1,840
Nevada $1,889 $2,802 $2,959
New Hampshire $1,314 $2,078 $2,626
New Jersey $1,448 $2,271 $2,972
New Mexico $1,478 $2,199 $2,283
New York $1,369 $1,724 $2,878
North Carolina $849 $1,458 $1,040
North Dakota $1,162 $1,765 $2,088
Ohio $1,036 $1,597 $1,638
Oklahoma $1,654 $2,368 $2,666
Oregon $1,505 $2,019 $2,412
Pennsylvania $1,268 $1,861 $2,178
Rhode Island $2,117 $3,105 $3,496
South Carolina $1,437 $1,992 $2,749
South Dakota $1,290 $1,858 $2,144
Tennessee $1,517 $2,233 $2,973
Texas $1,527 $2,207 $2,745
Utah $1,299 $1,821 $2,505
Vermont $1,000 $1,540 $1,628
Virginia $942 $1,447 $1,418
Washington $1,247 $1,693 $2,021
West Virginia $1,255 $1,797 $2,252
Wisconsin $1,251 $1,953 $2,228
Wyoming $1,168 $1,635 $1,741

Honda HR-V Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Honda HR-V ranks for Insurance compared to other vehicles. Also check out how the HR-V stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Honda HR-V Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda HR-V costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: