Alfa Romeo Insurance Rates

The average cost of car insurance for a Alfa Romeo model is about $1,784 per year.

This is $3 better than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Alfa Romeo insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Alfa Romeo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Alfa Romeo Model

Model Good Driver Recent Accident Poor Credit
Alfa Romeo Giulia Insurance Cost $1,863 $2,736 $3,200
Alfa Romeo Stelvio Insurance Cost $1,705 $2,503 $2,928

The cost to insure an Alfa Romeo model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Alfa Romeo, then see our insurance analysis and rankings for other makes and models here.

Alfa Romeo Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $6,042 $8,872 $10,380
18 $5,631 $8,269 $9,673
19 $4,976 $7,308 $8,548
20 $4,340 $6,372 $7,454
21 $3,638 $5,343 $6,251
22 $3,544 $5,204 $6,088
23 $3,100 $4,553 $5,326
24 $2,946 $4,326 $5,060
25 $2,542 $3,733 $4,367
30 $1,980 $2,908 $3,402
35 $1,854 $2,724 $3,186
40 $1,784 $2,620 $3,064
45 $1,736 $2,549 $2,982
55 $1,592 $2,338 $2,734
65 $1,660 $2,438 $2,852
75 $2,096 $3,078 $3,600

Alfa Romeo auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Alfa Romeo models by state.

Average Alfa Romeo Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $1,890 $2,745 $3,494
Alaska $1,564 $2,167 $2,106
Arizona $1,768 $2,555 $3,764
Arkansas $1,938 $3,044 $3,352
California $2,158 $3,816 $2,158
Colorado $2,014 $2,818 $3,575
Connecticut $2,572 $3,989 $5,064
Delaware $2,130 $2,838 $3,645
Florida $2,536 $3,508 $4,571
Georgia $2,067 $3,091 $3,116
Hawaii $826 $1,121 $826
Idaho $1,434 $1,902 $2,312
Illinois $1,502 $2,270 $2,588
Indiana $1,542 $2,358 $2,646
Iowa $1,222 $1,676 $1,970
Kansas $1,626 $2,365 $2,766
Kentucky $2,350 $3,450 $4,074
Louisiana $3,017 $4,560 $4,944
Maine $1,140 $1,577 $2,328
Maryland $1,846 $2,687 $2,984
Massachusetts $1,480 $2,582 $1,480
Michigan $3,572 $5,444 $8,587
Minnesota $1,470 $1,961 $2,761
Mississippi $1,775 $2,532 $2,548
Missouri $1,672 $2,392 $3,142
Montana $1,700 $2,373 $2,762
Nebraska $1,438 $2,126 $2,310
Nevada $2,371 $3,517 $3,716
New Hampshire $1,650 $2,608 $3,298
New Jersey $1,818 $2,852 $3,731
New Mexico $1,856 $2,760 $2,866
New York $1,719 $2,165 $3,614
North Carolina $1,066 $1,831 $1,306
North Dakota $1,458 $2,216 $2,621
Ohio $1,300 $2,005 $2,056
Oklahoma $2,076 $2,973 $3,348
Oregon $1,890 $2,536 $3,028
Pennsylvania $1,592 $2,336 $2,734
Rhode Island $2,657 $3,898 $4,389
South Carolina $1,804 $2,501 $3,452
South Dakota $1,619 $2,332 $2,692
Tennessee $1,904 $2,803 $3,732
Texas $1,918 $2,770 $3,446
Utah $1,631 $2,286 $3,146
Vermont $1,256 $1,934 $2,044
Virginia $1,182 $1,816 $1,780
Washington $1,566 $2,126 $2,538
West Virginia $1,576 $2,256 $2,826
Wisconsin $1,570 $2,452 $2,796
Wyoming $1,466 $2,053 $2,186