Ford F-150 Insurance Rates

Ford F-150 Insurance Rates

Auto insurance for a Ford F-150 will cost about $2,317 per year.

This beats the national average for popular pickup models by $578. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-150.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-150 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

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Ford F-150 Insurance Rates by Age*

Age Good Driver Recent Accident Poor Credit
17 $7,848 $11,525 $13,482
18 $7,314 $10,740 $12,565
19 $6,464 $9,492 $11,104
20 $5,636 $8,276 $9,682
21 $4,727 $6,940 $8,119
22 $4,603 $6,759 $7,907
23 $4,028 $5,914 $6,919
24 $3,826 $5,619 $6,573
25 $3,302 $4,849 $5,673
30 $2,572 $3,777 $4,419
35 $2,409 $3,538 $4,139
40 $2,317 $3,402 $3,980
45 $2,255 $3,311 $3,873
55 $2,068 $3,036 $3,552
65 $2,157 $3,167 $3,705
75 $2,722 $3,998 $4,677

Ford F-150 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-150 by state.


Ford F-150 Insurance Rates by State*

State Good Driver Recent Accident Poor Credit
Alabama $2,455 $3,566 $4,539
Alaska $2,031 $2,815 $2,736
Arizona $2,296 $3,319 $4,889
Arkansas $2,517 $3,955 $4,354
California $2,802 $4,956 $2,802
Colorado $2,615 $3,660 $4,644
Connecticut $3,341 $5,182 $6,578
Delaware $2,766 $3,686 $4,735
Florida $3,293 $4,556 $5,937
Georgia $2,685 $4,015 $4,048
Hawaii $1,073 $1,456 $1,073
Idaho $1,863 $2,470 $3,003
Illinois $1,950 $2,948 $3,361
Indiana $2,004 $3,063 $3,437
Iowa $1,587 $2,177 $2,559
Kansas $2,111 $3,072 $3,593
Kentucky $3,052 $4,481 $5,291
Louisiana $3,919 $5,923 $6,422
Maine $1,482 $2,048 $3,024
Maryland $2,398 $3,490 $3,876
Massachusetts $1,923 $3,354 $1,923
Michigan $4,640 $7,071 $11,153
Minnesota $1,910 $2,547 $3,586
Mississippi $2,306 $3,289 $3,310
Missouri $2,173 $3,106 $4,081
Montana $2,209 $3,082 $3,588
Nebraska $1,867 $2,761 $3,000
Nevada $3,080 $4,568 $4,826
New Hampshire $2,143 $3,388 $4,283
New Jersey $2,361 $3,703 $4,846
New Mexico $2,411 $3,586 $3,722
New York $2,233 $2,812 $4,693
North Carolina $1,384 $2,378 $1,696
North Dakota $1,894 $2,879 $3,405
Ohio $1,689 $2,605 $2,671
Oklahoma $2,697 $3,862 $4,348
Oregon $2,454 $3,293 $3,933
Pennsylvania $2,067 $3,035 $3,551
Rhode Island $3,451 $5,063 $5,701
South Carolina $2,344 $3,248 $4,483
South Dakota $2,103 $3,030 $3,496
Tennessee $2,473 $3,641 $4,848
Texas $2,491 $3,598 $4,476
Utah $2,119 $2,969 $4,085
Vermont $1,631 $2,512 $2,655
Virginia $1,536 $2,359 $2,312
Washington $2,034 $2,760 $3,296
West Virginia $2,047 $2,931 $3,672
Wisconsin $2,040 $3,185 $3,633
Wyoming $1,905 $2,666 $2,839

Ford F-150 Insurance Rankings


We've ranked over 200 models from best to worst for Insurance. See where the Ford F-150 ranks for Insurance compared to other vehicles. Also check out how the F-150 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Other Ford F-150 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-150 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

Ford F-150s For Sale

2020 Ford F-150 XLT

Mileage: 58,993
Mileage: 58,993     Price: $30,990
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 231
Colors (ext/int): Rapid Red Metallic Tinted Clearcoat / Black

$30,990


2015 Ford F-150 Platinum

Mileage: 105,634
Mileage: 105,634     Price: $25,992
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 183
Colors (ext/int): Oxford White / Black

$25,992


2015 Ford F-150 King Ranch

Mileage: 143,736
Mileage: 143,736     Price: $21,990
Location: Sterling, VA ~ 3 miles away
Dealer: Autonation Honda Dulles
Days on Market: 25
Colors (ext/int): Guard Metallic / Black

$21,990



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