Ford F-150 Insurance Cost

Auto insurance for a Ford F-150 will cost about $1,695 per year.

This beats the national average for popular pickup models by $372. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-150. Visit our Competitive Quote Tool to see if you can find lower rates for a F-150.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

These Ford F-150 insurance cost estimates are a result of our ongoing nationwide research and analysis, but they are only averages. We recommend that you let our trusted insurance partners do the shopping for you using our Competitive Quote Tool. While it's free to use, we do receive a small commission if you find a better deal.

Ford F-150 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,741 $8,550 $10,107
18 $5,350 $7,968 $9,419
19 $4,728 $7,042 $8,324
20 $4,122 $6,140 $7,258
21 $3,457 $5,149 $6,087
22 $3,367 $5,015 $5,928
23 $2,946 $4,388 $5,187
24 $2,799 $4,169 $4,928
25 $2,415 $3,597 $4,253
30 $1,882 $2,802 $3,313
35 $1,762 $2,625 $3,103
40 $1,695 $2,524 $2,984
45 $1,649 $2,456 $2,904
55 $1,512 $2,253 $2,663
65 $1,578 $2,350 $2,778
75 $1,991 $2,966 $3,506

Ford F-150 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-150 by state.

Ford F-150 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,796 $2,515 $3,148
Alaska $1,485 $2,163 $2,267
Arizona $1,679 $2,605 $3,714
Arkansas $1,841 $2,788 $3,119
California $2,050 $3,585 $2,050
Colorado $1,913 $2,648 $3,303
Connecticut $2,444 $3,778 $4,839
Delaware $2,023 $2,785 $3,698
Florida $2,409 $3,272 $4,266
Georgia $1,964 $3,027 $3,106
Hawaii $784 $1,083 $784
Idaho $1,363 $1,834 $2,283
Illinois $1,427 $2,109 $2,445
Indiana $1,466 $2,290 $2,673
Iowa $1,161 $1,741 $2,029
Kansas $1,544 $2,274 $2,693
Kentucky $2,233 $3,358 $3,950
Louisiana $2,866 $4,380 $4,716
Maine $1,084 $1,454 $2,121
Maryland $1,754 $2,571 $3,037
Massachusetts $1,406 $2,379 $1,406
Michigan $3,394 $5,102 $7,845
Minnesota $1,397 $1,877 $2,778
Mississippi $1,687 $2,548 $2,691
Missouri $1,589 $2,189 $2,831
Montana $1,616 $2,528 $2,788
Nebraska $1,366 $1,933 $2,200
Nevada $2,253 $3,401 $3,731
New Hampshire $1,567 $2,526 $3,216
New Jersey $1,727 $2,722 $3,511
New Mexico $1,763 $2,537 $2,849
New York $1,633 $2,127 $3,433
North Carolina $1,012 $1,634 $1,260
North Dakota $1,385 $2,133 $2,707
Ohio $1,235 $2,020 $2,093
Oklahoma $1,973 $2,962 $3,359
Oregon $1,795 $2,711 $3,110
Pennsylvania $1,512 $2,286 $2,624
Rhode Island $2,524 $3,874 $4,430
South Carolina $1,714 $2,481 $3,540
South Dakota $1,538 $2,116 $2,539
Tennessee $1,809 $2,706 $3,414
Texas $1,822 $2,681 $3,366
Utah $1,550 $2,241 $3,091
Vermont $1,193 $1,907 $2,085
Virginia $1,124 $1,692 $1,798
Washington $1,488 $2,235 $2,635
West Virginia $1,497 $2,180 $2,692
Wisconsin $1,492 $2,178 $2,646
Wyoming $1,393 $2,047 $2,289

Other Ford F-150 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-150 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: