Alfa Romeo Insurance Rates

The average cost of car insurance for a Alfa Romeo model is about $1,864 per year.

This is $30 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Alfa Romeo insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Alfa Romeo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Alfa Romeo Model

Model Good Driver Recent Accident Poor Credit
Alfa Romeo Giulia Insurance Cost $1,947 $2,858 $3,344
Alfa Romeo Stelvio Insurance Cost $1,781 $2,616 $3,060

The cost to insure an Alfa Romeo model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Alfa Romeo, then see our insurance analysis and rankings for other makes and models here.

Alfa Romeo Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,314 $9,271 $10,846
18 $5,884 $8,640 $10,108
19 $5,200 $7,636 $8,933
20 $4,534 $6,658 $7,789
21 $3,802 $5,584 $6,532
22 $3,703 $5,438 $6,361
23 $3,240 $4,758 $5,566
24 $3,078 $4,520 $5,288
25 $2,656 $3,901 $4,564
30 $2,070 $3,038 $3,554
35 $1,938 $2,846 $3,330
40 $1,864 $2,737 $3,202
45 $1,814 $2,663 $3,116
55 $1,664 $2,442 $2,858
65 $1,735 $2,548 $2,981
75 $2,190 $3,216 $3,762

Alfa Romeo auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Alfa Romeo models by state.

Average Alfa Romeo Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,975 $2,868 $3,651
Alaska $1,634 $2,264 $2,202
Arizona $1,847 $2,670 $3,934
Arkansas $2,025 $3,181 $3,503
California $2,254 $3,986 $2,254
Colorado $2,104 $2,944 $3,736
Connecticut $2,688 $4,168 $5,292
Delaware $2,226 $2,966 $3,809
Florida $2,650 $3,666 $4,776
Georgia $2,160 $3,230 $3,256
Hawaii $863 $1,171 $863
Idaho $1,499 $1,987 $2,416
Illinois $1,570 $2,372 $2,704
Indiana $1,612 $2,464 $2,766
Iowa $1,276 $1,751 $2,059
Kansas $1,698 $2,472 $2,890
Kentucky $2,456 $3,604 $4,256
Louisiana $3,152 $4,765 $5,166
Maine $1,192 $1,648 $2,432
Maryland $1,929 $2,808 $3,118
Massachusetts $1,546 $2,698 $1,546
Michigan $3,732 $5,688 $8,972
Minnesota $1,537 $2,049 $2,885
Mississippi $1,855 $2,646 $2,663
Missouri $1,748 $2,499 $3,282
Montana $1,777 $2,480 $2,886
Nebraska $1,502 $2,222 $2,413
Nevada $2,478 $3,675 $3,882
New Hampshire $1,724 $2,726 $3,446
New Jersey $1,899 $2,979 $3,899
New Mexico $1,939 $2,885 $2,994
New York $1,796 $2,262 $3,776
North Carolina $1,114 $1,913 $1,364
North Dakota $1,524 $2,316 $2,738
Ohio $1,358 $2,096 $2,148
Oklahoma $2,170 $3,106 $3,498
Oregon $1,974 $2,650 $3,164
Pennsylvania $1,663 $2,442 $2,856
Rhode Island $2,776 $4,072 $4,586
South Carolina $1,886 $2,613 $3,607
South Dakota $1,692 $2,438 $2,813
Tennessee $1,990 $2,929 $3,900
Texas $2,004 $2,894 $3,600
Utah $1,704 $2,388 $3,286
Vermont $1,312 $2,020 $2,136
Virginia $1,236 $1,898 $1,860
Washington $1,636 $2,220 $2,652
West Virginia $1,646 $2,358 $2,954
Wisconsin $1,641 $2,562 $2,922
Wyoming $1,532 $2,145 $2,284