Ford F-150 Insurance Cost

Auto insurance for a Ford F-150 will cost about $1,542 per year.

This beats the national average for popular pickup models by $245. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-150.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-150 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-150 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,225 $7,672 $8,975
18 $4,869 $7,149 $8,364
19 $4,303 $6,318 $7,391
20 $3,752 $5,509 $6,445
21 $3,146 $4,620 $5,405
22 $3,064 $4,499 $5,264
23 $2,681 $3,937 $4,606
24 $2,547 $3,740 $4,376
25 $2,198 $3,228 $3,776
30 $1,712 $2,514 $2,941
35 $1,604 $2,355 $2,755
40 $1,542 $2,265 $2,649
45 $1,501 $2,204 $2,578
55 $1,376 $2,021 $2,365
65 $1,436 $2,108 $2,466
75 $1,812 $2,661 $3,113

Ford F-150 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-150 by state.

Ford F-150 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,634 $2,374 $3,021
Alaska $1,352 $1,874 $1,821
Arizona $1,528 $2,209 $3,255
Arkansas $1,675 $2,632 $2,898
California $1,865 $3,299 $1,865
Colorado $1,741 $2,436 $3,091
Connecticut $2,224 $3,449 $4,378
Delaware $1,841 $2,454 $3,152
Florida $2,192 $3,033 $3,952
Georgia $1,787 $2,673 $2,695
Hawaii $714 $969 $714
Idaho $1,240 $1,644 $1,999
Illinois $1,298 $1,962 $2,238
Indiana $1,334 $2,039 $2,288
Iowa $1,057 $1,449 $1,704
Kansas $1,406 $2,045 $2,392
Kentucky $2,032 $2,983 $3,522
Louisiana $2,608 $3,943 $4,275
Maine $986 $1,363 $2,013
Maryland $1,596 $2,323 $2,580
Massachusetts $1,280 $2,233 $1,280
Michigan $3,089 $4,707 $7,424
Minnesota $1,272 $1,695 $2,387
Mississippi $1,535 $2,189 $2,204
Missouri $1,446 $2,068 $2,716
Montana $1,470 $2,052 $2,388
Nebraska $1,243 $1,838 $1,997
Nevada $2,050 $3,041 $3,212
New Hampshire $1,426 $2,255 $2,851
New Jersey $1,571 $2,465 $3,226
New Mexico $1,605 $2,387 $2,478
New York $1,486 $1,872 $3,124
North Carolina $921 $1,583 $1,129
North Dakota $1,261 $1,916 $2,266
Ohio $1,124 $1,734 $1,778
Oklahoma $1,795 $2,570 $2,894
Oregon $1,634 $2,192 $2,618
Pennsylvania $1,376 $2,020 $2,364
Rhode Island $2,297 $3,370 $3,795
South Carolina $1,560 $2,162 $2,985
South Dakota $1,400 $2,017 $2,327
Tennessee $1,646 $2,424 $3,227
Texas $1,658 $2,395 $2,979
Utah $1,410 $1,976 $2,719
Vermont $1,086 $1,672 $1,767
Virginia $1,023 $1,570 $1,539
Washington $1,354 $1,838 $2,194
West Virginia $1,362 $1,951 $2,444
Wisconsin $1,358 $2,120 $2,418
Wyoming $1,268 $1,775 $1,890

Ford F-150 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-150 ranks for Insurance compared to other vehicles. Also check out how the F-150 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-150 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-150 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: