Alfa Romeo Insurance Rates

The average cost of car insurance for a Alfa Romeo model is about $2,176 per year.

This is $109 worse than other luxury brands. Our car insurance comparison studies assume a 40 year old good driver with full coverage and good credit, that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts. Many things can contribute to the actual rates. These variables include vehicle, age, location, mileage, credit score, driving record and more. Below you will find a chart that illustrates some of these differences. The tables further down show how these factors impact Alfa Romeo insurance rates.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Alfa Romeo insurance rates will vary significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Insurance Cost per Alfa Romeo Model

Model Good Driver Recent Accident Poor Credit
Alfa Romeo Giulia Insurance Cost $2,272 $3,385 $4,001
Alfa Romeo Stelvio Insurance Cost $2,079 $3,097 $3,661

The cost to insure an Alfa Romeo model will differ significantly by the age of the driver. Younger drivers cost more to insure because they are much more likely to be at fault in an accident. That probability decreases dramatically by the time they turn 25 and so do the premiums. In fact, insurance cost by age continues to decline until after age 60, but the increases after are modest.

Credit plays a big role in premiums in most states. The under 25 crowd is far more likely to have very little credit established. The best way to mitigate this would be to join their family's multi-vehicle policy. Their rates will become more affordable as they age up and maintain a decent driving record. They can also build their credit at the same time. While paying car insurance doesn't improve credit on its own, using a credit card to so monthly can. As long as it's paid in full every billing cycle, of course. This is also an easy way to accumulate points on a rewards credit card as it's an expense required for every driver.

Insurance costs by age vary between brands based on resale values and safety ratings. If you're not set on an Alfa Romeo, then see our insurance analysis and rankings for other makes and models here.

Alfa Romeo Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $7,370 $10,977 $12,976
18 $6,868 $10,230 $12,092
19 $6,070 $9,040 $10,686
20 $5,292 $7,883 $9,318
21 $4,438 $6,610 $7,814
22 $4,322 $6,438 $7,610
23 $3,782 $5,633 $6,659
24 $3,592 $5,352 $6,326
25 $3,100 $4,618 $5,460
30 $2,416 $3,598 $4,253
35 $2,262 $3,370 $3,983
40 $2,176 $3,241 $3,831
45 $2,117 $3,153 $3,728
55 $1,942 $2,892 $3,419
65 $2,026 $3,017 $3,566
75 $2,556 $3,808 $4,501

Alfa Romeo auto insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Alfa Romeo models by state.

Average Alfa Romeo Insurance by State

State Good Driver Recent Accident Poor Credit
Alabama $2,306 $3,230 $4,042
Alaska $1,906 $2,777 $2,910
Arizona $2,156 $3,344 $4,768
Arkansas $2,363 $3,580 $4,004
California $2,632 $4,602 $2,632
Colorado $2,456 $3,400 $4,240
Connecticut $3,137 $4,850 $6,212
Delaware $2,598 $3,576 $4,748
Florida $3,092 $4,200 $5,476
Georgia $2,521 $3,886 $3,987
Hawaii $1,007 $1,390 $1,007
Idaho $1,750 $2,354 $2,932
Illinois $1,832 $2,707 $3,140
Indiana $1,882 $2,940 $3,432
Iowa $1,490 $2,236 $2,605
Kansas $1,983 $2,919 $3,458
Kentucky $2,866 $4,312 $5,070
Louisiana $3,680 $5,624 $6,054
Maine $1,392 $1,866 $2,723
Maryland $2,252 $3,302 $3,898
Massachusetts $1,806 $3,054 $1,806
Michigan $4,358 $6,550 $10,072
Minnesota $1,794 $2,409 $3,566
Mississippi $2,165 $3,270 $3,454
Missouri $2,040 $2,810 $3,634
Montana $2,074 $3,246 $3,580
Nebraska $1,753 $2,482 $2,824
Nevada $2,892 $4,366 $4,790
New Hampshire $2,012 $3,242 $4,129
New Jersey $2,216 $3,494 $4,508
New Mexico $2,264 $3,258 $3,658
New York $2,097 $2,730 $4,408
North Carolina $1,300 $2,098 $1,617
North Dakota $1,779 $2,738 $3,476
Ohio $1,586 $2,594 $2,687
Oklahoma $2,532 $3,802 $4,312
Oregon $2,304 $3,480 $3,993
Pennsylvania $1,941 $2,936 $3,368
Rhode Island $3,241 $4,973 $5,688
South Carolina $2,201 $3,185 $4,544
South Dakota $1,974 $2,716 $3,260
Tennessee $2,322 $3,474 $4,382
Texas $2,339 $3,442 $4,320
Utah $1,990 $2,876 $3,968
Vermont $1,531 $2,448 $2,677
Virginia $1,443 $2,172 $2,308
Washington $1,910 $2,870 $3,383
West Virginia $1,922 $2,798 $3,456
Wisconsin $1,916 $2,796 $3,396
Wyoming $1,788 $2,628 $2,938