Ford F-150 Insurance Cost

Auto insurance for a Ford F-150 will cost about $1,612 per year.

This beats the national average for popular pickup models by $282. Our car insurance comparison study assumes a 40 year old good driver with full coverage and good credit that drives around 13,000 miles per year. They also assume a single-car policy on a brand-new vehicle, and won't reflect any multi-car discounts.

Auto insurance premiums vary a great deal by age, state, insurance company and mileage. Factors such as recent accidents, traffic violations, credit history also impact these rates. The following chart illustrates how some of these scenarios affect the cost of car insurance for a Ford F-150.

Good Driver and Credit
Recent At-Fault Accident
Poor Credit Rating

Ford F-150 insurance rates can also differ significantly between providers for the same coverage. If you've been with your current insurance company for more than a few years, you should get new quotes to make sure you're not overpaying. Try our Competitive Quote Tool or the form below to get free quotes to lower your insurance costs. Advertising Disclosure

Ford F-150 Insurance Cost by Age

Age Good Driver Recent Accident Poor Credit
17 $5,461 $8,018 $9,380
18 $5,089 $7,472 $8,742
19 $4,497 $6,604 $7,725
20 $3,921 $5,758 $6,736
21 $3,288 $4,829 $5,649
22 $3,203 $4,703 $5,502
23 $2,802 $4,115 $4,814
24 $2,662 $3,909 $4,573
25 $2,297 $3,374 $3,947
30 $1,790 $2,628 $3,074
35 $1,676 $2,461 $2,879
40 $1,612 $2,367 $2,769
45 $1,569 $2,304 $2,695
55 $1,439 $2,113 $2,471
65 $1,501 $2,204 $2,578
75 $1,894 $2,781 $3,254

Ford F-150 car insurance premiums can cost a lot more or less depending on where you live. Rates are more expensive in Michigan because they mandate much higher coverage levels. California, Hawaii and Massachusetts don't allow providers to adjust rates based on credit. These figures also do not include the potential discounts on a multi-vehicle policy. Those can provide significant savings to a household full of drivers. The table below is a breakdown of how these factors can affect Ford F-150 by state.

Ford F-150 Insurance Rates by State

State Good Driver Recent Accident Poor Credit
Alabama $1,708 $2,481 $3,158
Alaska $1,413 $1,958 $1,904
Arizona $1,597 $2,309 $3,402
Arkansas $1,751 $2,751 $3,029
California $1,950 $3,448 $1,950
Colorado $1,820 $2,546 $3,231
Connecticut $2,325 $3,605 $4,576
Delaware $1,924 $2,565 $3,294
Florida $2,291 $3,170 $4,131
Georgia $1,868 $2,793 $2,817
Hawaii $746 $1,013 $746
Idaho $1,296 $1,719 $2,089
Illinois $1,357 $2,051 $2,339
Indiana $1,394 $2,131 $2,392
Iowa $1,104 $1,514 $1,781
Kansas $1,469 $2,137 $2,500
Kentucky $2,124 $3,117 $3,681
Louisiana $2,726 $4,121 $4,468
Maine $1,031 $1,425 $2,104
Maryland $1,668 $2,428 $2,697
Massachusetts $1,338 $2,334 $1,338
Michigan $3,228 $4,920 $7,760
Minnesota $1,329 $1,772 $2,495
Mississippi $1,604 $2,288 $2,303
Missouri $1,512 $2,161 $2,839
Montana $1,537 $2,144 $2,496
Nebraska $1,299 $1,921 $2,087
Nevada $2,143 $3,178 $3,358
New Hampshire $1,491 $2,357 $2,980
New Jersey $1,642 $2,577 $3,372
New Mexico $1,677 $2,495 $2,590
New York $1,554 $1,956 $3,265
North Carolina $963 $1,654 $1,180
North Dakota $1,318 $2,003 $2,369
Ohio $1,175 $1,812 $1,858
Oklahoma $1,876 $2,687 $3,025
Oregon $1,707 $2,291 $2,736
Pennsylvania $1,438 $2,112 $2,471
Rhode Island $2,401 $3,522 $3,966
South Carolina $1,631 $2,260 $3,119
South Dakota $1,463 $2,108 $2,433
Tennessee $1,721 $2,533 $3,373
Texas $1,733 $2,503 $3,114
Utah $1,474 $2,066 $2,842
Vermont $1,135 $1,748 $1,847
Virginia $1,069 $1,641 $1,609
Washington $1,415 $1,921 $2,293
West Virginia $1,424 $2,039 $2,555
Wisconsin $1,419 $2,216 $2,527
Wyoming $1,325 $1,855 $1,975

Ford F-150 Insurance Rankings

Insurance Rankings

We've ranked over 200 models from best to worst for Insurance. See where the Ford F-150 ranks for Insurance compared to other vehicles. Also check out how the F-150 stacks up in our rankings for Depreciation, Maintenance, Overall Costs.

Insurance Rankings

Other Ford F-150 Costs of Ownership

Finding a car or truck that saves on insurance costs is important. But, it's also imperative to view all major Ford F-150 costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses: