Honda HR-V Insurance Cost

Auto insurance for a Honda HR-V will cost about $1,546 per year.

This beats the national average for popular SUV models by $521. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Honda HR-V.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Honda HR-V insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Honda HR-V Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,238 $7,802 $9,223
18 $4,881 $7,271 $8,595
19 $4,314 $6,425 $7,596
20 $3,761 $5,603 $6,623
21 $3,154 $4,698 $5,554
22 $3,072 $4,576 $5,409
23 $2,688 $4,004 $4,733
24 $2,554 $3,804 $4,496
25 $2,204 $3,282 $3,880
30 $1,717 $2,557 $3,023
35 $1,608 $2,395 $2,831
40 $1,546 $2,303 $2,723
45 $1,505 $2,241 $2,649
55 $1,380 $2,056 $2,430
65 $1,440 $2,144 $2,535
75 $1,817 $2,706 $3,199

Honda HR-V car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Honda HR-V by state.

Honda HR-V Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,638 $2,295 $2,872
Alaska $1,355 $1,974 $2,068
Arizona $1,532 $2,377 $3,389
Arkansas $1,680 $2,544 $2,846
California $1,870 $3,271 $1,870
Colorado $1,745 $2,416 $3,014
Connecticut $2,230 $3,447 $4,416
Delaware $1,846 $2,542 $3,374
Florida $2,198 $2,985 $3,892
Georgia $1,792 $2,762 $2,834
Hawaii $716 $988 $716
Idaho $1,244 $1,674 $2,084
Illinois $1,302 $1,924 $2,231
Indiana $1,337 $2,090 $2,439
Iowa $1,059 $1,589 $1,852
Kansas $1,409 $2,075 $2,458
Kentucky $2,037 $3,064 $3,604
Louisiana $2,615 $3,997 $4,303
Maine $989 $1,326 $1,935
Maryland $1,600 $2,346 $2,771
Massachusetts $1,283 $2,170 $1,283
Michigan $3,097 $4,656 $7,159
Minnesota $1,275 $1,712 $2,535
Mississippi $1,539 $2,325 $2,455
Missouri $1,450 $1,997 $2,583
Montana $1,474 $2,307 $2,544
Nebraska $1,246 $1,764 $2,007
Nevada $2,056 $3,103 $3,404
New Hampshire $1,430 $2,305 $2,935
New Jersey $1,575 $2,484 $3,204
New Mexico $1,609 $2,315 $2,600
New York $1,490 $1,941 $3,133
North Carolina $924 $1,491 $1,149
North Dakota $1,264 $1,946 $2,470
Ohio $1,127 $1,843 $1,910
Oklahoma $1,800 $2,703 $3,065
Oregon $1,638 $2,474 $2,838
Pennsylvania $1,380 $2,086 $2,394
Rhode Island $2,303 $3,535 $4,042
South Carolina $1,564 $2,264 $3,230
South Dakota $1,403 $1,931 $2,317
Tennessee $1,651 $2,469 $3,115
Texas $1,662 $2,447 $3,071
Utah $1,414 $2,045 $2,820
Vermont $1,088 $1,740 $1,903
Virginia $1,025 $1,544 $1,640
Washington $1,357 $2,039 $2,405
West Virginia $1,366 $1,989 $2,456
Wisconsin $1,362 $1,988 $2,414
Wyoming $1,271 $1,868 $2,088

Other Honda HR-V Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Honda HR-V costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: