Alfa Romeo Insurance Rates

Alfa Romeo Insurance Rates

The average cost of car insurance for Alfa Romeo models is about $2,855 per year.

This is $40 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Alfa Romeo insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Alfa Romeo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure


Insurance Cost per Alfa Romeo Model

Model Good Driver Recent Accident Poor Credit
Estimated Alfa Romeo Giulia Insurance Rates $3,149 $4,623 $5,409
Estimated Alfa Romeo Stelvio Insurance Rates $2,561 $3,761 $4,399

The cost to insure an Alfa Romeo model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Are car insurance rates based on credit score?

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Alfa Romeo, then see our insurance analysis and rankings for other makes and models here.

Alfa Romeo Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $9,670 $14,199 $16,611
18 $9,012 $13,232 $15,480
19 $7,964 $11,694 $13,680
20 $6,944 $10,197 $11,928
21 $5,824 $8,551 $10,004
22 $5,672 $8,328 $9,742
23 $4,962 $7,286 $8,524
24 $4,714 $6,922 $8,098
25 $4,068 $5,974 $6,989
30 $3,169 $4,654 $5,444
35 $2,968 $4,358 $5,099
40 $2,855 $4,192 $4,904
45 $2,778 $4,079 $4,772
55 $2,548 $3,741 $4,376
65 $2,658 $3,902 $4,565
75 $3,354 $4,926 $5,762

Alfa Romeo auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Alfa Romeo models by state.


Average Alfa Romeo Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Georgia $3,308 $4,947 $4,988
Wyoming $2,346 $3,285 $3,498
Wisconsin $2,514 $3,924 $4,476
West Virginia $2,522 $3,610 $4,524
Washington $2,506 $3,401 $4,061
Virginia $1,893 $2,906 $2,849
Vermont $2,010 $3,094 $3,270
Utah $2,610 $3,658 $5,033
Texas $3,069 $4,433 $5,514
Tennessee $3,048 $4,486 $5,974
South Dakota $2,590 $3,734 $4,308
South Carolina $2,888 $4,002 $5,524
Rhode Island $4,252 $6,238 $7,024
Pennsylvania $2,547 $3,740 $4,375
Oregon $3,024 $4,058 $4,846
Oklahoma $3,323 $4,758 $5,357
Ohio $2,081 $3,210 $3,290
North Dakota $2,334 $3,547 $4,194
North Carolina $1,706 $2,930 $2,089
New York $2,751 $3,464 $5,783
New Mexico $2,970 $4,418 $4,586
New Jersey $2,908 $4,562 $5,971
New Hampshire $2,640 $4,174 $5,277
Nevada $3,794 $5,628 $5,946
Nebraska $2,300 $3,402 $3,696
Montana $2,722 $3,798 $4,420
Missouri $2,676 $3,827 $5,028
Mississippi $2,841 $4,052 $4,078
Minnesota $2,354 $3,138 $4,418
Michigan $5,717 $8,712 $13,742
Massachusetts $2,369 $4,133 $2,369
Maryland $2,954 $4,300 $4,776
Maine $1,826 $2,524 $3,726
Louisiana $4,828 $7,298 $7,912
Kentucky $3,761 $5,520 $6,519
Kansas $2,602 $3,786 $4,428
Iowa $1,956 $2,682 $3,154
Indiana $2,469 $3,774 $4,235
Illinois $2,403 $3,632 $4,142
Idaho $2,296 $3,043 $3,700
Hawaii $1,321 $1,794 $1,321
Florida $4,058 $5,614 $7,315
Delaware $3,408 $4,542 $5,834
Connecticut $4,116 $6,384 $8,104
Colorado $3,222 $4,509 $5,721
California $3,452 $6,106 $3,452
Arkansas $3,101 $4,872 $5,365
Arizona $2,828 $4,089 $6,024
Alaska $2,502 $3,468 $3,371
Alabama $3,025 $4,393 $5,592

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