Alfa Romeo Insurance Rates

The average cost of car insurance for a Alfa Romeo model is about $2,182 per year.

This is $43 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Alfa Romeo insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Alfa Romeo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Insurance Cost per Alfa Romeo Model

Model Good Driver Recent Accident Poor Credit
Alfa Romeo Giulia Insurance Cost $2,417 $3,549 $4,151
Alfa Romeo Stelvio Insurance Cost $1,946 $2,857 $3,342

The cost to insure an Alfa Romeo model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Alfa Romeo, then see our insurance analysis and rankings for other makes and models here.

Alfa Romeo Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,388 $10,848 $12,692
18 $6,886 $10,110 $11,828
19 $6,085 $8,934 $10,452
20 $5,306 $7,791 $9,114
21 $4,450 $6,534 $7,643
22 $4,333 $6,363 $7,444
23 $3,792 $5,567 $6,513
24 $3,602 $5,289 $6,188
25 $3,108 $4,564 $5,340
30 $2,422 $3,556 $4,160
35 $2,268 $3,330 $3,896
40 $2,182 $3,203 $3,746
45 $2,122 $3,116 $3,646
55 $1,946 $2,858 $3,344
65 $2,030 $2,982 $3,488
75 $2,562 $3,763 $4,402

Alfa Romeo auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Alfa Romeo models by state.

Average Alfa Romeo Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,312 $3,356 $4,272
Alaska $1,912 $2,650 $2,576
Arizona $2,161 $3,124 $4,603
Arkansas $2,370 $3,723 $4,098
California $2,638 $4,665 $2,638
Colorado $2,462 $3,445 $4,371
Connecticut $3,146 $4,878 $6,192
Delaware $2,604 $3,470 $4,457
Florida $3,100 $4,289 $5,589
Hawaii $1,010 $1,371 $1,010
Idaho $1,754 $2,325 $2,827
Illinois $1,836 $2,776 $3,164
Indiana $1,886 $2,884 $3,236
Iowa $1,494 $2,049 $2,409
Kansas $1,988 $2,892 $3,382
Kentucky $2,874 $4,218 $4,981
Louisiana $3,688 $5,576 $6,046
Maine $1,394 $1,928 $2,846
Maryland $2,257 $3,285 $3,649
Massachusetts $1,810 $3,158 $1,810
Michigan $4,368 $6,656 $10,500
Minnesota $1,798 $2,398 $3,376
Mississippi $2,170 $3,096 $3,116
Missouri $2,045 $2,924 $3,842
Montana $2,080 $2,902 $3,378
Nebraska $1,758 $2,600 $2,824
Nevada $2,899 $4,300 $4,542
New Hampshire $2,017 $3,190 $4,032
New Jersey $2,222 $3,486 $4,562
New Mexico $2,269 $3,376 $3,504
New York $2,102 $2,647 $4,418
North Carolina $1,303 $2,238 $1,596
North Dakota $1,784 $2,710 $3,205
Ohio $1,590 $2,452 $2,514
Oklahoma $2,539 $3,635 $4,093
Oregon $2,310 $3,100 $3,702
Pennsylvania $1,946 $2,858 $3,343
Rhode Island $3,249 $4,766 $5,366
South Carolina $2,206 $3,058 $4,220
South Dakota $1,980 $2,852 $3,292
Tennessee $2,328 $3,427 $4,564
Texas $2,345 $3,387 $4,213
Utah $1,994 $2,794 $3,846
Vermont $1,536 $2,364 $2,499
Virginia $1,446 $2,220 $2,176
Washington $1,914 $2,598 $3,103
West Virginia $1,927 $2,758 $3,456
Wisconsin $1,920 $2,998 $3,420
Wyoming $1,792 $2,510 $2,672
Georgia $2,528 $3,779 $3,810